Article Per Year (5 Year)
p-Index From 2019 - 2024
1.953
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi dan Pembangunan Indonesia Ecosains Journal of Islamic Monetary Economics and Finance Jurnal Kajian Ekonomi dan Pembangunan Journal of Community Service JEPI
Marta, Joan
Universitas Negeri Padang
Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

Published : 19 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 19 Documents
Search

 1   2 
Dampak Jaminan terhadap Peluang Memperoleh Kredit bagi UMKM di Sumatera Barat Marta, Joan; Satria, Doni
Jurnal Ekonomi dan Pembangunan Indonesia Vol 16 No 1 (2015): Juli
Publisher : Department of Economics-FEB UI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (627.69 KB) | DOI: 10.21002/jepi.v16i1.457

Abstract

Collateral Effect to Bank Loan Probability for Microenterprises in West SumateraThis paper reveals that West Sumatera banking sector are more likely using the availability of collateral for the credit to micro, small and medium enterprises (MSME). Using 384 sample size from MSME in West Sumatera, if a MSME have enough collateral, the probability of their credit application to be rejected by banks will fall from 59.9% to 11.7% comparing to they don’t have enough collateral. This finding proved a credit guarantee scheme is needed, and for the further study it is recommended to conduct research on the characteristic of the potentials of MSME as a credit scoring model for banks.Keywords: Micro, Small and Medium Enterprises; Banking Credit; Logistic Model AbstrakPenelitian ini membuktikan bahwa perbankan di Sumatera Barat cenderung untuk menggunakan jaminan yang cukup sebagai dasar penolakan dan pemberian kredit yang diajukan Usaha Mikro Kecil dan Menengah (UMKM). Menggunakan data hasil survei dengan ukuran sampel sebanyak 384 UMKM di Sumatera Barat, penulis menemukan bahwa peluang sebuah aplikasi kredit yang diajukan UMKM ditolak akan berkurang dari 59,9% menjadi 11,7% jika UMKM tersebut memiliki jaminan yang cukup. Hasil penelitian ini merekomendasikan pentingnya sistem penjaminan kredit untuk UMKM dan sekaligus merekomendasikan untuk melakukan penelitian lanjutan untuk mengindentifikasi karakteristik UMKM yang memiliki potensi yang baik dan pembuatan model kredit scoring.
Migrasi Desa-Kota di Indonesia: “Risk Coping Strategy VS Investment” Marta, Joan; Fauzi, Akhmad; Juanda, Bambang; Rustiadi, Ernan
Jurnal Ekonomi dan Pembangunan Indonesia Vol 20 No 2 (2020): Juli 2020
Publisher : Department of Economics-FEB UI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (186.75 KB) | DOI: 10.21002/jepi.v20i2.1337

Abstract

The study aims to analyses the reasons behind migrations motives among rural household based on household and area origin characteristic. The study used IFLS data of 2007 and 2014 consisting 2,581 household samples spreading in 13 provinces. Binomial and multinomial logit model was used to estimate probability to migrate based on migration motive. We found the contradictory effect of household income on decision to migrate between motives. Income has negative effect in risk coping as migration motives, otherwise have positive effect in investment motive. --------------------------------------- Penelitian ini bertujuan untuk menganalisis alasan dibalik motif migrasi di antara rumah tangga perdesaan berdasarkan karakteristik rumah tangga dan karakteristik daerah asal. Penelitian ini menggunakan data IFLS tahun 2007 dan 2014 yang terdiri dari 2.581 sampel rumah tangga yang tersebar di 13 provinsi. Model binomial dan multinomial logit digunakan untuk memperkirakan probabilitas untuk bermigrasi berdasarkan motif migrasi. Hasil penelitian ini menemukan efek kontradiktif dari pendapatan rumah tangga pada keputusan untuk bermigrasi di antara motif. Pendapatan memiliki efek negatif dalam mengatasi risiko sebagai motif migrasi, sebaliknya memiliki efek positif dalam motif investasi.
UNDERSTANDING THE FACTORS INFLUENCING BANKING CUSTOMERS’ FINANCIAL ASSET OWNERSHIP Aimatul Yumna; Joan Marta
Journal of Islamic Monetary Economics and Finance Vol 7 No 1 (2021)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v7i1.1330

