Articles
<![CDATA[State Sukuk Potential in Reducing Indonesia Budget Deficit, 2009-2015 ]]>
<![CDATA[Ima Amaliah]]>;
<![CDATA[Tasya Aspiranti]]>
<![CDATA[ Journal of Economics, Business, & Accountancy Ventura Vol 20, No 1 (2017): April - July 2017 ]]>
Publisher : <![CDATA[STIE Perbanas Surabaya ]]>
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DOI: 10.14414/jebav.v20i1.781
<![CDATA[The purpose of this study is to identify potential retail state sukuk as part of state bonds that are used to replace foreign debt and lower the government's budget deficit. This study is important because the government's budget deficit continues to rise each year due to the increase of foreign debt. The increase in the debt itself is closely related to exchange rate fluctuations. Therefore, it is important for the government to develop a relatively secure funding in facing exchange rate fluctuations as well as parts of interest rate. The government has developed state securities based on sharia (SBSN) which can be used not only to close finance deficit but also to alternatively finance the infrastructure development. The population consists of budget deficit, retail state sukuk, corporate sukuk, and foreign debt. It uses purposive sampling to get the sample during 2009 -2015. This research uses descriptive quantitative method of secondary data published by Bank Indonesia, ministry Finance and Jakarta Islamic Index. The result shows that the proportion of retail state sukuk against sharia state securities increases over time (over 50%) but the proportion of corporate sukuk numbers is still relatively small (below 25%). ]]>
<![CDATA[Pengaruh Pembangunan Manusia Terhadap Kinerja Ekonomi DATI II di Jawa Barat, 1999-2003 ]]>
<![CDATA[Ima Amaliah]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 22, No. 2, Tahun 2006 (Terakreditasi) ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v22i2.210
<![CDATA[Jawa Barat merupakan salah satu wilayah di Indonesia yang menggunakan indeks pembangunan manusia (IPM) sebagai salah satu tolok ukur keberhasilan pembangunannya. Namun demikian, pencapaian angka indeks ini masih jauh dari realisasi jika melihat visi provinsi Jawa Barat pada tahun 2010 yaitu mencapai IPM 80. Jika menelusuri teori, Pembangunan manusia memiliki peran yang cukup penting dalam menggerakan roda perekonomian suatu wilayah. Dengan modal manusia yang berkualitas maka kinerja ekonomi di wilayah tersebut akan jauh lebih berkembang dibanding wilayah lainnya yang memiliki sumber daya alam yang berlimpah. Hal ini terjadi karena Modal manusia merupakan motor penggerak dalam memanfatkan sumber-sumber pertumbuhan ekonomi. Demikian pula sebaliknya, pertumbuhan ekonomi yang tinggi dapat memacu pembangunan manusia yang lebih baik. Dengan kinerja ekonomi yang tinggi, maka alokasi pengeluaran pemerintah untuk sektor publik akan jauh lebih besar. Dengan demikian, modal manusia akan menjadi lebih berkualitas. Tujuan dari penelitian ini adalah ingin mengetahui pengaruh dari pembangunan manusia terhadap kinerja ekonomi Dati II di Jawa Barat selama kurun waktu 1999-2003. Pemilihan topik ini dengan alasan, jika terbukti bahwa pembangunan manusia memiliki andil yang cukup besar terhadap kinerja ekonomi, maka stimulasi kebijakan yang diambil lebih mengarah pada bagaimana menciptakan mutu modal manusia.Dalam penelitian ini digunakan data pooling yang disusun dari data basis untuk penyusunan indeks pembangunan manusia di Jawa Bara selama tahun 1999-2003. Dari hasil estimasi model, maka diperoleh hasil bahwa pembangunan manusia memiliki pengaruh yang signifikan terhadap kinerja ekonomi Dati II di Jawa Barat. Selain itu, pemerataan hasil pembangunan antara wilayah memiliki pengaruh yang sangat berarti dalam mendorong pertumbuhan ouput reginal (Jawa Barat). Dengan demikian, pemerintah daerah maupun Pemprov hendaknya memberi perhatian yang lebih besar untuk pengembangan modal manusia. Salah satunya melalui penambahan alokasi dana untuk sektor pendidikan dan kesehatan. Selain itu, pelayanan untuk sektor besik serta penyediaan infrastruktur bagi wilayah-wilayah yang tidak terjangkau oleh sektor swasta harus mendapat prioritas yang lebih besar.]]>
<![CDATA[MSME’s Acceleration Strategy Based on Sharia Bank Financial Performance in Indonesia ]]>
<![CDATA[Tasya Aspiranti]]>;
<![CDATA[Ima Amaliah]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 35, No. 2, Year 2019 [Accredited Sinta 2] No 10/E/KPT/2019] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v35i2.4517
<![CDATA[Sharia (Islamic law-compliant) bank financing has a crucial role to accelerate MSMEs (UMKM), but the market share is still below 5%. The purpose of this study is to identify and analyze the effect of financial performance on Sharia bank financing for the MSMEs’ sector and Msme's acceleration strategy in Indonesia for the period of 2005-2017. The research method uses descriptive & verification analysis and SWOT analysis. This study also uses OLS method and SWOT matrix by secondary data published by the OJK. The results of the study show MSMEs’ financing in Sharia banks is significantly influenced by Capital Adequacy Ratio (CAR), Non-Performing Finance (NPF), Return on Assets (ROA), Return on Equity (ROE), and Operating Expense Ratio (OER) to Operating Income. Accelerating Sharia bank financing for MSMEs through risk minimization (return maximization) and cost efficiency is purposed to solve low efficiency (OER), high non-performing financing (NPF), adequacy capital fluctuation (CAR), and low return of assets and equity (ROA, ROE).]]>
