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Pengaruh Perkembangan Keuangan Syariah, Investasi Langsung dan Perdagangan Internasional Terhadap Kualitas Udara Di Indonesia Ahmad Fatoni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (252.768 KB) | DOI: 10.29040/jiei.v7i3.3444

Abstract

This study aims to analyze the influence of the development of Islamic finance, direct investment, and international trade on air quality in Indonesia. This research is a quantitative research using panel data. The type of data used is secondary data from 33 provinces in Indonesia from 2017 to 2019. This study uses the Random Effect Model as the best estimation model. The results showed that the variables of Islamic banking financing, domestic direct investment, and international trade (export-import) had a negative and significant effect on air quality in Indonesia. The results of this study prove the hypothesis of the pollution haven effect and the scale effect in Indonesia.
Pengaruh Harga Properti Residensial dan Kebijakan Financing to Value Terhadap Stabilitas Perbankan Syariah di Indonesia Ahmad Fatoni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (267.746 KB) | DOI: 10.29040/jiei.v7i2.2459

Abstract

This study aims to analyze the effect of residential property prices and Financing to Value policies on the stability of Islamic Commercial Banks in Indonesia. This study uses secondary data, namely time series data from all Islamic Commercial Banks in Indonesia during the period March 2010 to December 2020. The model used in this study is the Error Correction Model (ECM). The results of the study found that the Residential Property Price Index of small and medium types in the long term has an influence on the stability of Islamic Commercial Banks. However, each of them supports a different hypothesis, namely the collateral value hypothesis and the deviation hypothesis. Meanwhile, it was found that in the long and short term the Financing to Value policy had an influence on the stability of Islamic Commercial Banks in Indonesia. Keywords: Islamic Banking Stability, Property Price, Financing to Value
Pendayagunaan Zakat Produktif BAZNAS Kabupaten Serang dalam Pemberdayaan Ekonomi Usaha Mikro Kecil (UMK) di Masa Pandemi Covid 19 Najmudin Najmudin; Syihabudin Syihabudin; Ahmad Fatoni; Sujai Saleh
Mizan: Journal of Islamic Law Vol 5, No 2 (2021): MIZAN: Journal of Islamic Law
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/mizan.v5i2.965

Abstract

This research aims to analyze the distribution of productive zakat BAZNAS Serang Regency in empowering Micro and Small Enterprises (SMEs) in Serang Regency. The object of this research is the National Amil Zakat Agency (BAZNAS) Serang Regency. The method used in this research is descriptive qualitative with data analysis model of Miles and Huberman. The findings of this study indicate that the distribution of productive zakat of BAZNAS Serang Regency is carried out through a small business capital assistance program which is given to seven types of micro and small businesses (SMEs), namely stalls, machetes craftsmen, traders, herbal therapy/herbal traders, culinary, name making of sandals and travel. Small business capital assistance is distributed in the form of revolving capital loans using a qardul hasan contract (the amount of the return is in accordance with the loan amount), in the event of business bankruptcy due to a default from SMEs actors, the Serang Regency BAZNAS will resolve it through partners from the local village apparatus , but if the bankruptcy occurs without any element of default, the Serang Regency BAZNAS will remove the SMEs from the nominative if the assistance period has exceeded 5 years.Keywords: Distribution of Zakat, Productive Zakat, Economic Empowerment Abstrak. Penelitian ini bertujuan untuk menganalisis Pendayagunaan zakat produktif BAZNAS Kabupaten Serang dalam pemberdayaan Usaha Mikro Kecil (UMK) di Kabupaten Serang. Objek penelitian ini adalah Badan Amil Zakat Nasional (BAZNAS) Kabupaten Serang. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif dengan model analisis data Miles dan Huberman. Temuan penelitian ini menunjukan bahwa Pendayagunaan zakat produktif BAZNAS Kabupaten Serang dilakukan melalui program bantuan modal usaha kecil (BMUK) yang diberikan kepada tujuh jenis usaha mikro kecil (UMK) yaitu warung, pengrajin golok, pedagang, terapi herbal/pedagang herbal, kuliner, pembuatan nama sendal dan travel. Bantuan modal usaha kecil (BMUK) disalurkan dalam bentuk pinjaman modal bergulir dengan menggunakan akad qardul hasan (jumlah pengembalian sesuai dengan jumlah pinjaman), apabila terjadi kebangkrutan usaha akibat adanya wanprestasi dari pelaku UMK, maka BAZNAS Kabupaten Serang akan menyelesaikannya melalui mitra dari aparat desa setempat, tetapi apabila kebangkrutan tersebut terjadi tanpa ada unsur wanprestasi, maka BAZNAS Kabupaten Serang akan menghapus UMK dari nominative jika waktu bantuan sudah melampaui 5 tahun.Kata Kunci: Pendayagunaan, Zakat Produktif, Pemberdayaan Ekonomi
ANALISIS PERBANDINGAN STABILITAS SISTEM PERBANKAN SYARIAH DAN KONVENSIONAL DI INDONESIA Ahmad Fatoni; Sahabudin Sidiq
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 11 No 2 (2019): Jurnal Ekspansi November 2019
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v11i2.1350

