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All Journal JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Journal of Innovation in Business and Economics Revitalisasi : Jurnal Ilmu Manajemen Jurnal Inovasi Ekonomi Otonomi International Journal of Social Service and Research Wadiah : Jurnal Perbankan Syariah e-Jurnal Apresiasi Ekonomi
Nisa Mutiara
Department Of Accounting, Universitas Islam Kadiri
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Transportation

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The Effect Of Non Performing Loan, Loan To Deposit Ratio And Third Party Funds On Profitability During The Covid-19 Pandemic In Government Banking Diska Nindi Saputri; Nisa Mutiara
Otonomi Vol 21 No 2 (2021): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v21i2.2059

Abstract

The problem of this research is about financial management with a focus on the problem of non-performing loans. Loan to deposit ratio and third party funds related to the problem of fluctuations in asset growth and its effect on profitability as measured by return on assets. The population in this study were 4 government-owned banks during the COVID-19 pandemic period in March 2020 - February 2021. The number of observation samples is 48 data, with a statistical analysis approach through statistical descriptive, classical assumption test and multiple linear regression test. The results of this study indicate that: (1) There is a partial positive and significant effect of NPL on ROA profitability. (2) There is a partial positive and significant effect of LDR on ROA profitability. (3) There is a partial positive and significant effect of TPF on ROA Profitability. (4) NPL, LDR and DPK are able to simultaneously influence the ROA of government-owned banks during the covid 19 pandemic, the percentage contribution of the influence of NPL, LDR and DPK is 43.3% in relation to company profitability during the current covid 19 pandemic.
Analisis Peran Aplikasi Sistem Keuangan Desa (Siskeudes) Terhadap Akuntanbilitas Dan Transparansi Guna Meningkatkan Kualitas Laporan Keuangan Desa Di Kabupaten Kediri Indari Umayah; Arisyahidin Arisyahidin; Nisa Mutiara
Otonomi Vol 22 No 1 (2022): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v22i1.2406

Abstract

This study aims to analyze the effect of the role of the Village Financial System Application (SISKEUDES) on accountability and on transparency in order to improve the quality of village financial reports in Kediri Regency. This study uses secondary data with a sample of 185 villages. Data analysis used SPSS analysis. This type of research is quantitative research by distributing questionnaires/questionnaires via google form to villages in the district of Kediri. The sample selection technique was carried out by purposive sampling method and obtained as many as 185 samples from 343 villages that matched the criteria. This study uses simple linear regression. The results showed that the Role of the Village Financial System Application (SISKEUDES) had a positive and significant effect on accountability and also on transparency in order to improve the quality of village financial reports.
PENGARUH TINGKAT PARTISIPASI KELOMPOK WANITA TANI (KWT) TANI LUHUR TERHADAP TINGKAT KESEJAHTERAAN ISLAMI DI MASA PANDEMI Nisa Mutiara; Ratna Dewi Mulyaningtyas; Eka Askafi
REVITALISASI : Jurnal Ilmu Manajemen Vol 10 No 2 (2021): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v10i2.2010

Abstract

Wanita memiliki peranan yang sangat penting dalam kekuatan ekonomi keluarga. Pentingnya aspek produktif kaum wanita tidak saja untuk kepentingan penguatan posisi dengan laki-Iaki ( suami ) melainkan juga sangat strategis dalam upaya pengentasan kemiskinan apalagi di masa pandemi seperti sekarang ini. Tujuan penelitian ini adalah untuk menganalisis pengaruh tingkat partisipasi Kelompok Wanita Tani (KWT) Tani Luhur Desa Nambakan Kecamatan Ringinrejo Kabupaten Kediri yaitu dalam perencanaan, pelaksanaan, pengawasan dan pemanfaatan lahan pekarangan sebagai upaya meningkatkan kesejahteraan Islami di Masa Pandemi. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan analisis regresi. Pengumpulan data dilakukan terhadap 28 responden. Berdasarkan hasil penelitian dapat diketahui bahwa terdapat pengaruh yang significan sebesar 0.726 pada tingkat kepercayaan 5%. Dapat disimpulkan bahwa partisipasi Kelompok Wanita Tani (KWT) Tani Luhur sangat penting dalam mewujudkan kesejahteraan Islami di masa pandemi.
Dana Alokasi Umum (DAU) dan Pendapatan Asli Daerah (PAD) dalam memprediksi Pertumbuhan Belanja Daerah Agus Triwanto; Arisyahidin Arisyahidin; Nisa Mutiara
REVITALISASI : Jurnal Ilmu Manajemen Vol 8 No 2 (2019): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v8i2.930