<![CDATA[Etika Konsumsi Islami dari Pegawai SMU di Kota Bandung ]]>
<![CDATA[Ima Amaliah]]>;
<![CDATA[Westi Riani]]>;
<![CDATA[Aan Julia]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 31, No. 1, Year 2015 [Accredited by Ristekdikti] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v31i1.936
<![CDATA[The aim of this paper is to find out how is the Islamic consumption behavior of the employees working at the Senior High Schools in Bandung. This paper used the quantitative descriptive approach with survey method. The respondents were 100 people taken from all the employees (teachers and administration staffs ) working at 10 selected Senior High Schools. The result shows that there was no significant difference of the consumption behavior between the employees working at Islamic education institutions and public institutions in Bandung. In general, the Islamic consumption behavior from the employees working around Senior High Schools environment was categorized high mainly for the indicator of selecting the halal brand food, good and useful in the consumption.However, there was still the behavior directing to useless and excessive behavior caused by the effect of advertisement, discount and personal prestige. There fore,internalization of the religious values in all aspects of life as well as the improvement of knowledge in which an individual can minimize the consumptive behavior that engenders him or her as well as their whole life is considerably required]]>
<![CDATA[Religiosity Performance of BMT Leaders and Its Implications to Sukuk Preference ]]>
<![CDATA[Ima Amaliah]]>;
<![CDATA[Tasya Aspiranti]]>;
<![CDATA[Westi Riani]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 36, No. 2, Year 2020 [Accredited Sinta 2] No 10/E/KPT/2019] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v36i2.6145
<![CDATA[BMT has a strategic role in the marketing of State Sukuk since this institution is a party that has capital constraints for the development of its business activities.This study aimed to analyze the performance of BMT leaders' religiosity value and their implications for the preferences of State Sukuk. This study uses a quantitative descriptive approach with field survey methods. 22 BMT leaders become the research sample with the institutions scattered in regencies and cities in West Java. The measurement of the performance variable of religiosity and preference uses a Likert scale 5. The results show that the religiosity performance of BMT leaders in West Java is categorized as good. However, a good understanding of religious values does not instantly boost BMT leaders' preference for State Sukuk. Inadequate information on the operationalization mechanism of State Sukuk is one of the reasons for the low preference of BMT leaders for state Sukuk]]>
<![CDATA[Determinants of Social Poverty in Mountainous Areas of Talegong, Garut Regency ]]>
<![CDATA[Tasya Aspiranti]]>;
<![CDATA[Ima Amaliah]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 34, No. 1, Year 2018 [Accredited Ranking Sinta 2] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v34i1.2872
<![CDATA[Poverty is a multidimensional problem since it is not only an economic problem but also a social, political and even cultural problem. The purpose of this research is to identify the determinant factor of social poverty in the mountain region of Talegong Subdistrict. The research type is quantitative descriptive with field survey method. The analysis technique using descriptive statistics and the sample is determined by purposive random sampling. The concept of social poverty uses BPS and Chambers indicators. Respondents interviewed were village heads, LPMDes, community leaders and communities in seven villages in Talegong sub-district. Based on the results of observations and interviews with respondents, there are four determinants of social poverty in Talegong sub-district: the factor of poverty itself, abandonment, alienation & remoteness and vulnerable to natural disasters. While three other factors such as physical, mental and social neglect factors; social impairment factor and behavioral deviation from religious and community norms, and factors of victims and physical, mental and social violence were not found in Talegong sub-district.]]>
<![CDATA[Pengaruh dari Nilai-Nilai Islam terhadap Kinerja Kerja ]]>
<![CDATA[Ima Amaliah]]>;
<![CDATA[Aan Julia]]>;
<![CDATA[Westi Riani]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 29, No. 2, Year 2013 [Accredited by Ristekdikti] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v29i2.394
