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Application of the Mudharabah Contract in Sharia Microfinancing in Rural Areas Yudiyanto, Mohamad; Hasanudin; Gustaman; Alfiah, Mila
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.1686

Abstract

Microfinance is an important solution to overcome economic problems in rural areas. Microfinance offers small loans to individuals or groups that do not have access to conventional financial services. This study aims to analyze the application of mudharabah contracts in Sharia microfinance in rural areas. The research method used is library research with a qualitative approach. The results of the study show that the mudharabah contract provides access to capital to rural communities who often experience limitations in obtaining financing from conventional financial institutions. With capital support and profit-sharing principles, micro enterprises in rural areas can develop, create jobs, and increase people's incomes. The implementation of mudharabah contracts in sharia microfinance in rural areas has great potential to encourage local economic growth and improve community welfare. By addressing existing challenges through the right strategies, the program can be successful and sustainable, providing significant benefits to rural communities by sharia principles. Support from various parties, including the government, Islamic financial institutions, and the public, is urgently needed to achieve this goal.
Introduction to the Concept of Sharia Economic Transactions through Children's Financial Literacy Education Heriyanto, Imron; Hermansyah, Yus; Nurishlah, Laesti; Yudiyanto, Mohamad; Cahyani, Wanda Siti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.1691

Abstract

With the significant growth of the Muslim population in various countries, there is a need to increase awareness and understanding of Islamic financial principles, such as the prohibition of usury and the principle of profit sharing. This study aims to analyze how to introduce the concept of sharia economic transactions through children's financial literacy education. The research method used is library research with a qualitative approach. The results of the study show that the implications of sharia economic transactions for society are very broad and positive. By emphasizing justice, transparency, and social responsibility, sharia economic transactions help create a fairer and more prosperous society. Programs such as zakat distribution, microfinancing, and investment in social infrastructure and education contribute to poverty alleviation, economic empowerment, and improving people's quality of life. Financial literacy education for children and adolescents is not only important for their current personal lives, but also for the preparation of a more stable and financially successful future. Continuous training and education on financial literacy integrated with sharia economic values and principles helps strengthen individuals' understanding and practice in adhering to these principles throughout their lives. By using financial literacy as a way to introduce sharia economic transactions, individuals can build a deep understanding of how they can manage their finances in a way that is in accordance with Islamic moral and ethical principles.
Implementasi Pemebelajaran Bahasa Indonesia Berbasis Karakter Bersahabat dan Komunikatif di SD/MI Yudiyanto, Mohamad; Mulyani, Ani Sri; Kusnadi, Roni
Jurnal Ilmiah Wahana Pendidikan Vol 8 No 23 (2022): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10806771

Abstract

Character education is not just about what we know, but also about how we behave and act in everyday life. This study aims to elaborate the implementation of friendly and communicative character-based Indonesian learning. The research method used is library research using a qualitative approach. The results showed that the implementation of friendly and communicative character-based Indonesian learning also strengthened collaboration and social interaction between students. They learn to work together, share ideas, and build positive relationships with fellow students. Students tend to be more engaged and motivated in learning Indonesian that are character-based, friendly, and communicative. They feel more engaged because the learning material is relevant to everyday life and promotes values that are meaningful to them. Implementing Indonesian learning that emphasizes friendly and communicative character also helps strengthen students' national identity
Implementation of Reading Characters in BTQ Learning in Elementary Yudiyanto, Mohamad; Samadi, Mochammad Ramdan; Amaliya, Millati Fitri
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 1 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10806785

