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All Journal Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Multidisciplinary Research and Literature (IJOMRAL) International Research of Multidisciplinary Analysis
Harya Kuncara Wiralaga
Universitas Negeri Jakarta
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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THE INFLUENCE OF ECONOMIC LITERACY AND ADVERTISING ON CONSUMPTIVE BEHAVIOR IN STUDENTS OF THE FACULTY OF ECONOMICS, STATE UNIVERSITIES (NON-POLYTECHNIC) THROUGHOUT JABODETABEK CLASS OF 2018: PENGARUH LITERASI EKONOMI DAN TERPAAN IKLAN TERHADAP PERILAKU KONSUMTIF PADA MAHASISWA FAKULTAS EKONOMI PERGURUAN TINGGI NEGERI (NON POLITEKNIK) SELURUH JABODETABEK ANGKATAN 2018 Kenny Leonaltus; Harya Kuncara Wiralaga; Dicky Iranto
Indonesian Journal of Economy, Business, Entrepreneurship and Finance Vol. 2 No. 3 (2022): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v2i3.59

Abstract

The consumptive behavior of students from the economics faculty of state universities (non-polytechnics) throughout Jabodetabek class 2018 is certainly influenced by the internal and external conditions of students. The high and low consumptive behavior of students can be influenced by many factors. This study aims to determine the effect of Economic Literacy and Advertising Exposure on Consumptive Behavior of students from the economics faculty of state universities (non-polytechnics) throughout Jabodetabek class of 2018. This research is associative research. The objects of this research are students of the economics faculty of state universities (non-polytechnics) throughout Jabodetabek class 2018, with an unknown population. The sample of this study amounted to 272 respondents determined by the table formula Isaac and Michael. The analytical method used in this research is multiple regression analysis. The results of this study indicate that, economic literacy and advertising exposure partially affect consumptive behavior. The economic literacy variable has a negative and significant impact on consumptive behavior, while the advertising exposure variable has a positive and significant impact on consumptive behavior
ANALYSIS OF THE EFFECT OF MACROPRUDENTIAL POLICY INSTRUMENTS ON COMMERCIAL BANK LIQUIDITY IN INDONESIA Maulidina Nur Budiastuti; Harya Kuncara Wiralaga; Siti Fatimah Zahra
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.043 KB) | DOI: 10.57254/irma.v1i2.28

Abstract

Liquidity is an important aspect that can be considered a bank's lifeblood. To maintain business continuity, banks must always manage liquidity effectively. Liquidity easing is one strategy to assist economic growth during the COVID-19 epidemic. Where macroprudential policies are used to ease liquidity restrictions. The government seeks to induce more outstanding lending to debtors to promote economic growth. On the other hand, this easing of liquidity is thought to help maintain bank operations solvent. This liquidity easing during the pandemic was carried out by reducing the reserve requirement and increasing the MPLB ratio. In addition, Bank Indonesia strengthened RIM by adding an export money order in its calculation. The goal of this research is to look at how macroprudential policy, such as the Statutory Reserves instrument, the Macroprudential Intermediation Ratio, and the Macroprudential Liquidity Buffer, affects the liquidity of traditional commercial banks in Indonesia from 2018 to 2021. The monthly data comes from the Financial Services Authority website, specifically the Indonesian Banking Statistics section. The researchers employed a multiple linear regression approach utilizing EViews 10 software to evaluate the three hypotheses. First, the Statutory Reserves have a negative and minor influence on commercial bank liquidity, according to the findings. Second, RIM has a good and considerable impact on commercial bank liquidity. Third, PLM has a considerable negative impact on commercial bank liquidity. Simultaneously, the three independent factors are discovered to impact commercial bank liquidity
THE EFFECT OF LOCAL GOVERNMENT SPENDING ON EDUCATION SECTOR AND GDP ON HDI IN INDONESIA Nur Ramadini Tria Wafa; Saparuddin Mukhtar; Harya Kuncara Wiralaga
International Research of Multidisciplinary Analysis Vol. 1 No. 3 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.778 KB) | DOI: 10.57254/irma.v1i3.33

Abstract

Human resource-based economic development is one of the priorities implemented in Indonesia because Indonesia has a significant population potential. Indonesia ranks among the five lowest countries in its human development index in ASEAN. This study aims to determine the influence of government spending in the education sector and GDP Regional in increasing HDI in Indonesia in 2015-2018. This study used multiple regression analysis panel data with a total sample of 26 provinces in Indonesia with 104 observation units. This study found that local government spending in the education sector had a positive and significant effect on HDI and GDP Regional also had a positive and significant influence in increasing HDI in Indonesia in 2015-2018
THE EFFECT OF PROMOTION, FINANCIAL CAPABILITY, AND EASE OF TECHNOLOGY ON DECISIONS TO USE E-WALLET (CASE STUDY: GOPAY USERS IN DKI JAKARTA) Divia Priscilla; Harya Kuncara Wiralaga; Karunia Dianta Arfiando Sebayang
International Journal of Multidisciplinary Research and Literature Vol. 2 No. 4 (2023): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v2i4.135

Abstract

This study aims to investigate the factors namely, promotion, financial capability, and ease of technology that influence people's choices regarding whether or not to use Gopay in DKI Jakarta. Methods based on quantitative analysis in this line of research. This study's data source is primary data. Purposive sampling is used to collect data, with criteria including Gopay users who live in DKI Jakarta, are between 18 and 30, and have used Gopay wallets at least twice. The research sample amounted to 100 respondents. This study uses the multiple linear Regression analysis method. The results of this study indicate that 1) Promotion has a positive and significant effect on the decision to use the Gopay in DKI Jakarta, 2) Financial capability has a positive and significant effect on the decision to use the Gopay in DKI Jakarta, 3) The ease of technology has a positive and significant effect on the decision to use the Gopay in DKI Jakarta, and 4) Promotion, financial capability, and ease of technology simultaneously have a significant effect on the decision to use the Gopay in DKI Jakarta
PENGARUH KUALITAS PRODUK DAN REPUTASI TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA BANK SYARIAH INDONESIA Bustomi Bustomi; Harya Kuncara Wiralaga; Siti Fatimah Zahra
Indonesian Journal of Economy, Business, Entrepreneurship and Finance Vol. 3 No. 2 (2023): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v3i2.106

Abstract

This study aims to determine the effect of product quality and reputation on customer decisions to use the services of Bank Syariah Indonesia located in DKI Jakarta. The research method used is a survey method with a quantitative approach. The population in this study is customers of Bank Syariah Indonesia in DKI Jakarta. The sample of this study amounted to 272 respondents determined by the formula of the Isaac and Michael table because the population number is unknown. Data collection techniques using questionnaires. The data analysis technique used is multiple linear regression analysis. The results of this study show that, partially, product quality and reputation have a positive and significant influence on customer decisions
Co-Authors Bustomi Bustomi Dicky Iranto Divia Priscilla Karunia Dianta Arfiando Sebayang Kenny Leonaltus Maulidina Nur Budiastuti Nur Ramadini Tria Wafa Saparuddin Mukhtar Siti Fatimah Zahra