cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota surabaya,
Jawa timur
INDONESIA
Justisia Ekonomika
Published by Universitas Muhammadiyah Surabaya
ISSN : 25985043     EISSN : 2614865X     DOI : https://doi.org/10.30651/justeko.v7i2
Core Subject :
Arjuna Subject : -
Articles 163 Documents
 9   10   11   12   13 
IMPLEMENTATION OF QAWA’ID FIQHIYYAH MU’AMALAH كُلُّ قَرْضٍ جَرَّ نَفْعًا فَهُوَ رِبَا حَرَمٌ ON AL- QARDHU AL- HASAN PRODUCTS IN SYARI’AH BANKING Luthfiana Basyirah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 2 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v5i2.10610

Abstract

The source of Islamic law does not only come from the Al-Qur'an and Hadith, but also in ijma ', qiyas, istihsan, maslahah mursalah, istishab,' urf, syar'u man qablana, sadd asy-syari'ah. In addition, there is also an important foundation, namely qawa'id fiqhiyyah which serves as the basis for the formation of an Islamic law. Qawa'id fiqhiyyah is one of the laws that is universal and can be implemented in all its parts, so that it can be identified as the smallest part of a law. The main objectives of this study are to determine the relationship between qawa'id fiqhiyyah and Islamic banking, the implementation of qawa'id fiqhiyyah كُلُّ قَرْضٍ جَرَّ نَفْعًا فَهُوَ رِبَا حَرَمٌ  in al-qardhu al-hasan products in Islamic banking. This research uses a qualitative approach with descriptive research type. The results of the study state that: first, there is a link between qawa'id fiqhiyyah and Islamic banking because it functions to analyze the actual problem by establishing a law of various complex problems. Second, the implementation of qawa'id fiqhiyyah كُلُّ قَرْضٍ جَرَّ نَفْعًا فَهُوَ رِبَا حَرَمٌ  on al-qardhu al-hasan products is a good thing by eliminating the benefits of the product with a tathawwu 'contract or mutual assistance agreement, not a commercial transaction.
ANALISIS PROBLEMATIKA SIDE STREAMING PADA PEMBIAYAAN MURABAHAH BIL WAKALAH DI PERBANKAN SYARIAH Ismawati Khasanah; Mauliana Fauziyah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 2 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v5i2.10852

Abstract

Murabaha financing is a superior product in Islamic banking which is included in buying and selling contracts. After experiencing the development and modification of murabahah financing, it is now better known as murabahah bil wakalah. The purpose of this study is to find out the problems that exist in the murabahah bil wakalah contract, namely the occurrence of side streaming actions. This study uses a qualitative method with a literature study where data are taken from sources derived from literature such as books, articles, and other sources. Murabahah bil wakalah contract is a sale and purchase contract in which the Islamic bank gives power or represents to the customer to purchase the object of self-financing from the supplier. With the power granted this creates some problems that can damage or invalidate the contract, such as side streaming actions. Side streaming is an act of using funds that is not in accordance with the contract,  so this action is considered a form of deviation and includes a fake contract. Customers tend to be more flexible in buying the desired goods, such as on behalf of the buyer from the supplier, not on behalf of the bank. Other side streaming actions can be in the form of price differences that have been agreed upon, and cause non-performing financing and a decrease in the collectability of Islamic banks.Keywords: Murabahah bil Wakalah, Side Streaming, Islamic Banking 
Tinjauan Ekonomi Islam Sebagi Solusi Krisis Ekonomi Di Era Pandemi Covid 19 Moh Efendi Efendi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 2 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v5i2.8377

Abstract

iya
ANALISIS KONSEP AKAD MURABAHAH DAN AKAD RAHN DALAM PRODUK EMAS ANTAM PADA PEGADAIAN SYARIAH CABANG SOLO BARU MENURUT HUKUM EKONOMI SYARIAH Siti Nur Asia; Rizka Rizka; Imron Rosyadi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12540

