Claim Missing Document
Check
Articles

Found 24 Documents
Search

Konsep Produksi Islami Samsul Basri; Efrita Norman
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 1 No 1 (2020): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (868.826 KB) | DOI: 10.47467/elmal.v1i1.295

Abstract

This study was to explain about the concept of production in Islamic perspective.This study was also purposed to give explanation about the Islamic concept of production. Production was thought to play important role in economic activities. It was impossible to do other economic activities such as consumption, distribution or trading without the production itself. In conventional term, production was limited as a process to make or create something, such as product, etc. It had placed profit over everything. On the other hand, in Islamic perspective, the production had been placed on the spirit of Islam itself. It contained fairness, benefit for either the producer or consumer. Shortly, it related to the principles of Islam.
Kebijakan Keuangan Inklusif Dalam Perspektif Ekonomi Syariah Efrita Norman
Reslaj : Religion Education Social Laa Roiba Journal Vol 2 No 1 (2020): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.517 KB) | DOI: 10.47467/reslaj.v2i1.134

Abstract

This study aims to explore inclusive financial policies in the perspective of Islamic economics. The method used is a qualitative method with a literacy study and mass media analysis approach. Hasilnuya, Indonesia (BI) as the monetary authority believes the NSFI program as the main way to improve financial literacy in order to increase the ability of individuals to manage their finances. The banking sector as the majority of financial services activities in Indonesia is a front liner for the program. The strategies used in achieving financial inclusion goals include five pillars, namely financial education, increasing financial eligibility, supporting regulations, increasing intermediation facilitation, and policy reforms covering customer protection, banking agents, and phone banking. Going forward, the financial industry needs to map the potential of the community and business sector as targets of the financial inclusion program. For this reason, a comprehensive partisanship and strategy from the financial industry is needed to expand access to services for the community, especially in preparing products that can meet the savings and investment needs of the community. Keywords: Bank Indonesia, Islamic economics, financial inclusion, monetary authority.
Pengaruh Pengetahuan Kewirausahaan, Program Studi dan Gender terhadap Minat Beriwirausaha Mahasiswa Robiatul Adawiyah; Efrita Norman; Dedi Junaedi
Reslaj : Religion Education Social Laa Roiba Journal Vol 2 No 2 (2020): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (678.641 KB) | DOI: 10.47467/reslaj.v2i2.140

Abstract

ABSTRACT Unemployment and a weak entrepreneurial spirit are serious problems in Indonesia. This study aims to determine the effect of entrepreneurial knowledge, study program, semester level and gender on interest in entrepreneurship among FEBI INAIS students. The method used is a quantitative study with multiple regression analysis of dummy variables. The research sample was 133 FEBI INAIS students. The results showed: there was a positive and significant influence on entrepreneurial knowledge, a positive and significant influence on entrepreneurial knowledge, study programs, semester level, and gender on interest in entrepreneurship in FEBI INAIS students. Keywords: entrepreneurship, gender, department, interest, knowledge,
Prinsip Kompensasi Dalam  Prespektif Islam Efrita Norman; Rio Kartika Supriyatna; Dedi Junaedi
Reslaj : Religion Education Social Laa Roiba Journal Vol 3 No 1 (2021): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (588.191 KB) | DOI: 10.47467/reslaj.v3i2.320

Abstract

Compensation is important for employees and the sustainability of a company, no wonder this is a conversation every year where we know that March 1 is celebrated as national labor day, on that date employees or workers demand an increase in compensation / wages so that this becomes the problem for employees and companies where employees want high wages while companies want low payments to their employees, this phenomenon does not only occur at the regional level but at the national and even international levels, so the author tries to present a solution for companies in paying wages to their employees using the principle Islamic principles. This research is a qualitative research using the literature study method, and from the Koran & Sunnah where researchers study the Koran, Sunnah and literature published by journals and magazines in this field. The results of compensation management research in an Islamic perspective are that there are several principles that must be considered and possessed by every company owner including being honest, trustworthy, able to work together, can provide fair compensation, have a sense of brotherhood and fulfill the agreed contract. In addition, there are also principles that must be possessed by every employee, including the principles of discipline, dedication and sincerity so that if this is owned by the company and every employee, satisfaction between the two will be achieved.
Manajemen Dana Pensiun Syariah Efrita Norman; Enah Pahlawati
Reslaj : Religion Education Social Laa Roiba Journal Vol 3 No 2 (2021): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (493.816 KB) | DOI: 10.47467/reslaj.v3i2.349

