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Riza Faishol
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INDONESIA
NATUJA: Jurnal Ekonomi Syariah
Published by Institut Agama Islam IBRAHIMY GENTENG BANYUWANGI
ISSN : 28294882     EISSN : 28293576     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 2 No 2 (2023): (Mei 2023)" : 5 Documents clear
PENGARUH LITERASI EKONOMI DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF Abdur Rohman
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Abstract This means that students majoring in economics have a good level of economic literacy. This study aims to determine the effect of economic literacy and lifestyle on the consumptive behavior of students majoring in Islamic economics at FEBI UIN STS Jambi batch 2018. In this study, quantitative methods were used, and the data analysis methods used were instrument test, classical assumption test, and hypothesis testing. The sample in this study amounted to 74 students calculated using the Slovin formula and the data obtained through the distribution of questionnaires using a Likert scale. The results of this study indicate that Economic Literacy (X1) does not have a positive effect on Consumptive Behavior (Y). This can be seen from the t-count value of 0.917, which is smaller than the t-table of 1.667 with a significance value of 0.362, which is greater than 0.05. Lifestyle (X2) has a positive effect on consumptive behavior (Y). It can be seen from the nose t value of 4.224, which is greater than the t table of 1.667 and the significance value of 0.000 is less than 0.05. Economic literacy (X1) and Lifestyle (X2) have a joint effect on Consumptive Behavior (Y) can be seen from the calculated F value of 8.939 which is greater than F table which is 3.12 and the significance value is 0.000 less than 0.05 . while the results of the calculation of the Coefficient of Determination are 0.201 or 20.1%, meaning that the Economic Literacy variable (X1) and the Lifestyle variable (X2) have a significant effect on the Consumptive Behavior of the Students of the Islamic Economics Study Program, Sulthan Thaha Syaifuddin Jambi State Islamic University, Class of 2018 with a level of influence of 20.1%.
ANALISIS STRATEGI PEMASARAN ONLINE DAN OFFLINE PADA TOKO KERAJINAN LABANA ARTSHOP DITINJAU DARI PERSPEKTIF SYARIAH Yeni Rokhilawati; Fitriyatus Sholihah
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Strategi pemasaran adalah strategi yang digunakan oleh suatu perusahaan dalam memperkenalkan barang dagangannya agar bisa laku diapasaran. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan deskriptif kualitatif, pengumpulan data, menggunakan beberapa metode yaitu obsevasi, wawancara dan dokumentasi. Sedangkan teknis analisis data menggunkan analisis data kualitatif (reduksi data, penyajian data dan penarikan kesimpulan). Sedangan pengecekan keabsahan data digunakan triangulasi sumber dan triangulasi teknik.Hasil penelitian yaitu Strategi pemasaran Online dan offline di Toko Kerajinan Labana Artshop menggunakan unsur 9p yang meliputi: Product, Price, Place, Promotio, People, Process, Physical Evidence, Promise, Patience.
MEMAHAMI MANAJEMEN RISIKO SERTA LANDASAN HUKUM DALAM AGAMA Uswatun Hasanah; Jamilatul Mahya
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

In this article, the author intends to explain a little about learning about risk management. Also to get maximum and sustainable benefits in risk management. Which is the implementation of several management functions in risk management, especially the risks faced by an organization/company. Therefore, risk management can be said as a comprehensive set of policies and procedures that an organization has to manage, monitor and control risks that may arise. So that it can find good specifications in potential losses, evaluate potential losses, and choose the right technique/way to determine a combination in achieving the goals of an organization/company. In order to also be able to know the legal basis of risk management in overcoming an organization/company. Islam views risk as suffering, which is undesirable for its own sake. Suffering is desirable only when it contains benefits that outweigh the costs associated with suffering, or in other words, risk is desirable only when it can be a stimulus to productive endeavors and activities that add value. Islam also links risk with luck. So, if luck is associated with obtaining sustenance, then there are ten keys to unlocking sustenance according to the Qur'an and Al-Sunnah that should be lived and believed so that a person gets good luck and obtains sustenance that is lawful and good and blessed, as Allah says.
PENERAPAN MANAJEMEN RISIKO OPERASIONAL KOPERASI GUNA MENINGKATKAN KEPERCAYAAN DI MASYARAKAT Bagas Deo Pradana; Fikri Ahmad Ghani
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Penelitian ini didasari oleh adaya berbagai risiko dalam koperasi khususnya risiko operasional yang bisa menyebabkan kerugian terhadap koperasi dan juga berpotensi menurunnya tingkat kepercayaan koperasi di masyarakat. Metodologi yang digunakan adalah pendekatan kualitatif yakni melalui pengumpulan data referensi maupun landasan teori dari jurnal maupun buku. Penelitian ini bertujuan untuk menjelaskan tentang bagaimana koperasi harus menjalankan manaajemen resiko untuk meminimalisir dampak yang ditimbulan dengan adaya risiko. Hasil dari penelitian ini adalah bagaimana koperasi bisa menerapkan manajemen risionya yaitu dengan cara : 1. Menerapkan prinsip kehati-hatian 2. Memiliki pekerja yang profesionalitas dan berintegritas 3. Menerapkan Manajemen Operasional 4. Melaksanakan semua prinsip-prinsip koperasi yang telah tertuang dalam Undang – Undang. This research is based on the existence of various risks in cooperatives, especially operational risks that can cause losses to cooperatives and also have the potential to decrease the level of trust in cooperatives in the community. The methodology used is a qualitative approach, namely through the collection of reference data and theoretical foundations from journals and books. This study aims to explain how cooperatives must carry out risk management to minimize the impact caused by risk. The results of this study are how cooperatives can implement risk management, namely by: 1. Applying the precautionary principle 2. Having professional and integrity workers 3. Implementing Operational Management 4. Implementing all cooperative principles that have been stated in the Act .
UPAYA FINTECH SYARIAH DALAM MEMBIAYAI PENDANAAN UMKM SKEMA PEER TO PEER LENDING Yeni Prastika
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Penelitian ini bertujuan untuk mengetahui upaya Fintech Syariah dalam membiayai pendanaan pada UMKM serta untuk mengetahui bagaimana konsep fintech peer to peer lending yang dijalankan dengan prinsip syariah. Penelitian ini menggunakan metode studi pustaka yang membahas atau mencari referensi teori serta referensi yang relevan dengan topik yang diangkat dengan objek penelitiannya adalah Fintech Ammana. Hasil dari penelitian menunjukkan bahwa Fintech peer-to-peer lending dalam membiayai UMKM yaitu dengan memposisikan dirinya sebagai market yang mempertemukan atau menghubungkan antara pemberi pinjaman (Lender) dengan penerima pinjaman (borrower) dalam rangka melakukan akad pembiayaan melalui sistem elektronik dengan menggunakan jaringan internet.Kata Kunci: Fintech syariah, UMKM, P2P Lending

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