Garuda - Garba Rujukan Digital

BUILDING PESANTREN ENTREPRENEURSHIP THROUGH INTERNAL INITIATIVE AND EXTERNAL DEVELOPMENT Muhardi Muhardi; Dedih Surana; Nandang Ihwanuddin; Handri Handri
TA'DIB: JURNAL PENDIDIKAN ISLAM Vol 10, No 1 (2021): Ta'dib: Jurnal Pendidikan Islam
Publisher : Pusat Penerbitan Universitas (P2U) Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/tjpi.v10i1.8133

The objective of this research is to analyze the role of internal initiative driven by pesantren leaders and external development provided by the government in building pesantren entrepreneurship. This research was conducted by utilizing a descriptive qualitative method, with a sample of 5 pesantrens in Garut Regency, Indonesia. The data obtained in this research was collected through focus group discussion (FGD) with a number of stakeholdrs as informant namely leaders of the 5 pesantrens taken as sample along with a couple of their students. Based on field study, we discovered that the success of pesantren in building entrepreneurship activities are dominantly determined by internal initiative and creativity driven by entrepreneurs/managers/ initiators of pesantren, supported by their students. Other pesantrens that have succeeded to build their economic independencies have also received assistance from the government through one pesantren one product (OPOP) program as external development driving factor, which motivated these pesantrens to contribute and to help the government to achieve the goals of this program.

PEMBERDAYAAN EKONOMI JAMAAH MASJID BERBASIS AGRIBISNIS Muhardi Muhardi; Deden Gandana Madjakusumah; Handri Handri; Nandang Ihwanuddin
Jurnal Ilmiah Al-Tsarwah : ilmu ekonomi dan keuangan (konvensional dan syariah) Vol 4, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v4i1.1589

Tujuan penelitian ini untuk menganalisis pentingnya pemberdayaan ekonomi jamaah masjid berbasis agribisnis. Urgensi dilakukannya penelitian, karena perhatian terhadap kesejahteraan jamaah belum banyak dijadikan unit kajian. Metode yang digunakan adalah deskriptif analisis dengan pendekatan kualitatif. Unit sampel yang diambil terdiri dari 13 masjid jami’ di Desa Karamatwangi, Kecamatan Cisurupan, Kabupaten Garut. Informan penelitian yang dilibatkan terdiri dari kepala desa, ketua MUI Desa, para ketua DKM, dan perwakilan jamaah. Hasil penelitian menunjukkan bahwa, pemberdayaan ekonomi jamaah dilakukan dengan membangun kompetensi, yaitu dengan pemberian wawasan pengetahuan tentang agribisnis, sikap mental, keterampilan pemasaran, dan kemudahan dalam mengakses permodalan untuk menjadi wirausaha agribisnis. Guna mendukung terwujudnya wirausaha tersebut, diperlukan kesadaran para jamaah dengan didukung oleh para stakeholder lainnya, yaitu kepala desa, MUI Desa, dan pengurus DKM untuk membentuk kelompok, sehingga terbangun sinergitas dalam meningkatkan kesejahteraan ekonomi jamaah.

Akad Tijarah Dalam Praktek Di Lembaga Keuangan Mikro Syariah - BMT Nandang Ihwanudin; Handri Handri; Deden Gandana Madjakusumah; M Munir Asrori
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 2 No 1 (2020)
Publisher : LPMP Imperium

Purpose- Akad tijarah as a form of trade agreement has several types, in which needs to be adjusted to each necessity. It is important for related parties to understand what and how akad ijarah works. This article analyses how far the contribution of an Islamic microfinance institution (LKMS) nowadays, considering there are nash (Al-Qur’an and Al-Hadits) and also fatwa the national sharia council (DSN) MUI. Methods- Case studies and literature reviews are used to evaluate sharia business practices in BMT. Findings- Sharia microfinance institutions, in this case, BMT TUMANG, have carried out sharia principles in practice, especially for tijarah agreements with documents in the form of SOM and SOP as well as financing contracts (agreements), both in the principle of sale and profit-sharing. Implications/Limitations- This study is limited to one branch of the BMT so it cannot describe the overall practice carried out in other regions.

