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Asuransi Tanggung Gugat Kapal Terhadap Risiko dan Evenemen Dalam Kegiatan Pelayaran Perdagangan Melalui Jalur Laut Rani, Marnia
Jurnal Selat Vol 3 No 2 (2016): "Kemaritiman & Perbatasan"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (74.806 KB)

The most of the worldâs trade is carried by sea.  There is always a risk that the object of the trade  may be delayed, damaged or lost in transit.Many events can occur during transit. For example, traders may be involved in an accident whereby the goods are destroyed or might be stolen.The result can be loss of profits.  Traders should therefore insure their goods against loss, damage or delay in transit to minimize the impact of such incidents on their business by being properly insured. One of mechanism by cover the risk of loss or damage the goods with marine insurance. This can cover the whole journey-over land as well as sea. Basically, marine insurance is third party vesselinsurance. This insurance covers liability for loss or damage to someone elseâs property, arising from operation of the vessel. Third party vessel insurance, more commonly knowns as legal liability insurance (Protection and Indemnity insurance).There are many insurable interest can be covers by marine insurance, especially on legal liability insurance. The insurable interest in marine insurance like liability in respect of passanger, cargo liability, liability in respect of the crew members, ship collision, sea pollution risk, towage liabilities, liability for obstruction and wreck removal, and liability of damage to property port and navigation tools/telecommunications cruise. The problem in this research is the importance of legal liability insurance for the transfer of risk if loss or damage may be happen to the third party, arising from operation of the vessel.The second problem is about regulation on marine insurance in Indonesia.This research classified by normative legal research with descriptive type of explanatory and analytical approach to normative legal substance (approach of legal content analisys).The outcome of the research shows that the legal liability insurance has an important role for protecting the third parties for loss or damage, arising from operation of the vessel at sea. The second problem in this research is the regulation regarding marine insurance in Indonesia. Marine Insurance Regulation in Indonesia is Commercial Code since 1847 which is regulated colonial legacy from Deutch, had been outstanding for more than 150 years. While the development of todays insurance business has been growing very rapidly.It is necessary to create regulations governing marine insurance. Keywords: Marine Insurance, Legal Liability Insurance.

Pelaksanaan Fungsi Perbankan Dalam Penyaluran Kredit di Sektor Kemaritiman Rani, Marnia
Jurnal Selat Vol 2 No 2 (2015): "Kemaritiman & Perbatasan"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (132.075 KB)

Indonesia is a maritime country with an area of ocean roughly two-thirds of the total area of the archipelago. Likewise, with the Riau Islands Province whose territory is surrounded by oceans. With the demographic conditions, the population in the Province of Riau Islands, especially Tanjungpinang, mostly working as a fisherman. To support the living standards of  fishermen are still far from prosperous, the necessary funding from various parties, especially banks that have the function of lending or financing based on Islamic principles. Expected by the function, the bank can provide the widest access for fishermen to the maritime economic development centered on the fishermen can be realized. This study classified normative legal research with descriptive type of explanatory and analytical approach to normative legal substance (approach of legal content analisys). Necessary data is secondary data consists of primary legal materials, secondary law and tertiary legal materials collected from the literature. The data is processed by editing, coding, and systematization of data, then analyzed using qualitative methods. Based on the results of research and discussion, that the regulation of banking activities in fund lending to the public regulated in Law No. 7 of 1992 on Banking as amended by Act No. 10 of 1998. Conventionally, banks can conduct business loans to community in the form of credit. Likewise, based on Sharia Principles, commercial  anks and rural banks can provide financing and fund placement based on Sharia Principles, in accordance with the provisions stipulated by Bank Indonesia. Fund Lending in the maritime sector, especially for fishermen implemented through credit programs Food Security and Energy and the Peopleâs Business Credit which is the implementation of government programs through the bankâs status as a state-owned enterprise. In terms of the distribution of funding with Islamic principles, There are private banks in Tanjungpinang which has given the finance portfolio to some fishermen in Tanjungpinang. Keywords: Banking, Credit, Maritime

