Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Jurnal Manajemen Dan Bisnis Ekonomi

Analysis Of Money Burning Practices in Fruit Relailing, Bojonegoro Regency, Perspective Of Sharia Economic Law Munir Munir; Rizqi Alfian Rizal; Nurul Huda; Ifa Khoiria Ningrum
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 1 No. 1 (2023): JANUARI : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v1i1.450

Abstract

The currently developing economy is developing towards a market orientation where competition occurs in various activities within the national economy. Recently, the development of trade in Bojonegoro has developed, including in fruit retail, namely the Fruit Laskar shop which is famous for having several branches in almost all sub-districts in the Bojonegoro district, discount promos and price discounts are given on the grounds that there is an abundance of stock on the market so they can sell below the market and if it is termed using money burning, predatoring pricing or selling at a loss, business actors deliberately sell at a loss to dominate the market and in the long run to get multiple profits. The results of this study contribute a theory regarding demonstrating the concept of money burning business at Fruit Laskar Fruit Retail in Bojonegoro Regency in accordance with Islamic Economic Law. First, because the terms and pillars of Bai Muwada'ah are fulfilled, Second, when a sale and purchase contract occurs between the buyer and seller voluntarily, the third is related to the terms of transparency in the Bai' Muwad'ah contract, it is not an absolute requirement because the seller is not the buyer, and it is proven in the practice does not contain Ikhtikhar and tadris elements and there is no monopoly because in the current era it is difficult for this to happen, the concept of money burning when viewed from the objective of practice is carried out to dominate the market, gain large profits in the future, and this is what is similar or even similar to the capitalist concept , where actually this money burning is only a stepping stone to further become money capital or money accumulative. The money burning carried out by the Fruit Warriors is to increase the number of buyers and expand their market, in the case of burning money in the form of giving discounts, at the beginning the company had to spend money for various purposes from building systems to marketing.
Restrukturisasi Produk Pembiayaan Musharakah Mutanaqishah di Bank Syariah Indonesia dalam Perspektif Hukum Ekonomi Syariah Munir Munir; Wahyu Hidayat; M. Ridwan Hambali; Ahmad Munir
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 1 No. 1 (2023): JANUARI : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v1i1.451

Abstract

This research is motivated by the demands of society for the Islamic banking industry to innovate and develop products and services in order to meet the needs and facilitate transactions. The purpose of this study is to describe the implementation of musha>rakah mutana>qis}ah financing products as a development of musha>rakah contracts. This study uses a field research methodology that is descriptive in nature. The research location is at the Bojonegoro Branch of the Indonesian Sharia Bank. This research was conducted using primary data sources obtained directly and secondary data sources obtained from other media such as books, journals and others. This study shows that the musha>rakah mutana>qis}ah contract has undergone restructuring, which should be intended for purchasing assets (houses, shop houses, motorcycles, cars and so on) but in its implementation, the object of musha>rakah mutana>qis}ah transactions between banks Indonesian sharia and customers are assets that are fully owned by customers, where previously the customer's assets were purchased in part by the bank to leave a portion of ownership (his}s}ah) of one rupiah for the customer. So here applies the shirkah amla>k ikhtiyari contract in the form of joint ownership of assets. Then the bank's portion is acquired by the customer by purchasing it in installments according to the agreement until it is paid off and the asset is fully owned by the customer again. This is hilah/engineering in the contract that aims to get the customer to get cash. Therefore, it is more appropriate if the financing is carried out using an 'inah sale and purchase agreement, in which the customer sells his assets to the bank in cash, then the customer buys them again from the bank in installments according to the agreement. The law of buying and selling 'inah is permissible according to Syafiiyah scholars.