Pengaruh Non Performing Financing (NPF), Financing Deposit To Ratio (FDR), Capital Adequacy Ratio (CAR) dan Inflasi terhadap Profitabilitas Pada Bank Umum Syariah di Indonesia Yang Terdaftar di Otoritas Jasa Keuangan Tahun 2015-2019 Devi Rahmawati; Handri
Jurnal Riset Manajemen dan Bisnis Volume 1, No. 1, Juli 2021 Jurnal Riset Manajemen dan Bisnis (JRMB)
Publisher : UPT Publikasi Ilmiah Unisba

Abstract. This study aims to examine the effect of Non Performing Financing (NPF), Financing Deposit To Ratio (FDR), Capital Adquacy Ratio (CAR) and Inflation on Profitability in financial statements. The object of exploration utilized in this examination is Islamic Business Banks in Indonesia which are enlisted with the Monetary Administrations Authority during the period 2015 to 2019. The example research procedure was done utilizing purposive testing technique utilized upwards of 11 examples of Islamic banks and got 55 examples of information. . This examination utilizes board information relapse investigation as a technique to gauge the impact of free factors on the reliant variable utilizing Eviews 10. The consequences of the exploration utilizing board information relapse investigation utilizing the best technique, to be specific the arbitrary impact model (REM) show that NPF, FDR, Vehicle, and expansion on ROA arrived at 68.43% which implies that the free influences the reliant variable, while 31.57% influences different factors that are not analyzed. This investigation likewise shows that NPF, FDR, Vehicle, and Swelling all the while simultaneously affect ROA. The aftereffects of the t test show that NPF and Vehicle partially affect ROA. In the interim FDR and Swelling have no halfway impact on ROA.. Abstract. Penelitian ini bertujuan untuk menguji pengaruh Non Performing Financing (NPF), Financing Deposit To Ratio (FDR), Capital Adquacy Ratio (CAR) dan Inflasi terhadap Profitabilitas dalam laporan keuangan. Objek penelitian yang dipakai ialah Bank Umum Syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan periode tahun 2015 - 2019. Teknik penelitian sampel dilakukan dengan menggunakan metode purposive sampling ialah 11 sampel bank syariah serta diperoleh 55 data sampel. Penelitian ini menggunakan analisis regresi data panel untuk mengukur pengaruh variabel independen terhadap variabel dependen dengan menggunakan Eviews 10. Hasil penelitian analisis regresi data panel menggunakan pendekatan terbaik yaitu random effect model (REM) menunjukkan bahwa NPF, FDR, CAR, dan Inflasi terhadap ROA mencapai 68,43% yang berarti bahwa variabel independen berpengaruh terhadap variabel dependen, sedangkan 31,57% sisanya dipengaruhi oleh varibel laiin yang tak ditelti. Penelitian ini juga menunjukkan bwa NPF, FDR, CAR, dan Inflasi secara bersama-sama berpengaruh secara simultan terhadap ROA. Hasil uji t menunjukkan NPF dan CAR berpengaruh secara parsial terhadap ROA. Sementara FDR dan Inflasi tidak berpengaruh secara parsial terhadap ROA.

