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PENGARUH JUMLAH PENDUDUK, JUMLAH PENGANGGURAN DAN TINGKAT PENDIDIKAN TERHADAP KETIMPANGAN PENDAPATAN Matondang, Zulaika
Ihtiyath: Jurnal Manajemen Keuangan Syariah Vol 2 No 2 (2018): Vol 2 No 2 Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam

ABSTRACT This study was conducted to determine the effect of population, number of unemployed and the level of education on income inequality in the village of Palopat Maria, Padangsidimpuan Hutaimbaru District. The data processed in this study was primary data obtained through questionnaires in four environments in the village of Palopat Maria, Padangsidimpuan Hutaimbaru Subdistrict. The data obtained were analyzed using multiple linear regression that the equation was KP = - 0.007 + 0.023JP + 0.017JPNG + 0.003TP. Based on the analysis, the population, the number of unemployed and the level of education have affected 19.5 percent while the remaining 80.5 percent was influenced by other variables outside this research. The population have affected income inequality with the value of t count> t table (2,821> 1,664), the number of unemployed influences income inequality with the value of t count> t table (1,729> 1,644) and the level of education did not affect income inequality with the value of t count <t table (0.726 <1.664). The number of population, the number of unemployed and the level of education have affected income inequality with an F count> F table that is 6,454> 2,71 simultaneously.

PENGARUH INIFLASI DAN DANA PIHAK KETIGA TERHADAP PEMBIAYAAN (BUS DAN UUS DI INDONESIA TAHUN 2003 – 2015) Matondang, Zulaika
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 2 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Abstract The development of Islamic Banks and Sharia Business Unit has increased from year to year, so does the amount of funding has increased from year to year. There are several factors that affect the financing of which is iniflasi and third party funds. increase in third party funds followed by an increase in financing, but iniflasi tend to fluctuate from year to year. So the purpose of this study was to measure the effect of iniflasi and third party funds to finance BUS and UUS in Indonesia period 2003 - 2015. The research showed that iniflasi have an impact on financing BUS and UUS evidenced t t table (4.152 2 , 00 856), and third party funds also affects the financing BUS and UUS which is evidenced by the t t table (173.294 2.00856). And simultaneously between iniflasi and third party funds to finance BUS and UUS evidenced by F count F table (16098.426 4.03431) with the influence iniflasi and DPK to financing BUS and UUS in Indonesia amounted to 99.8 per cent while the rest 0.2 percent are influenced by other factors outside the study variables.Keywords : Inflation, DPK, Financing.

ANALISIS PERBANDINGAN JUMLAH USAHA INDUSTRI DAN PENYERAPAN TENAGA KERJA TERHADAP PERTUMBUHAN EKONOMI Zulaika Matondang
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 2 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

