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All Journal DERIVATIF Jurnal Pemberdayaan Masyarakat Madani (JPMM) Ecosains As-Sidanah : Jurnal Pengabdian Masyarakat JURNAL AGROINDUSTRI HALAL Media Riset Bisnis & Manajemen
Richy Wijaya
Universitas Trisakti
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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LIKUIDITAS SEBAGAI PREDIKTOR PROFITABILITAS: SEBUAH STUDI EMPIRIS PADA PERUSAHAAN SEKTOR INDUSTRI MANUFAKTUR Powell Gian Hartono; Henny Setyo Lestari; Richy Wijaya; Agus Budi Hartono; Georgina Maria Tinungki
Derivatif : Jurnal Manajemen Vol 14, No 2 (2020): November
Publisher : Universitas Muhammadiyah Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jm.v14i2.475

Abstract

The purpose of this study is to examine the effect of liquidity with proxies are the current ratio (CR), and the quick ratio (QR) to profitability with proxies are the return on assets (ROA) and the return on equity (ROE), on manufacturing sector companies listed on the Indonesia Stock Exchange with the research periods are 2014 - 2018. The purposive sampling method was used, and as many as twenty companies were sampled. The test uses multiple linear regression analysis; the stage are classical assumption test, the goodness of fit test, F-test, and T-test. The results obtained in the first model with ROA as the criterion are CR and QR as the significant predictors. The results obtained in the second model with ROE as the criterion is QR as the significant predictor, while CR has no significant effect to ROE. These results indicate that each profitability ratio is specifically influenced by the respective liquidity ratios studied so that companies can pay more attention to matters related to these variables in order to support efforts to increase company profitability.Keywords: Current Ratio, Manufacturing Company, Return on Assets, Return on Equity, Quick Ratio
LITERASI ASURANSI BAGI MASYARAKAT DESA MANGUN JAYA TAMBUN SELATAN Nurhayati Nurhayati; Richy Wijaya; Tri Kunawangsih; Aji Kusuma
As-Sidanah Vol 4 No 2 (2022): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (596.155 KB) | DOI: 10.35316/assidanah.v4i2.212-220

Abstract

Public interest in insurance programs is still low. What is suspected to be the cause of the low level of public interest, especially the Indonesian people, towards this non-bank financial institution is the incomplete information obtained by the public about this institution in an effort to improve the quality of life in the future. Insurance is widely regarded as a consumer product for the upper class who have more funds and assets that they feel need to get more protection. In fact, insurance has other benefits and advantages for all circles of society at large. The problems highlighted by the OJK include unscrupulous agents who are classified as fraud on customer premium deposits, welcoming calls with closed questions, 'unitlink statements' which only cover insurance and administrative costs, and the absence of information on calculating premium returns in the event of contract cancellation at the time of policy. take place. The problems in the insurance industry started when financial inclusion was quite high, but literacy was still low. This means that financial products are in high demand by the public, but their understanding of these products is still low. Based on experience so far in both banks and insurance, knowledge of investment still needs to be improved. In helping OJK provide insurance literacy for the community, this Community Service has a mission to improve Insurance Literacy for the Community in Mangun Jaya Village, Kec. South Tambun. Training on Insurance Literacy will be held on March 27, 2022 for 2 hours. In accordance with the Covid-19 protocol, which limits the number of participants, the training can only be attended by 13 participants, most of whom are women. To be able to see whether the training provided was able to improve insurance literacy for participants, a test was carried out using a Paired Sample T-test, the test results showed that the training provided was able to increase understanding about Insurance for the Mangun Jaya community in South Tambun.
Rasio Spesifik dan Kinerja Keuangan Bank Umum di Indonesia Richy Wijaya
Media Riset Bisnis & Manajemen Vol. 18 No. 1 (2018): Media Riset Bisnis & Manajemen
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (215.027 KB) | DOI: 10.25105/mrbm.v18i1.5001

Abstract

AbstrakTujuan - Penelitian yang dilakukan memiliki tujuan untuk menguji dan menganalisa apakah peningkatan kinerja keuangan dapat dipengaruhi oleh rasio permodalan pada perbankan di Indonesia.Desain/Metodologi/Pendekatan- Rasio permodalan diproksikan dengan 5 rasio yaitu loan ratio, deposit ratio, efficiency of management ratio, liquidity assets ratio dan capital adequacy. Untuk menjawab permasalahan yang ada penulis menggunakan sampel dari Bank Umum yang telah tertera pada Bursa Efek Indonesia. Teknik analisis yang digunakan untuk penelitian ini adalah analisis regresi linear data panel. Setelah melakukan proses pengolahan data, peneliti menggunakan metode random effect model untuk memperoleh hasil atas percobaan yang dilakukan. Temuan - Hasil yang diperoleh pada penelitian ini menyarankan bahwa untuk meningkatkan kinerja keuangan perbankan harus memperhatikan strategi dalam pemberian pinjaman, alokasi penganggaran dana untuk biaya operasional perusahaan, ketersediaan dana dan nilai kecukupan modal yang dimiliki oleh bank tersebut.. AbstractPurpose - This study aims to test and analyze whether the capital ratio can have a significant impact on improving banking performance. Design/Methodology/Approach -The capital ratio is proxied by 5 ratios, namely the loan ratio, deposit ratio, efficiency of management ratio, liquidity assets ratio and capital adequacy. To answer the existing problems the author uses a sample from a conventional commercial bank listed on the Indonesia Stock Exchange. The sample is then solved by a linear data panel regression analysis method. After processing data, the method used to give results in this study is a random effect model.Finding - The results of this study provide advice to those who have an interest that to improve performance must pay attention to the strategies in lending, budgeting allocation of funds for company operational costs, availability of funds and the capital adequacy value of the bank.
Pengaruh Literasi Keuangan dan Kepercayaan terhadap Minat Beli Produk Asuransi di Kalangan Mahasiswa Ahmad Buchori; Nurhayati Nurhayati; Richy Wijaya W
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 11, No 2 (2022): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.12070757.00

