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Contact Name
Roni Andespa
Contact Email
journal.jebi@gmail.com
Phone
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Journal Mail Official
journal.jebi@gmail.com
Editorial Address
Fakultas Ekonomi dan Bisnis Islam – Universitas Islam Negeri Imam Bonjol Padang, Sungai Bangek, Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat.
Location
Kota padang,
Sumatera barat
INDONESIA
JEBI (Jurnal Ekonomi dan Bisnis Islam)
ISSN : 25284266     EISSN : 25284274     DOI : http://dx.doi.org/10.15548/jebi
Core Subject : Economy,
The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of Islamic economics and business. Publishing this journal aims to increase the quantity and quality to spread knowledge and also as a means of communication between scientists, practitioners, students and observers of Islamic economics and business studies.
Articles 106 Documents
MELIHAT SISTEM PEREKONOMIAN INDONESIA DENGAN PERSPEKTIF ISLAM NAZERI NAZERI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 1 (2016): Januari - Juni 2016
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v1i1.7

Abstract

The economic system is the process provide income to people's lives, both in the long term and short term. What is wrong with the economic system of Indonesia? Is the government does not pay attention to the public? In theory an economic system that consists of a capitalist, socialist and Islamic system. In its application in Indonesian economic system over the capitalist system tends to apply. Judging from policies issued sometimes more aligned to the owners of capital. Sources of more production controlled by private parties and foreign parties, so that the uneven distribution of income.
STRATEGI PENANGANAN AGENCY PROBLEM PADA PEMBIAYAAN MUDHARABAH DI BMT MAHMUDATUS SA’DIYAH; NURUL HUDA
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018): Juli - Desember 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v3i2.176

Abstract

Mudharabah financing is demanded by the transparency of both parties. If one of the parties, especially customers, does not transparently communicate matters related to yield, adverse selection activities can occur and moral hazard is an asymmetric information problem that causes agency problems. Agency problems in mudharabah financing need to be sought to solve the problem so that the owners of capital (shahibul mal / principal) and business actors (mudarib / agents) both benefit in fostering and capturing business partners. This study aims to 1) find out the agency problem that arises in the mudharabah financing scheme in BMT in Jepara Regency, 2) find an effective solution strategy from agency problems in mudharabah financing in BMT in Jepara Regency. This study uses a qualitative approach. Data collection with interviews, observations and documentation. Data analysis techniques use data reduction, data displays and conclusion drawing/verification. Agency The problem that arises in the financing of Mudharobah in the Jepara Regency BMT is that it comes from BMT as an agency, that is, it has not fully utilized management, besides that it is caused by moral standards, financing aspects, technical aspects, and efficiency issues. Effective problem solving strategies of agency problems in Mudharobah financing in BMT in Jepara Regency are project screening, screening mudhorib, compliance with shahibul maal and mundharib on sharia rules in mudaraba contracts.
ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, CAPITAL ADEQUACY RATIO, MODAL SENDIRI DAN MARJIN KEUNTUNGAN TERHADAP PEMBIAYAAN MURABAHAH RATU VIEN SYLVIA AZIZA; ADE SOFYAN MULAZID
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 1 (2017): Januari - Juni 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i1.63

Abstract

The theme of the article is "economy based on the principles of Islam". This study aims to determine the effect review Third Party Fund (DPK), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Equity and Operating Profit Margin simultaneous or partial Against AT Murabahah Islamic Banks in Indonesia Period 2011-2015, There are nine samples hearts Research singer Yang meet Namely Research Criteria Bank BCA Syariah, BJB Syariah, BNI Syariah, BRI Syariah, Bank Syariah Mandiri, Bukopin Syariah, Bank Muamalat, Panin Syariah, Islamic Victoria. The analysis tool used panel data regression analysis. Model Chosen Was Random Effect Model The tested with F test and t test, with 5% significance. Based on the findings of the test F known that DPK, NPF, CAR, Equity and Operating Profit Margin Financing Murabahah simultaneously affect Against AT Islamic Banks. Based on t test known that Equity and Profit Margin effect against Murabahah, DPK, CAR and influential Against NPF not on Murabahah Commercial Bank Syariah.
SHARIA MARKETING : AKTIVITAS STRATEGIS UNTUK TUJUAN KESEJAHTERAAN MATERI DAN SPRITUAL RUSTAM RUSTAM
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 2 (2017): Juli - Desember 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i2.119