Abstract

Financial management is closely related to the implementation of government affairs through the implementation of decentralization, certain government functions are delegated to regional governments with the aim of increasing added value in the administration of government. In general, the Regional Revenue and Expenditure Budget (APBD) of an area is dominated by central government funds regulated by legislation. This causes regions to be very dependent on the central government. In terms of the influence of General Allocation Fund (DAU) and Local Revenue (PAD) on regional expenditure, the coefficient value of -1.350 has a significant effect on regional expenditure. This shows that regional expenditure in Kediri Regency has a negative relationship with the change in of General Allocation Fund (DAU). In other words, during the period under study, by keeping other variables constant, a 1 percent increase in of General Allocation Fund (DAU) will result in a decrease in regional expenditure of 1,350 percent. And with a coefficient of 4.393 it has a significant effect on regional expenditure. This shows that regional expenditure in Kediri Regency has a positive relationship with changes in Local Revenue (PAD). In other words, during the period under study, by keeping other variables constant, a 1 percent increase in Local Revenue (PAD) would result in an increase in regional expenditure of 4,939 percent. In terms of the effect of of General Allocation Fund (DAU) growth and PAD growth on regional expenditure growth, the coefficient value is -0.884 has a significant effect on the growth of regional spending. This shows that regional expenditure growth in Kediri Regency has a negative relationship with the changing of General Allocation Fund (DAU) growth. In other words, during the period under study, by keeping other variables fixed, a 1 percent increase in of General Allocation Fund (DAU) growth will result in a decrease in regional expenditure growth of 0.884 percent. And with a coefficient value of 0.302 it has no significant effect on regional expenditure growth. This shows that the growth of spending in Kediri Regency has a positive relationship with changes in Local Revenue (PAD) growth. In other words, the increase in Local Revenue (PAD)growth will result in an increase in regional expenditure growth of 0.302 percent.
Exploration exogenous factor of exchange rate: Data from Indonesia Sulih Tiara Safitri; Nisa Mutiara; Eni Srihastuti
Jurnal Inovasi Ekonomi Vol. 6 No. 01 (2021): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v6i01.16610

Abstract

This study aimed to determine the relationship between remittance of Indonesian workers, gross domestic product and foreign exchange reserves to the exchange rate of IDR/USD in the period 2013-2017. This research is quantitative research with regression analysis. The data collection technique uses secondary data of Indonesian labor remittance reports, GDP, foreign exchange reserves, and the rupiah's exchange rate against the dollar for the 2013-2017 period. The analysis of the results shows a significant relationship between remittance and the exchange rate; there is no significant negative correlation between GDP and the exchange rate and there is no significant positive relationship between Foreign Exchange Reserves and the exchange rate.
Keterkaitan antara Dana Desa, Peran Serta Masyarakat, dan Pembangunan dari Perspektif Ekonomi Islam Nisa Mutiara; Djoko Mursinto; Zainuddin Maliki
WADIAH Vol. 2 No. 2 (2018): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.279 KB) | DOI: 10.30762/wadiah.v2i2.2995

Abstract

Village Funds is already exist in 2015, one year after the implementation of Law Number 6/2014. The aim of this research is to analyze the relationship between the using of village funds and the village community participation to realize welfare in Islamic economic perspectives. This research is qualitative research with a case study approach of community participation in Megaluh Village, Jombang Regency, East Java Province, Indonesia. The implementation of Law Number 6 of the year 2014 as in line with the Village Funds in 2015 was able to encourage community participation in overall development processes ranging from planning, execution, supervision and utilization. The village community participation shows Islamic participation that the people involvement together with the goverment in development according to shari‟a to realize welfare (falah) that is in line with maqashid shari‟a.
The Effect of Product Quality and Distribution Channels on Repurchasing Intention Ferdian Adeosandi; Eka askafi; Nisa Mutiara
Jurnal Manajemen Industri dan Logistik Vol 7, No 1 (2023): May 2023
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30988/jmil.v7i1.988

Abstract

This research was motivated by the Covid-19 pandemic, which directly changed people's lifestyles. The purposes of this study were: (1) To determine the effect of product quality and distribution channels on repurchase intentions in users of the application's food ordering feature to become an online driver in the City of Kediri (2) To determine consumer satisfaction can mediate the effect of product quality on repurchase intentions in consumers. Application messaging feature users become online drivers in the city of Kediri. The research uses a quantitative approach with a questionnaire instrument. The results obtained from this study are Product quality partially has no effect on repurchase intentions, Distribution channels partially have a significant positive impact on repurchase intentions, partially, consumer satisfaction has a positive on repurchase intentions, Product quality has a positive effect on consumer satisfaction, and distribution channels have a positive impact on consumer satisfaction
Do the village financial system application and quality of financial reports in Kediri regency matter? Nisa Mutiara; Eka Askafi; Wawan Herry Setyawan
Jurnal Inovasi Ekonomi Vol. 7 No. 03 (2022): December
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v7i03.23122

