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Contact Name
Gerry Ganika
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gega@untirta.ac.id
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Kab. serang,
Banten
INDONESIA
Syi'ar Iqtishadi
ISSN : -     EISSN : 25980955     DOI : -
Core Subject : Economy, Education,
Merupakan Jurnal berkala ilmiah mempublikasi hasil-hasil kajian teoritis dan empiris dalam bidang ilmu ekonomi yang berlandaskan hukum Islam (syar’i), baik dalam praktek bisnis, organisasi, keuangan dan perbankan.
Arjuna Subject : -
Articles 83 Documents
Manajemen Sumber Daya Manusia pada Amil Zakat (Studi Kasus pada Lembaga dan Badan Amil Zakat di Wilayah Provinsi Banten) Ahyakudin Ahyakudin; Muhammad Abduh
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.9834

Abstract

 Amil zakat menjadi sosok yang paling bertanggungjawab dalam keberhasilan  lembaga maupun badan amil zakat. Oleh karenanya, kualitas sumber daya manusia pada amil zakat LAZ dan BAZNAS harus kompeten dan profesional dimulai dari proses rekrutmen, seleksi, penempatan kerja, pelatihan, sampai dengan pengembangan karier dan kompensasinya. Dalam pengelolaan dana zakat, sumber daya manusia pada amil zakat perlu untuk di optimalisasikan mengingat Provinsi Banten memiliki potensi zakat dengan nilai Rp. 4-5 Trilyun Rupiah.Adapun tujuan dari penelitian yang berjudul Manajemen Sumber Daya Manusia pada Badan Amil Zakat Provinsi Banten ini adalah : untuk mengetahui mekanisme perencanaan dan pelaksanaan manajemen sumber daya manusia pada lembaga dan badan amil zakat di Wilayah Provinsi Banten; untuk mengetahui upaya penguatan kompetensi profesionalisme amil zakat pada lembaga dan badan amil zakat di Wilayah Provinsi Banten; serta mengetahui peran BAZNAS Provinsi Banten dalam upaya optimalisasi potensi dana zakat  di wilayah Provinsi Banten.Metode dan pendekatan yang akan digunakan dalam penelitian ini ialah metode kualitatif, sedangkan metode analisis data dalam penelitian ini menggunakan analisis deskriptif untuk mengidentifikasi permasalahan. Informasi yang tergali dari penelitian awal diharapkan dapat memberikan gambaran dan jalan keluar (preskripsi) hubungan antara manajemen sumber daya amil zakat dan optimalisasi pengelolaan dana zakat di Provinsi Banten.Manajemen sumber daya manusia pada amil zakat, baik yang ada pada LAZ maupun BAZNAS harus senantiasa menjadi perhatian yang serius guna optimalnya penghimpunan dana zakat dari potensi yang ada. Perekrutan amil zakat harus senantiasa mengedepankan nilai kreativitas dan inovasi guna menarik kepercayaan masyarakat akan keberadaan LAZ dan BAZNAS. Penyadaran akan kewajiban zakat kepada masyarakat juga merupakan suatu masalah besar yang tentunya membutuhkan pengalaman serta pengetahuan yang tinggi. Oleh karena itu, pengembangan kemampuan dan keahlian amil zakat harus tetap konsisten dan berkelanjutan. Apresiasi serta penghargaan yang tinggi dapat diterapkan sebagai upaya untuk meningkatkan motivasi amil zakat dalam menjalankan misi dakwah dan menyelaraskan kesejahteraan umat. Kata Kunci : Manajemen, Sumber Daya Manusia, Amil Zakat.
Pembiayaan Dan Manfaat Financial Technology (Fintech) Syariah Pada 212 Mart Rahma Septi Anzelina
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.9889

Abstract

            Ditengah kemajuan perkembangan ekonomi Syariah di Indonesia kehadiran pembiayaan dengan prinsip syariah diharapkan dapat memenuhi kebutuhan masyarakat. Koperasi Syariah 212 mempunyai produk yaitu 212 Mart yang merupakan brand minimarket dengan kepemilikan berjamaaah, dikelola secara professional dan terpusat untuk menjaga daya saingnya baik dari sisi jaringan distribusi, produk, harga maupun promo. Dalam pembiayaan dapat menimbulkan risiko sehingga perusahaan memerlukan manajemen risiko, sehingga supaya dapat berkembang di zaman yang serba modern ini, peran teknologi yang sudah semakin canggih akan sangat membantu para pelaku usaha yaitu dengan financial technologi (fintech). Tujuan peneliti adalah untuk menganalisis tentang bagaimana proses pembiayaan modal ventura Syariah, penerapan manajemen risiko dan manfaat Fintech yang dilakukan oleh 212 Mart. Metode penelitian yang digunakan yaitu kualitatif. Hasil penelitian menunjukkan bahwa keuntungan yang di dapat dengan adanya fintech syariah ini diantaranya sebagai upaya memudahkan setiap orang yang akan melakukan transaksi dan investasi berdasarkan prinsip Syariah. 
Analisis Manajemen Resiko Perbankan Dalam Meminimalisir Non Performing Finance Iroh Rahmawati; Budi Mulyati
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.8913

