Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah
FOCUS :The focus of Jurnal Baabul Al Ilmi is to provide scientific article of islamic economic that developed in attendance through the article publications, research reports, and book reviews.
SCOPE :Jurnal Baabul Al Ilmi welcome papers from academicians on theories, philosophy, conceptual paradigms, academic research, as well as religion practices. In particular, papers which consider the following general topics are invited.
Articles
132 Documents
<![CDATA[Etika Bisnis Islam: Sebuah Kajian Komparatif ]]>
<![CDATA[Handayani, Disfa Lidian]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v4i1.1852
<![CDATA[Suatu norma atau etika merupakan pencerminan dari nilai filosofis yang mendasarinya. Ekonomi kapitalis misalnya memiliki nilai filosofis yang berangkat dari pemikiran Protestan ethics yang dikembangkan oleh Calvin (calvinisme). Ekonomi Islam, terlepas dari perdebatan apakah termasuk kedalam ilmu yang berdiri sendiri atau merupakan bagian dari sistem ekonomi yang ada saat ini, memerlukan fondasi pemikiran filosofis yang kuat. Sejak tahun 1970-an, kajian ilmiah tentang Ekonomi Islam semakin banyak diteliti, mulai dari metodologi; worldview; body of knowladge, hingga teori-teori ekonomi. Seiring dengan berkembangnya ilmu Ekonomi Islam tersebut, maka timbul pemikiran mengenai bagaimana cara berbisnis secara Islami. Untuk menjaga agar bisnis yang dilakukan dengan ajaran Islam, maka dibutuhkan serangkaian aturan moral dan etika bisnis Islam. Paper ini bertujuan untuk memaparkan konsep etika bisnis Islami yang dimulai dari landasan filosofis hingga praktek prilaku bisnis dilapangan. Selain itu, paper ini juga mengkomparasikan etika bisnis Islam dengan berbagai konsep-konsep etika bisnis lainnya seperti etika bisnis Protestan & Judeo-cristian, etika bisnis Buddha, dan etika bisnis Hindu.]]>
<![CDATA[EFEKTIVITAS KINERJA DEWAN PENGAWAS SYARIAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI SUMATERA BARAT ]]>
<![CDATA[Khalieda, Fatma]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v2i1.953
<![CDATA[Abstract : The main function of supervision of DPS in Sharia Banks as mandated in the law is to support the efforts to realize a sound sharia banking, operate prudently, and meet the prevailing provisions to protect the interests of customers. This study was appointed to analyze whether the performance of Sharia Supervisory Board in terms of supervision based on Bank Indonesia Circular Letter no. 15/22 / DPbS Year 2013 on Guidelines for Implementation of Duties and Responsibilities of Sharia Supervisory Board The Shariah Financing Bank has been running effectively. The research method used is descriptive qualitative research. In this study, the case study is 3 BPRS located in West Sumatra. The type of data used is the primary data from questionnaires and interviews with DPS. The results of this study indicate that the implementation of supervision of DPS in three BPRS based on Bank Indonesia Circular Letter no. 15/22 / DPbS Year 2013 on Guidelines for Implementation of Duties and Responsibilities of Shariah Supervisory Board of Sharia Rural Bank based on the questionnaire results, it is found that the average score of 4.21 indicates that the performance of DPS has been very effective while based on interviews with DPS there are several things that make the DPS task has not fully run effectively because there are some things supervision done DPS has not meet the indicators of effectivenessKeywords : Sharia Supervisory Board, Effectiveness, Performance and Supervision]]>
<![CDATA[IDENTIFIKASI KELAYAKAN USAHA BUMDES PADA ASPEK SOSIAL DAN EKONOMI (Studi Kasus BUMDes Mekar Sari Mandiri Desa Mekar Sari Kabupaten Kepahiang) ]]>
<![CDATA[Hartini, Kustin]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v3i2.1538
<![CDATA[Village economy is one of the important factors in assessing the success of village development the Law No. 6 of 2014 concerning Village Article 1 paragraph 6 stipulates that Village-Owned Enterprises, hereinafter referred to as BUMDes, are business entities whose whole or part of their capital is owned by the Village through direct participation originating from Village assets separated to manage assets, services services and other businesses for the greatest welfare of the village community. This confirms that the management of BUMDes is fully implemented by the Village community, from the Village, by the Village and for the Village in an effort to strengthen the village economy and is formed based on the needs and potential of the VillageThe establishment of the BUMDes is expected not only to be oriented towards the profit of the institution but also to prioritize the benefits for improving the economy and welfare of the village community. This study aims to conduct a feasibility assessment of the implementation of business activities of Village-Owned