<![CDATA[The purpose of this research is to study about the influence of Islamic value and Islamic work ethics to the work performance of employee of small enterprises in Bandung City. This research was the deductive quantitative. The samples were 350 employees that determined by proportional way. Using SEM, Estimation sshows that the Islamic value did not direcly influence on work performance. The Islamic value influences on work performance through Islamic work ethics. This mean that in order to improve job performance of small enterprises, the government and the others did not only concern to material aspect but also start to consider the Islamic moral and spiritual value in assistance programs.]]>
<![CDATA[The Measurement of Community Independence and Participation in the Establishment of Microfinance Institutions ]]>
<![CDATA[Ima Amaliah]]>;
<![CDATA[Tasya Aspiranti]]>;
<![CDATA[Westi Riani]]>
<![CDATA[ MIMBAR (Jurnal Sosial dan Pembangunan) Volume 34, No. 2, Year 2018 [Accredited Ranking Sinta 2] ]]>
Publisher : <![CDATA[Universitas Islam Bandung ]]>
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DOI: 10.29313/mimbar.v34i2.3823
<![CDATA[The purpose of the study was to measure the indicators of the level of independence and community participation in the Talegong and Mekarmukti districts of Garut Regency in developing a Non Bank Micro-Finance Institution. This type of quantitative descriptive research with survey research methods is based on the kemadirian indicators of Hubeis and indicators of participation from Cohen and Uphoff. The population of this research is all village officials, Community Empowerment Institutions, leaders and community members in two districts. The number of research samples was 48 people consisting of 17 respondents in Talegong district and 31 respondents in Mekarmukti District. The analytical tool used is descriptive statistics by tabulating data, classification and scoring data for each indicator studied. The measurement of community independence in Talegong District is categorized sufficiently and the category is good for its level of independence. The measurement of independence and community participation in Mekarmukti District are categorized the same, namely good]]>
<![CDATA[Sanitasi Dan Kepadatan Penduduk Sebagai Dinamika Kemiskinan Kota Studi Kasus Provinsi Jawa Barat ]]>
<![CDATA[Syifa Putri Nur Azizah]]>;
<![CDATA[Liliani Sumarni Pratiwi]]>;
<![CDATA[Ima Amaliah]]>;
<![CDATA[Freska Fitriyana]]>
<![CDATA[ Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol 7 No 1 (2022) ]]>
Publisher : <![CDATA[Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY) ]]>
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DOI: 10.47200/jnajpm.v7i1.1148
<![CDATA[The purpose of this study was to determine the effect of population density and sanitation on poverty in urban areas of West Java Province. The data used in this study are secondary data and primary data sourced from the Central Statistics Agency (BPS) and field observations consisting of the percentage of poor people, population density and proper sanitation in urban areas of West Java Province. The number of observations in this study was 45 consisting of data from 9 cities in West Java Province from 2016 to 2020. The analysis technique in this study uses panel data with the Random Effect Model. The results of this study indicate that population density and sanitation partially have a negative and significant effect on poverty in urban areas of West Java Province. Then simultaneously population density and sanitation have a significant effect on poverty in urban areas of West Java Province.]]>
<![CDATA[THE ROLE OF GOVERNMENT POLICY IN BOOSTING THE ISLAMIC MICROFINANCE INSTITUTIONS PERFORMANCE IN INDONESIA ]]>
<![CDATA[Tasya Aspiranti]]>;
<![CDATA[A. Harits Nu’man]]>;
<![CDATA[Yudha Dwi Nugraha]]>;
<![CDATA[Ima Amaliah]]>;
<![CDATA[Ade Yunita Mafruhat]]>
<![CDATA[ AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021) ]]>
Publisher : <![CDATA[Univeristas Islam Bandung ]]>
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DOI: 10.29313/amwaluna.v5i1.6935
<![CDATA[In building a successful Islamic Microfinance Institutions (IMFIs) performance, many factors must be considered based on a multi-element point of view. This study aims to build key factors affecting IMFIs performance using multi-perspective and multi-criteria methods. This study uses an analytic network process (ANP) to calculate the degree of influence given by the IMFIs performance criteria and factors. Primary and secondary data collection techniques are used to collect required data for this research. The primary data are collected through questionnaires and interviews. A purposive sampling technique to collect primary data is used to the 26 local BPRS, 11 BMT including on the islands of Java, Sumatra and Sulawesi as a three biggest island of Indonesia. The results of the study find, internal and external management aspects are two main problems affecting IMFIs and five main solutions to increase their financing are regulatory, management, institutions, competencies, and partnerships.]]>
