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ANALISIS PERILAKU PERBANKAN SYARIAH DALAM DUAL BANKING SYSTEM Munawar Ismail; Asfi Manzilati; Yenny Kornitasari
Imanensi: Jurnal Ekonomi, Manajemen, dan Akuntansi Islam Vol 2 No 1 (2014): Imanensi : Jurnal Ekonomi, Manajemen, dan Akuntansi Islam
Publisher : Forum Dosen Ekonomi dan Bisnis Islam (FORDEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34202/imanensi.2.1.2014.61-67

Abstract

Tujuan dari penulisan ini adalah untuk mengkaji terkait dengan mekanisme transmisi kebijakan moneter yang berlaku di perbankan syariah selama ini dengan pendekatan kualitatif untuk memberikan gambaran secara sistematis, faktual dan akurat mengenai fenomena yang ditulis. Berdasarkan pada hasil kajian bahwa Bank Indonesia selaku otoritas moneter sementara ini belum menyiapkan kebijakan moneter secara khusus untuk ditransmisikan melalui perbankan syariah dalam mekanisme dual banking system sehingga selama ini secara tidak langsung masih mengacu pada BI Rate sebagai acuan dalam kebijakan moneter syariah.
Relationship Marketing:Pengaruhnya terhadap Retensi Pelanggan (Studi pada Restoran di Surabaya) Prasetyo Hadi; Djumilah Zain; Mintarti Rahayu; Munawar Ismail
Jurnal Aplikasi Manajemen Vol 9, No 2 (2011)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1186.35 KB)

Abstract

The research aims at knowing (1) Customer Relationship Marketing in maintaining customer retention, (2) The influence of service quality, customer value and satisfaction as a mediation of Customer Relationship Marketing on customer retention. The data are analyzed by using Structural Equation Modeling (SEM). The research findings show that (1) stimulating Relationship Marketing which cannot cater for customer expectation in all aspects will not increase customer retention; (2) Relationship Marketing (RM) is able to contribute to the enterprise success in maintaining the customers through an excellent service quality; (3) the implementation of Relationship Marketing through the activity of excellent customer value will contribute to the implementation of Relationship Marketing towards customer retention, (4) the ability of entrepreneurs to exclusively give satisfaction in the activity of Relationship Marketing is a crucial aspect to maintain customer retention.Keywords: Relationship Marketing, Service Quality, Customer Value, Customer Satisfaction and Customer Retention
UJI HIPOTESIS “JALAN-ACAK” DALAM FUNGSI KONSUMSI DI INDONESIA Munawar Ismail; David Kalirge; Martanti Wahyurina
Journal of Indonesian Economy and Business (JIEB) Vol 20, No 2 (2005): April
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jieb.6572

Abstract

This study is aimed at testing the random-walk hypothesis in the Indonesian economyconsumption function. If the random-walk exists then the consumption can not be predictedsistematicaly. The study found that there was no random-walk in the Indonesianconsumption function either under the assumption of constant interest rate or that ofvariable interest rate. Other finding is that both nominal interest rate and the rate ofinflation had significant effect on the consumption.Keywords: consumption, random-walk, rational expectation, life cycle-permanent income
INFLATION TARGETING DAN TANTANGAN IMPLEMENTASINYA DI INDONESIA Munawar Ismail
Journal of Indonesian Economy and Business (JIEB) Vol 21, No 2 (2006): April
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (503.218 KB) | DOI: 10.22146/jieb.37115

Abstract

Inflation targeting is a new and also still challenging model of monetary policy. Nevertheless the number of countries applying this model is continuously increasing. Objectives of the study are (1) to review the meaning and requirements of the inflation targeting, (2) to examine the implementation of inflation targeting in developing countries and (3) to evaluate the application of inflation targeting in Indonesia. As a new approach in goups of monetray policies, the inflation targeting has specific conditions that are not available in monetary targeting and it’s variants. Though structures of most developping countries’ economies do not totally conform to the conditions of inflation targeting, those countries that apply inflation targeting had been succesful in lowering their inflation rate. Yet the implementation of inflation targeting in Indonesia, in the past, was not satisfied either in decreasing the inflation rate or in bringing the actual inflation to the rate of it’s target.
EFISIENSI RELATIF KANTOR PELAYANAN PAJAK BUMI DAN BANGUNAN (KP PBB) DI JAWA TIMUR (Studi di sepuluh KP PBB) Munawar Ismail; Suharno Suharno; Putu Mahardika A. Saputra; Fery Prasetya
Journal of Indonesian Economy and Business (JIEB) Vol 21, No 3 (2006): July
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (490.612 KB)

Abstract

Efficiency is an ideal condition that all kinds of institution strive to achieve. Based on this argument, the study is therefore aimed at, first, evaluating the relative efficiency of Property-Tax Offices in East Java and, second, searching factors behind of the efficiency. The study found that there were only two Property-Tax Offices (i.e: Surabaya 1 and 3) that are qualified as efficient institution over periode of study (2002-2004). While Mojokerto Property-Tax Office was efficient only in 2004. Other finding was that operational cost, consisting of water, electricity and phone costs, was the most important source of inefficiency in all samples of Property-Tax Office in East Java.
TRANSFORMASI DIGITAL DAN INDUSTRI HALAL PADA UMKM KABUPATEN BANYUWANGI Azy Athoillah Yazid; Aunur Rofiq; Munawar Ismail
Jurnal Istiqro Vol 8 No 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v8i2.1576

