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Riza Faishol
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INDONESIA
NATUJA: Jurnal Ekonomi Syariah
Published by Institut Agama Islam IBRAHIMY GENTENG BANYUWANGI
ISSN : 28294882     EISSN : 28293576     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 20 Documents
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PENGARUH LITERASI EKONOMI DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF Abdur Rohman
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Abstract This means that students majoring in economics have a good level of economic literacy. This study aims to determine the effect of economic literacy and lifestyle on the consumptive behavior of students majoring in Islamic economics at FEBI UIN STS Jambi batch 2018. In this study, quantitative methods were used, and the data analysis methods used were instrument test, classical assumption test, and hypothesis testing. The sample in this study amounted to 74 students calculated using the Slovin formula and the data obtained through the distribution of questionnaires using a Likert scale. The results of this study indicate that Economic Literacy (X1) does not have a positive effect on Consumptive Behavior (Y). This can be seen from the t-count value of 0.917, which is smaller than the t-table of 1.667 with a significance value of 0.362, which is greater than 0.05. Lifestyle (X2) has a positive effect on consumptive behavior (Y). It can be seen from the nose t value of 4.224, which is greater than the t table of 1.667 and the significance value of 0.000 is less than 0.05. Economic literacy (X1) and Lifestyle (X2) have a joint effect on Consumptive Behavior (Y) can be seen from the calculated F value of 8.939 which is greater than F table which is 3.12 and the significance value is 0.000 less than 0.05 . while the results of the calculation of the Coefficient of Determination are 0.201 or 20.1%, meaning that the Economic Literacy variable (X1) and the Lifestyle variable (X2) have a significant effect on the Consumptive Behavior of the Students of the Islamic Economics Study Program, Sulthan Thaha Syaifuddin Jambi State Islamic University, Class of 2018 with a level of influence of 20.1%.
STRATEGI PENERAPAN BMT UGT SIDOGIRI CABANG PEMBANTU SONGGON TERHADAP PEREKONOMIAN MASYARAKAT DESA SONGGON KECAMATAN SONGGON KABUPATEN BANYUWANGI Edy Imam Supeno; Noval mohamad Rofik
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

The development of the shari'ah financial industry has informally begun before the issuance of a formal legal framework as the operational foundation of Islamic banking in Indonesia. This research uses normative approach methods which means in discussing this research problem using materials related to the title of the study, both written and unwritten. The data and data sources required in this study are primary data and secondary data. Material analysis uses descriptive analysis. The results showed that the creation of various financial services that became the needs of society in general. Such as deposit products, loans, online payment services, and so on. The products used are also based on the Quran and The Hadith which certainly provides enormous benefits for the lives of all people. Because, in the use of the products offered, there is no interest (usury) to take advantage of customers. All that is used is the revenue sharing (mudharabah) between customers and BMT self-sufficient.
PERAN LAZIZNU DALAM MENINGKATKAN SOSIAL EKONOMI MASYARAKAT KECAMATAN KALIBARU KABUPATEN BANYUWANGI Balya Hidayat; Habibulloh Habibulloh; Samsuri Samsuri; Wisnu Wisnu
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

One of the worships in Islam is the implementation of zakat, infaq and alms (ZIS). On the other hand, ZIZ is also an effective solution for community economic empowerment. This study aims to elaborate on the socio-economic potential and assistance of the community carried out by LAZISNU in Kalibaru District. The research method uses descriptive qualitative research with NU leaders, LAZISNU managers in Kalibaru District and the beneficiary communities as informants in the study. Data were collected by observation, interviews and documentation. The Miles and Huberman model analysis technique is used as an analytical tool. The results of this study show that the large number of Nahdiyin residents and a solid and competent management/management team have potential in the development of LAZIZNU. There are 3 excellent program models that are continuously being implemented, including: Biasiwa, NUPrenuer, and NUCare as pillars of improving the social economy of the community. In addition, the activation of the NU Deputy Branch Council at the District level, as well as the formation of new branches and UPZIS-UPZIS that can reach muzaqqi and munfiq in remote areas are efforts in institutional optimization.
