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International Research of Multidisciplinary Analysis
Published by Nindikayla Publisher
ISSN : -     EISSN : 29854415     DOI : https://www.doi.org/10.57254/irma
Core Subject : Economy, Humanities, Education, Agriculture, Social, Engineering,
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Economics, Econometrics & Finance Education Social Sciences
International Research of Multidisciplinary Analysis is an open-access monthly journal of the Nindikayla Institute that publishes research outcomes with significant contributions to the understanding and improvement of Research processes. IRMA not only collects research results from different disciplines and methodological approaches, but also research carried out by interdisciplinary research teams. In this line, disciplinary and interdisciplinary works related to Analysis research are welcome in areas including education, sociology, psychology, anthropology, history, philosophy, economics, linguistics, geography, political science, etc
Arjuna Subject : Umum - Umum
Articles 6 Documents
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Search results for , issue "Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis" : 6 Documents clear
THE INFLUENCE OF FINANCIAL LITERACY, SELF-CONTROL, AND CONFORMITY ON CONSUMPTIVE BEHAVIOR IN THE USE OF ONLINE FOOD DELIVERY APPLICATIONS Yulita Yulita; Ati Sumiati; Sri Zulaihati
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.646 KB) | DOI: 10.57254/irma.v1i2.26

Abstract

This study aims to determine the effect of financial literacy, self-control, and conformity partially or simultaneously on consumptive behavior using online food delivery applications in students of the Faculty of Economics, State University of Jakarta. The method used in this study is quantitative. The population of this study was 617 students with 237 students who were used as research samples using simple random sampling technique. Primary data was used as a questionnaire / questionnaire to obtain research data. The results showed that partially the financial literacy variable had a significant adverse effect on consumptive behavior. The self-control variable also has a negative and significant influence on consumptive behavior. While the conformity variable has a positive and significant influence on consumptive behavior. Simultaneously, financial literacy, self-control, and conformity variables influence the consumptive behavior of online food delivery applications in students of the Faculty of Economics, State University of Jakarta. The test results of the coefficient of determination of 44.7%, while other factors outside the study influence the rest. The conclusion that can be drawn from this research is that there is an influence between Financial Literacy, Self-Control, and Conformity on Consumptive Behavior using online food delivery applications in students of the Faculty of Economics, State University of Jakarta
THE EFFECT OF PROFITABILITY, LEVERAGE, COMPANY SIZE, AND SALES GROWTH ON TAX AVOIDANCE OF RETAIL COMPANIES LISTED ON THE IDX Indri Kurnia Putri
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (288.395 KB) | DOI: 10.57254/irma.v1i2.27

Abstract

This study aims to determine the effect of perofitability, leverage, company size, and sales growth on tax avoidance of retail companies listed on the IDX in 2016-2020. The analytical method used in this study is quantitative analysis method. The tool used is factor analysis using the Eviews9 tool with panel data regression models. 8 companies met the sampling criteria. The results of this study show that profitability has no effect while leverage, company size and sales growth affect tax avoidance. There is a significant influence between variables simultaneously with F-Statistic 16.58448. The R-Squared coefficient of determination is 0.799841 or 79% of the dependent variable, this shows that the variable is unable to explain the variation of the variable and other factors outside regression influence the remaining 21%.
ANALYSIS OF THE EFFECT OF MACROPRUDENTIAL POLICY INSTRUMENTS ON COMMERCIAL BANK LIQUIDITY IN INDONESIA Maulidina Nur Budiastuti; Harya Kuncara Wiralaga; Siti Fatimah Zahra
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.043 KB) | DOI: 10.57254/irma.v1i2.28

