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INDONESIA
Performance
Published by Universitas Jenderal Soedirman
ISSN : -     EISSN : 26158094     DOI : -
Core Subject : Education,
Education
Performance is our bianually peer-reviewed journal, designed to accommodate research articles in the domain of management science. This journal has been published by Faculty of Economics and Business, Universitas Jenderal Soedirman since 2003. We invite articles in all functional area of management, which mainly about (but not limited to) Human Resource, Marketing, Financial, Operational and Strategic Management.
Arjuna Subject : -
Articles 14 Documents
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Search results for , issue "Vol 27 No 1 (2020): Performance" : 14 Documents clear
Kekhawatiran Privasi pada Kesuksesan Adopsi FinTech menggunakan Model DeLone dan McLean Dhiona Ayu Nani; Lia Febria Lina
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 27 No 1 (2020): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

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Abstract

ABSTRACT Industry 4.0 has produced many changes in all fields of industry, one of which is FinTech as an innovation in the financial sector. This study aims to fill the gaps of various previous studies by testing the DeLone and McLean Models. As well as testing how the role of privacy concerns can reduce perceptions of information quality in intentions to use FinTech. The object of this research is SMEs in Indonesia. The results of this study indicate that perceptions about the quality of information and services have a positive and significant effect on intention to use FinTech. The factor of privacy concern as a moderating variable has an important role in influencing the intention to adopt technology, so someone who has high concerns can reduce the intention to use online loans. OJK as the owner of the highest authority in the field of finance and banking, is expected to be able to guarantee the safety of online loans, in order to reduce the concerns of MSME owners regarding data that might be misused if using online loans.
Penilaian Harga Saham Telekomunikasi Menggunakan Pendekatan Rasio Keuangan Muliasari Pinilih; Intan Shaferi
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 27 No 1 (2020): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.jp.2020.27.1.2032

Abstract

Perkembangan teknologi informasi dan jaringan internet mampu menggerakan sektor telekomunikasi yang memiliki daya saing dibandingkan dengan sektor ekonomi lainnya. Hal ini berdampak pada dicarinya saham telekomunikasi di bursa saham. Sebagai seorang investor maka dalam penentuan investasi akan melakukan analisis terlebih dahulu dan salah satu pendekatan yang digunakan adalah rasio keuangan. Dalam penelitian ini menggunakan rasio keuangan Current Ratio (CR), Earning Per Share (EPS), Debt On Equity Ratio (DER) dan Return On Assets (ROA) pada sektor telekomunikasi dengan periode 2014-2018. Rasio keuangan tersebut akan diolah dengan regresi berganda dengan melihat pengaruhnya terhadap harga saham. Berdasarkan hasil analisis, didapatkan bahwa CR memiliki pengaruh secara parsial terhadap harga saham namun EPS, DER dan ROA secara parsial tidak mampu mempengaruhi harga saham. Namun, secara simultan CR, EPS, DER dan ROA mampu mempengaruhi harga saham telekomunikasi.
Analisis Kelayakan Investasi Keuangan Haji dalam Pembiayaan Infrastruktur dan Tingkat Imbal Hasil Badan Pengelola Keuangan Haji (Bpkh) Beny Witjaksono
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 27 No 1 (2020): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

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Abstract

This paper analyzes the investment portfolio of hajj funds in infrastructure financing and the level of returns managed by the Hajj Financial Management Board (BPKH). This research was conducted through case studies and literature studies to obtain secondary data. Data collected were analyzed quantitatively and qualitatively descriptive. The results showed that the feasibility of investment in hajj funds in infrastructure financing is feasible in sharia perspective. Under Law 34/2014, Hajj financial investments are aimed at obtaining optimal value benefits for improving the service of Hajj implementation by prioritizing aspects of the safety/integrity of the funds of prospective pilgrims.
By Hook Or By Crook: From Pedicab Drivers to Company Owners through Start-Up Worker Co-Operatives Novita Puspasari; Yanuar E Restianto
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 27 No 1 (2020): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

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Abstract

Disruption of information technology has threatened several jobsin the informal sector. As a result, the income gap between the rich and the poor can get wider. In Purwokerto, Central Java, the emergence of online application-based transportation has disrupted the work of becak drivers. This research used actionresearch method. In action research, researcher conduct research and at the same time make changes and interventions to the object. In the first stage, diagnosis,it was found that becak drivers' work was no longer competitive. Therefore, the intervention made with establishing a start-up worker co-operativesmodel, an online-based worker-cooperative for former becak drivers. In this model, becak drivers are directed to work in service sectors, such as cleaning service, gardener, plumber, and other service works.Orderingprocess can bemade through online application which can be downloaded for free in android devices.There are two implications in this study. First, in theory, this study offers a relatively new model, start-up worker co-operative. This model enables all workers to be owners in their co-operative company. Second, in practice, if successfully implemented, this model can be replicated for other sectors and other regions. As a result, start-up worker co-operative can be one solution to overcome income inequality.

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