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All Journal EKSYA: Jurnal Ekonomi Syariah Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Madani: Multidisciplinary Scientific Journal Sinar Dunia: Jurnal Riset Sosial Humaniora dan Ilmu Pendidikan Journal of Management and Creative Business JAKBS Jurnal Point Equilibrium Manajemen dan Akuntansi Revenue Manuscript
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Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : EKSYA: Jurnal Ekonomi Syariah

 1 
PERANAN PERBANKAN SYARIAH DALAM PEMBERDAYAAN USAHA MIKRO KECIL DAN MENENGAH MENURUT EKONOMI SYARIAH Novitri Ramadhani; Diajeng Regita Nandani; Dini Lestari
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1161

Abstract

In the Indonesian economy, micro, small and medium enterprises are the business group that has the largest number of business actors. Not only that, this group has proven to be resilient to various shocks from the economic crisis. So it is really important to strengthen the MSME group which will certainly involve many parties because the MSME sector itself contributes greatly to employment, improves welfare, reduces the unemployment rate and later eradicates poverty. The characteristics of Islamic banking are far different from conventional banking which uses an interest system, because Islamic banking is based on profit sharing which is developed through both musyarakah and mudharabah financing products. With the presence of Islamic banking, it is hoped that it will have a positive impact on the growth of the real sector. One of the businesses that need to be developed is Micro, Small and Medium Enterprises.
ANALISIS PRILAKU KONSUMTIF MAHASISWA UNIVERSITAS ISLAM NEGERI SUMATERA UTARA DALAM PERSPEKTIF EKONOMI ISLAM Abdul Aziz Hakim; Elya Rosa Maharani Sembiring; Dini Lestari; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1166

Abstract

Consumptive behavior is the urge to follow trends and fashions that are developing, as well as the desire to be noticed by others. The purpose of this study seeks to measure the extent of consumerism among students at the State Islamic University of North Sumatra. The research method used is descriptive qualitative research, which seeks to describe, describe the data with words/explanation of a problem, and describe the data. People of various ages and status became research informants. The results of this study explain that consumptive behavior is not very good in everyday life. And in Islam consumptive behavior is strictly not allowed and Islam strictly prohibits excessive behavior. According to research, globalization is one of the key variables affecting consumption. Consumptive excesses have a detrimental effect on a country's economy, which is not ideal from an Islamic point of view.
PERSEPSI MAHASISWA JURUSAN PERBANKAN SYARI'AH UIN SUMATERA UTARA TERHADAP LAYANAN APLIKASI MOBILE BANKING BSI Kiki Andrea Putri Hasibuan; Silvia Anggrie Nst; Dini Lestari; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1180

Abstract

Customers who are increasingly using digital services are used to and prefer services that are faster, transparent, comprehensive, and can be tailored to user needs. Customer interest is one aspect that can encourage a bank to achieve its goals, so a system is needed that answers the desire to meet the needs of banking services effectively and efficiently. Through the BSI mobile banking application, banks can play a role in meeting customer expectations. Therefore the purpose of this study is to determine the perceptions of Islamic banking students at UIN SU regarding convenience, speed, security, and satisfaction in using the BSI Mobile application. This study uses qualitative methods with data collection techniques through questionnaires and literature studies. The informants in this study were Islamic banking students at UIN SU who used the BSI mobile banking application. The results of this study indicate that students experience ease, speed, security and convenience in using BSI mobile application services.
PERSEPSI MAHASISWA UINSU TENTANG BELANJA ONLINE MELALUI APLIKASI SHOPEE Nadya Dwinna; Nadya Dwinna Putri; Dini Lestari
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1028

Abstract

The large number of UIN-SU students shopping online with the Shopee application made the authors interested in knowing how UIN-SU students perceive shopping in the Shopee application and to find out what factors influence UINSU student satisfaction in shopping online in the Shopee application. So the authors raised the title of the journal UIN-SU Student Perceptions About Online Shopping Through the Shopee Application using a qualitative research method. From the data we got, on average UIN-SU students are satisfied shopping at Shopee because of the free shipping vouchers, and the ShopeePay Later feature, as well as COD. And also those who are not satisfied on average answer because the items ordered are not or do not match what is received.
ANALISIS HUBUNGAN TINGKAT PENDIDIKAN DENGAN PERILAKU KONSUMSI RUMAH TANGGA MASYARAKAT SUMATERA UTARA Devi Fitriya Ningsih; Karmila Tanjung; Dini Lestari
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1182

Abstract

This study aims to examine the analysis of the relationship between educational level and Indonesian household consumption behavior. As in general, the first education of a child passing through the family. And the standard of living is said to be peaceful if the family meets the requirements meet the needs of both physical and spiritual life. Like consumer spending, We also have to pay attention to the costs incurred. Then, the child's education level seen in consumption. The sample of this research is the people of North Sumatra with database in 2021. In this study, the research method used in this study used literature search system.
Co-Authors Abdul Aziz Hakim Alfina Rahma Wani Alya Abdul Ramadhani Asri Lestari Beny Sitakar Devi Fitriya Ningsih Diajeng Regita Nandani Elya Rosa Maharani Sembiring Fadhillah Irwani Saragih Fadillah Hanum Fajran Rahman Berutu Harahap, Muhammad Ikhsan Karmila Tanjung Kiki Andrea Putri Hasibuan Ledis Izzah Harahap M. Ikhsan Harahap Mawar Indah Mei Fani Melisa Ananda Putri Ritonga Miranda Miranda Mukhammad As Alukal Huda Nadya Dewi Anggita Nadya Dwinna Nadya Dwinna Putri Novitri Ramadhani Nur Amalina Putri Apriyani br Rangkuti Ramadian Magvira Saragih Rizki Hambali Hsb Sartika Dewi Silvia Anggrie Nst Silvia Fransiska Sriwahyuni Sriwahyuni Suci Afria Sasty Siregar Vera Ayu Ningsih Ritonga Weny Rivanka Yudi Fakhrul Rozi Yusra Amelia Hsb