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All Journal Risâlah, Jurnal Pendidikan dan Studi Islam Edumaspul: Jurnal Pendidikan International Journal of Business, Law, and Education Jurnal Ilmiah Wahana Pendidikan Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Pengabdian Pelitabangsa International Journal of Education and Digital Learning (IJEDL) International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Murabbi: Pendidikan Guru Madrasah Ibtidaiyah
Yudiyanto, Mohamad
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Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Public Health Social Sciences Other

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Journal : Jurnal Ekonomi Syariah Pelita Bangsa

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Application of the Mudharabah Contract in Sharia Microfinancing in Rural Areas Yudiyanto, Mohamad; Hasanudin; Gustaman; Alfiah, Mila
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.1686

Abstract

Microfinance is an important solution to overcome economic problems in rural areas. Microfinance offers small loans to individuals or groups that do not have access to conventional financial services. This study aims to analyze the application of mudharabah contracts in Sharia microfinance in rural areas. The research method used is library research with a qualitative approach. The results of the study show that the mudharabah contract provides access to capital to rural communities who often experience limitations in obtaining financing from conventional financial institutions. With capital support and profit-sharing principles, micro enterprises in rural areas can develop, create jobs, and increase people's incomes. The implementation of mudharabah contracts in sharia microfinance in rural areas has great potential to encourage local economic growth and improve community welfare. By addressing existing challenges through the right strategies, the program can be successful and sustainable, providing significant benefits to rural communities by sharia principles. Support from various parties, including the government, Islamic financial institutions, and the public, is urgently needed to achieve this goal.
Introduction to the Concept of Sharia Economic Transactions through Children's Financial Literacy Education Heriyanto, Imron; Hermansyah, Yus; Nurishlah, Laesti; Yudiyanto, Mohamad; Cahyani, Wanda Siti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.1691

Abstract

With the significant growth of the Muslim population in various countries, there is a need to increase awareness and understanding of Islamic financial principles, such as the prohibition of usury and the principle of profit sharing. This study aims to analyze how to introduce the concept of sharia economic transactions through children's financial literacy education. The research method used is library research with a qualitative approach. The results of the study show that the implications of sharia economic transactions for society are very broad and positive. By emphasizing justice, transparency, and social responsibility, sharia economic transactions help create a fairer and more prosperous society. Programs such as zakat distribution, microfinancing, and investment in social infrastructure and education contribute to poverty alleviation, economic empowerment, and improving people's quality of life. Financial literacy education for children and adolescents is not only important for their current personal lives, but also for the preparation of a more stable and financially successful future. Continuous training and education on financial literacy integrated with sharia economic values and principles helps strengthen individuals' understanding and practice in adhering to these principles throughout their lives. By using financial literacy as a way to introduce sharia economic transactions, individuals can build a deep understanding of how they can manage their finances in a way that is in accordance with Islamic moral and ethical principles.
Co-Authors Abdul Wahab Agustini, Riyanti Alfiah, Mila Alputri, Misella Amaliya, Millati Fitri Badruzaman, Dudi Baehaqi, Anan Budi Setiawan Bustom, Ali Al Cahyani, Wanda Siti Damayanti, Gita Gustaman Handayana , R. Ismawati S Hani, Umi Hasanudin Hasanudin Hasanudin Heriyanto , Imron Heriyanto, Imron Hermansyah, Yus Imam Zainuri Kusmiati, Elly Kusnadi, Roni Martiadi, Rizwan Mulyani, Ani Sri Nurishlah, Laesti Nurlaila, Anisa Rajaminsah, Rajaminsah Ramdani, Peri Revani, Rizqi Sabirin, Ayuni Samadi, Mochammad Ramdan Sri Nurcahyati Suhara, Djenal Suryatini, Iis Tarigan, Linda Fahira Br. Zaenal Mukarom