Abstract

Pension Fund is a legal entity that is independent and separate from the employer, whose function is to manage and run a pension program in accordance with applicable regulations. In this regard, Pension Funds require a separate reporting system from the employer which aims to provide information about Pension Fund finances. The purpose of this research is to find out what are the differences between conventional pension funds and syari'ah pension funds and how to manage pension funds according to syari'ah. The analytical method used by the author is to use a qualitative approach, methodological qualitative research is an approach using deductive thinking in which a series of variables and research results are evidenced by cause and effect thinking, the type of research is literature study where the author in this study collects data with reading journals and books so that you will get accurate data and do in-depth analysis to find and get in-depth information about how to manage pension funds based on the principles of sharia which we now know as Sharia pension funds, the results are the basis of differentiation in pension funds conventional syari'ah is that shari'ah pension funds have several advantages including: having a contract in each transaction, having a shari'ah supervisory board and also when participants are late paying pension contributions they will be subject to permanent penalties. i the proceeds from the punishment funds will be allocated for social activities, so that there is an element of helping (atta'aun) fellow human beings.
Dampak Stres Kerja dan Disiplin Kerja terhadap Kinerja Pegawai RSUD Kota Bogor pada Masa Pandemi Covid 19   Enah Pahlawati; Efrita Norman; Rio Kartika Supriyatna
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 1 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.25 KB) | DOI: 10.47467/reslaj.v4i1.525

Abstract

The purpose of this study was to determine and analyze the effect of work stress, work discipline on the performance of Bogor City Hospital employees during the Covid 19 pandemic and see the effect of work stress and work discipline simultaneously on the performance of Bogor City Hospital employees during the Covid 19 pandemic. This study using a sample of 60 respondents who are employees at the Bogor City Hospital as the object of research. The method of data collection was carried out directly by using questionnaires and interviews with employees of the Bogor City Hospital. From the results of data processing (output) obtained a correlation coefficient (R) of 0.795, it can be concluded that there is a strong or high relationship between work stress and work discipline on employee performance at the Bogor City Hospital. Then seen from the value of the coefficient of determination (R2) of 0.632 or 63.2%, it can be said that the percentage contribution of the influence of the independent variable (work stress and work discipline) on the dependent variable (employee performance) is 63.2% while the rest is 36.8 % influenced or explained by other factors not included in this model.
Characteristics of Quality Research Efrita Norman; Enah Pahlawati; Abdul Husenudin
Reslaj : Religion Education Social Laa Roiba Journal Vol 4 No 1 (2022): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.874 KB) | DOI: 10.47467/reslaj.v4i1.559

