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HEALTH TO LIVE: PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI PEMBUATAN DAN PENDISTRIBUSIAN MASKER DAN HANDSANITIZER DITENGAH PANDEMIC COVID-19 DI KELURAHAN JAMBANGAN DAN PAGESANGAN KOTA SURABAYA Hujjatullah Fazlurrahman; Achmad Yasin; Moch. Khoirul Anwar; Muhammad Fajar Wahyudi Rahman
Jurnal Abdi Masyarakat (JAM) Vol 6, No 2 (2021): JAM (JURNAL ABDI MASYARAKAT)-MARET
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jam.v6i2.002

Abstract

Sebagai wujud implementasi Tri Dharma Perguruan Tinggi pada poin Pengabdian Kepada Masyarakat (PKM), Universitas Negeri Surabaya dalam Penanganan COVID-19 melalui Unit Crisis Centre dan BEM Fakultas Ekonomi Universitas Negeri Surabaya membentuk Tim PKM untuk melakukan kegiatan "Health to Live, Pemberdayaan Ekonomi Masyarakat Melalui Pembuatan dan Penditribusian Masker dan Handsanitizer ditengah Pandemic Covid-19 di Kelurahan Jambangan dan Pagesangan Kota Surabaya". Kegiatan ini diharapkan dapat berdampak pada peningkatan kesejahteraan masyarakat, meningkatakan rasa kepedulian masyarakat serta memutus mata rantai penyebaran virus COVID-19 di Indonesia, khususnya di Surabaya, Jawa Timur
The Effect of Minimum Wage, Investment, GRDP, and Technology Index on Indonesian Labor Absorption Siti Safi'atul Ummah; Ach. Yasin
JIET (Jurnal Ilmu Ekonomi Terapan) Vol. 6 No. 1 (2021)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jiet.v6i1.26553

Abstract

Labor issues become an obstacle to the development process in a country. This problem arises due to a lack of employment opportunities, so that the existing workforce is not maximally absorbed. This problem is not spared from several development factors including the minimum wage, investment, GRDP and technology index. With the aim of knowing the influence of the minimum wage, investment, GRDP and technology index variables with the Indonesian labor absorption variable in 2015-2019. Using secondary data obtained from BPS Indonesia and using panel data regression analysis techniques with the Fixed Effect model as the selected model and using classical assumption tests and hypothesis testing. The results of the hypothesis test show that the influence of the minimum wage, investment, GRDP and technology index variables has an effect on the labor absorption variable simultaneously. The magnitude of the effect (R²) by all independent variables shows that the minimum wage, investment, GRDP and technology index have an effect of 99.82% on the depnden variable (labor absorption). Keywords: Minimum Wage, Investment, GRDP, Technology Index, Labor Absorption
INKLUSI PEMBAYARAN ZAKAT DI INDONESIA Clarashinta Canggih; Khusnul Fikriyah; Ach. Yasin
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.697 KB) | DOI: 10.20473/jebis.v3i1.3164

Abstract

This paper aims to find out the amount of zakat fund collection, particularly zakat maal in Indonesia. Numbers of zakat fund collected is used to see zakat inclusion from the perspective of zakat payment of Indonesian. This paper uses descriptive quantitative through secondary data collection from several sources. The result shows that the realization of zakat fund collection in Indonesia increases during 2006-2015, so does the number of people who pay zakat. However, it can be seen that the zakat payment inclusion of Indonesian people is still low. The number of people who paid zakat is lower compare to the number of people who are obligated. It need further research to divulge the reason.
Analisis Faktor-Faktor Yang Mempengaruhi Non Performing Financing (Npf) Di Industri Bank Pembiayaan Rakyat (Bpr) Syariah Di Indonesia Achmad Yasin
AKRUAL: JURNAL AKUNTANSI Vol 5 No 2: AKRUAL: Jurnal Akuntansi (April 2014)
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v5n2.p205-225