Abstract

This study explains the relationship between research variables by testing existing hypotheses. In this study, the authors explain and examine the relationship between the independent variables in the form of financial literacy and perceptions of trust and the dependent variable is buying interest. This study is a quantitative study and questionnaires were collected and processed using variant-based Structural Equation Modeling (SEM).The results show that between the two variables, the perception of trust can act as the strongest predictor in predicting interest in buying insurance products among students. Then, the results also show that the level of student financial literacy can also predict the interest in buying insurance products among students quite well, although it is still lower than the influence of the variable perception of trust.
IMPROVING THE ABILITY OF E-BUSINESS-BASED BUSINESS MANAGEMENT IN THE ENTREPRENEURIAL COMMUNITY Hartini; Richy Wijaya; Husna Leila Yusran; Wegig Murwonugroho; Teddy Siswanto; Ahmad Buchori
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol 6 No 2 (2022): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.006.2.01

Abstract

Kelompok Wirausaha Bina Amanah Cordova merupakan sebuah lembaga yang memberikan pelajaran dan ketrampilan berwiraswasta yang diselenggarakan setiap tahunnya tanpa memungut biaya apapun kepada pesertanya. Permasalahan mitra yang menjadi prioritas untuk diselesaikan selama pelaksanaan Program Pengabdian Masyarakat adalah kesulitan dalam memasarkan produk yang dihasilkan, kurangnya pengetahuan dalam pengelolaan keuangan dan keterbatasan kemampuan dalam pengelolaan bisnis dimasa pandemi. Solusi yang dapat ditawarkan untuk menyelesaikan masalah mitra yaitu dengan memberikan penyuluhan, pelatihan, dan pendampingan pengelolaan pemasaran, keuangan dan penerapan aplikasi dengan target luaran berupa Buku panduan dan Aplikasi Trisakti Online Shop (TOS). Pelaksanaan kegiatan dilakukan dengan metode Penyuluhan dan Pelatihan untuk menyampaikan semua materi yang dibutuhkan dan diikuti dengan pendampingan agar peserta dapat mengaplikasikan materi yang sudah diperoleh dengan tepat. Adapun kegiatan akan terbagi menjadi 5 tahap yaitu tahap persiapan, tahap pelaksanaan, tahap pendampingan, evaluasi, dan tahap mandiri dan berkelanjutan. Hasil pelatihan menunjukkan terdapat peningkatan pengetahuan oleh mitra berdasarkan test yang dilakukan sebelum dan setelah pelatihan dan mitra juga dapat menggunakan Aplikasi Trisakti Online Shop dengan baik sesuai buku panduan. Hasil ini diharapkan dapat menyelesaikan permasalahan yang dihadapi oleh mitra sehingga bisnis mereka dapat berkembang
Framework Model Green-Techno Sociopreneur Ternak Maggot untuk Membangun Kemandirian Ekonomi Panti Sosial DKI Jakarta Emelia Sari; Winnie Septiani; Ratnaningsih Ruhiyat; Khomsiyah; Hartini; Richy Wijaya
JURNAL AGROINDUSTRI HALAL Vol. 9 No. 1 (2023): Jurnal Agroindustri Halal 9(1)
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jah.v9i1.8044

Abstract

Panti asuhan sosial di wilayah DKI Jakarta perlu ditingkatkan kemandiriannya sehingga bisa bertransformasi dari cost center menjadi sebuah lembaga yang mandiri secara ekonomi. Hal ini dapat dilakukan dengan mengembangkan sebuah bisnis dengan konsep bisnis yang ramah lingkungan dan mempunyai dampak positif terhadap masyarakat sekitar (community empowerment). Penelitian ini bertujuan untuk mengembangkan sebuah framework implementasi bisnis dengan konsep green techno sociopreneur melalui ternak Maggot. Ini merupakan implementasi konsep waste to value, dimana merubah sampah organik menjadi Maggot yang dapat dimanfaatkan sebagai pakan ternak berprotein tinggi. Hal ini akan mengatasi permasalahan sampah pada panti sosial dan masyarakat sekitar secara signifikan, sehingga akan berdampak terhadap penanggulangan masalah lingkungan secara global. Penelitian ini juga berbasis pemanfaatan teknologi tepat guna dengan melakukan redesign mesin pencacacah sampah dengan sistem knock down. Dari uraian di atas, dapat dikatakan bahwa bisnis ternak Maggot ini mempunyai dampak positif terhadap peningkatan ekonomi, lingkungan, dan sosial. Hasil penelitian ini diharapkan dapat memotivasi semua pihak (akademisi dan praktisi) untuk mengimplementasikan sebuah framework model bisnis green techno sociopreneur yang mengkombinasikan konsep green business model dengan pengembangan teknologi tepat guna.
Co-Authors Agus Budi Hartono Ahmad Buchori Ahmad Buchori Aji Kusuma Emelia Sari Georgina Maria Tinungki Hartini Hartini HENNY SETYO LESTARI KHOMSIYAH Nurhayati Nurhayati Nurhayati Nurhayati Powell Gian Hartono Ratnaningsih Ruhiyat Teddy Siswanto Tri Kunawangsih Wegig Murwonugroho Winnie Septiani Yusran, Husna Leila