Abstract

The study aimed to determine how implementing the Village Financial System (Siskeudes) application affects transparency as a mediator in realizing quality village financial reports in Kediri Regency. The quantitative research used secondary data as a questionnaire to the Village Treasurer in Kediri Regency. Purposive sampling was used to carry out the sample selection process, and 343 villages provided 185 samples for the study through a regression model. The results show that the Siskeudes application can directly affect the quality of village financial reports and indirectly through transparency as a mediating variable. The Siskeudes application significantly impacts the caliber of village financial reports; transparency can augment this impact as a mediating factor.
Pengaruh Penjualan, Biaya, Dan Perencanaan Pajak Terhadap Manajemen Laba Menggunakan Modified Jones Model (Studi Pada PT Sinar Kediri Sakti Tahun 2019-2021) Eni Widiati; Nisa Mutiara
Otonomi Vol 22 No 2 (2022): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v22i2.3008

Abstract

Manajemen laba adalah upaya intervensi penyusunan laporan keuangan oleh pihak manajemen perusahaan yang bertujuan untuk menguntungkan pihak perusahaan. Manajemen laba dilakukan dengan menambah atau mengurangi laba periode berjalan tanpa menambah atau mengurangi laba ekonomi jangka panjang perusahaan. Penelitian ini bertujuan untuk mengkaji variabel-variabel yang berpengaruh pada manajemen laba PT Sinar Kediri Sakti selama tahun 2019-2021. Adapun variabel bebas yang digunakan adalah penjualan, biaya dan perencanaan pajak. Penelitian ini menggunakan analisis regresi linier berganda untuk mengetahui pengaruh antar variabel melalui data laporan keuangan selama 3 tahun (2019-2021). Pengolahan data menggunakan software SPSS dan variabel dihitung dengan rumus yang telah ditentukan. Hasil penelitian menunjukkan bahwa variabel penjualan dan biaya berpengaruh negatif terhadap manajemen laba PT Sinar Kediri Sakti, sedangkan variabel perencanaan pajak berpengaruh positif terhadap manajemen laba PT Sinar Kediri Sakti. Variabel penjualan, biaya dan perencanan pajak secara simultan berpengaruh terhadap manajemen laba PT Sinar Kediri Sakti.
Pengaruh Budaya Organisasi Terhadap Kinerja Melalui Komitmen Organisasi Dan OCB Novitasari Novitasari; Eka Askafi; Nisa Mutiara
Otonomi Vol 22 No 2 (2022): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v22i2.3089

Abstract

Human resources are seen as having an increasingly large role for the success of an organization, although at this time the rapid development of technology also affects the progress and success of a company (Anwar, 2021). OCB is a term used to identify employee behavior. The achievement of job satisfaction and OCB in employees are two aspects that are highly expected by the organization. Organizations that are able to make their employees have job satisfaction will produce employees who show a positive attitude towards their work. Organizational Citizenship Behavior (OCB) can arise from various factors in the organization, one of which is the existence of high organizational commitment from employees. The purpose of this study was to analyze the influence of Organizational Culture on Performance Through Organizational Commitment and Organizational Citizenship Behavior as Intervening Variables (Case Study of PT. Gudang Garam Tbk. Unit V). Data collection was carried out by distributing questionnaires to employees of PT. Gudang Garam Tbk. Unit V, either directly or indirectly. The population used is 115 employees consisting of four age groups, namely under 25 years, 25 years to 37 years, 38 years to 50 years, and above 50 years. Data analysis in this study used inferential data analysis, measurement model (outer model), structural model (inner model), descriptive statistical analysis model, path analysis method, hypothesis testing, mediation testing, and Sobel test. The results of this study indicate that organizational culture has a significant effect on the performance of employees of PT. Gudang Garam Tbk., Organizational culture is able to increase the organizational commitment of employees of PT. Gudang Garam Tbk., organizational culture has an influence on OCB, organizational commitment is not able to improve the performance of employees of PT. Gudang Garam Tbk., OCB acts as a partial mediation on employee performance, and organizational commitment does not act as a mediation on employee performance at PT. Gudang Garam Tbk. Units V.
Co-Authors A. Fikry Azizan Abu Talkah Adie Riyanto Agus Triwanto Ahmad Yani Antonius Atet Wiyono Arisyahidin Arisyahidin Arisyahidin Arisyahidin Askafi, Eka Dahniar Kusumastuti Deby Santyo Rusandy Diska Nindi Saputri Djoko Mursinto Djoko Mursinto Eka Askafi Eka askafi Eka Askafi Eka Askafi Eni Srihastuti Eni Widiati Eryda Sochifu Fahmi Aquinas Fendy Bayu Firmansyah Ferdian Adeosandi Imroatul Chasanah Imroatul Chasanah Indari Umayah Novitasari Novitasari Ratna Dewi Mulyaningtiyas Sulih Tiara Safitri Titin Susanti Wawan Herry Setyawan Wawan Herry Setyawan Zainuddin Maliki Zainuddin Maliki