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All Journal I-Finance Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Simbur Cahaya J-MIND Jurnal Manajemen Indonesia Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Indonesian Journal of Multidisciplinary Sciences I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf

Fatimatuz Zuhro

Universitas Islam Negeri Raden Fatah Palembang

Author-ID : 2880546

Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 7 Documents Claim Missing Document

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Articles

Presumption of Innocent v. Presumption of Guilt dalam Hak Asasi Manusia Mada Apriandi Zuhir; Nurhidayatuloh Nurhidayatuloh; Annisa Fitri Arum; Nyimas Olivia; Fatimatuz Zuhro; Faiq Tobroni
Simbur Cahaya VOLUME 26 NOMOR 2, DESEMBER 2019
Publisher : Universitas Sriwijaya

Asas presumption of guilt menjadi semakin menarik untuk dibahas sebagai respon dari ketidakpuasan asas presumption of innocent untuk diterapkan dalam kasus-kasus tertentu. Apalagi asas presumption of innocent hadir bukan tanpa dasar dan asas ini muncul sebagai amanah Deklarasi HAM Universal sebagai hak fundamental manusia. Namun demikian bagimana jika asas ini dihadapkan dengan kasus-kasus yang luar biasa seperti kasus terorisme dan kepabeanan. Hal ini menjadi persoalan oleh karena di satu sisi hal ini merupakan hak fundamental, namun di sisi lain ada hal luar biasa yang menjadi persoalan apabila asas ini tetap diterapkan. Penelitian ini menggunakan pendekatan case law dengan analisis deskriptif kualitatif, yakni dengan menghadirkan putusan-putusan Pengadilan HAM Eropa yang pernah membahas persoalan tentang presumption of guilt. Paling tidak ada satu kasus penting yang putusannya dijadikan sebagai rujukan dalam membahas soal presumption of guilt ini yakni kasus Salabiaku v. France. Kasus ini menjadi rujukan yang mengikat oleh hakim-hakim di Pengadilan HAM Eropa dan telah dikutip oleh hakim-hakim di penadilan lain. Hasil dari penelitian ini adalah dalam keadaan tertentu presumption of guiltdapat diterapkan dengan catatan negara harus membatasi penerapan prinsip ini dengan cara yang reasonable dengan mempertimbangkan apa resiko yang dipertaruhkan dan apa implikasinya jika asas ini tidak diterapka

PERKEMBANGAN UMKM DITINJAU DARI PEMBIAYAAN MUDHARABAH DAN MURABAHAH Ayu Fitria; Deky Anwar; Dian Pertiwi; Fatimatuz Zuhro
I-Finance Journal Vol 7 No 2 (2021): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v7i2.10831

This study aims to determine the effect of mudharabah and murabahah financing on the development of Micro, Small, and Medium Enterprises (MSMEs) in the Banyuasin Regency. The population in this study were 41 customers at the KSUS BMT Trans Mekar Sari Mandiri in Tanjung Lago, Banyuasin district. Sampling using saturated sampling (Total Sampling) with a total sample of 41 respondents. The analysis technique uses Multiple Linear Regression with hypothesis testing using the t-test and F test. The results of this study indicate that partially there is a significant influence between mudharabah financing on the development of MSMEs with a t count value of 3.258 > t table 1.68595 and a significance value of 0.002 < 0, 05. Meanwhile, murabahah financing has no significant effect on the development of MSMEs with a t-count value of 0.428 < t-table 1.68595 and a significance value of 0.671 > 0.05. The F test shows that mudharabah and murabahah financing simultaneously have a significant effect on the development of MSMEs with a calculated F value of 15.622 > 3.24 and a significance value of 0.000 < 0.05. The conclusion is that mudharabah financing partially has a significant effect on the development of MSMEs, while partially murabahah financing has no significant effect on the development of MSMEs. Simultaneously, mudharabah and murabahah financing have a significant effect on the development of MSMEs.

MENAKAR KEMASLAHATAN REKSADANA SYARIAH DALAM PERSPEKTIF MAQASHID SYARIAH M Iqbal; Faisal Muttaqin; Fatimatuz Zuhro; Rachmania Rachmania
I-ECONOMICS: A Research Journal on Islamic Economics Vol 6 No 2 (2020): I-ECONOMIC: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v6i2.7248

Benefit is the main indicator for Islamic economic principles. In developing sharia-based financial institutions, all companies are competing to provide their best products based on the benefit for the mankind. An investment is a way for the people to get their benefits for living. The objective of investment is two-way relationship between the investor and the company. For another side, the investment is a financial management that teaches people to prepare for a better future, on the other side the investment helps financial institutions to obtain capital in developing Islamic financial institution products so that They can make a real contribution for the national development. This research tries to analyze the phenomenon of the Islamic capital market before and during the pandemic of Covid-19, by measuring the benefits of sharia mutual funds in the perspective of maqashid sharia which aims to protect religion, maintain reason, protect the soul, protect offspring, and protect property with literacy about the benefit for the mutual funds of sharia, hopefully this study will be an alternative and solution for the people to invest in order to achieve the highest achievement (falah) in the world and the here after.

