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All Journal Jurnal Manajemen Terapan dan Keuangan Edukasi Ekonomia Jurnal Manajemen dan Pemasaran Jasa Journal of Business Studies and Management Review Jurnal Manajemen Teknologi dan Sistem Informasi Jurnal Ilmiah Manajemen dan Kewirausahaan Ekonomia
Muhammad Haris Saputra
Faculty Of Economics And Business, Universitas Jambi, Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Journal : Edukasi

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The Impacts of Education Level on Financial Literacy and Financial Behaviours: The Case of Women Entrepreneurs Fitriaty Fitriaty; Shofia Amin; Muhammad Haris Saputra
Edukasi Vol 10 No 1 (2023): Edukasi: Jurnal Pendidikan dan Pengajaran
Publisher : Universitas Islam Negeri Raden Fatah Palembang, South Sumatra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ejpp.v10i1.15868

Abstract

Financial literacy is a person's ability to understand and manage personal finances effectively. High education and financial literacy will certainly influence financial behavior. Women entrepreneurs are a crucial group in the economy of a country, especially in Indonesia. The research objective was to examine the effect of education level on financial literacy and financial behavior of women entrepreneurs in Jambi. This research was quantitative research by using primary data in the form of a questionnaire given to female entrepreneurs in Jambi as respondents using the accidental sampling technique and Slovin's formula that obtained a total of 100 respondents. The data were analyzed using Smart PLS. The results obtained in this research, the education level had a significant positive effect on financial literacy and financial behavior. Furthermore, financial literacy could mediate between the education level and financial behavior of women entrepreneurs in Jambi.
Co-Authors Dessy Elliyana Eddy Suratno Febby Nanda Utami Fitriaty Fitriaty Hanan laras Sabrina Irfan Hassandi Kanaya Puspa Kirana Lie Kanaya Puspita Lie Mardiana R Mira Gustiana Pangestu Musnaini Nia Rahayu Nia Rahayu Puja Firmasari Shofia Amin Vivi Usmayanti Wahya Iffa Lubis Yosi Fadillah yosi fahdillah Yossinomita Yulia Dwi Kartika