Abstract

AbstractThe study was conducted to examined and analyzed factors that affect non-performing finance in Islamic Rural Bank Industry in Indonesia. The study used quantitative approach with time series data in the form of Islamic Rural Bank financial report of the first quarter of 2007 to the second quarter of 2014. There were 163 Islamic Rural Banks used as sample which was analyzed by multiple regression analysis. The result indicated that Gross Domestic Product (GDP), inflation rate (INF), ratio of the revenue sharing to total financing (MMR), and margin murabahah affected NPF, whereas FDR had no effect to NPF of Islamic Rural Bank in Indonesia.
Analisis Komparasi Kinerja Keuangan Bank Perkreditan Rakyat (BPR) Sebelum dan Pada Pandemi Covid-19 Ach Yasin; Ladi Wajuba Perdini Fisabilillah
EQUILIBRIUM : Jurnal Ilmiah Ekonomi dan Pembelajarannya Vol 9, No 2 (2021)
Publisher : Universitas PGRI Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/equilibrium.v9i2.10011

Abstract

The impact of the covid-19 pandemic has reduced the economic and financial sectors. The decline has an impact of the activities and economic activities of the community. This study aims to analyze the comparison of the financial performance of rural banks (BPR) before and during the covid-19 pandemic. The research methode used is a quantitative comparative study. The result of this study are that financial performance as measured by the Loan to Deposit Ratio (LDR) and Capital Adequacy Ratio (CAR) during the pandemic is still quite healthy both before the pandemic. The relatively strong capital ratio during the pandemic explains that BPR’s are still stable in resisting the shock caused by the covid-19 pandemic. In contrast to ROA, BOPO and NPL during the pandemic, BPR’s were unable to obtain maximum profit due to the decline in lending by BPR’s, however, DPK fund obtained by BPRs actually increased and the gap suppressed profitability especially ROA. The effect of the covid-19 pandemic have made the performance of BPR inefficient because the costs incurred are greater than the income. Although the BOPO trend continues to increase during the covid-19 pandemic, it is still in the healty category. The amount of BPR’s NPL both before the pandemic and during the pandemic is quite worrying because it has a ratio of more than 5%. Based on his analysis, it can be concluded that during the pandemic, rural bank are still strong enough to withstand shock, but must always be maintained in terms of credit distribution quality and cost efficiency
Penguatan Tata Lokasi Wisata Berbasis Syariah Sebagai Upaya Pengembangan Potensi Wisata Pulau Madura Ach Yasin; Rachma Indrarini; Moch Khoirul Anwar; Hendry Cahyono
J-Dinamika : Jurnal Pengabdian Masyarakat Vol 6 No 1 (2021): June
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/j-dinamika.v6i1.1561

Abstract

Pengabdian Kepada Masyarakat didasarkan pada kebutuhan dan keinginan warga Desa Rombiya Timur dan Desa Rombiya Barat, Ganding, Sumenep untuk mengembangkan potensi wisata di wilayahnya. Desa Rombiya Timur dan Desa Rombiya Barat merupakan salah satu desa di wilayah Ganding Sumenep yang memiliki potensi wisata yang melimpah. Salah satu wisata yang ada di kawasan ini adalah Tebing Grunggungan. Kawasan wisata, merupakan wisata baru yang pengelolaannya masih sederhana. Sehingga PKM ini lebih difungsikan untuk mengajarkan kepada masyarakat terkait strategi pengelolaan pariwisata. Sumenep merupakan kota religi yang sebagian besar penduduknya beragama Islam sehingga potensi wisata syariah memiliki peluang yang besar. Berdasarkan permasalahan tersebut kami menawarkan sosialisasi operasional wisata syariah serta pembuatan maket langkah wisata syariah di desa. Program ini bermanfaat bagi masyarakat sekitar, dalam jangka pendek masyarakat akan memiliki konsep terkait pengembangan pariwisata yang ada dan dalam jangka panjang diharapkan terjadi peningkatan pendapatan masyarakat dan peningkatan pertumbuhan ekonomi
Analisis Persepsi Pedagang Muslim Dalam Memilih Produk Lembaga Keuangan Syariah (Studi Kasus Pedagang Muslim Kawasan Makam Gusdur Tebuireng Jombang) Andi Zamroni Azhar; Ach Yasin; Athi` Hidayati
JIES : Journal of Islamic Economics Studies Vol. 2 No. 2 (2021): Juny
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i2.357

