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Penerapan Nilai Keislaman terhadap Kepuasan Nasabah di BMT NU Kota Kraksaan Achmad Febrianto; Ferdiyansyah Ferdiyansyah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.863 KB) | DOI: 10.30651/jms.v8i1.17692

Abstract

The development of banking is seen from the efforts of bank services to customers in making institutions increasingly rapid, in increasing banking customers promoting rewards to make customers satisfied with bank services, the public is also still considering choosing a financial institution to be trusted in transactions in conventional or sharia financial institutions. The purpose of this study was to determine the application of Islamic values to customer satisfaction at BMT NU Kraksaan City. This study used a qualitative descriptive analysis approach. The results of this study from BMT NU in Kraksaan City in the application of existing Islamic values have won the trust of their customers. already very good from good service and using the basics of Islam adds more value.
AKSELERASI DISTRIBUSI TECHNICAL SELLING MELALUI KNOWLEDGE SHARING PADA MEDIA SOSIAL: Studi Pada Store Ms Glow Kraksaan Probolinggo Achmad Febrianto; Romzatul Widad; Riza Nur Aini
Jurnal Istiqro Vol. 8 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v8i2.1503

Abstract

The purpose of this study is to determine the acceleration of the distribution of technical selling through knowledge selling on social media. This study uses a qualitative type, namely descriptive data research in the form of sayings or pictures of people. Qualitative approaches can produce in-depth descriptions of the utterances, descriptions or results observed from each individual, group and community. Where this research was conducted with the support of primary and secondary data. The results of the Technical Selling Acceleration through Knowledge Sharing using social media marketing are proven. Of course, by implementing various business strategies ranging from sales strategies on social media with an AIDA basis (Attention, Interest Desire, and Action) as well as Knowledge Sharing for distributors who pay attention to several aspects such as Knowledge Value, Motivation in sharing knowledge, motivation, and the benefits provided for existing knowledge. With various methods applied both online and Offline Store, Ms. Glow Kraksaan continues to experience a significant increase. Even based on the data obtained, there are at least 30 store visitors every day. This goes linearly with the massive amount of information and marketing being carried out.
Inovasi agens hayati sebagai upaya peningkatan ekonomi petani di Desa Mojolegi Kecamatan Gading Kabupaten Probolinggo Achmad Febrianto; Ayu Andila
e-Jurnal Ekonomi Sumberdaya dan Lingkungan Vol. 12 No. 1 (2023): e-Jurnal Ekonomi Sumberdaya dan Lingkungan
Publisher : Konsentrasi Ekonomi Sumberdaya Alam dan Manusia, Prodi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jesl.v12i1.23421

Abstract

The application of innovative biological agents to improve the agricultural economy in Mojolegi Village, Gading District, Probolinggo Regency, has been a breakthrough since last August 2015. This application is one way for farmers to overcome the high cost of synthetic fertilizers and prevent the adverse effects that synthetic chemicals will cause. Adverse effects will occur on yields and agricultural land in the excessive use of synthetic peptides in the long term. This research aims to find out the application of this biological agent innovation as a pioneer or initial bridge in Mojolegi Village. The method used is a qualitative method, namely a method that prioritizes research data to find results from the field using this research method through an interview system, as well as direct field observations, which are then collected as research material. As well as directly conducting interviews with the chief farmer, namely Mr Gatot Suprianto together with residents from research in Mojolegi village, the results included the influence of biological agent innovations on the economy of farmers in Mojolegi village, application and creation of biological agents in Mojolegi village, views of Mojolegi village farmers in the beginning natural agent innovation.
Making Investment Decisions on Shares of Bank Syarī’ah Indonesia Company with Price to Book Value (PBV) Approach M. Syukri Ismail; Achmad Febrianto; Ira Febriliana Dewi Riza; Bannaga Taha Al-Zubair Hussen
Hikmatuna : Journal for Integrative Islamic Studies Vol 9 No 1 (2023): Hikmatuna: Journal for Integrative Islamic Studies, June 2023
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatunajournalforintegrativeislamicstudies.v9i1.935