Abstract

The objective of this study is to evaluate the factors which influence banking customers' financial asset ownership. Using the pyramid of Maslahah framework, the study classifies the needs of banking customers into four levels: those for basic financial services (hajjiyat); for financial assets for security or as a precaution (darruriyat); for financial assets for investment (tahsiniyah); and those for financial assets for religious purposes. To answer the research questions, a binomial logistic model was applied and the primary data were collected using a questionnaire survey with 300 respondents in Indonesia. It was found that the pattern of ownership of financial assets follows the order proposed in the theory of the pyramid of Maslahah. The study also found that financial asset ownership for transaction needs was mainly influenced by the variables of income and credit and that ownership of such assets for security or precautionary needs was largely determined by life cycle variables. In addition, ownership for investment needs was strongly influenced by the level of education, and for religious needs it was mainly determined by income levels and life cycle variables. The study findings provide important information for mapping the financial needs of Islamic banking customers.
PENGARUH VARIABEL MAKROEKONOMI DAN KONDISI PASAR MODAL INTERNASIONAL TERHADAP INDEKS HARGA SAHAM GABUNGAN Yusuf Simabur; Joan Marta
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 3, No 2 (2014): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.10961157.00

Abstract

This study aims to analyze the effect of macroeconomic variables and international capital market conditions on the stock price index, namely: Effect of macroeconomic variables and the International Capital Markets Index against JCI in short-term. Short- term and long term research is descriptive and associative. The type of data in this study is secondary data from the years 2004-2013 in the form of time series data obtained from the IDX Statistics and Bank Indonesia publications. The analytical method used is the Error Correction Model.Hasil study are (1) BI Rate, Exchange Rate and STI have significant effect on the composite index in the short term, but money supply, DJIA and CAC40 have not significant effect on the composite index. (2)Money Supply, , Exchange Rate, DJIA and STI have significant effect on the composite index in the short term, but BI Rate, and CAC40 have not significant effect on the composite index.Keyword: Composite Stock Price Index, Macroeconomic Variables, International Capital Markets Index and Error Correction Model.
DAMPAK INVESTASI SEKTOR PERTANIAN TERHADAP PEREKONOMIAN SUMATERA BARAT (ANALISIS INPUT - OUTPUT) Joan Marta
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 2, No 1 (2013): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (7.485 KB) | DOI: 10.24036/ecosains.346957.00

Abstract

This study aims to: (i) analyze the role of agriculture sector to the economy of West Sumatra in the formation of the structure of demand and the structure of supply, consumption structure, the structure of investment, export and import structure, structure of gross added value, (ii) determine the forward linkage and backward linkages of agriculture sector in the province of West Sumatra, (iii) determine the sensitivity coefficient of the spread and the spread of agriculture in West Sumatra, (iv) determine the multiplier effect caused by the agricultural sector in the province of West Sumatra, and (v) analyze the impact of investment generated by the agricultural sector to the economy in the province of West Sumatra. The results showed the assumption that investment in the agricultural sub-sectors Rp100 billion will have an impact on the increase in output, income and employment are able to create a total output in all sectors of the economy of Rp131,736.99 billion, revenue of Rp21 682, 46 billion, and the employment of 5,343 people. Based on this analysis, the impact of the agricultural subsector investment to the formation of the largest output value is in the plantation subsector, while the formation of the largest income on livestock sub-sector.
ANALISIS PENGARUH SEKTOR HOTEL DAN RESTORAN TERHADAP PEREKONOMIAN DI SUMATERA BARAT Suci Nawangsari; Akhirmen Akhirmen; Joan Marta
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 4, No 2 (2015): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.10966457.00

Abstract

This study aims to: (1) analyze the role the hotel and restaurant sector to the economy in the formation of the structure of demand and the structure of supply, consumption structure, the structure of exports and imports, the structure of gross added value, (2) determine the magnitude of forward linkages and belakanh linkage to the hotel and restaurant sector, (3) determine the coefficient of deployment and dissemination sensitivity hotel and restaurant sector, (4) determine the magnitude of the multiplier effect (multiplier effect). The result shows that : (1) The contribution of hotels and restaurants output ranks last of the ten sectors, (2) Analysis of the relationship indicates that the hotel and restaurant sector have backward linkages ,(3) Analysis of the impact of the deployment where the deployment impact on the spread of and sensitivity to the coefficient of deployment, (4) The sector of hotels and restaurants have the value of the multiplier is relatively high, especially for the multiplier output and income multiplier.Keyword : hotel and restaurant, input output analysis
KEPEMILIKAN SUMBER DAYA ALAM TERHADAP KONDISI SOSIAL EKONOMI WILAYAH DI INDONESIA Atri Putri A; Zul Azhar; Joan Marta
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 4, No 1 (2015): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.10965357.00