Abstract

This research was conducted aiming to determine the process of implementing risk management in minimizing non-performing finance at PT Bank Muamalat. The research method was descriptive research method with a qualitative approach. The results of this study indicate that Bank Muamalat Indonesia applied a comprehensive approach to ten types of risk in accordance with the mandate of Bank Indonesia Regulation No.13 / 23 / PBI / 2011 dated November 2, 2011 concerning the Implementation of Risk Management for Sharia Commercial Banks and Sharia Business Units namely credit risk, liquidity risk, operational risk, market risk, strategic risk, compliance risk, reputation risk, legal risk, return risk, and investment risk. Bank NPF for 2 years has increased, the percentage of NPF, in 2014 amounted to 6.55%, and in 2015 amounted to 7.11%. This study suggested that banks improve their risk management strategies, add credit risk measurement methods and improve credit monitoring processes
Revitalisasi Harta Waris Islam (Faraid) Dalam Perekonomian Ahmad Fatoni; Najmudin Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 1 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i1.5514

Abstract

Islamic inheritance laws or pharaids have played an important role in human sciences, especially the distribution of principled wealth to justice and responsibility. In addition, pharaids also have an important role in advancing the economy. This writing aims to analyze pharaids based on the Qur'an and hadith and their impact on the economy. This type of research is qualitative with the library research method. The results of the study show that the pharaids systematically ensured the redistribution of wealth by distributing wealth to each generation with predetermined parts, thus the Faraid had protected the rights of the heirs. Pharaid also supports the participation of women in economic activities, while allowing polygamy to support women's role and even bring a multiplier effect to the economy. Finally, with the existence of pharaids, the wealth produced by the deceased is again allocated to the factors of production through the economic cycle by each generation of heirs.
Pengaruh Kualitas Pelayanan Terhadap Loyalitas Muzakki Melalui Kepuasan Muzakki Sebagai Variabel Intervening Pada Badan Amil Zakat Nasional (BAZNAS) Kota Serang Syihabudin Said; Tenny Badina; Syarah Syahidah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 1 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i1.8177

Abstract

This study aims to determine (1) the quality of service does not directly affect the loyalty of muzakki; (2) the quality of service had a significant effect on muzakki satisfaction; (3) muzakki satisfaction has a direct effect on muzakki loyalty; (4) muzakki satisfaction is able to mediate the quality of service and muzakki loyalty. This study uses a quantitative approach. The population in this study were all muzakki of  BAZNAS Serang City. The sampling technique used in this study was purposive sampling obtained by 65 muzakki. The results showed that: (1) the quality of service does not directly affect the loyalty of muzakki, as evidenced by the significance value of 0,140 > 0,05 and the regression coefficient of 0,134; (2) the quality of service had a significant effect on muzakki satisfaction, evidenced by a significance value of 0,000 < 0,05 and a regression coefficient of 0,530; (3) muzakki satisfaction has a direct effect on muzakki loyalty, as evidenced by the significance value of 0,000 < 0,05 and a regression coefficient of 0,721; (4) muzakki satisfaction is able to mediate the quality of service and muzakki loyalty.
Analisis Pembiayaan Bagi Hasil dan Pendampingan Manajemen Bagi Perkembangan Pasangan Usaha dalam Perspektif Ekonomi Islam Nur Syamsiyah; Heriyanto Heriyanto; Dedi Suhendi
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 1 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i1.5519

Abstract

Micro Small and Medium Enterprises (MSMEs) have several obstacles in developing their business, such as limitations in terms of capital, mastery of technology, human resources and business management. For this reason, a financial institution is needed to cover the source of capital for MSMEs. Institutions that handle micro-scale financing namely Venture Capital Company (PMV). Venture capital financing is different from a bank, because it provides financing by direct participation in the business partner it finances, besides that venture capital is an active investment which is always accompanied by involvement in the management of the company being financed. PT. Sarana Lampung Ventura is the only PMV based in Lampung, which currently focuses on financing using a profit sharing pattern, where this pattern is very well known in the Islamic economy. PT. Sarana Lampung Ventura has had a positive impact on the development of business partners, this can be seen from the increase in sales turnover. However, in the implementation there are still many obstacles faced, especially related to the application of the principles of venture capital as active financing including the implementation of guarantees and management assistance. And for the profit sharing pattern applied by PT. Sarana Lampung Ventura to a business partner is a type of financing where a certain percentage of profit is first set every month or from a predetermined period to be given by a business partner to a venture capital company. In terms of assistance to business partners both in the management placement and management coaching has not been fully implemented, where management assistance provided by PT. Sarana Lampung Ventura adapts to the needs of business partners which are only in the form of advice or consultation. In Islamic economic perspectives, this is still not appropriate.
Pengaruh Pengetahuan Zakat dan Citra Lembaga Terhadap Minat Muzakki dalam Membayar Zakat Fitrah Ubay Haki
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 1 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i1.8182

