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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 161 Documents
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Search results for , issue "Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 161 Documents clear
Pengaruh Transparansi dan Akuntabilitas Pengelolaan Keuangan Desa terhadap Tingkat Kepercayaan Masyarakat pada Pemerintah Desa: Studi kasus: Desa Payu Kecamatan Mootilango Kabupaten Gorontalo Hawaria Djafar; Rio Monoarfa; Siti Pratiwi Husain
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1377

Abstract

The purpose of this study is to determine the effect of transparency and accountability of village financial management has a partial and simultaneous effect on the level of community trust in village government in Payu Village, Mootilango District, Gorontalo Regency. This study uses Quantitative Methods, the data used is primary data obtained from the distribution of questionnaires to the community in Payu Village, Mootilango District, Gorontalo Regency. The sampling technique in this study used the calculation of the solvin formula with a sampling technique using purposive sampling of 86 respondents. The data analysis technique uses multiple linear regression. The results showed that Transparency and Accountability of Village Financial Management on the Level of Community Trust in village government in Payu Village, Mootilango District, Gorontalo Regency. The amount of influence of Transparency and Accountability on the Level of Community Trust in Village Government is 40.6% while the remaining 59.4% is influenced by variables that are not studied
Keseimbangan Karir dan Keluarga Bagi Wanita Pekerja pada Perspektif Manajemen Konflik Theresia Berlian Afrida; Prihatin Lumbanraja; Yeni Absah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1388

Abstract

Working women have the potential to experience conflict in carrying out all of their roles. This conflict has the potential to cause organizational conflict so that it must be managed from both sides. This study aims to analyze conflict and conflict management from 2 perspectives, working women and organization. Qualitative research with a descriptive approach was conducted with in-depth interviews and documentation of key informants of working women, direct supervisors, and supporting informants, which were analyzed using interactive model data analysis techniques. In carrying out their roles, working women have made efforts to balance, but it’s difficult to do. Supporting factors are social support from family, spouses, and coworkers. Differences in perceptions with spouses and coworkers are an inhibiting factor. Organizations perceive role conflict in 2 perceptions, direct supervisors and field employees. In the perception of direct supervisors, role conflict in women doesn’t affect the performance of the field and the organization as a whole. In the perception of field employees, role conflict causes jealousy, reluctance, delegation of tasks, and difficulty carrying out assignments due to changing team arrangements. Supporting factors for the organization are the existence of a communication system in the organization regardless of hierarchy and the sharing of knowledge between leaders regarding employee characteristics and conflict management. Differences regarding the conditions and problems of employees become an obstacle for organization to determine treatment standards. Organizational conflict handling strategies carried out are using persuasive and collaborative leadership styles, open communication with employees, collaboration and compromise conflict management styles.
Analisis Pengaruh Transparansi dan Akuntabilitas terhadap Kepercayaan Publik Karneji Sumarlin Bucika Sormin; Syahyunan; Rina br. Bukit
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1389

Abstract

This research aims to analyze the influence of transparency and accountability on public trust in financial management in the church (a case study on the GKPI Special Congregation Sidorame). The research method used is quantitative with a descriptive approach to determine the extent of the influence of independent variables on dependent variables. The population in this study is the congregation of GKPI Special Congregation Sidorame, and the sample determination technique uses simple random sampling. The data source used is primary data collected through a questionnaire. Data analysis is conducted through descriptive analysis, research instrument test, classical assumption test, multiple linear regression analysis, and hypothesis testing using SPSS version 27. The results of the study explain that (1) transparency has a positive and significant effect on public trust, (2) accountability has a positive and significant effect on public trust, and (3) transparency and accountability simultaneously have a positive and significant effect on public trust.
Meningkatnya Penjualan UMKM Kabupaten Tuban : Dipengaruhi oleh Promosi, Harga, dan Kemampuan Beradaptasi dengan Teknologi Pemasaran : Studi pada UMKM yang Mendaftar di Aplikasi Grabfood Errina Eka Yahyaningtyas; Rusdi Hidayat Nugroho
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1402

