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All Journal JOURNAL OF APPLIED BUSINESS ADMINISTRATION Jurnal Administrasi dan Manajemen Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Bina Bangsa Ekonomika PUNDIMAS: Publikasi Kegiatan Abdimas
Kurniaty, Dewi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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Pengetahuan Keuangan Wirausaha Perempuan dan Penggunaan Layanan Financial Technology sebagai Prediktor Perilaku Keuangan Pratiwi, Permata Dian; Kurniaty, Dewi; Fauzi, Muhammad; Zola, Mochammad Kevin
JURNAL ADMINISTRASI & MANAJEMEN Vol 14, No 2 (2024): Jurnal Administrasi dan Manajemen
Publisher : Universitas Respati Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52643/jam.v14i2.3664

Abstract

Wirausaha perempuan memiliki kontribusi pada pertumbuhan ekonomi dan sumber daya nasional. Perempuan sekarang cenderung lebih mandiri dan menjadi target pemerintah untuk produktif. Salah satu program pemerintah adalah memberikan edukasi berwirausaha kepada para perempuan terutama edukasi mengenai pengetahuan keuangan. Pengetahuan keuangan menjadi dasar setiap individu dalam menentukan perilaku manajemen keuangannya. Semakin tinggi pengetahuan keuagan yang dimiliki cenderung akan mengelola keuangannya secara bijak. Pengelolaan keuangan secara bijak sangat diperlukan dengan semakin banyak pilihan dan mudahnya akses layanan financial technology. Fasilitas ini semakin mempermudah masyarakat dan wirausaha terutama perempuan yang suka kemudahan dalam melakukan transaksi. Tujuan dari penelitian ini adalah untuk mengidentifikasi faktor-faktor yang mempengaruhi perilaku keuangan wirausaha perempuan. Objek penelitian ini adalah wirausaha perempuan di daerah Jabodetabek. Jumlah responden penelitian ini sebanyak 255 sesuai target penelitian. Hasil dari penelitian ini menunjukkan bahwa pengetahuan keuangan para wirausaha perempuan di Jabodetabek dan penggunaan layanan financial technology berpengaruh signfikan terhadap perilaku keuangan mereka secara parsial. Meskipun semua prediktor terbukti pengaruhnya, tetapi data hasil pengetahuan keuangan, peggunaan layanan financial technology yang tepat dan perilaku keuangan wirausaha perempuan belum maksimal. Maka hasil penelitian ini memberikan saran bagi pemerintah untuk melajutkan dan meningkatkan literasi keuangan kepada para perempuan guna meningkatkan dan memajukan perekonomian Indonesia.
The Impact of Knowledge about the Environment on the Attitudes and Behavior of Young Consumers in the Food Market Fairuz, Hilmia Safa; Ageng, Nanda Kurnia; Kurniaty, Dewi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.5319

Abstract

This study examines the impact of environmental knowledge on the attitudes and behaviors of young consumers in the food market. This study found that consumers are increasingly recognizing the importance of green products and manufacturers are responding by incorporating green aspects into their marketing strategies. This study also found that there is a positive correlation between environmental knowledge and consumer attitudes and behaviors. This study used quantitative methods and analysed the data using regression analysis. The result show that both consumer attitudes and behaviors have a significant impact on environmental knowledge.
Harga, Kualitas Layanan, dan Kepercayaan pada Transportasi Online Maxim terhadap Kepuasan Pelanggan Sahda, Fatimah Talitha; Putri, Anisa Rachma; Kurniaty, Dewi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5343

Abstract

This research was conducted to see the effect of price, service quality, and trust on Maxim online transportation customer satisfaction in Jabodetabek. The method used in this research was a quantitative method using multiple regression analysis to measure the effect of one variable on another, and obtained a total of 150 respondents. This research uses two variables, namely the independent variable with the indicator variables Price, Service Quality and Trust. As well as the dependent variable, namely the Customer Satisfaction variable. Based on the results of a simple correlation analysis, a correlation of 0.489 was obtained, which means there is a positive influence between the variables because the R value is positive. Then based on the results of the overall index of Price, Service Quality and Trust, customer satisfaction was 48.9%, which shows a very strong relationship. Looking at the background of this research, Maxim customers are dissatisfied with several service indicators provided, therefore the practical implication of the results of this research that can be carried out by online transportation service providers Maxim is the need to provide service quality that is comparable to several things, such as Maxim drivers responding and implementing suggestions for complaints given by customers, maintaining customer trust so that customers can feel satisfied with the services provided, accompanied by drivers who always maintain cleanliness and tidiness so that customers can feel comfortable when using Maxim's online transportation services.
Sustainable Lifestyle: Indonesian Consumer's Behavior Toward Sustainable Fashion Consumption Kurniaty, Dewi; Subagio, Aris; Simatupang, Ayu Andriani; Nursaffanah, Nada Fathimah
Journal of Applied Business Administration Vol 8 No 2 (2024): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.v8i2.8604

