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Menara Ilmu
Published by Universitas Muhammadiyah Sumatera Barat
ISSN : 16932617     EISSN : 25287613     DOI : -
Core Subject : Science, Education, Agriculture,
Agriculture, Biological Sciences & Forestry Computer Science & IT Education
MENARA ILMU, Merupakan Jurnal Penelitian dan Kajian Ilmiah yang Diterbitkan Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Muhammadiyah Sumatera Barat. Penyunting menerima kiriman naskah hasil kajian dan penelitian untuk bidang Eksakta, pendidikan/sosial dan Agama Islam untuk publikasi di jurnal ini.
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Search results for , issue "Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019" : 37 Documents clear
STRATEGI SUSTAINABILITAS PEMBIAYAAN BAITUL MAAL WAT TAMWIL (BMT) DI KOTA PADANG Nofri Yendra, Mohammad Abdilla
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1195

Abstract

This study aims to identify the determinants of the sustainability of Baitul Maal Tamwil(BMT) as Sharia Microfinance Institutions (LKMS) which are problematic in managing existingrisks so as to disrupt the sustainability of BMT institutions. The research method consists of thepre-research stage, data collection stage, data processing stage and interpretation of results. Theresearch location in Padang City BMT, West Sumatra Province, is spread in 11 districts. Theresearch population of all BMTs in the city of Padang in West Sumatra province was 104 units andthe sample was taken in total sampling of 104 participants. The independent variable of theresearcher consists of the aspects of regulation, supervision, infrastructure, human resources andproduct innovation while the dependent variable of BMT sustainability is measured by assetgrowth, financing quality and profitability collected using a questionnaire. The research modeluses multiple linear regression and hypothesis testing partially and simultaneously at α = 5%. Theresults of the partial hypothesis testing are only product innovations that affect the sustainability ofthe financing of BMT in Padang City, West Sumatra Province. The results of simultaneoushypothesis testing show that all independent variables have an effect on the sustainability of theBMT financing in West Sumatra Province. This can also be seen based on the correlationcoefficient value of 40.1% (classified as weak) and the Adjusted R Square value of 11.8%.The results of the strategy factor analysis in the form of Weakness - Opportunities producesthe following 5 strategies: 1) developing linkage programs with sharia financial and bankinginstitutions to obtain low-cost funds, 2) adding marketing personnel who are able to manage andplace funds, 3) improve the risk management oversight function in operational activities throughimprovement of the Operations Management Standards and Standard Operating Procedures, theestablishment of the Sharia Management Board, improvement in handling problematic financingand re-empowering committees established in the organizational structure, 4) improving servicesto members, customers and the community through improved facilities and infrastructure,especially information technology services which can reach and meet the needs of members andcustomers, providing services products that are cheap and fast but still in accordance with shariaprinciples and provide services for the collection and distribution of zakat, infaq, shodaqah andwaqf, 5) improving elementary competence through training and coaching as well asperformance-based awards to focus on business development according to sharia principles.Keywords: sustainability, regulation, supervision, infrastructure, human resources and productinnovation
PELAKSANAAN AKAD MUDHARABAH PADA ASURANSI PENDIDIKAN DI PT.BUMIPUTERA SYARIAH CABANG PEKANBARU Jelisye Putri Cenery
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1193

Abstract

Pendidikan merupakan salah satu program yang diperioritaskan oleh pemerintah denganadanya program wajib belajar 9 tahun menunjukkan bahwa anak-anak Indonesia wajibmengikuti pendidikan minimal 9 tahun pendidikan. Pentingnya pendidikan menimbulkanlahirnya lembaga asuransi dana pendidikan agar masyarakat dapat mempersiapkan pendidikananak secara terencana. Bagi umat Islam persiapan pendidikan yang menggunakan lembagaperasuransian haruslah dilakukan tanpa melanggar ketentuan syariah Islam, sehingga asuransiyang mengelola dana pendidikan pun haruslah telah menggunakan prinsip syariah dalampengelolaannya. Asuransi syari’ah menghapuskan unsur-unsur ketidakpastian (gharar),perjudian (maysir), bunga uang (riba). Untuk menghilangkan unsur tersebut, maka asuransisyariah menggunakan akad tabbaru’ dan tijarah dalam pelaksanaannya. Akad tijarah bertujuankomersial yang dilakukan berdasarkan bagi hasil/mudharabah dalam pengelolaan premi yangdibayarkan peserta kepada perusahaan perasuransian Berdasarkan hal tersebut diatas makapenulis mengangkat beberapa permasalahan sehubungan dengan pelaksanaan asuransi syariahberdasarkan akad mudharabah di bidang asuransi pendidikan di PT.BUMIPUTERASYARIAH CABANG PEKANBARU.
PENGARUH PEMBIAYAAN MUDHARABAH DAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS PADA BANK BNI SYARIAH TAHUN 2015 - 2017 Alfin Alvian, Yentisna,
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1200

