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Journal : TAHKIM

FINTECH PEER TO PEER LENDING DALAM PERSPEKTIF MAQASHID AL-SYARIAH (STUDI PADA PT. AMARTHA MIKRO FINTEK) Nahria Latuconsina; Didin Baharuddin; Arizal Hamizar
TAHKIM Vol 16, No 2 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i2.1653

Abstract

Tulisan ini membahas Fintech pada platform peer to peer lending yang yang dilakukan oleh PT. Amartha Mikro Fintek. Kajian ini melihat fintech tersebut dalam sudut pandang maqasid al-syariah. Dalam transaksinya PT. Amartha Mikro Fintek melakukan penggunaan teknologi, mendukung keterbukaan data dan kemudahan dalam akses mendapatkan pembiayaan dan pemberian dana, penggunaan sistem tanggung renteng, penggunaan asuransi dari Jamkrindo. Hal-hal yang dilakukan oleh PT. Amartha Mikro Fintek merupakan bentuk menjaga maslahat nasabahnya, baik peminjam maupun pendana, sehingga sesuai dengan maqasid al-syariah. Kata Kunci: Fintech peer to peer lending, Maqasid al-Syariah
PERGESERAN PERILAKU KONSUMEN DALAM MINAT BELI ULANG BERDASAR PRODUK WEBSITE (ANALISIS PERUBAHAN MODEL BISNIS TERHADAP PILIHAN KONSUMEN) Arizal Hamizar
TAHKIM Vol 16, No 1 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i1.1458

Abstract

This paper discusses the change in business models that shift to the 4.0-based model in which newspapers which are the object of research change their product platforms from paper to websites at PT. Ambon Press Intermedia. The variables studied are the product and its effect on consumer behavior in using the value obtained which is reflected in the variable repurchase interest. The results showed that there was a significant relationship between information richness (richness of content), reliability of information (reliability of Content) and the appearance of the website (interface of website) on the behavior (Behavior) to consume sustainably. Keywords: e-products, repurchase interests, consumer behavior