Abstract

Lembaga Keuangan Syariah ialah lembaga beserta usaha pokok memberikan pembiayaan dan jasa dalam lalu lintas pembayaran dan peredaran uang dengan prinsip pokok syariah, untuk menolong umat muslim dari riba, namun masih banyak pedagang muslim yang belum menggunakan jasa lembaga keuangan syariah. Maksud reset ini yaitu untuk mengenal persepsi dan motivasi pedagang muslim dalam memilih produk-produk lembaga keuangan syariah. Pendekatan penelitian ini memakai kualitatif. pengumpulan data dengan wawancara. populasi penelitian ini adalah para pedagang yang ada di Jombang. Hasil Penelitian menunjukkan para pedagang bersepsi bahwa LKS khususnya pada BMT memiliki kontribusi yang sangat besar bagi pemberdayaan maupun pengembangan usaha kecil, tetapi pedagang berkeluh kesah tentang prosedur dalam peminjaman di LKS. Kata Kunci : Persepsi, Lembaga Keuangan Syariah
POTENSI DAN REALISASI DANA ZAKAT INDONESIA Clarashinta Canggih; Khusnul Fikriyah; Ach. Yasin
al-Uqud : Journal of Islamic Economics Vol. 1 No. 1 (2017): Januari
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (378.942 KB) | DOI: 10.26740/al-uqud.v1n1.p14-26

Abstract

This paper aims to find out illustration and estimation of zakat potency as well as the amount of zakat collection in Indonesia. Furthermore, it aims to outline the diversity between potency and realization of zakat. It used quantitative descriptive approach through secondary data collection from several sources. The result shows both potency and realization of zakat collection in Indonesia were increasing during 2011-2015. However, the amount of zakat potency surpasses the amount of zakat realization with wide gap.It shows that the average amount of zakat collection on 2011-2015 is less than 1% compare to its potency. One of the possible reason is most of Indonesian prefer to distribute their zakat directly to the muzakki, hence it is unrecorded.
How Ramadan and Global Pandemic Affect Religiosity and Donating Behaviors A'rasy Fahrullah; Moch. Khoirul Anwar; Ahmad Ajib Ridlwan; Prayudi Setiawan Prabowo; Ach. Yasin
Shirkah: Journal of Economics and Business Vol 5, No 2 (2020)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (816.676 KB) | DOI: 10.22515/shirkah.v5i2.323

Abstract

Ramadan in the year of 2020 is the witness of global pandemic caused by the spread of Covid-19 that significantly alters human behaviors. In response to the current phenomenon, the present study is conducted to scrutinize how the holy month of Ramadan and global pandemic affect human religiosity and donating behaviors. To this end, this study employed a web-based questionnaire to gather the required data from 128 Indonesians who were voluntarily participated upon invitation. Using WarpPLS to analyze the data, the results showed that there was a significant influence of global pandemic situation and Ramadan on the level of religiosity. Moreover, the pandemic situation also encouraged the exist growth of donation institutions. This study further revealed the positive impact of the holy month of Ramadan and religiosity on human donating behaviors. In other words, Ramadan and global pandemic increased the level of human religiosity and the existence of donation institutions, as a results, their donating behaviors were also improved. However, this study found that the existence of donation institutions did not have any influence on human donating behaviors. These results offer an implication that Ramadan and global pandemic obviously provide a direct impact on religiosity and human donating behaviors.
ANALISIS DAMPAK ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIK DENGAN PENDEKATAN CIBEST Ach Yasin; Santi Ariyani
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 1 (2022): Jurnal Ekonomi Syariah dan Bisnis
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (449.977 KB) | DOI: 10.31949/maro.v5i1.2481

Abstract

Productive zakat is one of distribution of aid that has two dimensions, the economic and spiritual dimensions. The effectivity of productive zakat economically and spiritually can be measured through the calculation of the CIBEST index (Center for Islamic Business and Economic Studies). This study aims to analyze the impact of zakat on the mustahiq’ household income, mustahiq’s spiritual and household conditions with Quadrant CIBEST before and after receiving zakat assistance from empowerment and utilization programs Laznas Inisiatif Zakat Indonesia East Java Representative. The study used a descriptive quantitative research method with 11 mustahiq households as the respondents. The instrument used was the Center for Islamic Business and Economic Studies (CIBEST). The study results showed that the distribution of productive zakat funds could improve the welfare of the mustahiq households by 9% and minimize material poverty by 9%.