Abstract

This article discusses how the postulates related to inheritance contained in the Qur'an and Sunnah (hadith) are then related to how the concepts contained in these arguments when entering investment products into the inheritance section or are said to be products the investment product is used as the object of inheritance itself. The output determines whether or not the products in the Investment can be used as objects of inheritance. As well as conducting a study of these arguments using a thematic method in which in the study the author determines which arguments will be used in accordance with the theme being carried and then examines them in detail starting from the origins, the sanad, and also about the validity of the arguments. Then also present other hadiths which, if related to the existing theme, are used as reinforcement from the previous hadith.
How macroeconomic performance affects farmer’s term of trade: Evidence from East Java Province, Indonesia Lutfi Asnan Qodri; Munawar Ismail; Marlina Ekawaty; Setyo Tri Wahyudi
JOURNAL OF SOCIOECONOMICS AND DEVELOPMENT Vol 5, No 2 (2022): October
Publisher : Publisher of Widyagama University of Malang (UWG Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jsed.v5i2.3796

Abstract

This paper attempts to show that causality of the impact of macroeconomic factors in the form of inflation and gross domestic product on the farmer term of trade in East Java Province, Indonesia. This research was carried out over eleven years quarterly, starting from 2010-2021, and was analyzed using the Vector Error Correction Model (VECM). The finding of this study indicated that, in the short and long term, inflation has a negative impact but not a significant effect. A 1% increase in inflation in the current period would have the impact of decreasing the term of trade of farmers by 0.0009% in the future period. This often happens due to the decline in the value of the currency which is mostly caused by speculator buyers who buy products from farmers. Meanwhile, a 1% increase in gross regional domestic product in the current period would have an increase in the farmer term of trade by 0.02% in the next period. This finding shows that inflation cannot be seen as extraordinary, affecting to the farmer’s term of trade. Rising inflation can lead to the decreasing level of farmers' welfare due to costs that must be paid by farmers.JEL Classification E31; J43; O11
The Effect of Land Reform on Poverty: A Study of Provinces in Indonesia Ketut Wahyu Dhyatmika; Munawar Ismail; Putu Mahardika Adi Saputra
Journal of International Conference Proceedings (JICP) Vol 5, No 2 (2022): BEFIC Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i2.1713

Abstract

Land is an important part especially for the poor because land is able to provide opportunities for the poor to get out of poverty. Land redistribution is one of the policies aimed at reducing poverty levels. This study uses a literature study and descriptive statistic to see the effect of Land reform in the form of land redistribution on poverty. Based on the results of reviews of previous studies, it was found that most concluded that land redistribution had a negative effect on poverty levels. Studies conducted in Indonesia related to land redistribution confirm the results that land redistribution can reduce poverty levels through increasing income from production in the agricultural sector and access to credit. This implies that land redistribution is the right policy to reduce poverty so that it needs to be increased both in terms of number and accuracy of target recipients. Keywords: Poverty. Land Redistribution, Land Reform, literature study, Indonesia
Harnessing The Internet for Inclusive Development: Evidence from Spatial Panel Data Analysis in Indonesia Karmila Maharani; Munawar Ismail; Ferry Prasetyia
Journal of International Conference Proceedings (JICP) Vol 5, No 2 (2022): BEFIC Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i2.1691

Abstract

Technology utilization is often considered one of the main drivers promoting inclusive development. As a form of technology utilization, whether using the internet can promote inclusive development has been a concern for researchers and policymakers. Considering geographical connectivity characteristics, we examine the effects of internet penetration on inclusive development by applying spatial econometric models and using data from 34 provinces in Indonesia from 2015 to 2020. This study reveals that encouraging the internet penetration can significantly improves the inclusive development in a province. However, the increase of internet penetration leads to the decrease of inclusive development in neighboring provinces. The digital divide among provinces in Indonesia can be attributed to this phenomenon. This study also indicates a strong positive spatial correlation of inclusive development. Our findings point to the need for policies to promote people's use of the internet to achieve more benefits from development, balance the digital development to reduce the harmful effects of the digital divide, and consider the spatial aspects when making policies to promote inclusive development.Keywords: Inclusive Development; Internet Penetration; Spatial Analysis
The Determinants of Money-Laundering Behavior in Indonesia Vita Fauziah Ningtyas; Munawar Ismail; Setyo Wahyudi
Journal of Indonesian Applied Economics Vol. 10 No. 1 (2022)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2022.010.01.2

Abstract

Banks nowadays have come with innovations in all of their operations, particularly in account application. Therefore, people can apply for their account personally from any places by using the smartphone technology. However, it increases the possible risk of money laundering, especially in banking. One of the phenomena is the high number of Suspicious Financial Transaction Reports (LTKM) received by the Financial Transaction Reports and Analysis Center (INTRAC). Hence, this study analyzes the effect of Indonesia’s social demography on the risk of each individual of committing money laundering.Using secondary data obtained from INTRAC, the derived and selected independent variables was analyzed using ordinal logistic regression to determine their effect on the dependent variable, i.e. the Money Laundering Risk Score (MLRS). This study finds that the social demographic factors affecting the risk of money laundering committed by individuals are sex, age, marital status, occupation, and the history of financial service usage, in which occupation has the highest effect.