Perlindungan Otoritas Jasa Keuangan Terhadap Kerahasiaan dan Keamanan Data Pribadi Nasabah Bank Rani, Marnia
Jurnal Selat Vol 2 No 1 (2014): "Kemaritiman & Perbatasan"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (65.91 KB)

Banking activities conducted based on the Principle of Fiduciary between the bank and its customers. Society will entrust his money to the bank if the bank can provide a guarantee that all the information about the customer can be kept confidential by the bank. To maintain customer confidence in the bank in carrying out business activities must also apply the principle of confidentiality. The principle applied by the bank secrecy is a form of commitment and bank protection in keeping customers personal data. However, what happens today is that many people who complain of financial institutions that offer their products through long-distance phone lines (telemarketing). This is a big question that customers experiencing financial services product offerings through the phone line. Customers generally concluded unilaterally that the banks where they deposit funds, have provided their personal data to other parties (financial institutions). This is of course contrary to the principles of fiduciary and confidentiality that must be firmly held by the bank as a financial institution that is dependent on the source of funds from the public (depositors). Protection of confidentiality of customers personal data, in addition to the duty of the bank, also the responsibility of policy makers in the banking business. Birth of Law Number 21 Year 2011 concerning the Financial Services Authority, authorizes the protection of the confidentiality of customers personal data, which had previously been the Bank Indonesias duty, then switching function to the Financial Services Authority. Financial Services Authority as an agency that has the task of regulating and supervising the financial services institution, is able to provide legal protection for the consumer in this case bank customers, so as to foster consumer confidence in the financial institution.  Keywords: Financial Services Authority, Confidentiality Principles/Bank Secrecy Principle, Customer Personal Data

INSURANCE PROTECTION FOR FISHERMEN Rani, Marnia
Jurnal Selat Vol 4 No 1 (2016): JURNAL SELAT
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (876.309 KB)