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Pembiayaan Mudharabah Dan MusyarakahTerhadap Profitabilitas Bank BNI Syariah Tahun 2015 – 2017. Penelitian ini merupakan penelitiandeskriptif. Dari hasil penelitian Pembiayaan Mudharabah dan Musyarakah berpengaruh signifikanterhadap tingkat profitabilitas (ROA) secara simultan, pembiayaan mudharabah berpengaruhsignifikan terhadap profitabilitas (ROA) secara simultan serta pembiayaan musyarakah danmudharabah berpengaruh signifikan terhadap profitabilitas (ROA) secara parsial. Dari tabel uji tyang telah dilakukan pada tabel Mudharabah diketahui bahwa nilai p-value < α (0.001) < (0.05)artinya 0.000 lebih kecil daripada 0.05 yang berarti signifikan. Dengan demikian dapat disimpulkanbahwa variabel mudharabah mempunyai pengaruh yang signifikan terhadap ROA.Dari tabel uji tyang telah dilakukan pada tabel musyarakah diketahui bahwa nilai p-value < α (0.000) < (0.05)artinya 0.080 lebih kecil daripada 0.05 yang berarti signifikan. Dengan demikian dapat disimpulkanbahwa variabel musyarakah mempunyai pengaruh yang signifikan terhadap ROA.Kata kunci : Pembiayaan Mudharabah, Pembiayaan Musyarakah dan Profitabilitas
PENINGKATAN AKTIVITAS DAN HASIL BELAJAR MELALUI PEMBELAJARAN BERBASIS NOS (NATURE OF SCIENCE) PADA SISWA XI MIPA2 SMA NEGERI 1 SAWAHLUNTO Ermiwati Ermiwati
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1189

Abstract

Penelitian ini merupakan penelitian tindakan kelas yang bertujuan untuk meningkatkanaktivitas dan hasil belajar siswa melalui Pembelajaran berbasis NOS (Nature of Science). Subjekpenelitian ini adalah siswa SMA Negeri 1 Sawahlunto kelas XI MIPA 2 semester 1 tahun pelajaran2017/2018. Hasil penelitian menunjukkan bahwa Pembelajaran berbasis NOS (Nature of Science)dapat meningkatkan aktivitas dan hasil belajar siswa.Hasil penelitian ini secara umum menunjukkan peningkatan aktivitas dan hasil belajarsiswa. Dari hasil observasi 12 indikator aktivitas belajar, diperoleh rerata pada siklus I 69,56%meningkat pada siklus II dengan rerata 81,13%, berarti mengalami peningkatan 11,57%. Hasilbelajar yang diperoleh dari ketuntasan belajar siswa pada siklus I 86,21% pada siklus II menjadi93,10 meningkat 6,21. Begitu juga dengan rerata nilai tugas, lembar kerja siswa dan tes pada siklusI 93,11% meningkat pada siklus II menjadi 96,55%, berarti meningkat 3,44.Kata Kunci: Peningkatan Aktivitas, Hasil belajar, Pembelajaran berbasis NoS (Nature of Science).
PENGEMBANGAN MEDIA PEMBELAJARAN INTERAKTIF POWERPOINT BERBASIS INKUIRI TERBIMBING PADA MATERI HUKUM DASAR KIMIA KELAS X SMA/MA Alizar, Nurhayati Rahim,Syamsi Aini
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1205