Abstract

Promotion carried out online is one of the effective marketing activities. Online promotions are currently growing rapidly in Indonesia, business people are starting to carry out online promotions by connecting with online marketing applications. One of the online applications currently being developed in Indonesia is the Grab application. Price is one component that can influence the sales of a product. The price of a product is seen from the quality of the product itself. By adapting to using online marketing applications, you can build and improve your business and maintain the reputation of your digital business. Increasing sales is what business people want. MSME business actors in Tuban Regency realize the importance of innovating new marketing strategies using digital-based technology which is increasingly being used effectively to expand market share. This research uses a quantitative approach. The sample in this study was the entire population, namely 141 respondents. The research method used was distributing questionnaires. Data analysis techniques using multiple linear regression analysis include analysis of validity, reliability, normality, multicollinearity, heteroscedasticity, R2 determination test, F test and T test, using SPSS 26 to process the data. These results show t-values ​​of 2.721 for promotion (<t-table 1.977), 2.632 for price (<t-table 1.977), 6.013 for adaptability to marketing technology (<t-table 1.977). ). All with significance less than 0.05. Therefore, Promotion, Price, Ability to Adapt to Marketing Technology have a significant positive effect on increasing sales. The F test produces an F value of 99.131 (>f-table 2.671) with a significance of 0.000 <0.05. Therefore simultaneously Promotion, Price, and Ability to Adapt to Marketing Technology have a significant effect on increasing sales. The conclusion of this research is that the independent variables promotion, price, adaptability of marketing technology partially have a significant positive effect on the dependent variable of increasing sales. Simultaneously promotion, price, and the ability to adapt to marketing technology have a significant effect on increasing sales.
Enterprise Risk Management (ERM), Biaya Modal dan Nilai Perusahaan Perbankan di Indonesia Amika Putri; Husaini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1404

Abstract

The study aims to test the impact of the application of enterprise risk management (ERM) on the value of a company with capital cost as an intervening variable. The population in this study is a banking company listed on the Indonesian Stock Exchange during 2017-2021. Using purposive sampling methods obtained samples of 43 banks or a bank of 204 observations. The data analysis method used is regression analysis. Based on the results of the test the hypothesis shows that the application of ERM has a positive effect on the value of the company, but the implementation of the ERM does not have an effect on capital costs, nor does the cost of capital have an impact on the company's value, so that the variable of capital costs is not as a mediation of relationship of application ERM and company value.
Analisis Komoditi Ekonomi Non Migas yang Potensial Sebagai Pengembangan Sektor Unggulan di Desa Kalangan: SWOT Analisis Rizki Bayu Nugraha; Ardian Gilang Saputra; Belayunisa Risqi Khusnayan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1409

Abstract

Law Number 6 of 2014 concerning village regulation is designed to support the development of village potential and assets in order to improve shared prosperity and encourage economic growth in village communities. This provides an opportunity for each village to optimize all its potential. It is important to note that Kalangan Village, located in Klego District, Boyolali Regency, faces challenges in maximizing its natural potential. In this context, this research aims to identify and map the potential of Kalangan Village, using a qualitative approach strengthened by SWOT, IFE and EFE analysis. Several problems found from the results of this research include: 1) lack of product innovation; 2) Lack of access to technology and resources to manage waste efficiently; 3) lack of citizen creativity in marketing; 4) Lack of community outreach and training regarding technological advances; 5) Lack of knowledge about environmentally friendly ways to manage sawdust waste. The results of field observations show that Kalangan Village is very suitable for developing a charcoal briquette product business as a solution to utilize existing potential. With this approach, Kalangan Village can minimize the problems found. Strategic recommendations involve entrepreneurship training, collaboration between stakeholders, and government support. By implementing this solution, it is hoped that Kalangan Village can optimize non-oil and gas economic potential, improve community welfare, and achieve environmental sustainability.
Strategi Pemasaran Soe Studio Jombang Melalui Marketing Mix 4p Guna Meningkatkan Keputusan Pembelian Rizky Amalia; Rusdi Hidayat Nugroho
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1410