Abstract

This study aims to determine the difference in life expectancy, the average, the difference in GDP per capita, and differences in poverty rates between developed regions rich natural resources and developed regions poor in natural resources. This study uses Typology Klassen in sampling, The results showed that there are significant differences in life expectancy in developed regions are rich in natural resources and advanced regions poor in natural resources. There are significant differences in the average length of school in the forward region rich in natural resources and advanced regions poor in natural resources. There are significant differences in GDP per capita between developed regions rich natural resources and developed regions poor in natural resources. There were no significant differences in the levels of poverty in the developed regions rich in natural resources with advanced regions poor in natural resourcesKeyword : natural resource curse, life expetancy, length of school, GDP, poverty
FAKTOR PEMICU DAN PENENTU KELAYAKAN PEMEKARAN WILAYAH DI SUMATERA BARAT (Pendekatan Sosial dan Ekonomi) Joan Marta
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 1, No 1 (2012): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6.686 KB) | DOI: 10.24036/ecosains.346757.00

Abstract

This study aims to analyze the socio-economic conditions as a trigger factor and determining the feasibility of splitting of district and municipalities in West Sumatra. This study uses weighting and scores for each of the socio-economic variables. Based on the analysis, there is potential for expansion in the 7 (seven) district in West Sumatra, this occurs most likely driven by the extent of the area owned, so that public services received by the public to be less than the maximum. Besides the area factor here too there are ethnic differences in factors (culture) which can promote regional expansion. Of the seven districts that have the possibility of splitting the area when viewed in terms of feasibility level, the Pesisir Selatan District and District Sijunjung have a very viable category in terms of ability and local financial and human resources quality, while four other districts get qualify for the split.
Analisis Lama Mencari Kerja Dan Lama Mempersiapkan Usaha Tenaga Kerja Terdidik Di Sumatera Barat : Peran Pendidikan Dan Dampak Upah Elyn Wulandari; Joan Marta
Jurnal Kajian Ekonomi dan Pembangunan Vol 4, No 1 (2022): Jurnal Kajian Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkep.v4i1.13301

Abstract

This study aims to analyze the difference between the length of time looking for work and the length of time to prepare a business for the workforce who are already working in terms of education level, wages, age, gender, work experience, training, marital status, and area of residence. The total unit of analysis used is 666 individual samples sourced from the August 2020 Labor Force Survey (SAKERNAS) data for the West Sumatra Province. The analytical method used is Poisson regression. The results of the Poisson regression show that the higher the level of education, the opportunities to find work and the opportunity to prepare for a business will be longer than the level of education below high school. The results of this study also show that wages/salaries equally affect the opportunity to look for work and the time to prepare for a business in West Sumatra Province.
Analisis Pengaruh Sosial Ekonomi Terhadap Efisiensi Penggunaan Energi Listrik Sektor Rumah Tangga Di Sumatera Barat (Studi Kasus Daerah Perkotaan) Sabri Sabri; Joan Marta; Selli Nelonda
Jurnal Kajian Ekonomi dan Pembangunan Vol 4, No 2 (2022): Jurnal Kajian Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkep.v4i2.13319

Abstract

This study analyzes the socio-economic effect on the efficiency of electrical energy use in the urban household sector in West Sumatra (Urban Area Case Study) in 2020. The results of this study explain that the variables of per capita expenditure, education, employment status, age, and communication technology have a positive effect on the intensity of electrical energy use. While the variable of building ownership status is the only variable that has a negative effect on the intensity of electricity use in the urban household sector in West Sumatra. The decrease in the intensity of the use of electrical energy in the urban household sector in West Sumatra reflects the condition of efficiency in the use of electrical energy. On the other hand, the increase in the intensity of use of electrical energy in the urban household sector in West Sumatra reflects conditions in the efficient use of electrical energy.
Co-Authors Akbar, Urmatul Uska Akhirmen Akhirmen Akhmad Fauzi Atri Putri A Bambang Juanda Doni Satria Doni Satria Dwirani Puspa Artha Elwita Syafrilia Elyn Wulandari Ernan Rustiadi Fahmi Agusman Idris Indah Lestari Isra Habibi Melti Roza Adry Putri, Dewi Zaini Sabri Sabri Sari, Yollit Permata Satria, Doni Selli Nelonda Suci Nawangsari Syamsul Amar B Yeni, Isra Yumna, Aimatul Yusuf Simabur Zul Azhar