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Investasi dalam Perspektif Ekonomi Islam: Pendekatan Teoritis dan Empiris Pardiansyah, Elif
Economica: Jurnal Ekonomi Islam Vol 8, No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2017.8.2.1920

Abstract

Investment is a commitment to withhold excess funds in order to gain profit in the future. Nevertheless, there are unscrupulous individuals who utilize investment as a means of collecting funds from the public with products and activities that are not according to sharia. Therefore, explaining the principles of sharia in investing becomes important as a guide for society. Eclpisit and implicit investment activities contained in the number of Qur’anic verses and the sunnah of the Prophet Muhammad, who once ran the business and became a partner of the Mecca investor of his day. The principle of sharia investment is any form of muamalah may be done until there is a prohibited prohibition, the water search for forbidden activities in a business activity, both object (product) and the process of activity that contains elements haram, gharār, maysīr, ribā, tadlīs, talaqqī al-rukbān, ghabn, ḍarar, rishwah, maksiat and ẓulm. In investing, there are sharia rules regarding what covenants are allowed, what is prohibited, and risks that arise as an integral part of investment activity.
Pengaruh Pandemi COVID-19 Terhadap Minat dan Niat Pariwisata Di Jawa Timur Hurian Kamela; Ryan Saputra Alam; Elif Pardiansyah
Sains: Jurnal Manajemen dan Bisnis Vol 14, No 1 (2021)
Publisher : Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jmb.v14i1.12087

Abstract

COVID-19 is a serious pandemics that affects life survival, including in Indonesia. One of the affected areas in East Java Province, especially in the tourism sector. This study aimed to quantitatively measure the interest of the East Java people towards tourism intentions and interests based on the Theory Of Planned Behavior (TPB). The research method used is a questionnaire with 102 people who reside in East Java. The research period is one month, beginning from September 2020 (during the COVID-19 pandemic). The dependent variable used is the intention, and the independent variable is Attitude toward the behavior, Subjective norm, Perceived behavioral control, Anticipated regret. This study proves that only Attitude toward the behavior and Perceived behavioral control has a positive effect on tourism interests and intentions of the people of East Java. These results provide information that there is still severe public concern about a pandemic. However, the government can encourage tourism because, based on the research results, there is still a public interest in choosing a vacation, either on nature vacation or enjoying seaside.
Pengetahuan Masyarakat Terhadap Keputusan Untuk Menjadi Nasabah di Bank Syariah Andro Agil Nur Rakhmad; Selvi Kurniawati; Elif Pardiansyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 2 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i2.12041

Abstract

This study aims to analyze how literacy on Islamic banking affects the decisions to become the customers of Islamic banks. The method applied in this research is a qualitative method with a dynamic social approach and used descriptive analysis techniques. By collecting as much data as possible, compiling it, then analyzing and explaining the existing phenomena as deeply and truly as possible. Data collection was conducted by exploring a literature study, namely by reading, observing and analyzing some references or literature that have existed before and related to the influence of people knowledge on the decision to become Islamic bank customers. The result of this research is that the level of knowledge can affect the individual in making a decision to become customers in Islamic bank. Factors that affect their knowledge can come from education, media or information, environment, experience and age. These factors have also been proven to influence a person's decision to become a customer in Islamic banks.
Tinjauan Etika Bisnis Islam Terhadap Strategi Pemasaran Dengan Metode Decoy Effect Muhammad Abduh; Elif Pardiansyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.15239

Abstract

The marketing strategy used by sellers to get consumers to switch from one option to a more expensive or profitable option is called the decoy effect. This study uses a qualitative research method with a literature study approach. The result of this study is the decoy effect is a phenomenon where consumers change their preferences from the previous two choices to the third choice when presented with a third choice that acts as an asymmetrical dominating bait. Decoy is an action that can lead to manipulation activities and has a strong orientation towards achieving maximum profit and can be categorized as false economic activity. For consumers, the wrong perception about shopping choices can cost them more money (mubadzir). According to the first view, if the comparison of price and quantity or quality obtained by customers is still in a reasonable stage, then this strategy is highly recommended to boost sales. Meanwhile, according to the second view, the decoy effect does not reflect 'iwad al mits (equivalent compensation) and nafs al-'adl in Islamic business transactions.
Konsep Riba Dalam Fiqih Muamalah Maliyyah dan Praktiknya Dalam Bisnis Kontemporer Elif Pardiansyah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4751

