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Journal : AL HUKMU: Journal of Islamic Law and Economics

ANALISA AKAD HUTANG PIUTANG YANG DITERAPKAN PADA BAITUL MAAL WA TAMWIL (BMT) MAKMUR MANDIRI PERIODE TAHUN 2019-2021 Syaiful Anwar; B Baehaqi; S Sulistyowati
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (426.739 KB) | DOI: 10.54090/hukmu.104

Abstract

Baitul Maal waa Tamwil (BMT) is indeed a different MFI because it has a business and social side. Regulations related to the existence of BMTs include Law Number 23 of 2011 concerning Zakat Management, Law Number 25 of 1992 concerning Cooperatives and Law Number 1 of 2013 concerning Microfinance Institutions (MFIs), as referred to in the Law concerning the Financial Services Authority, Article 1 paragraph (8) of Law no. 1 of 2013 concerning Microfinance Institutions (MFIs). That is an institution that is independent and free from interference from other parties, which has the functions, duties, regulatory authority, supervision, examination, and investigation as referred to in this Law. Article 1 Paragraph (1) of Law no. 11 of 2011 concerning the Financial Services Authority (OJK). One of these institutions is KSPPS-BMT Makmur Mandiri Sukoharjo. The purpose of this study was to determine the procedures for implementing accounts payable contracts on financing products at KSPPS-BMT Makmur Mandiri. The research method used is descriptive qualitative. Sources of data in the form of interviews, observations, and documentation. The results of the study stated that KSPPS-BMT Makmur Mandiri Sukoharjo already had a financing product, namely the Mudharabah Principle, which was divided into two namely mutlaqah and muqayyaddah. Musharaka Principle. The principle of Wadi'ah is divided into two, namely wadi'ah yad dhamanah and wadi'ah Amanah. The principle of buying and selling, consists of murabahah and ishtisna. Services include wakalah, kafalah and ijarah. The principle of loan or debt, consists of hawalah, rahn and qard. 
ANALISA TINGKAT KESEJAHTERAAN KELUARGA PASANGAN MENIKAH USIA DINI KANTOR URUSAN AGAMA (KUA) KECAMATAN BAKI N Nurjianti; B Baehaqi; Joko Sarjono
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (464.292 KB) | DOI: 10.54090/hukmu.137

Abstract

Marriage is a phenomenon that is always interesting to discuss in society. Marriage is an important thing for human life, especially in social life in society and survival for the next generation of humans. The phenomenon of early marriage in Baki District has recently been increasing over the last three years. This study aims to analyze what factors influence the occurrence of early marriage and analyze the level of household welfare in couples rising at an early age Religious AffairsOffice in the Baki District.This research is a qualitative descriptive study aimed at getting an overview of the factors that lead to early marriage and the level of family welfare of couples who marry at an early age in the Baki District area. Data collection techniques in this study used direct surveys, interviews and documentation studies. The data analysis technique used in this study uses interactive descriptive analysis.The results of this study draw the conclusion that the main cause of underage marriages in the Baki District area is due to pregnancy out of wedlock which is influenced by the presence of promiscuity factors, educational factors, economic factors and parental encouragement factors. The welfare level of early age couples in the Baki District is included in the pre-prosperous level.