ABSTRAK,Latar belakang masalah dalam penelitian ini adalah terdapatnya fenomena peningkatan pertumbuhan ekonomi (PDRB) pada saat jumlah usaha industri dan penyerapan tenaga kerja mengalami fluktuasi yang tidak sesuai dengan teori. Rumusan penelitian ini adalah apakah ada pengaruh jumlah usaha industri dan penyerapan tenaga kerja terhadap pertumbuhan ekonomi secara parsial maupun simultan dan apakah terdapat perbedaan pengaruh antara jumlah usaha industri dan penyerapan tenaga kerja terhadap pertumbuhan ekonomi di Provinsi Sumatera Utara dan Provinsi Sumatera Barat. Penelitian ini merupakan penelitian kuantitatif deskriptif. Sampel yang digunakan sebanyak 32 sampel dengan desain simple random sampling, data diperoleh melalui situs www.bps.go.id. Pengujian dalam penelitian ini menggunakan program komputer SPSS versi 23. Hasil penelitian menunjukkan bahwa secara parsial variabel jumlah usaha industri tidak memiliki pengaruh terhadap pertumbuhan ekonomi, di Provinsi Sumatera Utara karena. Dilihat dari grafik plot repeated measure dapat dinyatakan pengaruh jumlah usaha industri dan penyerapan tenaga kerja terhadap pertumbuhan ekonomi tidak efektif di Provinsi Sumatera Utara, namun efektif di Provinsi Sumatera Barat. Pengaruh jumlah usaha industri dan penyerapan tenaga kerja terhadap pertumbuhan ekonomi di Provinsi Sumatera Barat sebesar 0,6% sedangkan sisanya sebesar 99,4% dipengaruhi faktor lain yang tidak dimasukkan dalam penelitian, sedangkan di Provinsi Sumatera Barat sebesar 68,9% dan sisanya sebesar 31,1% dipengaruhi faktor lain yang tidak dimasukkan dalam penelitian. ABSTRAK,The background of the problem in this study is the existence of the phenomenon of increasing economic growth (GRDP) when the number of industrial businesses and employment absorbed fluctuations that were not in accordance with the theory. The formulation of this study is whether there is an influence of the number of industrial businesses and employment of economic growth partially or simultaneously and whether there are differences in influence between the number of industrial businesses and employment of economic growth in the provinces of North Sumatra and West Sumatra Province. This research is descriptive quantitative research. The sample used was 32 samples with a simple random sampling design, the data obtained through the site www.bps.go.id. The test in this study uses the SPSS version 23. computer program The results of the study show that partially the variable number of industrial businesses has no influence on economic growth, because of North Sumatra Province. Judging from the repeated measure plot graph, it can be stated the effect of the number of industrial businesses and labor absorption on economic growth is not effective in North Sumatra Province, but effective in the Province of West Sumatra. The influence of the number of industrial businesses and employment on economic growth in West Sumatra Province is 0.6% while the remaining 99.4% is influenced by other factors not included in the study, while in West Sumatra Province 68.9% and the remaining 31 , 1% is influenced by other factors not included in the study.

PENGARUH PERTUMBUHAN EKONOMI, REALISASI PENGELUARANPENDIDIKAN, DAN REALISASI PENGELUARANKESEHATAN TERHADAP INDEKS PEMBANGUNAN MANUSIA DALAM PANDANGAN ISLAM DI PROVINSI SUMATERA UTARA Zulaika Matondang
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 1 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh pertumbuhan ekonomi, realisasi pengeluaran pendidikan, realisasi pengeluaran kesehatan terhadap indeks pembangunan manusia di provinsi Sumatera Utara. Data yang diolah dalam penelitian ini adalah data sekunder yang diperoleh melalui data yang dipublikasi oleh Badan Pusat Statistik. Pertumbuhan ekonomi, realisasi pengeluaran pendidikan dan realisasi pengeluaran kesehatan berpengaruh sebesar 86,5 persen sedangkan sisanya sebesar 13,5 persen dipengaruhi oleh variabel lain diluar penelitian ini. Pertumbuhan ekonomi berpengaruh terhadap indeks pembangunan manusia dengan pembuktian hasil t hitung lebih besar nilainya daripada t tabel yaitu 4,793 2,119, Realisasi pengeluaran pendidikan berpengaruh terhadap indeks pembangunan manusia dengan pembuktian hasil t hitung lebih besar nilainya daripada t tabel yaitu 3,239 2,119 dan Realisasi pengeluaran kesehatan berpengaruh terhadap indeks pembangunan manusia dengan pembuktian hasil -t hitung lebih kecil nilainya daripada -t tabel yaitu -2,678 -2,119. Dan secara simultan pertumbuhan ekonomi, realisasi pengeluaran pendidikan dan realisasi pengeluaran kesehatan berpengaruh terhadap indeks pembangunan manusia di provinsi Sumatera Utara yang dibuktikan dari nilai F hitung lebih besar daripada F tabel yaitu 34,130 3,10.