Abstract

Character education involves conveying important moral and ethical values, such as honesty, cooperation, courage, responsibility, and empathy. The purpose of this study is to elaborate the implementation of reading characters in BTQ learning in elementary. The research method used is library research, data is collected through observation and documentation and analyzed by qualitative analysis. The results show, through intensive reading practice, students can deepen their understanding of the teachings and moral values contained in the Qur'an. Implementing reading characters can also strengthen students' religious identity, so that they feel more connected to the Islamic religion and have a greater awareness of their religious obligations. The love of reading the Qur'an helps shape good character and morals in students, such as patience, honesty, responsibility, and concern for others. Thus, the implementation of reading characters in BTQ learning in elementary schools / MI has a positive impact on the spiritual, moral, and academic development of students, as well as strengthening the foundation of Islam in their lives
Development of Religious Character in the Learning of Moral Creed in Madrasah Ibtidaiyah Yudiyanto, Mohamad; Hani, Umi; Ramdani, Peri; Nurcahyati, Sri
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 7 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10806797

Abstract

Religious character includes high moral integrity, in which the individual acts by the religious values he adheres to, both in relationship with God and with fellow human beings. The purpose of this study is to analyze the development of religious character in learning Akidah Akhlak in MI. The research method used is library research with a qualitative research approach. The results of the study showed, through learning Akidah Akhlak, MI students were introduced to the basic teachings of Islam, such as tawhid, treatises, and the afterlife. This helps strengthen students' religious awareness and strengthen their Islamic identity. These subjects help students to internalize Islamic religious values in their daily lives. They are taught to be individuals who obey God, have noble morals, and are responsible in their behavior. Learning Akidah Akhlak helps students understand and practice the moral and ethical values taught in Islam, such as honesty, justice, and compassion
Model Meaningful Learning untuk Meningkatkan Kreativitas Pada Pembelajaran Menulis Cerita Mulyani, Ani Sri; Yudiyanto, Mohamad; Sabirin, Ayuni
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 19 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10806809

Abstract

Creativity in learning is not just about producing artistic works, but also about developing the critical thinking, problem-solving, and adaptability necessary to succeed in an ever-changing world. This study aims to analyze the meaningfull learning model in increasing students' creativity in writing stories. The research method used is library research. The results show, the meaningful learning model provides a strong foundation to increase student creativity in learning to write stories by providing a deep, relevant, and motivating learning environment. By integrating the principles of this model into learning practices, teachers can provide more meaningful and fulfilling learning experiences for students, while stimulating their continued development of creativity.
INTEGRATION OF AI IN ISLAMIC EDUCATION: ETHICAL OPPORTUNITIES AND CHALLENGES Mukarom, Zaenal; Heriyanto, Imron; Hermansyah, Yus; Baehaqi, Anan; Yudiyanto, Mohamad; Setiawan, Budi
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 5 No. 2 (2023): IHERT (2023) SECOND ISSUE: International Conference on Health Science, Green Ec
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v5i2.411

Abstract

The study discusses the integration of artificial intelligence (AI) in Islamic education, with a focus on emerging ethical opportunities and challenges. AI offers a variety of opportunities in enriching the learning experience, such as adaptive learning, personalized education, and access to science globally. However, the application of AI also raises a number of ethical questions related to privacy, dependence on technology, and the potential for algorithmic bias that can affect Islamic values. This research uses a qualitative approach, by reviewing related literature and case studies of AI implementation in Islamic educational institutions. The findings suggest that while AI can improve the effectiveness of education, a strong ethical framework is needed for its application to be in line with the principles of Islamic teachings. Thus, this research offers an important perspective for policymakers, educators, and technology developers in integrating AI responsibly in the Islamic education environment.
Ibn Khaldun's Material Religious Pragmatic Ideas Are Relevant To The Goals Of Today's Education Yudiyanto, Mohamad; Martiadi, Rizwan; Mulyani, Ani Sri; Agustini, Riyanti
Risalah, Jurnal Pendidikan dan Studi Islam Vol. 10 No. 2 (2024)
Publisher : Fakultas Agama Islam Universitas Wiralodra Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jurnal_risalah.v10i2.858