Abstract

The theme of the article is "economy based on the principles of Islam". Islamic marketing is operationally defined throughout the process of strategic activities undertaken by individuals and institutions in a lawful way to create, communicate and offer (products and services) for the purpose of material welfare and spiritual stakeholders based on the rules of the Qur'an and sunna both in the world until the end. There are several series of sharia marketing activities that are of concern. First, product creation. Explicitly in the creation or creation of products in sharia marketing must comply with halal terms, does not cause dirty or corrupt thoughts, does not interfere, does not contain elements of usury and maysir, morals, products in legal possession, the product must be submitted clearly and must be precise in quantity and quality. Second, the offer. The process of communication in sharia marketing is allowed to use both print and online media directly or indirectly while not contrary to the values of Islamic law. A communication effort in sharia marketing is recommended is communications that really exist so as not to cause any treatment of vanity. Third, the change of value (value). The process of change in value in the shariah marketing is not only orientation on changes in material values but changes in value by considering the spiritual values.
KEBERLANGSUNGAN AGENSI KREDIT MIKRO DALAM MEMBANGUN PEDAGANG KECIL : BAITUL MAL WAT-TAMWIL DI PROVINSI RIAU KHAIDIR SAIB
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 1 (2016): Januari - Juni 2016
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v1i1.2

Abstract

One of the micro-finance agency, is Baitul Mal wat-Tamwil considered as Islamic micro finance agencies that can provide financial services to people with low income. Islamic micro finance agencies in the past have always shown considerable achievements in terms of quantity, the contribution of the absorption of labour power to the gross national income, so that efforts to empower communities through the development of its own capabilities and social and economic institutions that can reach and serve more communities business unit that cannot be reached directly by the general banking or Islamic banking. Looking a t the development effort, it is necessary to network better security, so that the existence of Baitul Mal wat-Tamwil increasingly powerful, healthy and sustainable. The methodology used in this study qualitative approach. This study shows that there are some factors that affect the sustainability of the BMT finesse Access Capital, Ability to resolve problems installment payment, strict control function, Employee Collaboration (teamwork), willing and Challenges Facing obstacles and Supply of Human Resources.
WORKING ISLAMIC MANAGEMENT: SEBUAH BEST PRACTICE INTERNALISASI ISLAM DALAM ORGANISASI BISNIS KULINER IHSAN RAHMAT; LUCKY JUWANA
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018): Januari - Juni 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v3i1.148

Abstract

This study aims to understand Islamic management works in business organizations. We intend to expand this area of study while affirming the main argument by raising studies in culinary organizations. Waroeng Group was appointed as a case. It was considered successful in internalizing Islam into the organization's work system. Reviewing the workings of the WG along with the criteria within it are the main focus. We follow the pattern of qualitative work, such as make observations and interviews early, perform data collection, and write the results of the field to the worksheet.The study found that initial emphasis should emerge from a leader (top Management). We call it by ‘the call of the heart’, not because of the encouragement of the other party or are profitable. So understanding that leadership is a reorientation intention readable work, building work paradigm for worship (to Allah), ukhuwah Islamiyah, and worship as the income base of the organization. Then bringing up a special team that is able to present the Islamic management program. WG restructures the organization chart by providing a special position for the department of the spiritual company (DSC).The DSC is led by a person who is able to integrate and interconnection of Islam and business, call it Ustadz. Organizing the needs of employees into a DSC workload. Coaching begins with recruitment and selection, then providing sufficient time for training. WG train new employees about 40 days prior to the employment contract. Furthermore, the paradigm of working for worship has spawned a new paradigm, working for da'wah.That is a special finding in this study. The working not to save oneself, but also to insiders and outside organizations. WG provides da’wah program from internal to internal, internal to external, external to external. This study provides the way of Islamic management work, so it is considered able to answer the needs of practitioners and academics, especially Islamic management consultants to bring the Islamic culture, especially in the context of business organizations.
MANAJEMEN SUMBER DAYA MANUSIA BERBASIS KOPERASI DALAM PEMBENTUKAN KARAKTER ANTIKORUPSI DI SUMATERA BARAT ERMAN ERMAN
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 2 (2016): Juli - Desember 2016
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v1i2.35

