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Analisis Likuiditas Bank Umum Syariah di Indonesia Heri Sudarsono; Fajar Nurbani Aslam; Sarastri Mumpuni Rubha; Indah Susantun
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4325

Abstract

This study aims to determine the effect of capital adequacy (CAR), profitability (ROA), non-performing financing (NPF) and efficiency (BOPO) on liquidity (FDR) in Islamic commercial banks. The data for this research are Bank Central Asia (BCA) Syariah, Bank Bukopin Syariah, Bank Mega Syariah, Bank Maybank Syariah, and Bank Muamalat Indonesia in the period 2013-2018. Chow test and Hausman test were carried out to get the best panel model in this study. This study found that ROA and BOPO had a positive effect on liquidity, while CAR and NPF showed a negative effect on liquidity. The implication of this research for bank management is that there is a need for continuous efforts to increase the profitability (ROA) of Islamic commercial banks by distributing financing safely and optimally. In addition, efforts to improve efficiency (BOPO) need to be carried out by formulating a planned and measurable bank operational management program. Bank policies on ROA and BOPO levels will affect the increasing ability of Islamic banks to maintain liquidity
Faktor –Faktor yang Mempengaruhi Pembiayaan Mudharabah pada Bank Umum Syariah di Indonesia Rifqi Khuamirotun Nafis; Heri Sudarsono
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.157 KB) | DOI: 10.29040/jiei.v7i1.1614

Abstract

In general sharia banking in Indonesia, there are various types of financing offered to customers, one of which is profit-sharing based financing (Mudharabah). Regarding this, the purpose of this study is to determine and measure the relationship between positive and negative and significant or insignificant effects of micro independent variables in the form of TPF, CAR, NPF, FDR, BOPO and macro independent variables in the form of BI Rate and Inflation on the dependent variable, namely PMD. (Mudaraba Financing). In this study using the ARDL (Auto-regression Distributed Lag) regression method with analysis tools, namely the EViews 10 application and for the data used is time series data, the data is also secondary data which is retrieved from the official website of the OJK and BPS Indonesia by retrieving data. from January 2015 - July 2020. It can be concluded that the results of this study show that the independent variables have an effect on micro, namely TPF, CAR, ROA, and BOPO, the results have a negative and significant effect, while the NPF and FDR results are not significant (no influential) and for the independent variable the macro effect is the Bi Rate, the results have a significant negative effect, while for the inflation the results are positive and insignificant (no effect) on PMD (Mudharabah Financing).
ANALYSIS OF POVERTY LEVEL IN DISTRICTS/CITIES OF CENTRAL JAVA Setyo Novianto; Heri Sudarsono
Jurnal Ekonomi Pembangunan Vol. 16 No. 1 (2018): JURNAL EKONOMI PEMBANGUNAN
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v16i1.8181

Abstract

This study aims to determine the effect of economic growth, HDI, inflation, and unemployment to poverty level in Central Java regency / city. The method of analysis used in this study is a method of panel data analysis combination between time series with cross-sectional analysis as a data processing tool using Eviews 9. The model chosen in this research is the random effect model. The result of regression model of random effect shows that economic growth, ipm, and inflation have negative effect on poverty level. While unemployment positively affect the level of poverty. For F test, the variable of economic growth, HDI, inflation, and unemployment together (simultaneously) have an effect on poverty level.
Indikator Makroekonomi dan Pengaruhnya Terhadap Indeks Saham Syariah di Indonesia Heri Sudarsono
Esensi: Jurnal Bisnis dan Manajemen Vol 8, No 2 (2018)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v8i2.7219

Abstract

This study aimed to analyze the influence of variables of money supply (M2), constumer price index (CPI), exchange rate (ER), BI Rate (BIRATE), Sertifikat Bank Indonesia Syariah (SBIS)  with Shari'ah Indonesia Stock Index (ISSI). To see that effect will be made by the tests in stages Vector Autoregression. The data used in this research is secondary data during the period January 2012 until December 2016. The finding in long run shows that ISSI is positively significantly affected by CPI and it is negatively significantly affected by M2, ER and BIRATE. Granger-Causality test resulth shows that there are causality between CPI with BIRATE and CPI with SBIS, but there are three undirectional relationship which includes ISSI to ER, M2 to BIRATE and SBIS to BIRATE.DOI: 10.15408/ess.v8i2.7219
THE DETERMINANTS OF FDI FLOWS IN OIC COUNTRIES Heri Sudarsono
Economic Journal of Emerging Markets Volume 13 Issue 3, 2008: Indonesian Version
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v13i3.1997

