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All Journal Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Jurnal Ar-Ribh Islamic Economic and Business Journal Indonesian Journal of Contemporary Multidisciplinary Research
Mukhtar Lutfi
UIN Alauddin Makassar
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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The Concept of Ownership and Property in Islam Nurlina Nurlina; Abdul Wahab; Mukhtar Lutfi
Jurnal Ar-Ribh Vol 5, No 2 (2022): Oktober 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i2.9195

Abstract

This study aims to determine how the concept of property ownership, the application of property in Islamic economics and to analyze Afzalur Rahman's thoughts on the concept of property ownership in Islamic economics. The method used by the author in this study is library research based on the problem formulation supported by data and data sources from a literature review. Based on the results of research on the concept of property ownership in Islamic economics, according to Afzalur Rahman, an Islamic economic system is comparable to economic principles that require an economic system that is in accordance with the Qur'an and As-Sunnah. Where Islam also wants everyone who has property in the form of goods or services obtained in a lawful way, both in the form of substances and how to get them, does not damage and damage human nature, nor does persecution and exploitation, the goal in the end is to fight for the needs of human life and seek the pleasures of the hereafter that are blessed by Allah SWT.
IMPLEMENTASI AKAD MUSYARAKAH MUTANAQISHAH DI LEMBAGA KEUANGAN ISLAM Syahruddin Kadir; Mukhtar Lutfi; Nasrullah Bin Sapa; Abd. Hafid
Islamic Economic and Business Journal Vol 4, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v4i2.3754

Abstract

Some consumptive financing at Bank Muamalat and BMT are intended for customers such as mortgage products (home ownership) and vehicles, several types of contracts are executed, namely Musyarakah Mutanaqishah (MMQ). However, financing in the Musyarakah Mutanaqishah (MMQ) contract pattern still faces common problems. This study focuses on knowing the implementation of the Musyarakah Mutanaqishah (MMQ) contract on housing and vehicle financing. The research method used is a descriptive qualitative method with a literature review approach with data collection techniques namely literature study. The results showed that the implementation of the MMQ contract on housing and vehicle financing at Bank Muamalat and BMT was in line with DSN MUI Fatwa No. 73/DSN-MUI/XI/2008 concerning Musyarakah Mutanaqishah (MMQ), due to the existence of terms and conditions that there is a capital contribution of both parties between Islamic financial institutions and customers. The customer asks the financial institution to issue a partnership capital for the purchase of a house/vehicle, then the financial institution also includes partial/complementary capital so that it is referred to as an association/musyarakah then the customer pays the rent, and shares the proceeds with the bank.
TELAAH KOMPARATIF BISNIS MULTI LEVEL MARKETING KONVENSIONAL DAN MULTI LEVEL MARKETING SYARIAH Nurjannah; Mukhtar Lutfi; Nasrullah Bin Sapa; Muhammad Afief Mubayyin; Herianti
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 14 No. 2 (2022): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v14i2.5990

Abstract

Multi-Level Marketing Business is a business method that is growing rapidly in today's society. However, regarding the permissibility of this business, there are still different understandings between the parties. Likewise regarding the difference between conventional MLM and Islamic MLM. This article aims to examine more deeply the differences between Sharia MLM and Conventional MLM and explore contemporary fiqh views regarding this business. The method used is descriptive qualitative using secondary data obtained from literature related to the discussion.Multi Level Marketing is also commonly known as sales intermediary services. This service (broker) in fiqh terminology called samsarah/simsar is a trade intermediary (people who sell goods and find buyers) or intermediaries between sellers and buyers to facilitate buying and selling. Samsarah/simsar activities in the form of distributors, agents or members, in fiqh include ijarah contracts, namely a transaction using the services of another person in return, incentives or bonuses (ujrah), all scholars consider it permissible (mubah). MLM Business Regulations in the realm of sharia are contained in the DSN-MUI Fatwa Number: 75/DSN-MUI/VII/2009 concerning Guidelines for Sharia Tiered Direct Selling. Sharia MLM and Conventional MLM are almost the same, but there are differences in terms of regulation, organization and business objectives, one of which is sharia MLM operating in sharia,
Application of Professional Zakat for State Civil Apparatus (Case Study of BAZNAS Sinjai Regency) Rahmawati Muin; Andi Muh. Taqiyuddin BN; Mukhtar Lutfi; Muammar Muh. Bakry; Achmad Musyahid
Indonesian Journal of Contemporary Multidisciplinary Research Vol. 2 No. 6 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/modern.v2i6.6607

Abstract

The main problem of this research is how is the application of professional zakat for State Civil Apparatus (case study of BAZNAS, Sinjai Regency)? The main problem is then broken down into sub-problems or research questions, namely: What is the practice of managing professional zakat for ASN by the Sinjai Regency National Zakat Amil Agency (BAZNAS) within the Regency Regional Government? Sinjai. This type of research is classified as qualitative with the research approach used being: sociological. The informant in this research was the Chairman of BAZNAS district. Sinjai, Deputy Chair I, II, IV BAZNAS Kab. Sinjai, 4 professional zakat muzakki, and Head of the District's Regional Finance and Assets Agency. Sinjai. Furthermore, the data collection methods used were observation, interviews and documentation. Then, data processing and analysis techniques are carried out through three stages, namely: data collection, data reduction, data presentation, and conclusion drawing
Co-Authors Abd. Hafid Abdul Wahab Achmad Musyahid Andi Muh. Taqiyuddin BN Herianti Muammar Muh. Bakry Mubayyin, Afief Nasrullah Bin Sapa Nurjannah Nurlina Nurlina Rahmawati Muin Syahruddin Kadir