Abstract

The purpose of this study is to elaborate on the pragmatic religious ideas of Ibn Khaldun, and their relevance to the purpose of education today. The research method used is library research, with observation and documentation data collection techniques. Meanwhile, the research analysis used is qualitative data analysis. The results of the study show, from the social side, that students are able to benefit other humans by not abandoning the obligation to maintain their lives and families or more towards educational goals that are religious, pragmatic, and material. The educational curriculum must be able to ensure the direction of students, not only make them current learners but they are preparing for the future. The concept of badawah and hadarah is a pillar of the situation. Students who are in cities and villages will certainly have different facilities and access to education, but the teaching provided has the same signs in order to create students as expected.
PENGELOLAAN KEUANGAN KELUARGA BERBASIS EKONOMI SYARIAH: PENDEKATAN PRAKTIS DAN IMPLEMENTASI Heriyanto , Imron; Handayana , R. Ismawati S; Yudiyanto, Mohamad; Cahyani, Wanda Siti; Revani, Rizqi
Jurnal Pengabdian Pelitabangsa Vol. 3 No. 01 (2022): Jurnal Pengabdian Pelitabangsa April 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jabmas.v3i01.4898

Abstract

Dalam konteks ekonomi syariah, pengelolaan keuangan keluarga memiliki beberapa prinsip dasar yang berbeda dengan sistem ekonomi konvensional. Ekonomi syariah berlandaskan pada nilai-nilai Islam yang mengedepankan keadilan, keseimbangan, dan kemaslahatan bersama. Tujuan pelaksanaan pengabdian ini ialah memberikan edukasi tentang pengelolaan keuangan keluarga berbasis ekonomi syariah pada masyarakat Buahbatu Kota bandung. Metode pengabdian yang dilakukan ialah dengan survey dengan teknik pengumpulan data wawancara dan dokumentasi. Hasil pengabdian menunjukkan, program edukasi dan pelatihan telah berhasil meningkatkan pemahaman dan kesadaran masyarakat mengenai prinsip-prinsip dasar ekonomi syariah. Banyak keluarga kini lebih memahami pentingnya menghindari riba, memilih produk keuangan halal, dan melaksanakan kewajiban zakat. Terdapat peningkatan signifikan dalam penggunaan produk keuangan syariah, seperti tabungan, investasi, dan asuransi syariah. Keluarga yang sebelumnya menggunakan produk konvensional beralih ke produk-produk yang sesuai dengan prinsip syariah, menunjukkan kepercayaan yang meningkat terhadap sistem keuangan syariah. Keluarga mulai menerapkan perencanaan keuangan yang lebih baik dan terstruktur, mencakup pengelolaan anggaran, tabungan, dan investasi yang sesuai dengan prinsip syariah. Ini membantu mereka mencapai stabilitas keuangan dan kesejahteraan jangka panjang
Peningkatan Keterampilan Mengajar Guru-guru Pendidikan Agama Islam Melalui Workshop Metode Pembelajaran Aktif Suhara, Djenal; Suryatini, Iis; Yudiyanto, Mohamad; Kusmiati, Elly; Zainuri, Imam; Wahab, Abdul
Jurnal Pengabdian Pelitabangsa Vol. 5 No. 01 (2024): Jurnal Pengabdian Pelitabangsa - April 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jabmas.v5i01.5143

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan keterampilan mengajar guru-guru Pendidikan Agama Islam (PAI) melalui workshop metode pembelajaran aktif. Metode pembelajaran aktif dipilih karena mampu meningkatkan partisipasi dan pemahaman siswa dalam proses belajar mengajar. Kegiatan ini melibatkan sejumlah guru PAI dari berbagai sekolah di wilayah [nama wilayah]. Melalui workshop ini, para guru diberikan pelatihan intensif mengenai berbagai teknik dan strategi pembelajaran aktif yang dapat diterapkan dalam kelas. Hasil dari kegiatan menunjukkan peningkatan signifikan dalam kemampuan guru untuk merancang dan mengimplementasikan metode pembelajaran aktif. Diharapkan, peningkatan keterampilan ini akan berdampak positif terhadap kualitas pembelajaran PAI dan meningkatkan hasil belajar siswa.