Abstract

The objective of this study is to identify the determinants of foreign direct invest-ment (FDI) in OIC countries. In order to undertake it, we perform an econometric model based on panel data analysis for OIC countries, consisting of 16 Asian OIC countries and 18 African OIC for the 1980-2000 periods. Some estimated coefficients have the expected signs and are statically significant, such as market size and openness. The estimated negative sign on the variables exchange rate capturers the effect alters the price for acquiring assets in the OIC countries. In this case of OIC countries exchange rate also depict that the exchange rate regime is by no mean neutral to FDI. Furthermore, the variables consumption prices index (CPI) positive by effect FDI for African and all OIC countries. The government consumption of OIC countries was not significant suggesting that such factor does not play a role in at-tracting foreign investment. Finally, the more open economies in OIC countries were more attractive to foreign capital flows, as expected.Keyword: FDI, OIC, openness, panel data
Analisis Niat Nasabah Bank Syariah untuk Menggunakan Mobile Banking Heri Sudarsono
Jurnal Ilmiah Poli Bisnis Volume 14 Nomor 1 Tahun 2022
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.v0i0.770

Abstract

This study aims to analyze the factors that influence the intention of Islamic bank customers to use mobile banking. This study uses the Unified Theory of Acceptance An Use of Technology (UTAUT) as the main reference in building the model in this study. Respondents were obtained through the distribution of questionnaires in the form of google forms in a number of WhatsApp, Facebook and Instagram groups. The number of respondents who meet the criteria for Muslim customers who have accounts at Islamic banks is 376 people, consisting of 226 men and 150 women. Hypothesis testing was carried out using a Structural Equation Model (SEM) approach based on Partial Least Square (PLS). The results of data processing show that the variables of performance expectancy, effort expectancy, and facilitating conditions have a positive effect on the behavioral intention of Islamic bank customers to use mobile banking. On the other hand, social influence does not affect the customer's intention to use mobile banking. The implication of this result is that Islamic bank management needs to maximize supporting facilities by adding a number of mobile banking features that suit customer needs.
Pengembangan Potensi Wisata di Kawasan Pantai Selatan Kabupaten Gunung Kidul, Yogyakarta Heri Sudarsono; Indah Susantun
Agriekonomika Vol 8, No 1: April 2019
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agriekonomika.v8i1.5011

Abstract

Penelitian ini memiliki tujuan untuk mengetahui potensi wisata di pantai Baron, Kukup,sepanjang, Drini dan Sadranan. Penelitian ini mengunakan teknik wawancara, observasi dan studi dokumentasi. Tahapan penelitian adalah mengetahui potensi wisata, sarana dan prasarana, sosialisasi potensi wisata, sarana layanan wisata, jenis lapangan kerja dan pengembangan potensi wisata bagi perekonomian masyarakat di kawasan pantai. Dari hasil olah data menunjukkan bahwa pengembangan potensi wisata dipengaruhi oleh penyediaan sarana dan prasarana, pengembangan potensi wisata, serta layanan pendukung wisata. Kemudian, potensi wisata yang berbeda di setiap pantai mempengengaruhi jenis lapangan kerja masyarakat yang ada disekitar kawasan pantai. Akhirnya, dalam jangka panjang beberapa jenis lapangan kerja, seperti pedagang makanan dan minuman, pengkrajin souvenir dan seniman akan menjadi andalan bagi pengembangan potensi wisata di pantai Baron, Kukup, Sepanjang, Drini dan Sadranan.
Analisis Pengaruh Kinerja Keuangan terhadap Profitabilitas Bank Syariah di Indonesia Heri Sudarsono
Economica: Jurnal Ekonomi Islam Vol 8, No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2017.8.2.1702

