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All Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ekonis: Jurnal Ekonomi dan Bisnis At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam MONSU'ANI TANO Jurnal Pengabdian Masyarakat RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam Community Empowerment Al-Sharf: Jurnal Ekonomi Islam Journal of Sharia Economics JURNAL MANAJEMEN AKUNTANSI (JUMSI) Proceeding International Seminar of Islamic Studies UPMI Proceeding Series Journal IIJSE Journal of Islamic Economics and Finance
Mutiah Khaira Sihotang
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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HALAL CERTIFICATION AND ITS IMPLICATIONS ON PROCESSED FOOD PRODUCTS IN MSMEs: SERTIFIKASI HALAL DAN IMPLIKASINYA TERHADAP PRODUK PANGAN OLAHAN PADA UMKM Mutiah Khaira Sihotang
UPMI Proceeding Series Vol. 1 No. 01 (2023): Ed.01
Publisher : LPPM UPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/ups.v1i01.202

Abstract

Study This aim For know How implications halal certification for product processed MSME food in Medan City. Type of research This qualitative descriptive based on philosophy _ postpositivism or interpretative . Data collection techniques were carried out in a way triangulation , data analysis in nature inductive , and outcome study qualitative more emphasize meaning than generalization . Study This including type studies field and library . Technique used For collect data ie with method observation , interviews , documentation and triangulation . Respondents . Observation in study This carried out at MUI, LPPOM MUI and Medan city MSME actors . Research results This state that Implications product certified halal in the city of Medan provides opportunity pasa for MSMEs , no _ only For in city but also capable reach export import . This thing make government emit policy new that every MSME actors must own products that are halal certified . By direct policy This implications to it opened field new in the field of halal auditor.
Model of Sharia Bank Profitability Determination Factors by Measuring Internal and Externals Variables Mutiah Khaira Sihotang; Uswah Hasanah; Isra Hayati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1949

Abstract

This study examines the influence of internal and external factors on profitability as proxied by Return on Assets (ROA), a study on Islamic Commercial Banks for the 2016-2020 period. In the theory of profitability, there are 2 factors that affect bank profitability, namely internal factors and external factors. Internal factors in this study are BOPO (Operating Expenses to Operating Income), Non-Performing Financing (NPF), Financial to Deposit Ratio (FDR) and external factors in this study are inflation and the money supply. Profitability is one of the most important factors in a company, including Islamic financial institutions, in this case Islamic banks, so that every company must pay attention to the company's profitability ratios. Islamic banks are financial institutions that just started to emerge in the late 90s and have a very high level of competition with conventional banks. For this reason, this study aims to look at the financial performance of Islamic banks in Indonesia through the level of profitability they have had for the last 5 years. The sample selection in this study used purposive sampling method. The sample in this study is the monthly financial statements of Islamic commercial banks in Indonesia in 2016-2020. The data in this study will be processed using SPSS software with multiple regression. The results of this study state that inflation as an external factor does not have a significant effect on the profitability of Islamic Commercial Banks as measured by the Return on Assets (ROA) ratio with a significance level of 0.628 and the money supply has a significant effect on ROA. While the BOPO, NPF and FDR variables as internal factors have a significant effect on ROA.
Management Model of Cash Waqf for University Isra Hayati; Mutiah Khaira Sihotang; Lukman Hamdani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economic: July, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.2356

Abstract

Currently, many campuses have implemented operational fund management through waqf, including the Al-Azhar Egypt campus, Unida Gontor, UII Yogyakarta, and Darunnajah waqf. However, on the other hand, there are still many aspects of management as well as data and management that have not been digitized and published in general. so that this becomes a problem of waqf accountability itself. The purpose of this study is to clearly know the pattern of cash waqf management at the Unida Gontor and MUI campuses and be able to implement this model on all campuses. The methodology of this research is descriptive qualitative with an ANP analysis tool. The results show there are 3 problems in this cash waqf model. Among other things, the HR factor with a rather agreement value of 2%, universities with a rather agreement value of 12% and the operational value of rather agreement at 1%, and the strategy, namely the synergy between BWI and universities, using local wisdom and being used as waqf as a lifestyle with the rather agreement value by 16%.
Deli River Tourism Educational Model by Avros Park in Developing Economic Potential Uswah Hasanah; Mutiah Khaira Sihotang
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 1 (2023): Sharia Economic: January, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i1.2358