Abstract

Liquidity is an important aspect that can be considered a bank's lifeblood. To maintain business continuity, banks must always manage liquidity effectively. Liquidity easing is one strategy to assist economic growth during the COVID-19 epidemic. Where macroprudential policies are used to ease liquidity restrictions. The government seeks to induce more outstanding lending to debtors to promote economic growth. On the other hand, this easing of liquidity is thought to help maintain bank operations solvent. This liquidity easing during the pandemic was carried out by reducing the reserve requirement and increasing the MPLB ratio. In addition, Bank Indonesia strengthened RIM by adding an export money order in its calculation. The goal of this research is to look at how macroprudential policy, such as the Statutory Reserves instrument, the Macroprudential Intermediation Ratio, and the Macroprudential Liquidity Buffer, affects the liquidity of traditional commercial banks in Indonesia from 2018 to 2021. The monthly data comes from the Financial Services Authority website, specifically the Indonesian Banking Statistics section. The researchers employed a multiple linear regression approach utilizing EViews 10 software to evaluate the three hypotheses. First, the Statutory Reserves have a negative and minor influence on commercial bank liquidity, according to the findings. Second, RIM has a good and considerable impact on commercial bank liquidity. Third, PLM has a considerable negative impact on commercial bank liquidity. Simultaneously, the three independent factors are discovered to impact commercial bank liquidity
INFORMATION SECURITY SYSTEM INTERNET BANKING SERVICES IN BANKING TRANSACTIONS Samsul Arifin
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.632 KB) | DOI: 10.57254/irma.v1i2.29

Abstract

Information and communication technology development has a tremendous impact on almost all sectors, including the banking sector. In improving services to customers and in line with the rapid development of technology, banks meet customer needs in the form of banking products through information technology systems such as internet banking. The banking industry adopts Internet technology to develop services. This opportunity is used by banks in Indonesia, both state and private banks. Internet Banking makes it easier for customers to do banking transactions online, both financial and non-financial transactions except for making cash deposits or withdrawals. However, when using Internet Banking services is it safe? Because when using the Internet, communication devices or computer devices are connected to the global computer network, so it is very vulnerable to security attacks or Internet Banking crimes. Therefore, this paper explains the concept of security, the benefits of internet banking, how to form security attacks against Internet Banking. Later in this paper also explains how to prevent attacks or crimes in Internet Banking. This paper also explains the security models of Internet Banking and compares Internet Banking services from several banks in Indonesia both facilities and security. So that bank customers who want to use Internet Banking services gain knowledge and can choose banks that provide better and safer Internet Banking service security and can reduce online crime rates, especially in Internet Banking services
APPLICATION OF PUBLIC SERVICE ETHICS PRINCIPLES AT GEMPOL SUB-DISTRICT OFFICE Moch Wahid
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.77 KB) | DOI: 10.57254/irma.v1i2.30

Abstract

This research plan will use ethical principles in open administration at the Gempol sub-district office. The motivation behind this research is that in general, the improvement of the framework and techniques of public service administration provided by the regional apparatus must be done with careful consideration so that it is believed that it will create a good perspective of the region and the tools that offer this type of assistance. The Pasuruan Regency Government supports Bureaucratic Reform, namely towards a Clean, Accountable and Serving bureaucracy which is a value reflected in the implementation of public service administration by the apparatus at the Gempol District Office with appropriate behavior so that work can be carried out efficiently to completion
ANALYSIS OF BUSINESS DEVELOPMENT STRATEGIES OR MSMES PEMPEK UTI TO PRESERVE TRADITIONAL FOOD Dian Sudiantini; Daniel Panjaitan; Risqina Puteri; Syifa Fauziah
International Research of Multidisciplinary Analysis Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (218.12 KB) | DOI: 10.57254/irma.v1i2.31

Abstract

This study aims to analyzea strategy in business development using qualitative methods. Qualitative method is a research procedure that can produce descriptive data in written or oral form from humans and observable behavior. Business development strategy is an action that requires management to be able to make decisions in developing the business to realize it. Micro, Small and Medium Enterprises (MSMEs) in Indonesia are priorities in Indonesia's economic growth and development. The object of this study is Pempek Uti MSMEs. Pempek uti UMKM is a home culinary business that sells traditional food typical of South Sumatra, namely pempek. The types of pempek offered are quite a lot and the price adjusts to the pockets of students and students. The data collection technique used in this study was to make an observation and questionnaire to the respondents. The results obtained in this study are that in their business development strategy, Pempek Uti MSMEs use digital marketing to build a brand image on these products. Digital marketing is through Whatsapp, Instagram, and Facebook. As for the survey results, the questionnaire data showed that most people are interested in pempek uti because it tastes good and the price is affordable

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