ETIKA PROFESI AKUNTANSI DALAM PERSPEKTIF ISLAM Zulaika Matondang
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Professional ethics is intended to allow the workers perform their dutiesand responsibilities seriously , and do not perform fraud in its work . So itis an accountant who is always associated with the financial statements .For that reason , so that the accounting professional ethics can be done itneeds to make a code of conduct in the workplace . An accountant mustrecord all transactions that occur with reports in truth , in the view ofIslam accounting profession must possess honest , not fraud in any form.Allah ordered all the people to be honest in the work as contained in theverses of the Quran .

Development Model Micro, Small and Medium Enterprise Delima Sari Lubis; Zulaika Matondang
AL-FALAH : Journal of Islamic Economics Vol 6, No 2 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v6i2.3510

Purpose: Analyzing problems about the factors that influence the development of SMEs in Mandailing Natal. Finding the right model to develop MSMEs in Mandailing Natal.Design/Method/Approach: This research using a qualitative-quantitative approach, with the Analytic method Network Processing (ANP).Findings: The factors that influence the development of MSMEs in Mandailing Natal Regency are human resources, community culture, business management, regulation, competitiveness, capital, and marketing.Originality/Values: Appropriate model to develop MSME in Mandailing Natal district is One Village One Product (OVOP) model based on triple Helix and application of Triple-T Technology Revolution.

PENGARUH JUMLAH PENDUDUK, JUMLAH PENGANGGURAN DAN TINGKAT PENDIDIKAN TERHADAP KETIMPANGAN PENDAPATAN Zulaika Matondang
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 2 No 2 (2018): Vol 2 No 2 Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v2i2.715

ABSTRACT This study was conducted to determine the effect of population, number of unemployed and the level of education on income inequality in the village of Palopat Maria, Padangsidimpuan Hutaimbaru District. The data processed in this study was primary data obtained through questionnaires in four environments in the village of Palopat Maria, Padangsidimpuan Hutaimbaru Subdistrict. The data obtained were analyzed using multiple linear regression that the equation was KP = - 0.007 + 0.023JP + 0.017JPNG + 0.003TP. Based on the analysis, the population, the number of unemployed and the level of education have affected 19.5 percent while the remaining 80.5 percent was influenced by other variables outside this research. The population have affected income inequality with the value of t count> t table (2,821> 1,664), the number of unemployed influences income inequality with the value of t count> t table (1,729> 1,644) and the level of education did not affect income inequality with the value of t count <t table (0.726 <1.664). The number of population, the number of unemployed and the level of education have affected income inequality with an F count> F table that is 6,454> 2,71 simultaneously.

The Role Of Leading Sector Labor On The GRDP Of North Sumatera Province Hamni Fadlilah Nasution; Zulaika Matondang; Khoiriyah Nasution; Dita Wahyuni Nasution
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.3852

Abstrak Lahan pertanian yang luas membutuhkan tenaga kerja yang banyak disektor pertanian untuk meningkatkan produktivitas di sector pertanian sehingga mampu menjadi sector unggulan penopang PDRB di Provinsi Sumatera Utara, permasalahannya sector pertanian di Provinsi Sumatera Utara memiliki luas lahan terbesar namun tidak menjadi penyerap tenaga kerja terbanyak. Sehingga penelitian ini bertujuan untuk menganalisis peran tenaga kerja sector unggulan terhadap PDRB Provinsi Sumatera Utara. Jenis penelitian ini adalah kunatitatif dengan menggunakan analisis regresi data panel atau pooled data dengan menggunakan software Eviews-9. Hasil dari penelitian ini menjelaskan bahwa tenaga kerja sector unggulan berpengaruh terhadap PDRB Provinsi Sumatera Utara. Abstract Extensive agricultural land requires a lot of labor in the agricultural sector to increase productivity in the agricultural sector so that it can become a leading sector to support GRDP in North Sumatra Province, the problem is that the agricultural sector in North Sumatra Province has the largest land area but is not the largest employer of labor. So this study aims to analyze the role of the leading sector workforce on the GRDP of North Sumatra Province. This type of research is qualitative using panel data regression analysis or pooled data using Eviews-9 software. The results of this study explain that the leading sector workforce has an effect on the GRDP of North Sumatra Province.