Abstract

A tourist attraction that can be developed to support the community’s economy is natural resources. One of the natural resources is a river. The river as a source of water is very important in meeting the needs of society and enhancing national development. This is also intended as an implementation of the provisions of Law Number 11 of 1974 concerning irrigation, namely that in the context of utilizing and preserving rivers, it is deemed necessary to make arrangements regarding rivers which include protection, development, use, and control of rivers with government regulations. Deli River is one of the rivers in the city of Medan, which, if you look at history during the Deli kingdom, was the vein of trade. However, it is very unfortunate that at this time the existence of the Deli River was starting to be polluted by the large amount of river pollution carried out by the community. The efforts to preserve the river are carried out by Avros Park Medan, through its tourism vehicles trying to provide education to the public working with foundations concerned with the river environment. The purpose of this research is to conduct an assessment of the tourist education model that can be developed by Avros Park in an effort to preserve the environment of the Deli River and in an effort to attract tourists to visit Avros Park. The type of research is descriptive with a qualitative approach. Data collection was carried out through observation, interviews, and documentation studies. The design of the educational tourism model in this research consists of a tutorial and exploratory educational method.
Pengaruh Persepsi Masyarakat Disabilitas terhadap Minat Menabung di Bank Syari'ah: Studi Kasus Masyarakat Disabilitas Pada Organisasi PPDI Cabang Kota Tebing Tinggi Ali Husein; Mutiah Khaira Sihotang
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 3 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i3.5990

Abstract

The banking world has developed a lot, one of which is shari'ah banks, these developments and growth can be one of the solutions in helping the economy of people in Indonesia. However, currently many levels of society, including disabilities, do not understand the concept of Islamic banks well. This is the background of researchers conducting research on the influence of perceptions of people with disabilities on interest in saving at Bank Syari'ah, especially in Tebing Tinggi City. The population in this study is people with disabilities in the Tebing Tinggi city branch PPDI organization which amounted to 266 people so that the number of samples of this study was 25% of the entire population, which is 67 people. Based on the results of the study that the perception of people with disabilities has an influence on the interest in saving with a t-count value greater than the t-table, which is 12.458 > 2.002 and a significant value smaller than the probability value of 0.000 < 0.005.
Pengaruh Literasi Keuangan Syariah dan Pemasaran Terhadap Pengambilan Keputusan Nasabah Melakukan Pembiayaan Mikro Di Baitul Mal Aceh Singkil M. Iqbal; Mutiah Khaira Sihotang
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus : JUREKSI ( Journal of Islamic Economics and Finance )
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i3.215

Abstract

The economic developments taking place in the world have resulted in an increasing number of financial products being offered to the public. explaining financial literacy has become increasingly complex over the last few years with the introduction of many new financial products. This requires people to have more financial knowledge to be able to address this. This is important because financial knowledge is closely related to financial behavior. Financial literacy is a component that becomes human capital that can be used in financial activities to increase the expected utility of consumption, namely behavior to increase economic welfare. The type of research used in this study is a quantitative approach. The quantitative approach is scientific research that systematically examines the parts and phenomena and their relationships. Quantitative data, namely systematic scientific research in the form of questionnaires and calculations as well as outlined in tabular form positive contribution and significant effect of Islamic financial literacy on customer decisions. From the results of the R square, which is equal to 0.770, it means that 77.0% of Islamic Financial Literacy can be explained by the customer's decision variable, while the remaining 33.0% can be explained by other variables such as education, employment status and other variables. Based on the results of previous research, the writer realizes that there are still many limitations and mistakes in this research. However, this research is expected to provide a useful contribution to the company.
Co-Authors Ahmad Afandi Ali Husein Aulia Syarif Nasution Efry Kurnia Ella Umayya Haris Al Amin hasanah hasanah Hayati, Isra Khairatun Hisan Lukman Hamdani Lutfi Henderlan Harahap M. Iqbal Mega Utami Munardi, Benny Rahmayati Rahmayati Rahmayati Rahmayati Salman Alfarisi Salman Nasution Siti Mujiatun Susilawati Susilawati Syahrul Amsari Uswah Hasanah Uswah Hasanah Uswah Hasanah Yusti Laila