Enterprises (BUMDes). This research was conducted with descriptive qualitative methods with data collection techniques in the field using interview methods, documentation, observation and literature review with the research subjects being village officials, BUMDes managers and communities using BUMDes services. Measurement assessment analysis uses indicators of feasibility study aspects. The results showed that the existence of BUMDes was in accordance with the objective of establishing BUMDes in an effort to improve the economy of the village community, that BUMDes Mekar Sari Mandiri in Mekar Sari Village, Kepahiang Regency from the results of business feasibility assessment especially on social and economic aspects had a positive and direct impact. for local village governments and especially communities around BUMDes]]>
<![CDATA[ANALISIS PENGARUH KUALITAS PRODUK, KUALITAS LAYANAN DAN HARGA TERHADAP KEPUASAN KONSUMEN (STUDI KASUS PADA KONSUMEN INDUSTRY/ TOKO BAKERY DI KOTA BENGKULU) ]]>
<![CDATA[Novrianda, Herry]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Riset Ekonomi dan Perbankan Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v1i2.872
<![CDATA[The objective of this research is to analyze the effect of product quality, service quality and price toward customer satisfaction on industry/ bakery shop in the Bengkulu city. This study is a descriptive research which aims to clarify the relationship or influence that exist between the variables studied. The type of data used a primary data that is collected from questionnaires. Respondents of this study is the customer industry/ bakery shop in Bengkulu city as many 240 people were taken with the judgemental (purposive sampling) technique. The methods of data analysis used are descriptive analysis by using the mean, frequency distribution table and multiple linear regression analysis. Based on the analysis, the result that the simultaneously product quality, service quality, and price is significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city. The next in partial product quality and service quality is positively and significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city, while the price is negative and significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city.Keywords: Customer Satisfaction, Product Quality, Service Quality, Price]]>
<![CDATA[PENETAPAN NISBAH BAGI HASIL PADA AKAD KERJASAMA PEMELIHARAAN HEWAN TERNAK PERSPEKTIF EKONOMI SYARIAH ]]>
<![CDATA[Yarmunida, Miti]]>;
<![CDATA[Wulandari, Wulandari]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v1i1.851
<![CDATA[Determining the profit-sharing ratio in Islamic concepts is a necessity. The system of determination of the profit-sharing ratio should refer to the principle of fairness of inter-personal balance of the conduct of the council. The behavior of the Muslim community in Indonesia, especially in the villages, is still a lot that does not set the profit-sharing ratio at the time of agreement (akad). As with the livestock raising, the yield-sharing system is set at the time of the outcome and often the determinant of how much of each part is the owner of the livestock. The unilateral provision makes one party feel unfair and is forced to accept his part. Keywords: Nisbah Profit-Sharing, Coorporation Agreemen]]>
<![CDATA[Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Return Of Asset (Roa) Pada Bank Syariah Mandiri ]]>
<![CDATA[Dewi, Ratih Komala]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v4i2.2204
<![CDATA[Â The study aims to determine the effect of Mudharabah Financing and Musyarakah Financing on Return of Assets (RoA) in Bank Mandiri Syariah in 2014-2018. The method of data collection in the subject of research was obtained by tabulating secondary data in the form of financial statements at Bank Mandiri Syariah in 2014 - 2018. The quantitative method of data analysis was done by processing SPSS software data in the form of classic assumption testing, testing F test statistics and testing t test to draw interesting conclusion. The results of this study indicate Mudharabah Financing and Musyarakah Financing have a positive influence on Return of Assets (RoA) in Bank Mandiri Syariah in 2014-2018 both partially and simultaneously.]]>
<![CDATA[FUNDING CELENGAN PADA BPRS SAFIR BENGKULU ]]>
<![CDATA[Yani, Erma Putri]]>;
<![CDATA[Arisandy, Yosy]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v3i1.1473