Abstract

Riba secara etimoloogis berarti bertambah (al-ziyadah), tumbuh (an-numuw), meningkat (al-‘uluw). Secara terminologis, riba adalah tambahan atas pokok utang yang diperjanjikan atau dipersyaratkan sebagai imbalan atas masa pembayaran utang. Riba secara mutlak, tegas dan jelas hukumnya haram menurut al-Qur-an, As-Sunnah, dan ijma ulama. Secara umum riba dibagi menjadi dua jenis, yakni riba dalam utang-piutang (riba duyun/riba qardh) dan riba dalam jual-beli (riba buyu’). Maqashid (tujuan) diharamkannya riba: 1) menghindari terjadi praktik kezaliman terhadap pelaku bisnis; 2) melanggar kaidah sifat dasar pinjaman/utang sebagai transaksi kebaikan/sosial yang diubah menjadi transaksi bermotif bisnis; mencegah kezaliman yang dilakukan pihak kreditur terhadap debitur dengan mengeksploitasi bunga atas utang; menghindari gharar dalam pertukaran/jual-beli; dan agar uang tidak menjadi komoditas yang diperjualbelikan. Kriteria riba qardh yang diharamkan manakala tambahan utang diperjanjikan di dalam akad atau hadiah/tambahan tersebut dibayarkan sebelum pelunasan utang. Adapun riba buyu’ terjadi manakala melanggar dua kaidah riba jual-beli, pertukaran barang ribawi sejenis harus memenuhi kriteria sama kualitas dan kuantitas, serta harus tunai, jika pertukaran berbeda jenis maka syaratnya harus tunai dan boleh menetapkan margin di dlamnya. Dalam praktiknya, riba qardh banyak terjadi dalam produk fintech, asuransi, pasar modal, perbankan konvensional dan bisnis turunannya. Adapun praktik riba buyu’ terjadi dalam transaksi valuta asing, dalam pertukaran uang sejenis yang marak terjadi secara daring.
Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency) Najmudin Najmudin; Isti Nuzulul Atiah; Elif Pardiansyah
Jurnal Studi Gender dan Anak Vol 9 No 01 (2022): Januari-Juni 2022
Publisher : Pusat Studi Gender dan Anak (PSGA) Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/jsga.v9i01.5972

Abstract

This study aims to describe the economic empowerment of disadvantaged rural women based on Islamic Philanthropy. The research method used in this research is descriptive qualitative research. The location of this research is in Kertaraharja Village, Pandeglang Regency. The population in this study were all women who were managers and members of the Women-Based Microfinance Cooperative (KKM-BP). The sample used is purposive sampling. Data collection techniques are to be carried out in the form of interviews, observation, and documentation. The analytical tool used to analyze the qualitative data in this study is QDA Miner Lite with the Miles and Huberman Model data analysis technique, which divides data analysis into three stages, namely data reduction, data supply, and conclusion drawing. The results of this study indicate that the economic empowerment of disadvantaged rural women by the Amil Zakat Harapan Dhuafa Institution (LAZ Harfa) is carried out by forming a Women-Based Microfinance Cooperative (KKM-BP), the initial capital given to KKM-BP is a grant sourced from philanthropic funds, the management of KKM-BP is carried out independently by members who are accompanied by village assistants assigned by LAZ Harfa. The establishment of the KKM-BP in the village of Kertaraharja led the women of disadvantaged villages to reach productive sources that could increase their income, fulfill their basic needs so that they were free from hunger, ignorance, and pain, and were involved in making important decisions in the development of the KKM-BP. it fits Suharto's indicators of empowerment, namely (a) fulfilling basic needs, (b) reaching productive sources that allow them to increase their income and obtain the goods and services they need, and (c) participating in development processes and decisions. -decisions that affect them.
Optimizing The Role of Zakat Management Organizations in Managing The Impact of The Covid-19 Pandemic in Indonesia Elif Pardiansyah; Muhammad Abduh; Muhammad Fakhrudin
Journal of Applied Business, Taxation and Economics Research Vol. 1 No. 2 (2021): December 2021
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (350.957 KB) | DOI: 10.54408/jabter.v1i2.17

Abstract

The Zakat Management Organization (OPZ) is an organization that is authorized or appointed by the government to collect, manage and distribute public funds related to zakat. Apart from having an impact on public health, the Covid-19 pandemic also has an impact on cross-sectors such as the economy, education and social humanity. The three sectors that are affected and are of concern to the government today are micro, small and medium enterprises (MSMEs), vulnerable workers, and business actors in the tourism sector. In dealing with this situation, the zakat management organization (POZ) is expected to have an important role in helping the government in handling Covid-19, especially in handling the poor or mustahik who have just been affected by Covid-19.
Pendampingan Pembuatan NIB Melalui Online Single Submission (OSS) Bagi Pelaku Usaha Mikro di Desa Domas Tenny Badina; Elif Pardiansyah; Isti Nuzulul Atiah; Bagus Dwi Cahyono
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 2 No. 6 (2022): November 2022 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25008/altifani.v2i6.300