ANALISIS SISTEM PEMBERIAN UPAH DALAM MENINGKATKAN PRODUKTIVITAS KERJA KARYAWAN DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Nurul Hidayah
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 1 (2022): (November 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study aims to explain the system applied in wages plantation pt glenmore employees in improving work productivity, explained the system to increase work productivity for plantation workers in Perkebunan PT Glenmore. This research adopting descriptive qualitative. In the process of collecting the data using several methods, that is a method of observation, interviews and documentation. Data analysis technique using analysis qualitative data, data (reduction presentation of data, triangulation data, and withdrawals conclusion or verify). But the research we can conclude that the system for plantation in pt glenmore has been running well based on the suggestion of the government and in accordance with the agreement. The wages plantation in PT Glenmore have also qualified for the islamic in perspective. Wages that would improve employees wages labor productivity and wages system is just the contract and worthy of Proved the wages workers at maturity can employees the wages welfare. This makes plantation PT Glenmore seek to add the type of jobs with the bulk of the results and in accordance with the requirements and a fair wage and worthy.
PENGARUH PENGETAHUAN DAN RELIGIUSITAS SISWA TERHADAP MINAT MENABUNG DI BANK MINI SYARIAH SMK BUSTANUL FALAH BANYUWANGI Yeni rokhilawati; Rani Safitri
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Bank Mini Syariah SMK Bustanul Falah Is One of the Sharia Banks in SMK Bustanul Falah Banyuwangi and Which cooperates with Bank Syariah Indonesia which is usually referred to by the term (BSI), which operates with sharia principles that have a vision and mission that is to become a Sharia Bank to be the choice with the best service for customers, forming professional and trusted human resources. The main problem faced by Bank Mini Syariah SMK Bustanul Falah about the factors of knowledge and religuity of students towards saving interest. Because the interest in saving students is very little and that affects the limitations of knowledge such as performance, benefits, procedures and factors that affect students' interest in using Islamic Mini Bank products either directly or indirectly, namely the existence of religious factors or religion contained in students and students, Therefore religiosity is a spiritual value of a person in practicing the religious sharia that he believes in its use. This research includes a type of Quantitaf research where the quantitative type is a type of research in the form of numbers to test a hypothesis. The population in this study is students and students of Bustanul Falah Banyuwangi Vocational School. Using Purposive Sampling techniques, 86 students were sampled. While the data collected using questionnaires with a likert scale. Hypothesis testing is carried out by multiple linear regression analysis. The results showed that Knowledge had a positive effect on saving interest in The Mini Bank of SmK Bustanul falah, because this was obtained from the calculation of Test T, namely the value of t counting > t table (2,996 > 1,662). So H0 was rejected and Ha was accepted, so it can be concluded that knowledge affects the interest in saving in the Bank Mini sharia SMK Bustanul falah, Because this is obtained from the calculation of Test T, namely the value of t count > t table (5,418 > 1,662). So H0 was rejected and Ha was accepted, so it can be concluded that Religuity affects saving interest. So it can be concluded that knowledge and religiosity together have a significant influence on saving interest. So, when the Islamic Mini Bank will increase interest in saving, both variables both knowledge and religuity must be equally considered to achieve the desired goal. Because both have their own influence on saving interest in BankMini Syariah SMK Bustanul Falah Banyuwangi.
ANALISIS STRATEGI PEMASARAN ONLINE DAN OFFLINE PADA TOKO KERAJINAN LABANA ARTSHOP DITINJAU DARI PERSPEKTIF SYARIAH Yeni Rokhilawati; Fitriyatus Sholihah
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Strategi pemasaran adalah strategi yang digunakan oleh suatu perusahaan dalam memperkenalkan barang dagangannya agar bisa laku diapasaran. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan deskriptif kualitatif, pengumpulan data, menggunakan beberapa metode yaitu obsevasi, wawancara dan dokumentasi. Sedangkan teknis analisis data menggunkan analisis data kualitatif (reduksi data, penyajian data dan penarikan kesimpulan). Sedangan pengecekan keabsahan data digunakan triangulasi sumber dan triangulasi teknik.Hasil penelitian yaitu Strategi pemasaran Online dan offline di Toko Kerajinan Labana Artshop menggunakan unsur 9p yang meliputi: Product, Price, Place, Promotio, People, Process, Physical Evidence, Promise, Patience.