STRATEGY OF MARKET SEGMENTATION, TARGETING AND POSITIONING IN INCREASING THE NUMBER OF CUSTOMERS AT PT. BANK MUAMALAT INDONESIA Tbk KCP PANYABUNGAN rosdiyah rosdiyah; abdul nasser hasibuan; azwar hamid; zulaika matondang
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This research is motivated by the large number of people in the city of Panyabungan who are predominantly Muslim who will provide benefits for Islamic banks. Selection of the right market by using market segmentation strategies, targeting and positioning that will help PT. Bank Muamalat Indonesia Tbk KCP Panyabungan in selecting potential customers who are useful to win competition with other banks. The research methodology used is descriptive qualitative using primary data and secondary data. Primary data were obtained by collecting data through interviews and observations, while secondary data were obtained from documents of BMI KCP Panyabungan. The research found that the marketing strategy for BMI KCP Panyabungan products was market segmentation by selecting demographic and behavioral segmentation. Then the targeting is that BMI KCP Panyabungan chooses traders, entrepreneurs and employees as the target market. Next to positioning, BMI KCP Panyabungan builds a good image by embracing Ulama and educating the public that PT. Bank Muamalat Indonesia is an Islamic bank and is free from usury and provides souvenirs containing symbols to Ulama. Meanwhile, the obstacles faced are the size of the area, other competitors.

Literasi Zakat Hasil Perkebunan Kelapa Sawit Nora Septini Harahap; Zulaika Matondang; Delima Sari Lubis
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

ABSTRACT South Labuhanbatu Regency is one of the largest fresh fruit bunch producing areas in Indonesia with the majority of the population being Muslim, so South Labuhanbatu Regency should have a large zakat potential for oil palm plantations in South Labuhanbatu Regency. Apparently, not in line with the expectations that occur in the field with the low level of literacy among oil palm farmers, causing delays in the distribution of zakat funds that should be paid annually, this makes zakat on plantation products or commonly referred to as zakat on assets still taboo among the people of Labuhanbatu district. South especially oil palm farmers. This should be a concern for everyone considering that zakat is not only a pillar of Islam that must be implemented, but zakat is also one of the most effective poverty alleviation instruments by developing productive zakat for the poor and needy. The zakat institution, BASNAZ, in South Labuhanbatu Regency, should take a look at this and take concrete actions in increasing zakat literacy for oil palm plantations in South Labuhanbatu Regency. Keywords: Literacy, Zakat, BAZNAS ABSTRAK Kabupaten Labuhanbatu Selatan merupakan salah satu daerah penghasil tandan buah segar terbesar di Indonesia dengan mayoritas penduduk beragama muslim, dengan begitu seharusnya kabupaten Labuhanbatu Selatan memiliki Potensi zakat perkebunan kelapa sawit yang besar di kabupaten Labuhanbatu Selatan. Ternyata, tidak sejalan dengan ekspetasi yang terjadi di lapangan dengan rendahnya tingkat literasi di kalangan para petani kelapa sawit menjadikan tersendatnya penyaluran dana zakat yang seharusnya ditunaikan setiap tahunnya, hal tersebut menjadikan zakat hasil perkebunan atau biasa disebut dengan zakat harta masih tabu di kalangan masyarakat kabupaten Labuhanbatu Selatan terutama para petani kelapa sawit. Sudah seharusnya hal ini menjadi perhatian setiap kalangan mengingat bahsanya zakat tidak hanya merupakan rukun islam yang wajib dilaksanakan namun, zakat juga merupakan slah satu instrument pengentas kemiskinan yang paling ampuh dengan mengembangkan zakat produktif pada kalangan fakir dan miskin. Sudah seharusnya lembaga zakat BASNAZ kabupaten Labuhanbatu Selatan melirik hal tersebut dan melakukan aksi nyata dalam meningkatkan literasi zakat perkebunan kelapa sawit di Kabupaten Labuhanbatu Selatan. Kata Kunci: Literasi, Zakat, BAZNAS

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