Indonesia is an archipelagic state which surrounded by the sea. Indonesias marine area is 5.8 million square kilometers comprising the territorial area of 3.2 million square kilometers and the Indonesian Exclusive Economic Zone (ZEEI) of 2.7 million square kilometers. In addition, there are 17,504 islands in Indonesia with 95 181 square kilometer coastline. With that area, it should be utilized to the overall prosperity of the people in order to improve standard of living. Especially for fishermen who depend for their livelihood on fishing in the sea. The majority of fishing boats are not equipped for serious medical emergencies, and most boats are usually Several hundred miles away from the nearest medical facility. Many events can occur during deep-sea fishing, such as changing weather conditions, ship collisions, which can lead to lost profits or lost their lifes, can be happen to fishermen. For that reason, they need mechanism to overcome the risk of losses With insurance mechanism, they can minimize the loss of profit or their life that would cause the families of fishermen to lose income for their familys livelihood. Recently, The House of Representatives passing Law Number 7 of 2016 Regarding The Protection and Empowerment of Fishermen, Fish Farmers and Salt Farmers. The Law stipulates that both central and local governments must protect people working in these sectors from occupational risks, including work accidents and equipment damage. Also, Maritime and Fisheries Minister, Susi Pudjiastuti, said Maritime and Fisheries Ministry was seriously realizing the fishermen insurance. The fishermen insurance will cover life and business insurances. Therefore, fishermen will have guarantee over the risks of fishing, aquaculture, and fish-salting businesses. Keywords: Insurance, Fishermen    Indonesia adalah negara kepulauan yang dikelilingi oleh laut. Kawasan laut Indonesia adalah 5,8 juta kilometer persegi yang terdiri dari wilayah teritorial 3,2 juta kilometer persegi dan Zona Ekonomi Eksklusif Indonesia (ZEEI) 2,7 juta kilometer persegi. Selain itu, ada 17.504 pulau di Indonesia dengan garis pantai 95.181 kilometer persegi. Dengan wilayah seluas itu, harus dapat dimanfaatkan secara keseluruhan untuk kemakmuran rakyat agar dapat meningkatkan taraf hidup yang lebih baik. Khususnya bagi nelayan yang menggantungkan hidupnya dari mencari ikan di laut. Kebanyakan kapal nelayan dalam mencari ikan, jauh dari tempat medis terdekat. Peristiwa yang tidak diinginkan, seperti peristiwa alam badai, tabrakan kapal yang mengakibatkan kehilangan keuntungan atau kehilangan nyawa, sangat mungkin terjadi bagi nelayan saat melaut. Untuk itu diperlukan suatu mekanisme peralihan risiko kerugian yang dialami nelayan ketika menangkap ikan di laut.  Dengan mekanisme peralihan risiko kerugian, nelayan dapat meminimalisir kehilangan keuntungan ataupun kerugian atas hasil tangkap ikan maupun terhadap kehilangan nyawa yang akan membuat keluarga nelayan menjadi kehilangan penghasilan bagi nafkah keluarganya. Baru-baru ini, Dewan Perwakilan Rakyat mengesahkan Undang-Undang Nomor 7 Tahun 2016 Tentang Perlindungan dan Pemberdayaan Nelayan, Petani Tani dan Petani Garam. Undang-undang tersebut menetapkan bahwa pemerintah pusat dan daerah harus melindungi orang-orang yang bekerja di sektor laut dari risiko pekerjaan, termasuk kecelakaan kerja, sakit, dan kerusakan peralatan untuk melaut. Selain itu, Menteri Kelautan dan Perikanan Susi Pudjiastuti mengatakan, Kementerian Kelautan dan Perikanan (KKP) serius mewujudkan asuransi nelayan. Asuransi nelayan akan mencakup asuransi jiwa dan bisnis. Oleh karena itu, nelayan akan memiliki jaminan atas risiko usaha penangkapan ikan, akuakultur, dan penggalangan ikan. Kata kunci: Asuransi, Nelayan

Peran Lembaga Penyiaran Televisi Dalam Kampanye Pemilihan Umum Presiden dan Wakil Presiden Rani, Marnia
Jurnal Selat Vol 1 No 2 (2014): "Negara Hukum & Demokrasi"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (75.457 KB)

Television broadcasters that use the public property has a very important role in the process of delivering information to the public. Informing it must be done in a fair and balanced in order to function as a medium of social control and political education for the community. However, what happens when the television is nothing more than a political mouthpiece and owners of capital. This phenomenon is extremely worrisome, because in fact the media should be fair and impartial to any political interest. For that, we need a regulation governing the activities of the general election campaign for president and vice president on television. In addition, the implementation of regulatory oversight should also be carried out by various parties related to news and election campaign ad for president and vice president on television.                                                                                                                                                      Keywords: Broadcasting Agency, Campaign Presidential Election

Perlindungan Asuransi Terhadap Kapal Pompong Sebagai Alat Pengangkutan Niaga Di Kota Tanjungpinang Rani, Marnia; Sucipta, Pery Rehendra
UIR Law Review Vol 3 No 01 (2019): UIR Law Review
Publisher : UIR Press

