Article Per Year (5 Year)
p-Index From 2019 - 2024
0.61
P-Index
This Author published in this journals
All Journal Pena Justisia: Media Komunikasi dan Kajian Hukum Cenderabakti: Jurnal Pengabdian Kepada Masyarakat EBAMUKAI; JURNAL PENGABDIAN ILMU PENGETAHUAN DAN TEKNOLOGI
Nur Asmarani
Universitas Cenderawasih
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Pena Justisia: Media Komunikasi dan Kajian Hukum

 1 
Misuse Of Customer Funds As A Banking Crime In Jayapura City Nur Asmarani
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol 22, No 1 (2023): New Edition of Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v22i1.3851

Abstract

Misuse of customer deposits as a banking crime is a very worrying and detrimental problem for both customers and the bank concerned. The aim of this research is to analyze, understand and explain that misappropriation of customer deposits is a banking crime and the government should implement a customer deposit guarantee model. The method used is normative and empirical, namely research that examines the literature and applicable laws and regulations using descriptive characteristics, then analyzes it carefully and thoroughly in accordance with the research objectives and looks at the reality that occurs at the research location. The results of the research reveal that misuse of customer deposits by bank leaders, bank employees and stakeholders is a banking crime based on Article 48 paragraph (2) of Law Number 10 of 1998. Legal protection for customers by providing a model implemented by the government to safeguard customer deposits namely the Law on Deposit Insurance Corporation (LPS), Law no. 24 of 2004 which has two functions, namely guaranteeing bank customer deposits and clearing or handling failed deposits as well as synergy between Bank Indonesia and the Financial Services Authority (OJK).
Co-Authors Agustina Ivonne Poli Elsyan Rienette Marlissa Gerdha Kristina Ivony Numberi Hotlarisda Girsang Kristina Sawen Nur Aedah Tri yanuaria Vince Tebay Yosephine Ohoiwutun