Claim Missing Document
Check
Articles

Found 26 Documents
Search

PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KINERJA KEUANGAN PADA BSI REGION MEDAN Yusti Laila; Mutiah Khaira Sihotang
Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.2056

Abstract

This study aims to determine the effect of financial literacy and financial inclusion on financial performance in the region medan BSI. The data collection technique in this study used a questionnaire which is in the from of a data collection technique which is carried out by providing questions ang written statements to respondents to be answered. The population in this study was all employees in the BSI Medan Region. The sample was taken using a saturated sampling technique (total sampling) with a total of 17 employees. The conclusion of the financial inclusion research affects financial performance, financial literacy affects finances, simultaneously financial literacy ang financial inclusion affects financial performance in BSI Medan Region. Keywords: Financial Literacy; Financial Inlusion; Financial Performance.
Training of management and establishment of sharia cooperatives (Baitul Maal Wat Tamwil) at Aisyiyah Percut Sei Tuan Isra Hayati; Syahrul Amsari; Mutiah Khaira Sihotang; Ahmad Afandi
Community Empowerment Vol 7 No 9 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.7733

Abstract

This program was motivated by the lack of knowledge of the management and residents of Aisyiyah in establishing and managing the Sharia Cooperative at the Aisyiyah Percut Sei Tuan Branch. In addition, residents of Aisyiyah Percut Sei Tuan District still use usury-based cooperative savings and loan services. To improve knowledge and literacy, the purpose of this service is to provide management training on the establishment and management of sharia cooperatives, so that Sharia cooperatives can be formed at the Aisyiyah Percut Sei Tuan Branch. The stages of implementing this activity are preparation, training and evaluation of program success. From the results of the evaluation, the training participants gained an understanding and succeeded in forming a sharia cooperative under the name Tajri Aj Ma'a. In this activity, it was also decided the monthly contribution of cooperative members which must be paid.
THE EFFECT OF ENTREPRENEURSHIP LEARNING ON STUDENT ENTREPRENEURIAL DECISIONS Isra Hayati; Susilawati Susilawati; Mutiah Khaira Sihotang
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine the Effect of Entrepreneurship Learning on Entrepreneurial Decisions of Students of the Faculty of Islamic Religion Muhammadiyah University of North Sumatra. The research method used in this study is a quantitative research method. The sample in this study were students of the Islamic Faculty of Muhammadiyah University of North Sumatra with a total of 89 students responding. Based on the results of the analysis, it shows that entrepreneurship learning can be seen from the tcount of 3,356 ttable 1,988 with a significant value of 0.001 0.05, this shows that the entrepreneurship learning variable influences interest in entrepreneurship, thus H1 is accepted.
ISLAMIC FINANCIAL LITERACY AS AN IMPROVEMENT IN THE QUALITY OF ISLAMIC BANK Rahmayati Rahmayati; Mutiah Khaira Sihotang; Efry Kurnia
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic financial literacy is a problem that still occurs in the existence of Islamic banking, so that in-depth studies continue to be carried out to determine the effectiveness of Islamic financial literacy on the quality of Islamic banks. The purpose of this study is to determine Islamic financial literacy can improve the quality of Islamic banks. The research method uses a qualitative approach from various reference sources and literature related to this research theme. The results of the study confirm that there is a link between Islamic financial literacy and the quality of Islamic banks from various previous studies that support this research.
THE EFFECT OF AGRICULTURAL FINANCING ON THE WELFARE LEVEL OF OIL PALM FARMERS IN ACEH TAMIANG REGENCY Mutiah Khaira Sihotang
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to see the effect of agricultural financing on the welfare level of oil palm farmers in Aceh Tamiang Regency. This research method uses quantitative research with primary data types. The population in this study were all oil palm farmers who received agricultural financing. The sampling technique using the accidental sampling technique is a sampling technique based on chance, that is, anyone who meets by chance with the researcher can be used as a sample. The number of samples used in this study were 30 people. The results of the study stated that murabahah financing had a significant effect on the welfare level of oil palm farmers in Aceh Tamiang Regency with tcount ttable, namely 2,532 2,042 with a significance level of 0.01.
ANALYSIS OF FACTORS AFFECTING PUBLIC INTEREST IN BECOME CUSTOMERS AT KSP SURYA ABADI MANDIRI Uswah Hasanah; Mutiah Khaira Sihotang
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine the factors that influence people's interest in becoming customers of KSP Surya Abadi Mandiri. This research approach used is quantitative research. The sampling technique in this study used the slovin formula, so the number of samples studied was 25 respondents. The test results obtained simultaneously, the independent variables of service, location and product together can influence the dependent variable of customer interest with the acquisition of fcount 29.018 ftable 3.03 with a significance level of 0.000. The value of R square (R2) in this study was obtained at 0.806 or 80.6%. This means that the dependent variable of customer interest can be explained by the independent variables of service, location and product by 80.6% while the remaining 19.4% is explained by other variables outside the research variables used. Partially, the service variable has a positive and significant influence on customer interest with a tcount value of 4.957 ttable 2.073 with a significance level of 0.000. The location variable partially has a positive and significant influence on customer interest with the acquisition of tcount 3.168 ttable 2.073 with a significance level of 0.005. The product variable partially has no significant effect on customer interest with a tcount of 0.400 ttable of 2.073 with a significance level of 0.312.
SUISTANABLE DEVELOPMENT GOALS (SDGS) TROUGH AGRICULTURAL FINANCING IN ISLAMIC BANKING Mutiah Khaira Sihotang
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is a country with an agrarian background, which means that the agricultural sector plays an important role in the Indonesian economy. One of the main problems in development in the agricultural sector is weak capital. The agricultural sector is a real sector capable of supporting the realization of the Sustainable Development Goals (SDGs). This research is descriptive qualitative which describes financing in the agricultural sector that is able to support the realization of the Sustainable Development Goals (SDGs), especially in the economic field. The results of this study explain that the Islamic economic SDGs can be achieved through agricultural development. This is because the agricultural sector has an important role in improving the economy which will automatically alleviate poverty. So it can be concluded that one way to achieve the SDGs is through the agricultural sector. The agricultural sector has a fundamental role in meeting basic human needs. 
Pengaruh Inflasi Dan Jumlah Uang Beredar Terhadap Profitabilitas Perbankan Syariah Di Indonesia Mega Utami; Mutiah Khaira Sihotang
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4147