Effect of Workload on Job Stress of Inpatient Department Nurses in TNI-AU Dr. M. Salamun Hospital: The Role of Locus of Control as Moderator Firda Ridhayanti; Sri Suwarsih; Handri Handri
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 5 No. 1 (2022): June 2022
Publisher : Research Synergy Foundation

Abstract Work stress is a familiar problem for workers, such as nurses. All hospital health workers are at risk of experiencing work stress in hospitals, but nurses have a higher risk of experiencing work stress. The high level of work stress in nurses is related to the main actors in health services that provide care for patients 24 hours a day. Nurses' many functions and duties include long working hours, night shifts, stressful conditions, and a high workload on nurses. This increased workload level is one of the main factors contributing to work stress in nurses. Coping with work stress requires a Locus of Control (LoC). A locus of control is an essential element possessed by every individual to control himself. Each individual has different control in different jobs. The researcher is doing this study to know the effect of workload on work stress with the LoC as the moderating variable. The data of this research takes using a total sampling of 125 nurses on duty in each inpatient room at the TNI-AU Dr. M. Salamun Hospital. This research is cross-sectional research with a quantitative analysis method using a research instrument in a questionnaire. The questionnaire consists of 3 parts related to workload, work stress, and LoC, with 64 questions. The study results showed that workload affected work stress (p-value < 0.001). The LoC variable is a quasi-moderating variable on the workload on work stress (p-value < 0.001).

The Influence Of Product, Price, And Promotion On Customer Trust In The Thrifting Business In Tulungagung Outfit Ilham Quddus Ramadani; Ahmad Syaichoni; Handri Handri
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

Public trust in the products offered at thrift shops is a challenge that must be faced by thrift shop businesses, and the low level of public trust cannot be blamed because judging from what is happening in the field, second-hand products are of unclear origin and cannot be separated. of the risks of its use. The research objectives include: (1) To determine and analyze the effect of product, price, and promotion together (simultaneously) on customer trust in the thrifting business in Tulungagung outfits. (2) To find out and analyze the influence of individual products (partial) on customer trust in the thrifting business in Tulungagung outfits. (3) To find out and analyze the effect of individual (partial) prices on customer trust in the thrifting business in Tulungagung outfits. (4) To find out and analyze the effect of individual (partial) promotions on customer trust in the thrifting business in Tulungagung outfits. (5) To find out and analyze the variables of product, price, and promotion that have a dominant influence on customer trust in the thrifting business in Tulungagung outfits. This study uses a quantitative approach, which is used to determine the effect of production, price, and promotion on customer trust in Outfit Tuulangagung. The analysis used is the data in the form of numbers. While the data analysis method used: (1) descriptive data analysis, (2) classical assumption test, (3) and inferential statistical analysis. The results showed that: (1) Product, price, and promotion simultaneously (simultaneously) had a significant effect on customer trust in the thrifting business in Tulungagung outfits. (2) Individual products (partial) have a significant effect on customer trust in the thrifting business in Tulungagung outfits. (3) The price individually (partial) has a significant effect on customer confidence in the thrifting business in Tulungagung outfits. (4) Individual promotion (partial) has a significant effect on customer confidence in the thrifting business in Tulungagung outfits. (5) Promotion has the most dominant effect on customer trust in the thrifting business in Tulungagung outfits.

Pengaruh Inflasi, Suku Bunga dan Kurs terhadap Saham yang Terdaftar di Indeks Saham Syariah (Jakarta Islamic Index) di Bursa Efek Indonesia Periode 2019-2022 Nanda Surya Pratama; Handri; Rizka Estisia Pratiwi
Bandung Conference Series: Business and Management Vol. 3 No. 2 (2023): Bandung Conference Series Business and Management
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcsbm.v3i2.7603