Abstract

This study discusses the topic of human resource management based Koperasi to form an anti-corruption code. The goal is to find out how the Koperasi institutions assign roles to the management of human resources and the establishment of anti-corruption code. Method of collection, analysis, and interpretation of data using a mixed approach, which combines qualitative and quantitative approaches, refer to the version developed by John Creswell. Conclusions while (result) looked cooperatives have the potential to build human resources anticorruption character. The implication cooperative institutions elaborated the role of venture capital development organization members become strategic institutions to develop human resources and character of anticorruption in Indonesia.
IMPLEMENTATION OF DSN-MUI FATWA ON SHARIA INSURANCE PRODUCTS AT PT. ASURANSI TAKAFUL PALEMBANG BRANCH Ulil Amri; Anggita Dwi Hanum; M Iqbal
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022): Juli - Desember 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.623 KB) | DOI: 10.15548/jebi.v7i2.267

Abstract

Insurance problems do not only stop at transactions, but also at investments. Most of the insurance purchased by the public is actually insurance that contains maysir, gharar, and usury. This means that the money received from the investment received by the customer is also not maintained as halal. It is different from investing in Sharia insurance because there is a Sharia Supervisory Board which ensures that all insurance mechanisms and investment allocations do not conflict with Sharia law. Sharia Insurance Companies are entrusted by the participants to manage premiums, develop in a lawful way, provide compensation to those who experience disasters according to the contents of the agreed agreement deed, based on the characteristics of takafuli, tabarru and mudharabah.This study aims to analyze how the implementation of the DSN-MUI fatwa regarding general guidelines for sharia insurance at PT Asuransu Takaful.This study uses a Qualitative Approach that is related to phenomena that refer to the actions of economic actors, namely humans who act around economic phenomena as well as in consumption, production and distribution with all kinds of transaction derivatives and their interactions. The research results show thattabarru funds that has been collected is managed by the company on the basis of wakalah through insurance invested in various sharia investment instruments so that the funds are more productive. The results of the tabarru' investment are actually purely the rights of the participants, while the insurance company can obtain profit sharing from the investment through a tijarah contract. Companies can also benefit from wakalah bil ujrah contracts. This is in accordance with the DSN MUI fatwa No.DSN-MUI No.21/DSN-MUI/X of 2001 concerning General Guidelines for Sharia Insurance
IMPLEMENTASI UANG BEREDAR (M2) SEBAGAI PUBLIC GOODS AND FLOW CONCEPT DAN UANG SEBAGAI PRIVATE GOODS AND STOCK CONCEPT SRI RAMADHAN
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 2 (2017): Juli - Desember 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i2.111

Abstract

The theme of the article is "economy based on the principles of Islam". This paper tries to discuss the issue of money supply (M2) as public goods and stock concept and public goods and flow concept. The point of the problem discussed is about the function of money economically Islam and convention then how the implementation of money supply (M2) as public goods and flow concept and money supply (M2) as private goods and stock concept. To find the answer to this problem, use a literature study using the hermeneutical approach by looking at the money supply data in a broad sense (M2) per year 2014 to 2016 published by Bank Indonesia. It is concluded that the function of money from an Islamic economic point of view is as a means of exchange and a unit of value, while in conventional economics the function of money apart from the two points plus money as a means of exchange of wealth, money as a standard of delay payment. Furthermore from the money supply data (M2) illustrated that money circulating in the position of money that is public goods and stock concept. This Stock concept illustrates the weakness of M2 growth that is affected by the contraction of Government's financial operations. This is reflected in the increase of government deposits, BI and Banking. Deposits are more channeled on business activities in the form of stock concept, such as property loans, compared to Working Capital Loans. While in view of Islamic economy money is public goods and flow concept not public goods and stock concept. Because in Islamic economics there can be no accumulation of money at one point, meaning money must flow like a flowing water. If the position of money in the stock concept, it will damage the flow of the economy of society.
ANALISIS IMPLEMENTASI SANKSI PADA RUMAH MAKAN PADANG (UNIT USAHA DENGAN KONSEP MANAJEMEN SYARIAH) ARHIPEN YAPENTRA
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018): Januari - Juni 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v3i1.143

Abstract

This study aims to explain the implementation of sanctions for employees of restaurant Padang as one form of Small and Medium Enterprises (UMKM) with a syariah management (lost and profit sharing). This research is a case study by descriptive method through structured interviews with 9 informants with varying long time of work and job/duties. From the presentation and interview with informants concluded that the implementation of sanctions for employees refers to the concept of sharia business, namely profit and lost sharing. One of the sanctions imposed for disciplinary action is to impose a fine or deduct the amount of profit sharing that is part of the employee by the terms set in such a way as to minimize the occurrence of the offense. On the other hand, the collected fines are distributed to all employees by using the ratio of "mato" amount each the employee has.

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