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All Journal Transformasi: Journal of Economics and Business Management Fastabiq: Jurnal Studi Islam
Lina Marlina Susana
Universitas Muhammadiyah Bandung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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INVESTASI DALAM PERSPEKTIF EKONOMI SYARIAH Lina Marlina Susana; Nurlita Safitri
FASTABIQ: JURNAL STUDI ISLAM Vol 4, No 1 (2023): FASTABIQ: Jurnal Studi Islam
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47281/fas.v4i1.125

Abstract

The lack of public understanding of investment has resulted in many investors investing in industries thar produce and sell illegal products or illicit goods. There are also cases of people falling into fraudulent or (illegal) investments’his research is intended to provide insight into the perspective that Investment Outlook can simply be referred to as a way to develop income and can help us avoid inflation, with sharia investments, namely: musyarakah or shirkah (partnership) contracts, mudarabah or qirad contracts, leasing-leasing (ijarah), kafalah contract (collateral) and wakalah contract (representing). As well as giving the view that there are several investments that contradict sharia principles, examples of prohibited investments are: investments that contain usury (additional), gharar (uncertain), maysir (gambling), vanity, and Bay’i ma’dum. This research is a qualitative approach using content analysis in literature study. That is doing descriptive analytical on exiting sources both from book manuscripts and various journal articles obtained. Results, here’s an effective way to avoid illegal investment, 1). Be careful if you receive a very attractive prize offer, 2) make it a habit to check licensing/approval documents for investment institutions or companies, 3) examine the forms and methods of these Comines in marketing their investment products, 4) may not hand over funds before making and signing a formal and detailed agreement, and 5) immediately report any illegal investment. Keywords; Economic; Investment; Sharia
Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Pemilihan Produk Simpanan BMT Rukun Abadi (Studi Kasus Anggota Koperasi BMT Rukun Abadi) Robet Andika Saputra; Hendra Maulana; Diana Farid; Lina Marlina Susana; Heni Mulyasari; Muhammad Husni Abdulah Pakarti; Hendriana Hendriana
Transformasi: Journal of Economics and Business Management Vol. 2 No. 3 (2023): September : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i3.955

Abstract

This study aims to investigate the Effect of Sharia Financial Literacy on the Decision to Choose BMT Rukun Abadi Saving Products. This case study focuses on members of BMT Rukun Abadi Cooperative, which is a sharia-based financial institution in Indonesia. Islamic financial literacy is an important factor in encouraging the growth and development of the Islamic financial system. The research method used is a quantitative approach by distributing questionnaires to members of the BMT Rukun Abadi Cooperative. This questionnaire was designed to measure the level of Islamic financial literacy of the members as well as evaluate the decision patterns for choosing deposit products at BMT Rukun Abadi. The results showed that Islamic financial literacy has a significant influence on the decision to choose deposit products at BMT Rukun Abadi. Members of BMT Rukun Abadi Cooperative who have a higher level of Islamic financial literacy tend to be better able to understand the characteristics and benefits of Islamic savings products, so they can make more informed and effective decisions. These findings provide important implications for BMT Rukun Abadi in improving Islamic financial literacy services and education to its members. By improving Islamic financial literacy, members will be more engaged and involved in utilizing the Islamic savings products offered by this financial institution, thus supporting the growth and sustainability of the Islamic financial system in Indonesia.
Co-Authors Diana Farid Hendra Maulana Hendriana Hendriana Heni Mulyasari Muhammad Husni Abdulah Pakarti Nurlita Safitri Robet Andika Saputra