Abstract

The purpose of this research is to create guided inquiry based powerpoint interactivelearning media on basic chemistry law and determine the level of validity and practicalityas a media to learn chemistry. Type of this research is the Research and Development(R&D). The development model used in this research is 4-D development model whichconsist of define, design, develop and disseminate but this research is limited to thedevelop stage. The research instrument is questionnaire of validity and practicality sheet.Guided inquiry based powerpoint interactive learning media on basic chemistry lawvalidated by 5 validators and then the practicality was done by 2 teachers and 24 studentsof class XII IPA SMAN 8 Padang of academic year 2018/2019. Data from the validity andpracticality test result were analyzed using the Kappa Cohen formula. Based on the resultof the research found the moment kappa of validity was 0,79 with high validity category.The practicality level of teacher response questionnaires was obtained with a value of 0,82with a very high category and 0,85 from the responses of students with very highpracticality categories. Based on the result of the research it can be concluded that theguided inquiry based powerpoint interactive learning media on the basic chemistry lawproduced is valid and practical used in chemistry learning.Keyword: Powerpoint Media, Guided Inquiry, Basic Chemistry Law.
PENINGKATAN KEMAMPUAN PROFESIONAL GURU TAMAN KANAK-KANAK DALAM MENYUSUN RENCANA PELAKSANAAN PEMBELAJARAN HARIAN (RPPH) MELALUIPENGEMBANGAN KEPROFESIAN BERKELANJUTAN (PKB) DIGUGUS IV LUBUK BATINGKOK KECAMATAN HARAU Ramadani Ramadani
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1196

Abstract

Penelitian Tindakan Sekolah ini dilakukan dengan latarbelakang masih banyakguru taman kanak-kanak yang tidak mempunyai rencana pelakasanaan pembelajaranharian( RPPH), masih ada guru taman kanak-kanak sudah membuat RPPH tapi belumlengkap komponennya, seperti tujuan pembelajaran, indikator, dan penilaian, sertalangkah-langkah kegiatan masih dangkal. Guru jarang sekali mendapat pelatihan caramembuat RPPH sehingga menyebabkan guru belum memahami cara penyusunan RPPHsecara lengkap.Sabjek Penelitian Tindakan Sekolah ini adalah guru taman kanak-kanak di gugusIV Lubuk Batingkok kecamatan Harau pada tahun 2016 yang berjumlah 8 orang.Pengumpulan data menggunakan observasi, dokumentasi dan teknik analisis data yangdigunakan adalah persentase dengan tabel serta penelitian ini dilakukan dua siklus.Hasil penelitian terjadi peningkatan kemampuan profesional guru taman kanakkanakdalam menyusun RPPH melalui pengembangan keprofesian berkelanjutan digugusIV Lubuk Batingkok kecamatan Harau Kabupaten Lima Puluh Kota.Tujuan penelitian ini adalah untuk meningkatkan kemampuan profesional gurutaman kanak-kanak dalam menyusun rencana pelaksanaan pembelajaran harian. Padasiklus satu dari 8 orang guru terjadi peningkatan kemampuan guru dalam menyusunrencana pelaksanaan pembelajaran harian sebesar 37,5% dan pada siklus dua sebesar87,5% itu berarti terjadi peningkatan kemampuan guru dari siklus satu ke siklus duasebanyak 50%. Ini membuktikan bahwa pengembangan profesi berkelanjutan dapatmeningkatkan kemampuan guru dalam menyusun RPPH. Pembinaan dilanjutkan padakemampuan guru yang lainnya sehingga guru semakin kompeten dalam menyusunadministrasinya.
PENGARUH ION Cu2+ , Zn2+ , Cd2+ dan Cr3+ TERHADAP PEYERAPAN LOGAM Pb2+ MENGGUNAKAN KULIT PISANG KEPOK (Musa Paradisiaca L) SEBAGAI BIOSORBEN Delvia Yollanda, Edi Nasra, Desy Kurnia Indang Dewata, Umar Kalmar Nizar
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1220