Kecelakaan akibat tubrukan kapal pompong tujuan Pelantar-Kampung Bugis dengan kapal barang KM Trisakti tujuan Tanjung Batu-Tanjung Unggat yang pernah terjadi pada Agustus 2014, telah berakibat kapal pompong tenggelam. Serta terjadinya angin puting beliung yang berakibat terhadap tenggelamnya kapal pompong tujuan Tanjungpinang-Pulau Penyengat pada Agustus 2016, telah menewaskan hampir seluruh penumpang juga menyebabkan kapal tenggelam dan hancur. Peristiwa terjadinya tubrukan kapal serta cuaca buruk tersebut merupakan risiko yang sangat mungkin dihadapi setiap saat oleh pemilik kapal pompong. Untuk mengatasi risiko tersebut, harus ada bentuk perlindungan terhadap segala risiko yang mungkin terjadi terhadap kapal Pompong sebagai aset dan sumber penghasilan bagi pemiliknya. Salah satu bentuk pengalihan risiko kerugian yang mungkin terjadi adalah dengan menggunakan mekanisme asuransi. Hasil penelitian ini bertujuan untuk menelaah tentang kapal pompong sebagai objek asuransi dan skema perlindungan asuransi yang tepat bagi kapal pompong.  Penelitian ini tergolong penelitian hukum normatif-empiris/terapan (applied normative law) dengan menggunakan data primer dan sekunder. Pendekatan masalah yang digunakan adalah pendekatan normatif analitis substansi hukum (approach of legal content analisys). Langkah-langkah yang ditempuh adalah dengan mengidentifikasi dan menginventarisasi ketentuan-ketentuan hukum normatif yang berupa bahan hukum primer dan bahan hukum sekunder berdasarkan perumusan masalah, kemudian hasil analisis diuraikan secara lengkap, rinci, jelas dan sistematis sebagai jawaban dari rumusan masaah dalam penelitian ini.

: Perlindungan Asuransi Terhadap Kapal Pompong Sebagai Alat Pengangkutan Niaga di Kota Tanjungpinang Marnia Rani; Pery Rehendra Sucipta
UIR Law Review Vol. 3 No. 1 (2019): UIR Law Review
Publisher : UIR Press

Kecelakaan akibat tubrukan kapal pompong tujuan Pelantar-Kampung Bugis dengan kapal barang KM Trisakti tujuan Tanjung Batu-Tanjung Unggat yang pernah terjadi pada Agustus 2014, telah berakibat kapal pompong tenggelam. Serta terjadinya angin puting beliung yang berakibat terhadap tenggelamnya kapal pompong tujuan Tanjungpinang-Pulau Penyengat pada Agustus 2016, telah menewaskan hampir seluruh penumpang juga menyebabkan kapal tenggelam dan hancur. Peristiwa terjadinya tubrukan kapal serta cuaca buruk tersebut merupakan risiko yang sangat mungkin dihadapi setiap saat oleh pemilik kapal pompong. Untuk mengatasi risiko tersebut, harus ada bentuk perlindungan terhadap segala risiko yang mungkin terjadi terhadap kapal Pompong sebagai aset dan sumber penghasilan bagi pemiliknya. Salah satu bentuk pengalihan risiko kerugian yang mungkin terjadi adalah dengan menggunakan mekanisme asuransi. Hasil penelitian ini bertujuan untuk menelaah tentang kapal pompong sebagai objek asuransi dan skema perlindungan asuransi yang tepat bagi kapal pompong. Penelitian ini tergolong penelitian hukum normatif-empiris/terapan (applied normative law) dengan menggunakan data primer dan sekunder. Pendekatan masalah yang digunakan adalah pendekatan normatif analitis substansi hukum (approach of legal content analisys). Langkah-langkah yang ditempuh adalah dengan mengidentifikasi dan menginventarisasi ketentuan-ketentuan hukum normatif yang berupa bahan hukum primer dan bahan hukum sekunder berdasarkan perumusan masalah, kemudian hasil analisis diuraikan secara lengkap, rinci, jelas dan sistematis sebagai jawaban dari rumusan masaah dalam penelitian ini.