Abstract

Salah satu kendala yang dihadapi pelaku usaha mikro hingga saat ini adalah belum memiliki Izin Usaha dan Nomor Induk Berusaha (NIB). Kegiatan pengabdian ini bertujuan untuk memberikan pendampingan kepada para pengusaha mikro di Desa Domas terkait pembuatan akun dan tata cara pengurusan legalitas melalui Online Single Submission (OSS) hingga terbitnya NIB. Metode pelaksanaan kegiatan pengabdian dibagi ke dalam 5 tahap, yaitu: (1) melakukan survey awal dan permasalahan di lapangan; (2) Menyampaikan materi penting untuk memiliki NIB dan cara mendapatkannya melalui OSS; (3) pengumpulan persyaratan pendaftaran akun OSS; (4) membantu pendaftaran NIB melalui OSS; (5) Evaluasi. Hasil pengabdian ini sebanyak 13 pelaku usaha mikro di Desa Domas mengikuti pendampingan pengembangan NIB online melalui Online Single Submission sehingga mendapatkan: 1) Pengetahuan tentang manfaat dan pentingnya NIB bagi dunia usaha; 2) Mengetahui persyaratan pembuatan NIB secara online; 3) mengetahui dan mempraktekkan tata cara pengajuan NIB online melalui OSS; 4) enam dari tiga belas pelaku usaha mikro peserta pendampingan pembuatan NIB online di Desa Domas Kabupaten Pontang telah memperoleh NIB digital. Layanan pendampingan NIB bagi pelaku usaha mikro di Desa Domas memberikan manfaat positif. Umumnya mereka mengira mengurus izin usaha itu ribet, lama, dan berbayar, namun setelah mendapat pendampingan dari mahasiswa dan dosen FEB Untirta, kini mereka paham tata cara pembuatan izin NIB sangat mudah melalui OSS dan banyak keuntungannya bagi para pelaku usaha.
The PGPR Fertilizer Processing Training in Banyuresmi Village, Jiput District, Pandeglang Regency, Banten Province Muhamad Fakhrudin; Elif Pardiansyah; Bagus Dwi Cahyono
MOVE: Journal of Community Service and Engagement Vol. 2 No. 2 (2022): November 2022
Publisher : EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/move.v2i2.136

Abstract

The availability of organic fertilizer is one of the keys to the success of the go-organic program that is scheduled by the government. Increasing the use of organic fertilizers and reducing the use of pesticide fertilizers, it is expected to increase the yield of bamboo farming in Banyuresmi Village. Plant Growth Promoting Rhizobacteria (PGPR) fertilizer is one way to restore soil fertility because some bacteria from the PGPR group are nitrogen-fixing bacteria. Thus, it is necessary to socialize and assist the manufacture of PGPR fertilizer in Banyuresmi Village. The method of implementing this activity includes 1) the preparation stage, namely preparing a simple guide, and preparing tools and materials for the manufacture of mycorrhizal-PGPR combination. 2) the implementation stage consists of a) (Lecture/Counseling Method); b) Training for the manufacture of mycorrhizal-PGPR combinations; Discussion and question and answer; and Evaluation. This training concludes that the residents of Banyuresmi Village are greatly helped by the training in making PGPR fertilizer. Through the training, the residents of Bnyuresmi Village received information about processing PGPR fertilizer as a way to increase the production of bamboo plant commodities.
Analisis Implementasi Etika Bisnis Islam Pada Entitas Bisnis Furniture (Studi Kasus di CV Singgasana Benderang Abadi) Mohamad Ainun Najib; Elif Pardiansyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17574

Abstract

The purpose of this study is to explore the extent to which CV SBA implements business ethics in Islam. This is inseparable from the various issues that have developed that many SME business actors treat their employees arbitrarily, exploitatively and tyrannically. This prompted the author to conduct research at CV SBA as a furniture company located in South Tangerang City. The method used in this research is descriptive qualitative research. namely the work steps to describe an object, phenomenon, or social setting. Business ethics in this study uses the principles of Islamic business ethics proposed by Fauroni (2022), namely: 1) the principle of unity, 2) the principle of balance (tawazzun), 3) the principle of free will, 4) the principle of responsibility, and 5) the principle of truth (benevolence and honesty). CV SBA has run its business in accordance with Islamic business ethics. This refers to the 3 principles of Islamic business ethics that have been implemented in its business activities and activities. The principle of tauhin, the principle of fairness, and the principle of responsibility