Abstract

Penelitian ini bertujuan untuk menganalisis perbandingan stabilitas sistem perbankan syariah dan konvensional di Indonesia beserta faktor yang mempengaruhinya. Penelitian ini menggunakan regresi data panel dengan mengambil sampel 9 aset terbesar bank syariah dan konvensional di Indonesia selama periode observasi 2010-2016. Alat analisis yang digunakan adalah analisis nilai Z-score dan regresi data panel. Hasil regresi menunjukkan bahwa secara simultan faktor internal yang terdiri dari pembiayaan berbasis PLS, NPF, LAR, BOPO, Ukuran Bank, HHI dan faktor Eksternal terdiri PDB dan inflasi berpengaruh signifikan terhadap stabilitas sistem perbankan syariah. Secara parsial variabel pembiayaan berbasis PLS, NPF, LAR, BOPO, Ukuran Bank dan PDB berpengaruh signifikan terhadap stabilitas sistem perbankan syariah. Sementara itu hasil regresi data panel menunjukkan secara simultan faktor internal (BI Rate, NPL, LAR, BOPO, Ukuran Bank dan HHI) dan faktor eksternal (PDB dan inflasi) berpengaruh signifikan terhadap stabilitas sistem perbankan konvensional. Secara parsial variabel BI Rate, BOPO, Ukuran Bank, HHI dan PDB berpengaruh signifikan terhadap stabilitas sistem perbankan konvensional. Hasil analisis perbandingan stabilitas sistem perbankan syariah dan konvensional di Indonesia melalui analisis nilai Z-score menunjukkan bahwa sistem perbankan syariah mempunyai stabilitas yang lebih baik daripada sistem perbankan konvensional.
Perilaku Deposan Perbankan Syarian di Indonesia: Analisis Terhadap Displaced Commercial Risk dan Market Discipline Ahmad Fatoni
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 2 (2019): December 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i2.1537

Abstract

Displaced Commercial Risk (DCR) merupakan risiko yang dihadapi oleh bank syariah sebagai konsekuensi diterapkanya dual banking system di Indonesia. Bank syariah dituntut untuk memberikan imbal hasil yang kompetitif untuk mempertahankan deposan. Kondisi kesehatan bank yang meliputi Capital, Asset quality, Management, Earning, dan Liquidity (CAMEL) juga menjadi indikator kekuatan Market Disicipline bagi pertumbuhan deposito bank syariah. Penelitian ini bertujuan untuk menganalisis keberadaan DCR dan Market Discipline pada bank umum syariah di Indonesia periode Oktober 2014 hingga Desember 2018. Hasil penelitian dengan menggunakan metode Auto Regresive Distributed Lag (ARDL) menunjukkan keberadaan DCR pada bank umum syariah. Namun demikian hasil lainya menunjukkan lemahnya Market Discipline, dimana deposan hanya melihat kondisi likuiditas dan kualitas aset sebagai indikator dalam menempatan dananya.
Measurement of the Zakat Transparency Index of Amil Zakat Institutions (LAZ) in Banten Province, Indonesia Ahmad Fatoni; Muhamad Fakhrudin
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 6, No 1 (2021): June 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i1.2262

Abstract

As an institution that manages social funds, transparency must be met for the Amil Zakat Institution. By measuring the zakat transparency index, the Amil Zakat Institution can find out the extent of the implementation of transparency in the organisation. Information disclosure to the public is believed to increase public confidence in paying zakat at the Amil Zakat Institution. This study aims to measure the zakat transparency index of the Amil Zakat Institution in Banten Province. The Simple Additive Weighting (SAW) method is used to calculate the transparency index of zakat institutions. The Simple Additive Weighting (SAW) method is a multiple attribute retrieval method, where the weight of each predetermined dimension is multiplied by each variable weight, then added up. The results showed that the Amil Zakat Institution in Banten Province was included in the reasonably transparent category with an index of 0.706.
Sistem Jaminan Halal: Studi Komparatif Indonesia dan Malaysia Isti Nuzulul Atiah; Ahmad Fatoni
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 2 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i2.6585