Abstract. This study aims to see the effect of inflation, interest rates and exchange rates on stocks listed on the Islamic stock index (Jakarta Islamic Index). The object of this study is stocks listed on the sharia index (Jakarta Islamic Index). The research design is associative. The data used in this research is data time series. Data analysis in this study used multiple regression methods with a level of significance of 0.05. The dependent variable in this study is the stocks listed on Jakarta Islamic Index (JII) while the independent variables in this study are inflation, interest rates and exchange rates. Based on the results of data analysis, inflation has a positive and significant effect on the stocks listed on Jakarta Islamic Index (JII) is evidenced by the inflation regression coefficient of 0.0000 with a significance value of 0.05 and a t-statistic value of 425.5331. Interest rates have a negative and significant effect on JII stocks as evidenced by the interest rate regression coefficient of 0.0000 with a significance value of 0.05 and a t-statistic value of -256.0386. The exchange rate has no negative and significant effect on JII stocks as evidenced by the value of the regression coefficient of the exchange rate of 0.9000 with a significant value of 0.05 and a t-statistic value of -0.113665. The result of the coefficient of determination is 81.47%. This shows that 81.47% of the variation in the JII dependent variable can be explained by the independent variables of inflation, interest rates and exchange rates, while the remaining 18.53% is explained by other variables outside the research model. Abstrak. Penelitian ini bertujuan untuk melihat pengaruh Inflasi, Suku Bunga dan Kurs terhadap saham yang terdaftar di indeks saham syariah (Jakarta Islamic Index). Objek dari penelitian ini adalah saham yang terdaftar di indeks syariah (Jakarta Islamic Index). Desain penelitian ini yaitu asosiatif. Data yang digunakan pada penelitian ini yaitu data time series. Analisis data pada penelitian ini menggunakan metode regresi berganda dengan level of significsnt sebesar 0,05. Variabel dependen pada penelitian ini adalah saham- saham yang terdaftar pada Jakarta Islamic Index (JII) sedangkan variabel independen pada penelitian ini adalah Inflasi, Suku Bunga dan Kurs. Berdasarkan hasil analisis data Inflasi berpengaruh positif dan signifikan terhadap saham- saham yang terdaftar di Jakarta Islamic Index (JII) dibuktikan dengan nilai koefisien regresi inflasi sebesar 0,0000 dengan nilai signifikansi sebesar 0,05 dan nilai t- statistic sebesar 425,5331. Suku Bunga berpengaruh negatif dan signifikan terhadap saham- saham JII dibuktikan dengan nilai koefisien regresi Suku Bunga sebesar 0,0000 dengan nilai signifikansi sebesar 0,05 dan nilai t- statistic sebesar -256,0386. Kurs tidak berpengaruh negatif dan signifikan terhadap saham- saham JII dibuktikan dengan nilai koefisien regresi kurs sebesar 0,9000 dengan nilai signifikan sebesar 0,05 dan nila t- statistic sebesar -0,113665. Hasil koefisien determinasi sebesar 81,47%. Hal ini menunjukan bahwa 81,47% variasi variabel dependen JII dapat di jelaskan oleh variabel independen Inflasi, Suku Bunga dan Kurs sedangkan sisanya sebesar 18,53% dijelaskan variabel lain diluar model penelitian.

Pengaruh Ukuran Perusahaan, Return On Asset dan Financial Leverage Terhadap Underpricing saham Pada Perusahaan yang melakukan Initial Public Offering ( IPO) DI Bursa Efek Indonesia Periode 2019-2021 Frisca Tri Aprilah; Handri; Susilo Setiyawan
Bandung Conference Series: Business and Management Vol. 3 No. 2 (2023): Bandung Conference Series Business and Management
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcsbm.v3i2.7626