Abstract

This study investigates Indonesian consumer behavior towards sustainable fashion consumption, particularly focusing on thrift shopping, using the SHIFT framework (Social Influence, Habit Formation, Individual Self, Feelings and Cognition, and Tangibility). A cross-sectional, quantitative approach was employed, collecting data from 155 respondents through online surveys and social media discussions. The study used binary logistic regression to assess the impact of factors such as age, income, shopping preferences, and the use of TikTok for gathering information about thrifting. Results revealed that only the use of TikTok significantly influences thrifting intentions, while other factors like age, income, and shopping methods were not significant. Additionally, social media discussions reflected strong public disagreement (96.9%) with the government’s 2023 ban on imported second-hand clothing, with most respondents engaged in thrifting for its economic and environmental benefits. The study concludes that social influence, particularly through platforms like TikTok, plays a vital role in promoting sustainable consumption practices in Indonesia.
Pengembangan Desa Wisata Berbasis Pemberdayaan Masyarakat Lokal di Desa Cinta Karya – Kecamatan Parigi Pangandaran Dwianto, Agung Surya; Wijanarko, Adrian A; Kurniaty, Dewi; Wiadi, Iyus
PUNDIMAS: Publikasi Kegiatan Abdimas Vol 3 No 2 (2024): PUNDIMAS: Publikasi Kegiatan Abdimas
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/pnd.v3i2.1589

Abstract

Tourism is one aspect of development that can boost the economy of a region, including rural areas. For this reason, development activities in the tourism sector should include the role of all existing parties. The local community in the village is one of the important and main elements in working together with the government and other private elements to implement and support the development of the tourism sector in the village. Likewise with universities, as centers of excellence, the scientific theories that develop must be of benefit to society. Through PkM (Community Service) activities, universities are expected to be able to provide input and solutions to every problem faced by the community. Cinta Karya Village, which is located in Parigi District, Pangandaran Regency, is one of the villages that has a very beautiful natural panorama, including agricultural areas using the mina padi system, local community life which is still traditional, as well as cave tracing and waterfall tourism which is very impressive, making Cita Karya Village has quite large potential to become a leading tourist village in Pangandaran Regency. However, there are several obstacles in developing tourist villages in Cinta Karya, including the absence of a clear roadmap for developing Cinta Karya Village to become a tourist village, and the strengthening of the partnership network for all village communities to be involved in developing tourist villages. Therefore, in order to support efforts to develop Cinta Karya Village into a tourist village, the Faculty of Economics and Business, Paramadina University is carrying out a Community Service Program with the theme "Development of Tourism Villages Based on Local Community Empowerment in Cinta Karya Village - Parigi District, Pangandaran Regency - Java West.
PENGARUH PENYEBARAN INFORMASI BERBASIS TIKTOK, PERCEIVED GREEN VALUE DAN NORMA SUBJEKTIF TERHADAP NIAT THRIFTING GENERASI MILENIAL Simatupang, Ayu Andriani; Nursaffanah, Nada Fathimah; Kurniaty, Dewi
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 2 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i2.626

Abstract

The results of this research illustrate the influence of TikTok-based information dissemination by the Millennial Generation on their concern for perceived green value and subjective norms, which can impact intentions to buy used goods (thrifting) both online and offline. Therefore, the quantitative method used in conducting this research involved distributing questionnaires to 115 respondents over a period of 30 days. This study examined two variables: independent variables including TikTok Social Media Information Distribution, Perceived Green Value, Subjective Norms, and the dependent variable, Green Purchase Intention
Co-Authors Ageng, Nanda Kurnia Aris Subagio Dwianto, Agung Surya Fairuz, Hilmia Safa Iyus Wiadi Muhammad Fauzi Nursaffanah, Nada Fathimah Permata Dian Pratiwi Putri, Anisa Rachma Sahda, Fatimah Talitha Simatupang, Ayu Andriani Wijanarko, Adrian A Zola, Mochammad Kevin