The Choice of Law Issues in Marine Insurance Disputes Resolution in Indonesia Marnia Rani
Fiat Justisia: Jurnal Ilmu Hukum Vol 11 No 2 (2017)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/fiatjustisia.v11no2.938

Marine insurance business in Indonesia such as marine hull and machinery insurance and cargo insurance are subject to applicable laws and practices in the United Kingdom. Although Indonesia already has marine insurance law which is regulated in Wetboek van Koophandel, in fact, this business subject to English Law and Practice. The choice of law is listed in the insurance policy. Submission of the law and practice in the UK raises the issue for the parties in the insurance contract, between Insurer and Insured. Although the principle of the contract is a law for those who make it, in practice, there is a problem. The problem is especially when there is a dispute between Insurer and Insured. When disputes occur, each party has a different opinion regarding which country's laws may be applied to resolve disputes between Insurance Companies and Policyholders (the proper law of the contract, the applicable law). When referring to the provisions contained in the marine insurance policy which is a contract of the parties, it should be settled under the legal system and the practice of law which is in force in the United Kingdom, because the choice of law is written in the contract. However, the problem arises again, whether the choice of law in the insurance contract can be applied, if the insurance company as a legal entity is established under Indonesian law and domiciled in Indonesia, as well as the policyholders who are Indonesian. On the basis of such matters, this paper intended to elaborate the principles of international civil law in Indonesia regarding the choice of law in the contract and is also associated with the personal status of the insurance company, the personal status of the policyholder who are Indonesian, as well as the consequences of the choice of law listed in marine hull and machinery insurance or cargo insurance and national laws which can be applied to marine insurance disputes occurring in Indonesia. Keywords: Marine Insurance, Choice of Law

Pelaksanaan Fungsi Perbankan Dalam Penyaluran Kredit di Sektor Kemaritiman Marnia Rani
Jurnal Selat Vol. 2 No. 2 (2015): "Kemaritiman & Perbatasan"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (132.075 KB)

Indonesia is a maritime country with an area of ocean roughly two-thirds of the total area of the archipelago. Likewise, with the Riau Islands Province whose territory is surrounded by oceans. With the demographic conditions, the population in the Province of Riau Islands, especially Tanjungpinang, mostly working as a fisherman. To support the living standards of fishermen are still far from prosperous, the necessary funding from various parties, especially banks that have the function of lending or financing based on Islamic principles. Expected by the function, the bank can provide the widest access for fishermen to the maritime economic development centered on the fishermen can be realized. This study classified normative legal research with descriptive type of explanatory and analytical approach to normative legal substance (approach of legal content analisys). Necessary data is secondary data consists of primary legal materials, secondary law and tertiary legal materials collected from the literature. The data is processed by editing, coding, and systematization of data, then analyzed using qualitative methods. Based on the results of research and discussion, that the regulation of banking activities in fund lending to the public regulated in Law No. 7 of 1992 on Banking as amended by Act No. 10 of 1998. Conventionally, banks can conduct business loans to community in the form of credit. Likewise, based on Sharia Principles, commercial anks and rural banks can provide financing and fund placement based on Sharia Principles, in accordance with the provisions stipulated by Bank Indonesia. Fund Lending in the maritime sector, especially for fishermen implemented through credit programs Food Security and Energy and the People’s Business Credit which is the implementation of government programs through the bank’s status as a state-owned enterprise. In terms of the distribution of funding with Islamic principles, There are private banks in Tanjungpinang which has given the finance portfolio to some fishermen in Tanjungpinang. Keywords: Banking, Credit, Maritime

Peran Lembaga Penyiaran Televisi Dalam Kampanye Pemilihan Umum Presiden dan Wakil Presiden Marnia Rani
Jurnal Selat Vol. 1 No. 2 (2014): "Negara Hukum & Demokrasi"
Publisher : Program Studi Ilmu Hukum Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (75.457 KB)

Television broadcasters that use the public property has a very important role in the process of delivering information to the public. Informing it must be done in a fair and balanced in order to function as a medium of social control and political education for the community. However, what happens when the television is nothing more than a political mouthpiece and owners of capital. This phenomenon is extremely worrisome, because in fact the media should be fair and impartial to any political interest. For that, we need a regulation governing the activities of the general election campaign for president and vice president on television. In addition, the implementation of regulatory oversight should also be carried out by various parties related to news and election campaign ad for president and vice president on television. Keywords: Broadcasting Agency, Campaign Presidential Election

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