Abstract. In the current era, there are many emerging increasingly fierce business competition. With these conditions, the funding needs of a company will increase. So the company is required to obtain additional new funds. This can be done by offering and selling company shares to the public through the Stock Exchange. This study aims to determine the effect of finance on stock underpricing in companies that carry out Initial Public Offerings. on the Indonesia Stock Exchange for the 2019-2021 period. The variables used in this research are company size, return on assets (ROA) and financial leverage (DER). This research is a type of quantitative research. The type of data used is secondary data obtained from www.idx.co.id , www.finance.yahoo and the company's website. The population in this study are companies that carry out Initial Public Offerings (IPO) that are listed on the Indonesia Stock Exchange in 2019- 2021 outside of banking companies. Data analysis used the panel data method using Eviews 12. While the sample in this study was determined using a purposive sampling method so that a total of 54 companies were obtained that could be processed. The results of the study simultaneously show that firm size, return on assets and financial leverage no have effect on underpricing and partial testing shows that firm size, Return On Assets and Financial Leverage partially have effect on underpricing. Abstrak. Pada era sekarang banyak bermunculan persaingan bisnis yang semakin ketat. Dengan adanya kondisi tersebut membuat kebutuhan dana suatu perusahaan akan semakin meningkat. Sehingga perusahaan diharuskan untuk memperoleh tambahan dana baru. Hal ini dapat dilakukan dengan menawarkan serta menjual saham perusahaan kepada masyarakat melalui Bursa Efek. Penelitian ini bertujuan untuk mengetahui pengaruh keuangan terhadap underpricing saham pada perusahaan yang melakukan Initial Public Offering. di Bursa Efek Indonesia periode 2019-2021. Variabel yang digunakan dalam penelitian ini adalah Ukuran Perusahaan, Return on Assets (ROA) dan Financial Leverage (DER). Penelitian ini merupakan jenis penelitian kuantitatif. Jenis data yang digunakan adalah data sekunder yang diperoleh dari www.idx.co.id , www.finance.yahoo dan website perusahaan. Populasi dalam penelitian ini adalah perusahaan yang melakukan Initial Publik Offering (IPO) yang terdaftar di Bursa Efek Indonesia pada tahun 2019-2021 di luar perusahaan perbankan. Analisis data menggunakan metode data panel dengan menggunakan Eviews 12. Sedangkan sampel dalam penelitian ini ditentukan dengan menggunakan metode purposive sampling sehingga diperoleh total 54 perusahaan yang dapat diolah. Hasil penelitian menunjukan secara simultan bahwa ukuran perusahaan, return on asset dan financial leverage tidak memiliki pengaruh secara bersamasama terhadap underpricing dan pengujian secara parsial menunjukan Ukuran perusahaan, Return On Asset dan Financial Leverage secara parsial berpengaruh terhadap underpricing.

Pengaruh Kontrol Diri dan Self-Reward terhadap Pengelolaan Keuangan Pribadi pada Generasi Z di RW 12 Kelurahan Dago, Kecamatan Coblong Kota Bandung Dellia Meitiofani Hamzah; Handri; Nadia Meirani
Bandung Conference Series: Business and Management Vol. 3 No. 2 (2023): Bandung Conference Series Business and Management
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcsbm.v3i2.7987

Abstract. The purpose of this study is to measure the effect of self-control and self-reward on the personal financial management of generation Z people in RW 12 Dago Village, Coblong district, Bandung City. Researchers use multiple linear regression analysis techniques using quantitative approaches. The population selected in this study is generation Z community in Rw 12 Dago Village, Coblong District, Bandung City. With the sampling technique, namely purposive sampling and obtained the number of research samples as many as 79 respondents. The data collection technique used in this study was a questionnaire. The classical assumption test used in this study are normality test, multicollinear test, heteroscedasticity test, and autocorrelation test. In addition, there are two statistical test in this study, namely the t test and the F test. The result of this study are: there is a positive relationship between self-control of personal financial management which is included in the strong/high category. There is a negative relationship between self-reward and personal financial management which is included in the strong/high category. There is a simultaneous influence between self-control and self-reward on personal financial management. Abstrak. Tujuan dari penelitian ini adalah untuk mengukur pengaruh kontrol diri dan self reward terhadap pengelolaan keuangan pribadi masyarakat generasi Z di wilayah RW 12 Kelurahan Dago, Kecamatan Coblong, Kota Bandung. Peneliti menggunakan metode teknik analisis regresi linear berganda dengan menggunakan pendekatan kuantitatif. Populasi yang dipilih dalam penelitian ini adalah masyarakat generasi Z di wilayah RW 12 Kelurahan Dago, Kecamatan Coblong, Kota Bandung. Dengan teknik pengambilan sampel yaitu purposive sampling dan diperoleh jumlah sampel penelitian sebanyak 79responden. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah kuesioner. Adapun uji asumsi klasik yang digunakan dalam penelitian ini yaitu uji normalitas, uji multikolinear, uji heterokedastisitas, dan uji autokorelasi. Selai itu, terhadap dua uji statistik dalam penelitian ini yaitu uji t dan uji F. Hasil dari penelitian ini adalah: terdapat hubungan posistif antara kontrol diri dan pengelolaan keuangan pribadi yang termasuk kategori kuat/ting. Terdapat hubungan negatif antara self-reward terhadap pengelolaan keuangan pribadi yang termasuk kategori kuat/tinggi. Terdapat pengaruh secara simultan antara kontrol diri dan self-reward terhadap pengelolaan keuangan pribadi.