INTERPRETATION OF SADAQAH VERSES AND HADITH IN AN ISLAMIC PERSPECTIVE riky soleman
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 1 (2022): (November 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Alms is a form of sunnah practice that is highly recommended for Muslims. The practice of alms is highly recommended by Islam as evidence of concern for others. For those who give alms will be promised a reward by Allah SWT and those who receive alms will get ease in life. The results of this study state that the results of the interpretation of the Qur'an and Hadith, where the interpretation cannot be separated from the context of the times. The interpretation of the verses of the Qur'an and the hadith of the Prophet SAW, alms has a broader meaning than just helping others with money or goods. Alms also means that every Muslim carries out several practices that are directly related to social behavior and good deeds, both in the form of wealth, energy and thoughts. engage in several practices that are directly related to social behavior. For those who give alms will be promised a reward by Allah SWT and those who receive alms will get ease in life.
ANALISIS KESALAHAN MAHASISWA PERBANKAN SYARIAH IAI IBRAHIMY GENTENG DALAM MENYELESAIKAN SOAL EKONOMETRIK BERDASARKAN MODEL KASTOLAN Anis Hidayati MS; Nurul Hidayah
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study was conducted to analyze student errors in working on econometric questions in order to facilitate the handling. The analysis used is the theory of error analysis according to Kastolan. This research was conducted using qualitative research methods with a case study approach. This research was conducted at the IAI Ibrahimy Genteng campus in Banyuwangi, on Wednesday, June 19, 2019. The research subjects in this study were students of Islamic Banking class 2006. Data were collected by observation, interviews and documentation. As for the conclusions from the research on the errors of Kastolan's theory by students, it can be seen that conceptual errors occur because students do not understand the concept of the classical assumption test. procedural errors occur as a result of a lack of understanding of the concept of the learning material, resulting in errors in carrying out the steps in working on/answering the questions given. While in technical errors, students make this error because of lack of accuracy in performing arithmetic operations. The factors that cause conceptual errors made by students are due to the lack of student knowledge about the concept of regression and classical assumptions. Factors causing procedural errors made by students are difficulties in manipulating the steps and confusion in determining the steps for working on the classical assumption test. Furthermore, the factor causing technical errors made by students is because students do not pay attention to the available time so that at the end of the exam the time is up without being able to re-check their work.
MEMAHAMI MANAJEMEN RISIKO SERTA LANDASAN HUKUM DALAM AGAMA Uswatun Hasanah; Jamilatul Mahya
NATUJA : Jurnal Ekonomi Syariah Vol 2 No 2 (2023): (Mei 2023)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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In this article, the author intends to explain a little about learning about risk management. Also to get maximum and sustainable benefits in risk management. Which is the implementation of several management functions in risk management, especially the risks faced by an organization/company. Therefore, risk management can be said as a comprehensive set of policies and procedures that an organization has to manage, monitor and control risks that may arise. So that it can find good specifications in potential losses, evaluate potential losses, and choose the right technique/way to determine a combination in achieving the goals of an organization/company. In order to also be able to know the legal basis of risk management in overcoming an organization/company. Islam views risk as suffering, which is undesirable for its own sake. Suffering is desirable only when it contains benefits that outweigh the costs associated with suffering, or in other words, risk is desirable only when it can be a stimulus to productive endeavors and activities that add value. Islam also links risk with luck. So, if luck is associated with obtaining sustenance, then there are ten keys to unlocking sustenance according to the Qur'an and Al-Sunnah that should be lived and believed so that a person gets good luck and obtains sustenance that is lawful and good and blessed, as Allah says.
PENERAPAN KARAKTERISTIK MANAJEMEN RISIKO DALAM MEMINIMALISIR RISIKO KREDIT MACET PADA TOKO BAJU KREDIT RUMAHAN DI DESA ALASPANDAN Putri Nur Afrida
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

There are several purposes in this article, the first aims to find out what are the factors that lead to bad credit at the Home Credit Clothing Store. The second aims to provide an overview of the application of risk management in minimizing the risk of bad clothes credit at Alaspandan Pakuniran Home Credit Clothing Stores. This article uses a qualitative approach research, because the research is based on the discovery of a social phenomenon or human problem that is currently happening. The study was conducted at the residence and location of the home credit clothing store business owner located in Alaspandan Pakuniran Village, Probolinggo Regency, East Java Province. The results show that if the character and business of the buyer of credit clothing is good, it will reduce the risk of bad credit. Therefore, in deciding the provision of clothing credit by the owner of the Home Credit Clothing Store, a more thorough analysis should be carried out.

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