Abstract

Abstrak Penelitian ini dilakukan dengan tujuan untuk menganalisis konsep murabahah dan rahn pada produk emas Antam pada Pegadaian Syariah cabang baru solo dan menganalisis kesesuaian penerapan murabahah dan rahn dengan Fatwa DSN-MUI, jenis penelitian ini adalah deskriptif kualitatif dengan pendekatan fenomenologi, teknik pengumpulan data dalam penelitian ini adalah observasi, wawancara dan dokumentasi. Teknik analisis data menggunakan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa: 1) Konsep murabahah dalam penjualan produk emas Antam di Pegadaian Syariah Cabang Solo Baru mengandung konsep murabahah lil amiir bis syria', yaitu konsep pembiayaan yang mendominasi praktik keuangan Lembaga Keuangan Syariah. dibandingkan dengan konsep pembiayaan lainnya. Kemudian ada dua bentuk murabahah, yaitu: murabahah bersama dengan rahn (pembelian emas dengan sistem angsuran) dan murabahah bersama dengan wakalah (pembelian emas yang diwakili). 2) konsep rahn akad qardh dengan jaminan emas Antam di cabang baru pegadaian syariah solo memiliki tiga akad, yaitu: qard dalam pemberian pinjaman, kemudian rahn dalam memegang agunan emas, dan ijarah sebagai jasa pemeliharaan bagi yang digadaikan. barang-barang. 3) pelaksanaan murabahah dan rahn sesuai dengan Fatwa DSN MUI, baik Fatwa No.04/DSN-MUI/IV/2000 tentang murabahah maupun Fatwa No.25/DSN-MUI/III/2002 tentang rahn. Kata kunci: Konsep, Murabahah, Rahn, Produk Emas Mulia, DSN MUI.
MODEL PERSAINGAN PASAR MONOPOLISTIK DALAM PENENTUAN HARGA OBAT PADA MASA PANDEMI COVID-19 Sofiah Sofiah; Tri Wahyu Rizkiya; Anas Ma'ruf Annizar
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12304

Abstract

Competition between pharmacies is increasing, especially during the pandemic, so they have to compete with each other for marketing strategies. The purpose of this study is to describe the determination of drug prices and income levels during the pandemic. The type of research used is descriptive with a qualitative approach. The results showed that the determination of drug prices at Kraksaan pharmacies in three pharmacies in the city had different standards. In determining drug prices, pharmacies use the HET standard or commonly known as the highest retail price. However, there are also pharmacies that have their own standard price with a percentage of the purchase price with an agreed number and have an agreed price at the beginning of the VAT price. At the kraksaan city pharmacy, there are a number of drugs that are above HET and below HET with additional margins that have been determined at each pharmacy. In addition, income at pharmacies in the city of Kraksaan has increased more during the COVID-19 pandemic. This is due to a number of factors, one of which is the condition of society during the pandemic. When people experience complaints, they will buy drugs at pharmacies, therefore income at pharmacies has increased during the pandemic
KONSEP AL-QUR’AN DAN HADIST TENTANG RIBA DAN BUNGA BANK Meriyati Meriyati; Sarah Lutfiyah Nugraha
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.11209

Abstract

Riba is an activity of exploitation and does not use the concept of ethics or morality. Allah SWT forbids transactions that contain elements of usury, this is due to oppressing others and the presence of elements of injustice (unjustice). Since pre-Islamic usury has been known and even often carried out in daily economic activities. At the time of the Prophet Muhammad SAW usury began to be prohibited with the revelation of the verses of the Qur'an which stated the prohibition of usury, these verses were revealed according to the time and period of the revelation of the verse until there was a verse that strictly forbade it. The practice of usury is not only prohibited by Islam, but religions outside of Islam also prohibit it. The scholars agreed and stated firmly about the prohibition of usury, in this case referring to the Book of Allah and the Sunnah of the Prophet as well as the consensus of the scholars. Broadly speaking, there are two types of usury, namely usury due to accounts payable and usury due to buying and selling. The modernists view usury as emphasizing the morality aspect, not the formal legal aspect, but they (the modernists) do not allow usury-taking activities. Islam has forbidden usury in QS Ar Rum: 39, An Nisa ': 160 - 161, Ali Imran: 130 - 131, and Al Baqarah: 275 - 280.Keyword: Riba, the Law of Riba, the Qur'an and Hadith 
akad mudharabah musytarakah dalam asuransi syariah Bayu Daffa Sumaila; Abdul Mughits
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12482

Abstract

This article is a literature research and the data source used in this research is premier data which is the Al-Quran, Hadith and Positive Law in Indonesia. And secondary data are journals and also books and websites related to insurance and Islamic financial institutions. The analysis used in this research is qualitative-descriptive and the results of this study are the implementation of the mudharabah musytarakah contract is not too familiar among the community so that there are still obstacles in the implementation of insurance services. In addition, Mudharabah Musytaraka is also often used by financial institutions in the banking sector. Mudrabah musytarakah contract is a merger agreement made by the MUI through the Sharia Council Fatwa No. 51/DSN-MUI/III/2006. And also its implementation must be in accordance with Islamic principles.Keywords: Mudharabah Musytarakah, Insurance Services
PENYALAHGUNAAN DANA DEPOSITO MILIK NASABAH DITINJAU DARI KETENTUAN HUKUM PERBANKAN SYARIAH Salma Fauziah; Lastuti Abubakar; Tri Handayani
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.11648