Abstract

The increasingly sophisticated development of world technology means that all countries in the world must be able to keep up with the times. One area that is currently being intensively developed is the economic sector. The development of the Indonesian economy is currently experiencing quite a significant increase. MSMEs are one of the economic sectors that have an important role in the development of the Indonesian economy. Before going any further, every company must determine the marketing strategy that will be used to run its business. This research aims to help Soe Studio Jombang MSMEs to analyze the application of the 4P marketing mix to Soe Studio Jombang consumer purchasing decisions. In this research, the type of research used is associative research with a quantitative approach. The population and sample in this research are Soe Studio Jombang consumers with a population of 1,500 with ages <25 years - >45 years. The sampling technique used in this research was nonprobability sampling with a purposive sampling method. The types of data used in this research are primary data and secondary data. The data collection method in the research used a questionnaire. The analysis technique used was multiple linear regression analysis. The research results show that the F test calculation simultaneously shows that the significant value is 0.000 < 0.05 and the calculated F value is 39.854 > F table 2.466, meaning there is an influence on purchasing decisions. In the partial t test calculation, it is known that the Sig value for the influence of X1 on Y is 0.000 < 0.05 and the calculated t value is 4.777 > t table 1.985 so it can be concluded that there is an influence. The Sig value for the influence of X2 on Y is 0.823 > 0.05 and the calculated t value is -0.225 < t table 1.985 so it can be concluded that there is no influence. The Sig value for the influence of X3 on Y is 0.000 < 0.05 and the calculated t value is 5.845 > t table 1.985 so it can be concluded that there is an influence. The Sig value for the influence of X4 on Y is 0.715 > 0.05 and the t value is 0.715 < t table 1.985 so it can be concluded that there is no influence. Simultaneously the independent variables product, price, promotion, place have a significant effect on the dependent variable on purchasing decisions. Partially, the independent variable product has a significant effect on the dependent variable on purchasing decisions. Partially, the independent variable price does not have a significant effect on the dependent variable on purchasing decisions. Spatially, the independent variable promotion has a significant effect on the dependent variable on purchasing decisions. Partially, the independent variable place has no significant effect on the dependent variable on purchasing decisions.
Analisis SWOT Strategi Pemasaran dalam Meningkatkan Layanan Pembayaran pada PT. Pos Indonesia (Persero) Surabaya Selatan 60300 Syafira Widya Uni Putri; Rusdi Hidayat Nugroho
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1449

Abstract

Marketing is an activity carried out by companies to improve their business. In today's increasingly competitive business world, every company that wants to survive in its competition needs to pay attention and organize its marketing strategy properly. This SWOT analysis of marketing strategies aims to understand and analyze what strategies are suitable for PT Pos Indonesia to market the payment services available at PT Pos Indonesia. Marketing can be done by offering these services using the mouth by mouth or upselling method. In this study using qualitative methods, the technique of collecting data through interviews. In analyzing the results obtained, namely seeking price and quality of service in order to improve and establish good relations with customers. Increase innovation in marketing and other services that can attract public interest. Improve, analyze what consumers need in life and develop service marketing activities and take advantage of digitalization to compete with other competitors.
Analysis Of Dividend Policy With Profitability As Intervening Variable In Financial Sector Companies Listed On The Indonesia Stock Exchange Ayu Rachmawati; Nurjanti Takarini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1481

Abstract

The study is done to determine the influence of profitability as an intervening variable in its influence on leverage and the size of the company on the dividends policy. The population of financial sector companies listed in BEI during the year 2018- 2021. The method employed in sample formulating uses a purposive sampling method. We've obtained as many as 24 companies under 4 years of observation, bringing the total data to 96. Using data analysis techniques for path analysis, outlier tests, classic assumption tests, hypothetical and sobel impact detection tests with the help of a SPSS 26 data analysis program. Research suggests that corporate leverage and size do not affect profitability. Leverage has no effect on the dividends policy, corporate size and profitability has no impact on the dividends policy, while profitability as a variable intervening is unable to capitalize on the relationship between leverage and corporate size on the dividends through indirect influence that is greater than direct impact and proving by using the sobel test.
Pengaruh Pengawasan dan Akuntabilitas terhadap Penerapan Anggaran Berbasis Kinerja pada SKPD di Kabupaten Gorontalo Nurul Aulia Hasan; Mattoasi Mattoasi; Valentina Monoarfa Monoarfa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1495

Abstract

This research is related to the implementation of performance-based budgeting, so it is hoped that each use of the budget is in accordance with the organization's strategy, namely the organization's vision. The variable that is thought to have an influence on performance-based budget standards is the existence of elements of supervision and accountability. The method used is a quantitative method in measuring the influence of exogenous variables on indigenous variables. The research results show that supervision and accountability, both partially and simultaneously, have a positive and significant effect of implementing performance-based budgeting in SKPD in Gorontalo Regency.

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