<![CDATA[The purpose of this study was to determine the effectiveness of the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu and the factors that caused the stall traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. The research conducted is field research using qualitative methods. The data used in this study are Primary Data obtained through interviews with the Funding Division, Funding Officer, Costumer Service, General Division and Personnel, and Secondary Data obtained from books related to research problems. After the data is obtained then it is analyzed using qualitative descriptive method which is then analyzed deductively. The results of the study found that (1) the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu. After a customer agreement with the BPRS Safir bank, the bank places the piggy bank with the customer, the customer saves the money in the box. After that the bank took the Warung savings, Hajj savings, and Qurban savings. And recorded according to the nominal savings. (2) factors that cause traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. Because of the friendly service. maintain customer trust, ease in saving, ease of obtaining information about products.]]>
<![CDATA[ANALISIS FAKTOR MOTIVASI JATI DIRI MUSLIM MELAKSANAKAN HAJI DAN UMRAH ]]>
<![CDATA[Stiawan, Evan]]>;
<![CDATA[Yarmunida, Miti]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v4i1.1700
<![CDATA[Populasi yang cukup tinggi dalam membuat masyarakat Indonesia beramai ramai melaksanakan ibadah haji dan umrah. Hal ini tercermin pada waktu tunggu antri untuk ibadah haji di Indonesia yaitu berkisar waktu 10-17 Tahun. Data tersebut menunjukan bahwa sangat banyak sekali antusiasmen warga dalam melaksanakamn ibadah haji, akan tetapi untuk mengisi waktu tunggu tersebut yang cukup lama banyak masyarakat yang melakukan ibadah umrah. Penelitian ini bertujuan mengetahui faktor-faktor motivasi masyarakat melaksanakan ibadah haji dan umrah. Studi desain penelitian ini menggunakan metode analisis faktor melalui uji  Barlett test of sphericity, Kaiser Mesyer Olkin (KMO), dan Measure Sampling Adequacy (MSA). Faktor individu yaitu usia dan pendidikan tidak dapat menjadi faktor yang signifikan dalam mempengaruhi untuk melaksanakan ibadah haji dan umrah.]]>
<![CDATA[TELAAH KRITIS PENERAPAN MANAJEMEN SUMBER DAYA INSANI PADA PERUSAHAAN (Studi Empiris Pada PT. Bank Muamalat Indonesia, Tbk. Cabang Bengkulu ]]>
<![CDATA[Wahyuni, Eka Sri]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v2i1.1051
<![CDATA[This study examines the implementation of human resource management in the company,by conducting an empirical study at PT. Bank Muamalat Indonesia, Tbk. Branch of Bengkulu. With so many companies today where the management system in its human resources aspects to implement the system of management with the principles of sharia.In these circumstances, researchers conduct critical reviews of human resource management systems in sharia-based companies. The purpose of this study is to represent the human resource management system in accordance with the perspective of shariah management.The type of research in this study is descriptive evaluative, by comparing the theory with empirical facts.The results of the study concluded that the implementation of human resource management at PT. Bank Muamalat Indonesia, Tbk Bengkulu Branch, for the process of Recruitment, Selection, and Performance Assessment is in accordance with the concept of sharia.While in the process of Training and Development, according to this author has not approached with the concept of sharia, because it is still lack of material balance, that is between material of Tauhid (Akhlak), Sharia, and Muamalah which is delivered to the employees when done Training.]]>
<![CDATA[ANALISIS RASIO KEUANGAN TERHADAP KELAYAKAN PEMBIAYAAN (STUDI KASUS PADA BMT EL-SEJAHTERA CIPARI CILACAP) ]]>
<![CDATA[Imronah, ‘Ainul]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Institut Agama Islam Bengkulu ]]>
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DOI: 10.29300/ba.v2i1.1580
<![CDATA[Many aspects are important in assessing the feasibility of financing. Financial Ratio analysis is one of important aspects in assessing the feasibility of financing. This analysis is needed to find out the company's financial performance so the development and the decline of a company is known and it is used as the tool of additional consideration by lks/creditors in making the decision to give or do not give the financing proposed by the company. The results showed that: banks implement and use the commonly existing theories in financial ratio analysis; performance assessment of companies is conducted by the bank based on the shape of the patterns of growth and decline of the company from year to year (trend); and the relevance of the conclusions made by the bank from the analysis results, relevant to what has been shown through analysis results itself. It can be concluded that the use of analysis financial ratios liquidity ratio analysis tool, the solvency ratio, the ratio of earning ratios, the ratio of the activity, and the ratio converge is in compliance with the existing theory, despite in certain periods the calculation development in few post is less significant. However, in another period of post can cover it. So, the company is deserved to get the financing.]]>