Abstract

AbstractIslamic banks in carrying out their business activities are very likely to be faced with a dispute involving customers and the Islamic bank itself. Not infrequently these disputes arise due to the actions of employees of Islamic banks. This study aims to examine the competence in sharia banking dispute resolution and legal considerations in the Supreme Court Decision No. 2454k/pdt/2019 is related to the legal provisions of Islamic banking. This study uses a qualitative method with a normative juridical approach as well as a descriptive analytical research specification. The results of the study indicate that the absolute competence of sharia banking dispute resolution only exists in the Religious Courts. In addition, BRI Syariah Bank's liability for compensation to customers is a form of taking over the responsibilities of employees by the bank as regulated in Article 1367 of the Civil Code. The compensation is based on the principle of prudence, risk management of Islamic banks, and the bank's function as an agent of trust.Keywords: Islamic Bank, Competence, Responsibility
APLIKASI SADD ADZ-DZARI’AH DALAM PERKEMBANGAN EKONOMI ISLAM Andi Nurul Islamiah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12091

Abstract

Prowth Islamic economy at the present time, there needs to be special attention related to the construction process, in which each stage of the process should pay attention to the good and bad, bring benefit or harm in the development of Islamic economics in accordance with the rules ofSharia. In line with the application of sadd adz-dzari'ah in the development of Islamic economics at the time, present it is necessary to pay attention to the law syara' and the rules of fiqh. This study aims to determine how good and bad sadd adz-dzari'ah . are when applied in the development of Islamic economics today. The method used is to use literature study (library research) with an approach descriptive then analyzed using the method Milles and Huberman with the stages of data reduction, data presentation and conclusions or verification . The results showed that the application of sadd adz-dzariah in the current development of Islamic economy is very vulnerable to lead to actions that cause damage/loss (mafsadah). Keywords: Sadd Adz-dzari'ah, Sadd Adz-dzari'ah Application, Islamic Economics
FAKTOR PENYEBAB RENDAHNYA MINAT MAHASISWA UNTUK BERINVESTASI Anissa Widiyastuti; Muh Nashirudin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.13331

Abstract

Minat seseorang dapat dipengaruhi oleh faktor internal ataupun eksternal. Seperti halnya minat mahasiswa untuk melakukan investasi. Rendahnya minat mahasiswa untuk investasi disebabkan oleh ketidak percayaan diri untuk mengatasi segala risiko yang ada nantinya. Mahasiswa memilih jalur aman sehingga ia enggan berinvestasi, kemudian selanjutnya pemahaman yang minim mahasiswa terkait investasi di pasar modal baik konven ataupun syariah sehingga bagaimana mahasiswa akan berinvestasi padahal ia tidak memiliki pengetahuan yang memadai untuk berinvestasi. Sedangkan faktor eksternal dapat berupa kurangnya pemerataan promosi untuk edukasi investasi. Seperti pratikum pasar modal masih dilakukan sebatas FEBI saja belum menjamah fakultas yang lain sehingga Fakultas dilain FEBI masih sangat minim pengetahuan terkait pasar modal, selain itu faktor lainnya yang fundamental adalah terkendala pada ketidakpunyaan dana sehingga lebih prioritas kebutuhan pokok dan keperluan kuliah dibandingkan melakukan investasi apalagi investasi untuk jangka panjang.

Page 11 of 17 | Total Record : 163

 9   10   11   12   13 

Filter by Year

2017 2024


Reset
Filter By Issues
All Issue Vol 8 No 1 (2024): Juni Vol 7 No 2 (2023): Desember 2023 Vol 7 No 1 (2023): Juni 2023 Vol 6 No 2 (2022): Desember 2022 Vol 6 No 1 (2022): Juni 2022 Vol 5 No 2 (2021) Vol 5 No 1 (2021) Vol 4 No 2 (2020) Vol 4 No 1 (2020) Vol 3 No 2 (2019) Vol 3 No 1 (2019) Vol 2 No 2 (2018) Vol 2 No 1 (2018): Jurnal Justisia Ekonomika Vol 1 No 01 (2017) More Issue