Abstract

The research has done on the effect of Cu2+, Zn2+, Cd2+ and Cr3+ ions on the absorption ofmetal Pb2+ by using kepok banana peel as biosorbent. The parameters are determined theeffect of concentrations of ions Cu2+, Zn2+, Cd2+ and Cr3+ which can affect the absorptionprocess of metal Pb2+. With variatious concentration of disrupting ions 40 ppm, 80 ppm,160 ppm, 240 ppm, 400 ppm. The result of research has showed the increasing theconcentration of ions Cu2+ and Zn2+ and reduce the absorption of metal Pb2+ with apercentage of reduction in each absorption of 3.126% and 7.274%. Addition of ions Cd2+and Cr3+ to the absorption of metal Pb2+ tends to disrupt at a concentration of 80 ppm, 160ppm and 240 ppm with a percentage of decrease in absorption of 0.344% and 1.594%. Thevariation of concentration in increasing of irritation ions decreases the absorptioncapacity of metal Pb2+ in the biosorbent of kepok banana peel, which is influenced by thelevel of ionic radius.Keywords – biosorption, metal Pb, Kepok Banana Peel
Kelarutan Methyl Red dan Methylen Blue dalam Gelasi Mikroemulsi Water in Oil Sistem dari Air, Triton X-100 dan Sikloheksana Serta Aplikasinya Untuk Tinta Ballpoint Nurul Khasyi’ah, Ananda Putra, Ali Amran
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1234

Abstract

The solubility of methyl red and methylene blue in the gelation of water in oilmicroemulsion of the system of water (pH=4,0 dan pH= 9,5),Triton X-100, cyclohexaneand its application for ballpoint ink. To get the stable red colour of methyl red we used thewater pH 4,0 (controlled by nitric acid) and to get the stable blue colour of methylen blue,we used the water pH of 9,5 (controlled by potassium hydroxide), the formation of gel fromwater in oil microemulsion was crieddent using the sol-gel method byTetraethylorthosilicate (TEOS) which underwent hydrolysis with water to form a gel. Itwas indicated that the solubility of methyl red and methylen blue The gelation of water inoil microemulsion were 1.6820 gram and 1,7260 gram.Keywords: Solubility, methyl red, methylene blue, gel, water in oil icroemulsion,ballpoint ink.
SOSOK WANITA DALAM NOVEL DENTANG-DENTING KRISTAL KARYA ANNA R . NAWANING Suatu Kajian Sosiologis Zulfardi D
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1201

Abstract

This study aimed to describe the woman in the novel-Clink Clank by Anna R.Kristal Nawaming with the help of the discripline of sociology. Research using descriptivemethods. This method serves to see and describe the data contained in the novel. Theobject of the research is novel-Clink Clank by Anna R. Kristal Nawaning published ZikrulYouth, Jakarta, in 2004.Keywords: descriptive methods, sociology
ANALISIS PENGELOLAAN SAMPAH ORGANIK PASAR LASI TRADISIONAL DI KECAMATAN CANDUANG KABUPATEN AGAM Fitria Fatma
Menara Ilmu Vol 13, No 2 (2019): Vol. XIII No. 2 Januari 2019
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/mi.v13i2.1190

Abstract

Objective: To analyze the management of organic waste in canduang lasi market.Background: Market problems garbage a matter authentic to followed up. Waste disposala market is cleaned to waters are behind market. Menwhile, the water used for the needs ofvernacular by the people residing around these waters. So that the water tained bygarbage and gives rise to surrounding air pollution settlement.Introduction: Traditional lasi market is located in east the capital of kabupaten agam ± 73km. the community canduang generally derive their main income farmers 75% of thepopulation. Land the farm plant vegetables and sugar case that require fertilizer in theagricultural sector. Market lasi many sell vegerables, so many the production and garbageorganic. Trash managed well, so that the community throw garbage into the waters behindmarket. The river or these waters flowing in the middle settlement.Methods: this study adopted qualitative approaches descriptive in nature, namely explainthe phenomena in depth through data collection.Results and Discussion: The result of components input is system management the marketis not formed in the marketlasi, so that funds, human resources and infrastructure no filled.System management process of waste in the trash using the sacks pouch collection,transportation, processing not done by the merchants and the community around lasimarket. And final discharge garbage done captivity in waters back market.Conclusion: System patients outside the organization as well as the work program of atthe port authority had been formed to be carried out efficiently, only market many humanbeings and lasi who as not yet been, so the program of doing the government bidding itwill not stand garbage management and those bylaws organic lasi market.Keywords: Organic garbage, compost, traditional markets

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