Pengaruh Literasi Keuangan dan Kontrol Diri terhadap Perilaku Konsumtif Generasi Z Pengguna ShopeePay di Kota Bandung Siti Nurul Azizah; Handri; Rizka Estisia Pratiwi
Bandung Conference Series: Business and Management Vol. 3 No. 2 (2023): Bandung Conference Series Business and Management
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcsbm.v3i2.9141

Abstract. This study aims to determine the effect of financial literacy and self-control both partially and simultaneously on the consumptive behavior of generation Z ShopeePay users in Bandung City. The population in this study were ShopeePay users in Bandung City who belonged to generation Z (born 1997-2012). The sample was taken using purposive sampling technique with a sample size of 100 respondents. Data collection techniques using documentation or literature studies and questionnaires distributed online via google form. The data analysis used is multiple linear regression and processed using IBM SPSS Statistics 27. The partial test results obtained the t-count of financial literacy of 3.582 and self-control of -2.053. Simultaneous test results obtained F-count of 6.416. The results showed that 11.7% of the consumptive behavior of generation Z ShopeePay users in Bandung was influenced by financial literacy and self-control, while the remaining 88.3% was influenced by other factors or variables not examined in this study. The conclusion of this study is that partially, financial literacy has a positive and significant effect on consumptive behavior and self-control has a negative and significant effect on consumptive behavior. As well as financial literacy and self-control simultaneously have a significant effect on consumptive behavior. Abstrak. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan kontrol diri baik secara parsial dan simultan terhadap perilaku konsumtif generasi Z pengguna ShopeePay di Kota Bandung. Adapun populasi dalam penelitian ini yaitu pengguna ShopeePay di Kota Bandung yang termasuk dalam generasi Z (lahir tahun 1997-2012). Sampel diambil menggunakan teknik purposive sampling dengan jumlah sampel sebanyak 100 responden. Teknik pengumpulan data menggunakan dokumentasi atau studi pustaka dan kuesioner yang disebar secara online melalui google form. Analisis data yang digunakan adalah regresi linear berganda dan diolah menggunakan IBM SPSS Statistics 27. Hasil pengujian secara parsial diperoleh thitung literasi keuangan sebesar 3,582 dan kontrol diri sebesar -2,053. Hasil uji secara simultan diperoleh Fhitung sebesar 6,416. Hasil penelitian menunjukkan bahwa 11,7% perilaku konsumtif generasi Z pengguna ShopeePay di Kota Bandung dipengaruhi oleh literasi keuangan dan kontrol diri, sedangkan sisanya sebesar 88,3% dipengaruhi oleh faktor atau variabel lain yang tidak diteliti dalam penelitian ini. Kesimpulan dari penelitian ini adalah secara parsial, literasi keuangan berpengaruh positif dan signifikan terhadap perilaku konsumtif dan kontrol diri berpengaruh negatif dan signifikan terhadap perilaku konsumtif. Serta literasi keuangan dan kontrol diri secara simultan berpengaruh signifikan terhadap perilaku konsumtif.

Title

Found 11 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 11 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 11 Documents
Search