Jusbair Baheri
STIE Enam Enam Kendari

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Pengaruh Kepuasan Dan Kepercayaan Terhadap Loyalitas Nasabah Pada Bank Negara Indonesia (BNI) Cabang Kendari Abdul Razak; Jusbair Baheri; Muhammad Irsyad Ramadhan
SIGMA: Journal of Economic and Business Vol. 1 No. 2 (2018): SIGMA: Journal of Economic and Business (2018)
Publisher : SIGMA: Journal of Economic and Business

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Abstract

Research aims to understand the influence of satisfaction and confidence in loyalty customers BNI The Branch Kendari. Population research it is a whole customers bni the branch kendari who have savings more than 2 ( two ) years and aged greater than 17 years .Approach that is used with the methods survey respondents to 100 people who have at a Branch Office Kendari. Equipment the analysis used is linear regression multiple with the program SPSS Version 22. The research results show that: (1). Simultaneously satisfaction and trust have a positive impact and significant impact on loyalty customers, (2). In partial satisfaction have a positive impact and insignificant to loyalty customers and (3). In partial trust have a positive impact and significant to loyalty customers.
Peran Kompetensi Pengelola dalam Memoderasi Pengaruh Sistem Akuntansi Terhadap Efektivitas dan Efisiensi Pengelolaan Anggaran pada LPP TVRI Sulawesi Tenggara Helda Tresia Sami; La Utu; Jusbair Baheri
SIGMA: Journal of Economic and Business Vol. 1 No. 1 (2018): SIGMA: Journal of Economic and Business (2018)
Publisher : SIGMA: Journal of Economic and Business

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Abstract

This research aims to determine: (1) Effect of accounting systems for the competence of the manager at LPP TVRI Salawesi Tenggara, (2) The effect of the accounting system of the effectiveness and efficiency of budget management at LPP TVRI Salawesi Tenggara, (3) Effect of competence budget administrator of the effectiveness and efficiency at LPP TVRI Salawesi Tenggara. The object of this research was the effectiveness and efficiency of budget management at LPP TVRI Salawesi Tenggara. The sample in this study were 38 civil servants at LPP TVRI Salawesi Tenggara who knows of the accounting system, the management competence and the effectiveness and efficiency of budget management. The technique of collecting data using questionnaires and document research. Data were analyzed using descriptive statistical analysis and analysis of Partial Least Square (PLS). The study concluded that: (1) The accounting system significant positive effect on the competence of managers at LPP TVRI Salawesi Tenggara. This means that the better the accounting system that is fast, safe and economical, the competence of the manager is also getting better. (2) The accounting system significant positive effect on the effectiveness and efficiency of budget management. This means that the accounting system may affect the effectiveness and efficiency of budget management significantly. In this case fix and improve the effectiveness and efficiency of budget management. (3) Competence manager is positive but not significant effect on the effectiveness and efficiency of budget management. This means that the knowledge, skills and attitudes of financial operators who either do not follow the improvement of the effectiveness and efficiency of budget management significantly.
Analisis Kinerja Keuangan Pada Bank BRI Syariah Menggunakan Metode CAMEL Jusbair Baheri; Dian Paradita
SIGMA: Journal of Economic and Business Vol. 3 No. 2 (2020): SIGMA: Journal of Economic and Business (2020)
Publisher : SIGMA: Journal of Economic and Business

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Abstract

Bank adalah salah satu lembaga kauangan yang berperan penting dalam perekonomian suatu negara. Peran penting inilah yang membuat pemerintah, investor dan berbagai pihak perlu untuk mengawasi kinerja keuangan. Untuk menilai kinerja keuangan bank salah satu metode yang biasa digunakan adalah CAMEL (Capital, Asset, Management, Earning, Liquiduty). Penelitian ini bertujuan untuk mengetahui tingkat kesehatan bank BRI Syariah yang telah terdaftar di Bursa Efek Indonesia (BEI) periode 2015-2019. Jenis penilitian ini adalah deskriptif kuantitatif. Adapun metode penelitian ini dilakukan dengan cara mengumpulkan data-data sekunder berupa laporan keuangan publikasi bank selama periode 2015-2019 kemudian dianalisis dengan menggunakan metode CAMEL. Hasil dari penenlitian ini adalah kinerja keuangan bank BRI syariah periode 2015-2019 yang dianalisi dengan metode CAMEL memperoleh predikat sehat.