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All Journal SCIENCE TECH: Jurnal Ilmiah Ilmu Pengetahuan dan Teknologi JURNAL ILMIAH INFORMATIKA Jurnal Sisfokom (Sistem Informasi dan Komputer) J-SAKTI (Jurnal Sains Komputer dan Informatika) Jurnal Desain Jurnal Ilmiah Betrik : Besemah Teknologi Informasi dan Komputer Prosiding National Conference for Community Service Project Visual Heritage: Jurnal Kreasi Seni dan Budaya Jurnal Teknologi Informasi dan Komunikasi Journal of Information System and Technology (JOINT) J-SAKTI (Jurnal Sains Komputer dan Informatika) Conference on Management, Business, Innovation, Education and Social Sciences (CoMBInES) Conference on Community Engagement Project (Concept) Conference on Business, Social Sciences and Technology (CoNeScINTech) SmartComp Jurnal Ilmiah Betrik : Besemah Teknologi Informasi dan Komputer
Jimmy Pratama
Universitas Internasional Batam
Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Materials Science & Nanotechnology Mechanical Engineering Social Sciences Other

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Journal : Jurnal Sisfokom (Sistem Informasi dan Komputer)

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Analysis of Factors Affecting Trust on the Use of FinTech (P2P Lending) in Indonesia Jimmy Pratama
Jurnal Sisfokom (Sistem Informasi dan Komputer) Vol 10, No 1 (2021): MARCH
Publisher : ISB Atma Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32736/sisfokom.v10i1.1068

Abstract

Since 2016 the P2P Lending industry has begun to develop in Indonesia. Peer to Peer Lending (P2P Lending) is a new alternative to getting funds in the form of money loans to individuals or investors. Fintech P2P Lending provides convenience through a simple and fast service. Its features can be accessed by anyone, anytime, anywhere. On the other hand, investors or lenders have investment alternatives with attractive returns. So that it quickly spread to all segments of Indonesian society. The purpose of this research is to analyze what factors can influence trust in using of P2P Lending in Indonesia. The difference between this study and previous research is that there is no research that focuses on trust in the use of FinTech, especially P2P Lending in Indonesia. This research is a type of quantitative research that used is primary data obtained by distributing questionnaires directly to Indonesians. The samples taken by Simple Random Sampling Technique and obtained 400 respondents as user fintech. And the statistical analysis used in this study is multiple regression and using SPSS 23 program. Based on the result, this study showed that the variable of structural assurance, easy of use, and brand image were significant on trust in using FinTech, meanwhile the variable of  integrity was not significant on trust in using FinTech.
Co-Authors Alex Chandra Alex Sandro Andre Jonathan Harahap Andry Ramadhansyah Anthony Anthony Avaleska Avaleska Brenky Jie Christina Chow Cristiansen Cristiansen David David Diny Anggriani Adna Frenky Frenky Hela Dixman Hut Kemri Marsudi Indo Dicaprio Pratama Infrisanti Wilson Tong Jacky Christhomas Jacky Jacky Jenny June Joelyn Octavia Jovito Bryan Budiman Joyce Chrissy Juliantio Juliantio Justin Chua Kalon Kennedy Kendy Junianto Kenny Kenny Kevin Alexander Kevin Antonio Kevin Antonio Lip Son Michael Angelo Muhammad Zaki Novianto Novianto Novianto Rahel Rahel Rahel Rainal Agus Setiawan Rayden Vebrianto Rena Indira Putri Rio Nando Stephanie Stephanie Sutarto Wasatan Tomy Tomy Tomy Tony Wibowo Vicky Anggrianto Viona Viona Wendy Aprianto Wendy Wendy William Nurdin Wijaya Winson Kennedy