Abstract

This study aimed to analyze the factors affecting the amount of profitability (ROA) provided by Islamic banking in Indonesia. The data which is used is taken from the financial report of the Shari’a Bank during the 2011-2016 periods by using montly financial statement This study uses a Vector Error Correction Model (VECM) to see the long-term effect and response to shock that occur in the studied variables. The result shows that in the long run, the percentage Financing (FIN) and BOPO give a positive siqnifikant effect on the ROA, while third party funds (DPK), percentage profit and loss sharing (TBH), financial to deposit ratio (FDR) has negative and siqnificant effect on the ROA. Sertifikat Bank Indonesia Syariah (SBIS) and non performing finance (NPF) have no significant effect on the ROA. In short run, ROA give a negatif and siqnificant effect on the ROA and FDR give a positif and siqnificant effect, while DPK, FIN, SBIS, TBH, NPF and BOPO have no sinificant effect on the ROA. Therfore, shocks that occur in the ROA, FIN, FDR , NPF dan BOPO positively responded by ROA and will be stable in the long term. While the shocks that occur in the percentage of FDR, SBIS and TBH responded negatively by financing and will be stable in the long term.Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi profitabilitas (ROA) perbankan syariah di Indonesia. Data yang digunakan data bulanan dari laporan keuangan bank syariah periode 2010-2015. Penelitian ini mengunakan Vector Error Correction Model (VECM) untuk melihat dampak jangka panjang dan respon terhadap dampak shock pada setiap variabel terhadap pembiayaan. Hasil olah data menunjukkan bahwa FIN dan BOPO berhubungan positif terhadap ROA, sedangkan DPK, TBH, FDR berhubungan negatif terhadap dan ROA SBIS dan NPF tidak berpengaruh terhadap tingkat ROA. Dalam jangka pendek, ROA berhubungan negatif, tetapi FDR terhadap ROA berhubungan positif. Sedangkan DPK, FIN, SBIS, TBH, NPF and BOPO tidak berhubungan dengan pembiayaan. Di lain pihak, respon pembiayan terhadap goncangan yang terjadi terjadi pada ROA, FIN, FDR, NPF dan BOPO direspon positif oleh ROA. Sedangkan respon ROA terhadap goncangan yang terjadi pada FDR, SBIS dan TBH adalah negatif.
Pengaruh Karakteristik Pekerjaan dan Karakteristik Organisasi terhadap Kepuasan Kerja Pegawai pada Puskesmas Kecamatan Sumbermanjing Wetan di Malang Heri Sudarsono
Jurnal Aplikasi Manajemen Vol 8, No 3 (2010)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1255.921 KB)

Abstract

The objective of research seems: (1) to examine whether the variable of occupational and organizational characteristics simultaneously (collectively) have the significant effect on the work satisfaction among the employee of Public Health Center at Sumbermanjing Wetan Subdistrict, Malang; and (2) to understand the variable of occupational and organizational characteristics partially (individually) have the significant effect on the work satisfaction among the employee of Public Health Center at Sumbermanjing Wetan Subdistrict, Malang. Research type subsumes into explanatory research including the population of the employee of Public Health Center at Sumbermanjing Wetan Subdistrict, Malang. Sampling technique considers Probability Sampling in which the sample counts to 40 respondents. The analysis tool uses Multiple Regression while F-test and t-test ascertain the significance facilitated by SPSS software. Results of simultaneous analysis (F-test) indicate that the variables of occupational characteristic (X1) and organizational characteristic (X2) have significant effect on the work satisfaction among the employee with significance F rate (0.000) smaller than alpha of 0.05. Meanwhile, partial analysis (t-test) shows that the variables of occupational characteristic (X1) and organizational characteristic (X-2) have significant effect on the work satisfaction of employee, seeing the occupational characteristic of 0.40 and organizational characteristic of 0.012 smaller than alpha of 0.05.Keywords: Occupational Characteristic, Organizational Characteristic, Work Satisfaction
THE RELATIONSHIP BETWEEN ECONOMIC GROWTH AND GOVERNMENT SPENDING: A CASE STUDY OF OIC COUNTRIES Heri Sudarsono
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 11, No 2 (2010): JEP Desember 2010
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v11i2.322

Abstract

This paper presents the results for testing for causal relationship between economic growth and goverment spending for OIC countries covering the time series data 1970~2006. There are usually two propositions regarding the relation between economic growth and government spending: Wagner’s Law states that as GDP grows, the public sector tends to grow; and the Keynesian framework postulates that public expenditure causes GDP to grow. The primary strength and originality of this paper is that we used aggregate data as well as disaggregate data for Granger causality test. By testing for causality between economic growth and government spending, we find that government spending does cause economic growth in Iran, Nigeria and Tunisia, which are compatible with Keynesian’s theory. However, the economic growth does cause the increase in goverment spending in Algeria, Burkina Faso, Benin, Indonesia, Libya Malaysia, Marocco, and Saudi, which are well-suited with Wagner’s law.