Abstract

This research was conducted to determine the fundamental condition of  Bank Syarī’ah Indonesia company in making investment decisions in Bank Syarī’ah Indonesia company (issuer code: BRIS). This research uses a quantitative method with a Price Book Value (Pbv) approach. The data used in this study is secondary data obtained from the Indopremier Securities, Stockbit Securities, and RTI Business applications, which originate from the annual reports of Bank Syarī’ah Indonesia companies for the 2018-2022 period, to be precise in the 3rd Quarter of 2022. The fundamental analysis forms by looking at the profile and the company's prospects, then analyzing the company's performance through the company's financial statements from 2018 to 2022. Fundamental analysis is also carried out by comparing the performance of Bank Syarī’ah Indonesia company with competitors in shares of the Syarī’ah financial sector, namely BTPN Syarī’ah (issuer code: BTPS) and Bank Aladin Syarī’ah (issuer code: BANK). Activities are carried out by calculating the intrinsic value or fair price of Bank Syarī’ah Indonesia shares using the PBV approach and completing investment decisions. The study found that Bank Syarī’ah Indonesia's corporate performance is good. The company's fundamental condition is also good, and its stock valuation is undervalued; based on these two analyses, Bank Syarī’ah Indonesia's shares are worth buying.
BIOLOGICAL AGENT INNOVATION AS AN EFFORT TO IMPROVE THE ECONOMY OF FARMERS IN MOJOLEGI VILLAGE, GADING DISTRICT, PROBOLINGGO REGENCY Achmad Febrianto; Ana Sri Wulandari; Sitti Nur Aini
IJED: International Journal of Economy Development Research Vol 2, No 1 (2023)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v2i1.7635

Abstract

Abstract :The application of biological agent innovation as an effort to improve the agricultural economy in Mojolegi Village, Gading District, Probolinggo Regency is a new breakthrough that started in August 2015. Farmers have started implementing it. Biological agents, this application is one way for farmers to overcome the expensiveness of synthetic fertilizers and also to prevent the bad effects that synthetic chemicals will cause. The negative impacts that will occur on yields and agricultural land due to excessive use of synthetic pesticides in the long term. This biological agent was first applied by Mr. Gatot Suprianto, then invited several people to participate in implementing innovation and creativity with this biological agent. As a pioneer or initial bridge that brought biological age innovation to Mojolegi Village, he did not want what he got after becoming a representative for the production of biological agents which was carried out by the Probolinggo central agricultural sector in 2015 to not be realized well. This activity succeeded in attracting the attention and interest of other farmers to follow how to make and apply these biological agents. From the research in Mojolegi Village, 3 results were obtained, namely: The Influence of Biological Agent Innovation on the Economy of Farmers in Mojolegi Village, Application and Innovation of Biological Agents in Mojolegi Village, Mojolegi Village Farmers' Views on the Beginning of Biological Agent Innovation  
Implementasi Prinsip Prudential Banking Pada Tabungan Easy Mudharabah Untuk Meningkatkan Kepercayaan Nasabah (Studi Kasus Bank Syariah Indonesia Kc Probolinggo) Moh. Idil Ghufron; Saifuddin Saifuddin; Achmad Febrianto; Jui Amalia; Muh Hamzah
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13719

Abstract

Pentingnya implementasi prinsip prudential dalam industry perbankan tidak dapat dipandang remeh, terutama dalam konteks produk tabungan. Penelitian ini membahas Upaya implementasi prinsip prudential banking pada produk tabungan easy mudharabah dengan tujuan meningkatkan kepercayaan nasabah. Prinsip prudential, yang mencakup pengelolaan risiko, kepatuhan, dan transparansi, dianggap sebagai fondasi yang krusial dalam memastikan kestabilan sector perbankan. Tabungan easy mudharabah, sebagai produk berbasis prinsip ekonomi islam, menawarkan pendekatan berbagi keuntungan dan kerugian antara bank dan nasabah. Oleh karena itu, diperlukan penerapan prinsip prudential untuk memitigasi risiko yang mungkin timbul akibat fluktuasi pasar atau perubahan kondisi ekonomi. Kepercayaan nasabah, sebagai elemen utama dalam hubungan perbankan, menjadi focus utama dalam penelitian ini. Dengan mengintegrasikan prinsip prudential banking pada tabungan easy mudharabah, diharapkan dapat memperkuat dasar kepercayaan nasabah terhadap produk ini. Ketersediaan informasi yang jelas dan akurat mengenai kebijakan perbankan, manajemen risiko yang baik, dan kepatuhan terhadap prinsip-prinsip ekonomi islam dapat menciptakan lingkungan yang lebih transparan dan dapat diandalkan nasabah. Penelitian ini bertujuan untuk mengkaji implementasi prinsip-prinsip prudential banking pada produk tabungan easy mudharabah dengan focus pada peningkatan kepercayaan nasabah. Dalam menghadapi kompleksitas lingkungan perbankan syariah, penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif untuk memberikan pemahaman mendalam tentang bagaimana prinsip-prinsip tersebut diterapkan dan dampaknya terhadap kepercayaan nasabah. Penelitian ini bertujuan untuk memahami sejauh mana prinsip-prinsip tesebut dapat memberikan keuntungan dan membangun kepercayaan nasabah terhadap produk tabungan berbasis mudharabah. Penelitian ini memberikan pandangan holistic tentang bagaimana penerapan prinsip-prinsip prudential banking dapat menjadi pendorong penting dapat meningkatkan kepercayaan nasabah terhadap produk tabungan easy mudharabah, sementara juga memberikan kontribusi pada pengembangan praktik keuangan islam yang lebih inklusif dan berkelanjutan.