Abstract

The scientific article has three discussion variables, this variable is zakat knowledge, image of the institution, and interest in muzakki. This paper is the result of a study aiming to want to now influence of two variables, that is the variable, of zakat knowledge on muzakki’s interest, variable image of the institution towards muzakki’s interest, and together two variables zakat knowledge and institutional image towards muzakki’s interest in paying zakat at BAZNAS Banten Province through the Bina Bangsa University Zakat Collecting Unit (UPZ). As for method of writing this scientific article using quantitative research methods the technique used in obtaining samples is with saturated samples, as revealed in Sugiyono’s theory, because the population does not reach 100 people, there only 82 people who actively pay zakat fitrah every year to Banten Provincial BAZNAS through UPZ Bina Bangsa University. in using data collecting questionnaires in the form of a statement list which distributed to respondent, than counduct interviews and documentation, and likert scale measurement using SPSS aids. By looking at research and statistical calculations the linear regression equation Y= 0,005 + 0,680 X1 + 0,523 X2 and correlation coefficient (R) = 0,930 while the coefficient of determination (R2 x 100%) = 88%, which means that the ability of the independent variable in explaining the dependent variable of 86.5%, while the remaining 13.5% is influenced by other aspects not described in this scientific article. Than it can be concluded apparently there is an influence between the knowledge of zakat on muzakki’s interest in paying zakat fitrah of 84.3%, there is also an influence of the institution image on muzakki’s interest in paying zakat fitrah of 82.3%, and there is a simultaneous influence between the knowledge of zakat and the image of the institution towards muzakki’s interest in paying zakat fitrah 86.5%, as well as the rest about 13.5% was influenced by other aspects not explained in this scientific article.
PENGAKUAN UTANG - PIUTANG DALAM PERJANJIAN PEMBIAYAAN BERDASARKAN PRINSIP MURABAHAH PADA BANK SYARIAH MANDIRI CILEGON Faisal Amri
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 2 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i2.6590

Abstract

Debt or loan is a transaction between two parties who hand over their money to another voluntarily to be returned to him by the second party with a similar matter. In the murabahah financing agreement practiced by independent Islamic banks there are two deeds agreed upon and signed between the independent Islamic bank and the customer, namely the financing contract based on the murabahah principle made under the hand and SKMHT made before the Notary / PPAT. The analytical method used is a normative juridical approach which states that the law is identical to written norms made and promulgated by an authorized institution or official. From the results of this study, there are two deeds, namely a deed made under the hands of an independent Islamic bank and a deed made by a Notary / PPAT. In the two deeds written the number of debt or loan obligations that must be returned by the customer to the independent Islamic bank is not the same or there is a difference. So that the difference can be interpreted as excess cash returns from the value of debt.
The Effect of Halal Certification and Halal Awareness through Interest in Decisions on Buying Halal Food Products Eka Dyah Setyaningsih; Sofyan Marwansyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 1 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i1.5515

Abstract

This study aims to examine the effect of halal certification and halal awareness through interest in consumer decisions in buying food products. The sample of this study is consumers who live in the area of Jakarta and Bogor with 350 respondents. The sampling technique used with snowball sampling. Data analysis using Structural Equation Modeling (SEM) which is run with AMOS software is used to analyze data. The results of the analysis show that halal certification and halal awareness have a positive effect on consumer decisions. The results of the study indicate that halal certification has a significant effect on consumer interest with a correlation value of 0.246; halal awareness has a positive effect on customer decisions with a correlation value of 0.208; service quality has a positive effect on customer decisions with a correlation value of 0.180
Pembiayaan Lembaga Keuangan Mikro Syariah dan Dampaknya Bagi Perkembangan Usaha Serta Peningkatan Kesejahteraan Usaha Mikro di Kota Serang Neng Diah Syadiah; Rita Rosiana; Syihabudin Said
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 1 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i1.8178

Abstract

The purpose of this study was to examine the effect of financing by Islamic micro finance institutions on business development and improvement of micro business prosperity in Serang City, Banten. The research respondents were 45 micro enterpreneurs members of BMT Arta Bina, Serang City and obtained mudharabah financing. The data used are primary data in the form of questionnaires, analytical methods using linear regression with the help of SPSS 23.0 Software. Based on the results of the analysis and hypothesis testing, it can be concluded that mudharabah financing influences business development and improvement of micro business prosperity in Serang City.