Abstract

Research is not a strange thing anymore for students who are taking the final semester, where one of the requirements for them to graduate is to complete a final project in the form of a research, as well as lecturers in the tridharma of higher education besides teaching is research, so this research has become a habit. However, many of the research results are not qualified, they only fulfill an obligation, so the purpose of this research is how to make quality research so that it is useful for many people. The method used in this study is a qualitative method using a literature study approach where the authors collect data, study, and analyze the literature published by books, journals, and magazine articles so as to obtain accurate and in-depth data about the characteristics of quality research. The results of this research are the characteristics of quality research, first of all, the problem must be clear and it really becomes a problem and needs an immediate solution or solution and Focus so that in collecting data it is true that the data can later be used in solving the problems that we examine, with The formulation of the problem and research objectives are correct and clear, so that the researcher will be more focused, efficient and effective. Second, the research objectives are related to things that are expected to be achieved through conducting research or presenting the results to be achieved after the research is completed. by kar Therefore, the formulation of research objectives must be consistent with the formulation of the problem and must reflect the research process. Third, it must be careful, so that later the research is truly valid according to the data and facts in the field. Fourth, the report is complete and systematic. In making the report, it must be complete with supporting data, namely: both primary data and secondary data, supporting theories must be clearly stated, and reports must be systematically arranged from the beginning to the end of the fifth must be precise in analyzing the data and the tools used must be in accordance with the data we will analyze the six conclusions and Suggestions must come from sources, namely the data we find in the field, not from personal opinions. The seven researchers must have integrity, namely a combination of all points one to six so as to produce quality research. Keyword :
Perbandingan Keberlanjutan Bisnis Retail Minimarket Modern dan Retail Tradisional Warung di Jawa Barat Efrita Norman; Yudi Permana; Riris Aishah Prasetyowati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (635.81 KB) | DOI: 10.47467/alkharaj.v1i2.52

Abstract

The Continuity of traditional and modern retail retail business attracts the most attention, because it always puts the traditional retail business in a weak position. The result of this research is that the attention to the successful aspects of the service industry has not been a concern for the traditional retail business, thus weakening the position of traditional Retail business, coupled with the strong characteristic of the standardized service quality dimension as the business reference of modern minimarket services increasingly sharpening the performance gap retail business and thus further weaken the position of traditional retail business. Comparative analysis of Retail Business Traditional Stores and Retail Business Modern minimarket shows the successful aspects of the service business to be considered namely; consumers, management, and employees. This research includes descriptive research type using traditional approach. The analysis method used is a variant of semantic differential approach, with descriptive statistic analysis, correlation analysis, regression analysis to obtain determinant of the purpose of this research.
Syari'ah Card (Kartu Kredit Syariah) Ditinjau dari Maqashid Syari'ah dan Asas Manfaat Efrita Norman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 2 No 2 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.415 KB) | DOI: 10.47467/alkharaj.v2i2.113

Abstract

Sharia card is a sharia banking product that is new, so in practice it needs to get special attention to fit the sharia concept. Sharia card issuance is very beneficial for humans, which makes it easier for humans to make payments, and provides security to humans because they do not need to carry a lot of money. Supposedly, the benefits obtained are not just worldly benefits, but there must be benefits that are going to the afterlife. Islamic banking in this era is booming. Also its products, such as Islamic card products (Islamic credit cards). This paper discusses the system and concept of sharia cards with the Al Maqashid Syariah Perspective. We found that the concept of sharia cards is acceptable with the concept of fiqh, but there are many qualifications. One of the qualifications is the priority of consumers, meaning consumers will not be impressive.
Dampak Pandemi Covid-19 terhadap Stabilitas Moneter Indonesia Dedi Junaedi; Muhammad Rizal Arsyad; Efrita Norman; Moh Romli; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (569.238 KB) | DOI: 10.47467/alkharaj.v3i1.149

Abstract

This study aims: (1) to analyze the effects of the pandemic and the differences in policies in handling the Covid-19 pandemic on Indonesia's monetary stability; (2) to analyze the effect of money supply, BI-rate, market operations, stock index on Indonesia's monetary stability. This study uses quantitative analysis methods with multiple dummy variable regression. As a result, the number of pandemic cases and differences in policies had a significant effect on the stability of the rupiah. Simultaneously, the stability of the rupiah exchange rate is influenced by pandemic variables (cases, deaths, recovery and pandemic management policies, money supply (M1, M2), market operations (conventional and sharia), reference interest rates (BI-rate), inflation rate. foreign exchange reserves, financial stock index. These independent variables are correlated with the rupiah exchange rate with a correlation coefficient of R2 0.927073. The pandemic management policy, whatever its name, tends to weaken the rupiah exchange rate position. the exchange rate of the rupiah, meanwhile the formation of a task force had a lighter impact on pressing the rupiah compared to other policies.