Abstract

This research was conducted to determine the effect of inflation and the money supply on the profit of Islamic banking in Indonesia. The population in this study is all data on the financial statements of Islamic Commercial Banks (BUS) That have been published by the Financial Services Authority (OJK) in islamic Banking Stasticts (SPS) and all data from Bank Indonesia (BI). The samples in this study are Inflation and Money Supply data from BI monthly reports for 5 years and Profitability data from BUS monthly reports for 5 years, from January 2018 to December 2022 released by OJK in the SPS. The analytical method used is quantitative analysis. The results of the hypothesis test showed that the significant value for the influence of inflation (X1) and the Money Supply (X2) simultaneously on ROA (Y) was 0.000 < 0.05 and the Fcount value was 33.777 > F table 3.16. So it can be concluded that Ha 1  is accepted, which means there is an effect of inflation (X1) and the Money Supply (X2) simultaneously o ROA (Y).
CONTRIBUTION OF CORN FARMING BUSINESS IN IMPROVING COMMUNITY ECONOMIC WELFARE (CASE STUDY OF BUN ALAS VILLAGE, LEUSER DISTRICT, SOUTHEAST ACEH REGENCY): KONTRIBUSI USAHA PERTANIAN JAGUNG DALAM PENINGKATAN KESEJAHTERAAN EKONOMI MASYARAKAT (STUDI KASUS DESA BUN ALAS KECAMATAN LEUSER KABUPATEN ACEH TENGGARA) Salman Alfarisi; Lutfi Henderlan Harahap; Mutiah Khaira Sihotang
UPMI Proceeding Series Vol. 1 No. 01 (2023): Ed.01
Publisher : LPPM UPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/ups.v1i01.108

Abstract

This study aims to determine the driving and inhibiting factors of corn farming to the household economy in Bun Alas Village and the contribution of corn farming to the household economy of farmers in Bun Alas Village. This research uses a qualitative approach with case studies. 15 corn farmers were selected as key research informants. The results of the study show that corn farming is proven to make a good contribution to the economic welfare of the community, this is evidenced by the sufficient necessities of life for them and being able to provide education costs for their children in Bun Alas Village, this cannot be separated from the supporting factors, namely: corn farmers in Bun Alas Village, sufficient workers, and the land is quite wide and fertile, while the inhibiting factors are: limited capital, damaged transportation roads, and lack of knowledge in eradicating pests, especially pigs and monkey. In addition, the role of farmer groups is to contribute to farmers, because with farmer groups, agricultural facilities from the government can be channeled through corn farmer group administrators such as: Seeds and government subsidized fertilizers.
Pengaruh Inklusi Keuangan Dan Literasi Keuangan Terhadap Kinerja Keuangan Pada BSI Region Medan Yusti Laila; Mutiah Khaira Sihotang
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 3 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i3.451

Abstract

This study aims to determine the effect of financial inclusion and financial literacy on financial performance in the region medan BSI. The data collection technique in this study used a questionnaire, which is in the from of a data collection technique which is carried out by providing questions and written statements to respondents to be answered. The population in this study was all employees in the BSI medan Region. The sample was taken using a saturated sampling technique (total sampling) with a total of 17 employees. The data analysis techniques used in this study are Validity Test, Reliability Test, Normality Test, Multicholinearity Test, Heteroskedasticity Test, t Test, f Test, r Test, Multiple Linear Regression using the help of SPSS. The obtained multiple linear equation Y= 5.327 + 0.444 + 0.438. The results showed that there was an influence of financial inclusion on financial performance with a value of sig = 0.041 and t_hitung 2.256 > t_tabel 2,131, there was an effect of financial literacy on financial performance with a value of sig = 0.026 and t_hitung 2,486 > t_tabel 2,131, simultaneously there is an influence of financial inclusion and financial literacy on financial performance with a value of sig = 0.002 and a calculation of 9.549. The value of R Square of 57.7% the remaining 42.3% is influenced by other variables that are not studied. The conclusion of the financial inclusion research affects financial performance, financial literacy affects finances, simultaneously financial inclusion and financial literacy affect financial performance in BSI Medan Region.