ANALISIS PERBANDINGAN KINERJA KEUANGAN PADA BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA Peny Cahaya Azwari; Putri Ratna Dewi; Fatimatuz Zuhro
J-MIND (Jurnal Manajemen Indonesia) Vol 7, No 1 (2022): J-MIND Jurnal Manajemen Indonesia, Juni 2022
Publisher : Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/j-mind.v7i1.7093

Penelitian ini bertujuan untuk mengetahui perbandingan kinerja keuangan Bank Umum Syariah dan Bank Umum konvensional berdasarkan rasio keuangan yang terdaftar dan diawasi oleh Otoritas Jasa Keuangan (OJK) periode 2016-2020. Jenis penelitian yang digunakan adalah penelitian deskriptif dengan pendekatan kuantitatif. Metode yang digunakan dalam pengambilan sampel adalah metode purposive sampling, sehingga diperoleh 6 Bank Umum Syariah dan 6 Bank Umum Konvensional. Teknik pengumpulan data yang digunakan adalah melalui metode dokumentasi yaitu pengumpulan data sekunder berupa laporan keuangan tahunan (annual report) selama periode 2016-2020 yang telah dipublikasikan oleh website OJK dan website masing-masing bank yang bersangkutan.Teknik analisis yang digunakan pada penelitian ini adalah analisis statistik deskriptif dan uji independent sample t-test. Rasio yang digunakan pada penelitian ini terdapat rasio Return on Assets (ROA), Capital Adequacy Ratio (CAR), dan Non Performing Loan/Non Performing Financing (NPL/NPF).

Pengembangan Ekonomi Syariah terhadap Potensi Pariwisata Besar oleh Bank Indonesia Fatimatuz Zuhro
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 5 No 1 (2019): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 201
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Management of a large tourism industry based on sharia economy is one of the breakthroughs that attracts the attention of financial institutions to promote economic growth equally. Economic resources that must be supported by financial institutions to maintain economic equality are the trade, textile, electronics, agriculture and large tourism sectors. With that, without the support of Islamic financial institutions will not be implemented stable and equitable economic growth. The purpose of this research is to support the distribution of Islamic economics to the industrial sector which can create economic growth and maintain the stability of public financial inflation. The research method used by the author uses qualitative methods or literature research studies with the Indonesian Banking system approach to solving Islamic financial problems. The results of this study indicate that the development of the sharia economy to the industry's large tourism potential can be a development in opening access to economic growth and can create an increase in sharia-based economy and can maintain national financial inflation.

THE SWOT ANALYSIS OF HALAL TOURISM OF AL QUR’AN AKBAR PALEMBANG Mario Ardiansyah; Disfa Lidian Handayani; Fatimatuz Zuhro
Indonesian Journal of Multidisciplinary Sciences Vol. 1 No. 1 (2022): Indonesian Journal of Multidisciplinary Sciences
Publisher : CV. Era Digital Nusantara

This thesis research departs from the existence of the Koran which has attracted the attention of the world community and has become one of the main tourist attractions of Palembang city from South Sumatra. Moreover, because the Koran was confirmed as the only largest Koran in the world and included in the list of the Indonesian Registration Museum (MURI). This study wants to examine the strategy of developing halal tourism in the Al-Quran Akbar Palembang by using SWOT analysis. Data collection through interviews and documentation. The data analysis technique is descriptive qualitative by describing and describing as clearly as possible all the problems in the problem formulation, systematically, factually and accurately. The conclusion of this research is the Strategy for Development of Al-Qur'an Akbar Halal Tourism, namely by means of promotion through social media so that the Al-Qur'an Akbar is better known by tourists both local and foreign, Installing CCTV cameras, adding security personnel, implementing health protocols and coordinating with local officials, such as the police. As well as cooperating with the Government to repair damaged roads and construct toll roads so that tourists can easily visit the Al Qur'an Al Akbar.

The Effect Of The Work Environment, Locus Of Control And Motivation On Employees Performance In Baznas Of South Sumatra Province Aziz Septiatin; Yusiresita Pajaria; Fatimatuz Zuhro; Rosyada Rosyada
Jurnal I-Philanthropy Vol 2 No 1 (2022): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v2i1.12079

The National Amil Zakat Agency (BAZNAS) is the official and only body established by the government which has the task and function of collecting and distributing zakat, infaq and alms (ZIS) at the national level. Human resources are one of the important factors for BAZNAS in carrying out its operational activities. This study aims to examine the effect of work environment, locus of control and motivation on employee performance. This type of research is quantitative research. The sampling technique used in this study is the saturated sampling technique, which is a sampling technique in which all members of the population are used as samples. In this study, researchers used a sample of 32 employees of BAZNAS, South Sumatra Province. The data analysis technique used is multiple regression analysis with the help of SPSS software. The results showed that the work environment had a positive and significant effect on employee performance, locus of control had a positive and significant effect on employee performance and motivation had a positive and significant effect on employee performance.Simultaneously the work environment, locus of control and motivation affect employee performance by 88.7%, while the remaining 11.3% is influenced by other variables that have not been studied or are not included in the regression in this study.

Co-Authors Annisa Fitri Arum Apriandi, Mada Ayu Fitria Aziz Septiatin Dian Pertiwi Disfa Lidian Handayani Faiq Tobroni Faisal Muttaqin Laksono Trisnantoro Mario Ardiansyah Muhammad Iqbal Nurhidayatuloh Nurhidayatuloh Nyimas Olivia Putri Ratna Dewi Rachmania Rachmania Rosyada Rosyada Yusiresita Pajaria

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