Abstract

Consumption of the halal product industry in Indonesia has great potential to be developed, because Indonesia is a Muslim-majority country. In recent years, the development of halal food consumption trends has increased significantly, not only in Muslim-majority countries but this is also experienced by Muslim minority countries. Halal food market demand encourages food producers to obtain halal certification from local authorities. This study aims to compare the mechanism and application of halal certification in Indonesia and Malaysia. This study uses a qualitative descriptive approach and the type of research used in this study is a literature study that collects information relevant to the research objectives. The conclusion of this study is that both Indonesia and Malaysia, both apply almost the same principles, authority and halal certification mechanism. One of them is for every producer who will propose halal certification, is required to go through a series of tests in which the test results will be submitted to the Fatwa Commission which is authorized to decide whether or not a product is halal.
PENGARUH TINGKAT SUKU BUNGA FEDERAL RESERVE DAN NILAI TUKAR RUPIAH TERHADAP JAKARTA ISLAMIC INDEX Ahmad Fatoni
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 9 No. 2 (2021): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v9i2.241

Abstract

Perkembangan Jakarta Islamic Index (JII) menuju pasar modal syariah menghadapi banyak kendala. Salah satunya adalah praktik spekulasi yang dilakukan oleh investor yang tidak asli (not genuine investor). Faktor eksternal yang dapat dijadikan indikator spekulasi investor adalah tingkat suku bunga dan nilai tukar. Penelitian ini bertujuan untuk mengetahui pengaruh fluktuasi suku bunga federal reserve dan nilai tukar Jakarta Islamic Index. Data yang digunakan adalah data sekunder berupa time series bulanan periode Januari 2007 sampai Juni 2016. Sumber data diperoleh dari Federal Reserve, Bank Indonesia, dan Bursa Efek Indonesia (BEI). Analisis data menggunakan Vector Auto Regression (VAR) dengan teknik Impulse Response. Hasil analisis menunjukkan bahwa fluktuasi Jakarta Islamic Index (JII) dipengaruhi oleh suku bunga federal reserve dan nilai tukar. Hal ini mengindikasikan masih adanya praktik spekulatif yang dilakukan oleh investor. Sebagai solusi untuk mencegah spekulasi adalah dengan menetapkan minimum holding period atau minimum stock holding period.
Analisis Fiqh Terhadap Kartu Kredit Syariah Ahmad Fatoni
MUAMALATUNA Vol 14 No 1 (2022): Januari-Juni 2022
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/mua.v14i1.6363

Abstract

Along with the development of modern finance, the need for safe and efficient means of payment has become a necessity. Credit cards are the solution to answering these needs. The scholars agreed that credit cards are forbidden in Islam because of the interest in the mechanism, so an agreement emerged to create a credit card with a mechanism that is under sharia principles. However, differences of opinion among scholars arose mainly regarding the underlying contracts and the requirements that must be met on Islamic credit cards. This study aims to find out various fiqh analyses of scholars regarding the ability of Sharia credit cards. This type of research is qualitative with the library research method. The results showed that in general, scholars allow sharia credit cards. However, there are differences regarding the taking of fees on the kafalah contract, profit from administrative costs, and ta'widh on late fees.
THE EFFECT OF HALAL AWARENESS AND FOOD INGREDIENTS ON CONSUMER INTERESTS OF CULINARY SEAFOOD BEACH TOURISM Najmudin Najmudin; Syihabudin Syihabudin; Ahmad Fatoni
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 12, No 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) Universitas Islam Negeri (UIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1193.231 KB) | DOI: 10.32678/ijei.v12i1.273

Abstract

This study aims to determine (1). The effect of halal awareness on consumer buying interest in coastal tourism seafood culinary SMEs. (2). The influence of foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. And (3). The influence of halal awareness and foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. The object of this research is the culinary consumers of Seafood Kedaikita in Gope beach. The research method used is a quantitative method. The data collection method used a questionnaire. Data were analyzed using multiple linear regression method. The results of this study indicate that (1). Halal awareness affects the buying interest of consumers of beach tourism culinary SMEs. Shown by the value of t is greater than t table (6,851 1. 668) and the significance value is smaller than the alpha value (0.000 0.05) (2). Foodstuffs affect consumer buying interest in coastal tourism culinary SMEs. Shown by the value of t count greater than t table (5.784 1.668) and the significance value is smaller than the alpha value (0.000 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and foodstuffs have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05)