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All Journal Jurnal Studi Agama dan Masyarakat International Journal of Law Reconstruction Jurnal Ilmu Hukum Tambun Bungai Jurnal Pengabdian Kepada Masyarakat
Novi Angga Safitri
IAIN PALANGKA RAYA
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THE FRAUD OF BANKING REVIEW IN LEGAL PERSPECTIVE Novi Angga Safitri; Jefry Tarantang; Rahmad Kurniawan; Tri Anshari Muharrami
International Journal of Law Reconstruction Vol 6, No 1 (2022): International Journal of Law Reconstruction
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlr.v6i1.20424

Abstract

The fraud is one of the things that can be done by someone, from the mild to the most severe level of cheating. Fraud is one of the acts of fraud and fraud committed by certain groups in obtaining personal gain and of course having a fairly large level of loss. This research aims to explain the ideas and theories and characteristics of perpetrators of fraud, how to resolve the law that must be enforced in order to face judicial problems and risks for perpetrators and ways and strategies to overcome fraud that occurs within the scope of banking. This study used a method in literature and library research, namely analysis in the form of discussions related to legal ideas, theories and the occurrence of fraud in the banking law perspective so that conclusions can then be drawn in understanding the extent to which actions based on fraud perpetrators can harm themselves or loss to another person/party. Losses caused by fraud are very large losses and can be widespread in the scope of banking. In addition, the bank really avoids all forms of loss, one of which is reputation risk which greatly affects the quality of the bank because it can give a bad image and influence to the wider community due to cases of fraud or fraud. The fraud prevention strategy is in the form of a systematic form that exists in controlling fraud, in this case management is required to mobilize productivity and quality resources so that the strategy in controlling prevention can continue and provide useful effects in reducing fraud cases.
SPIRIT TA’AWUN DALAM STRATEGI PEMASARAN PEDAGANG PASAR BESAR KOTA PALANGKA RAYA Novi Angga Safitri
Jurnal Studi Agama dan Masyarakat Vol 17, No 1 (2021): JURNAL STUDI AGAMA DAN MASYARAKAT
Publisher : LP2M IAIN Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jsam.v17i1.2955

Abstract

In the practice of Ta'awun, the traders of Pasar Besar at Palangka Raya City performed it by helping each other in providing and selling the goods needed by buyers, as well as to other fellow traders. However, there were still some traders who did not help each other with other traders because they thought there was business competition. This study attempted to determine the form and constraints of the implementation of Ta'awun spirit of the traders’ marketing strategy. The form of implementation of the Ta'awun Spirit in Pasar Besar traders at Palangka Raya City was to apply the P4 concept, namely: Product, Price, Place, and Promotion. The obstacles to the implementation of the Ta'awun Spirit of Pasar Besar traders at Palangka Raya City were divided into two, namely: (a) from the traders’ perspective, the problem was that sometimes there were traders who did not give their wares to other traders for resale. In addition, in terms of price sometimes it was not in accordance with the agreement. When other traders want to sell their goods. They sold goods to fellow traders with a price higher than the market price. (b) From the buyers’ side, when the desired product has been provided, and the item was already existed, the buyers suddenly cancelled without  unclear reasons and sometimes impatient, so that they just left when the item is being looked for.
Penyuluhan Urgensi Tera Ukur/Sertifikasi Timbangan di Pasar Kahayan Kota Palangka Raya Rahmad Kurniawan; Jefry Tarantang; Wahyu Akbar; Ahmad Dakhoir; Novi Angga Safitri
PaKMas: Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2022): Mei 2022
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/pakmas.v2i1.829

Abstract

The target of this outreach activity is business actors in Kahayan Market who use weighing tools in their sales. The devotees carry out various efforts aimed at increasing protection for consumers and maintaining the quality of circulating goods and services that are good for the community or consumers. The devotees carry out various efforts aimed at increasing protection for consumers and maintaining the quality of circulating goods and services that are good for the community or consumers.
REGULASI DAN IMPLEMENTASI BIAYA ADMINISTRASI PADA PERBANKAN SYARIAH Rahmad Kurniawan; Wahyu Akbar; Novi Angga Safitri; Resha Theara
Jurnal Ilmu Hukum Tambun Bungai Vol 7 No 1 (2022): Jurnal Ilmu Hukum Tambun Bungai Palangka Raya
Publisher : Sekolah Tinggi Ilmu Hukum Tambun Bungai Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (501.315 KB) | DOI: 10.61394/jihtb.v7i1.221

Abstract

Artikel ini bertujuan untuk menganalis regulasi dan implmentasi biaya administrasi pada perbankan syariah. Masalah muncul karena biaya yang berkaitan dengan prosedur administrasi merupakan syarat untuk pelaksanaan pembiayaan. Dalam situasi ini, beberapa pihak yang diuntungkan dan beberapa pihak yang dirugikan. Artikel ini menggunakan Penulisan penelitian ini menggunakan metode normatif melalui literatur kajian pustaka (library research). Hasil penelitian menunjukkan bahwa biaya administrasi merupakan biaya yang timbul sehubungan dengan fungsi administrasi. Biaya administrasi termasuk yang terkait dengan penetapan kebijakan, perencanaan, administrasi, dan pengendalian di seluruh perusahaan. Agar biaya administrasi ini terhindar dari komponen riba yang dilarang oleh Islam, ada dua syarat yang perlu dipenuhi yaitu, Biaya administrasi harus berlandaskan pada perhitungan sebenarnya dari biaya yang digunakan untuk menyelesaikan suatu transaksi, termasuk biaya pemrosesan dokumen, biaya materai, gaji dan dana penyelidikan, serta dana untuk telekomunikasi. Dari segi regulasi, pemberlakuan biaya administrasi ke dalam akad pembiyaan di dalam bank syariah Indonesia telah memenuhi persyaratan dan memiliki kekuatan hukum. Di kemudian hari, pengenalan biaya administrasi ke dalam akad pembiayaan akan memiliki efek hukum pada pemangku kepentingan di sektor keuangan syariah Indonesia sebagai struktur hukum yang disepakati dan dilembagakan.
Co-Authors Ahmad Dakhoir Akbar, Wahyu Jefry Tarantang Rahmad Kurniawan Resha Theara Tri Anshari Muharrami