cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 139 Documents
EFISIENSI ASURANSI JIWA SYARIAH: PENDEKATAN DATA ENVELOPMENT ANALYSIS Darmawan, Rifki; Satria, Dias
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.05

Abstract

This research was intended to measure the efficient value of Sharia life insurance in Indonesia with the span of 2018-2021. The data used in this study was 10 Sharia life insurance companies obtained from financial reports each company. The measuring instrument used in this study is a non-parametric type using the Data Envelopment Analysis (DEA) method. The results obtained in this study are that Sharia Life Insurance companies in Indonesia have not reached an efficient level. That's supported by an average technical efficiency value (TE) of 0.72 %, pure efficiency (PTE) of 0.81 %, and scale efficiency (ES ) of 0.87%.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG MAHASISWA PADA BANK SYARIAH Sucianto, Primadany Yusuf; M. Umar Burhan
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.03

Abstract

This study aims to examine the effect of saving interest of Islamic Economics students of Universitas Brawijaya on Sharia Banks. This study uses Attitude variables, Subjective Norms, and Behavioral Control as factors that influence interest in saving at Islamic banks. The sampling method uses probability sampling with the Proportional Random Sampling metahod. The research sample consisted of 100 students of Islamic Economics class of 2017-2019 who were randomly selected. The results showed that attitudes had a significant positive influence on students' interest in saving at Islamic banks, subjective norms also had a significant effect on students' interest in saving at Islamic banks, but behavioral control did not have a significant influence on students' interest in saving at Islamic banks. So the conclusion can be drawn is that subjective attitudes and norms are important factors in influencing the interest of Islamic Economics students to save at Islamic banks. However, behavioral control did not make a significant contribution to this.
PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIK PADA PROGRAM UNIT USAHA EKONOMI KELUARGA Ghifar, Muhammad Dzil; Prestianawati, Silvi Asna
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.04

Abstract

Zakat has the potential to be an effective means of empowering the people's economy. Seeing from the majority of Indonesia's population, the majority adheres to Islam. The large number of Indonesians who embrace Islam is 87.2% or around 207,176,162 people of all religions recognized in Indonesia. The main weakness of mustahik to be able to start a small business is actually the mental attitude and readiness of business management. For this reason, giving zakat with the aim of starting a productive business at the initial stage must be accompanied by a companion who is able to educate mustahik. This study aims to analyze the role of utilization of productive zakat on the welfare of mustahik in the Family Economic Business Unit program at the Amil Zakat Infaq Shadaqah Muhammadiyah Institute. This research was conducted at Parepare in April 2023 involving 30 respondents who were selected using a non-probability sampling technique. Data analysis was performed using multiple linear regression methods. The results of this study indicate that the variable of business capital received has a significant effect on the welfare of mustahik, the variable of distribution of zakat has a significant effect on the welfare of mustahik, and the variable of utilization of zakat has a significant effect on the welfare of mustahik
ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI KEPUTUSAN UNTUK BERWAKAF TUNAI Nanda Anggih Pratiwi; Multifiah
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.02

Abstract

This study aims to analyze the influence of the variables religious compliance, motivation, income, information media access, and knowledge of waqf on the decision to give cash waqf donation. This study method used a quantitative approach with logistic regression analysis. The data obtained were primary data sourced from the results of the questionnaires that have been distributed. The sample number in this study was 70 respondents, both cash waqf and non-cash waqf. The results of this study indicated that variables of religious compliance, information media access, and knowledge of waqf partially had a significant effect on the decision to give cash waqf donation. While the motivation and income variables partially had no significant impact on the decision to give cash waqf donation.
DINAMIKA IMPLEMENTASI AKAD JUAL BELI PROPERTI SYARIAH NON BANK Bintang, Ikhsan; Suman, Agus
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.06

Abstract

This research aims to see the dynamics that occur in the sharia contract scheme used in the Rumahku Surgaku program, starting from the validity of the contract used, the advantages of the program used, then the problems that occur in the contract process as well as the precautions and solutions made to overcome these problems. This research uses primary data from interviews with informants involved, and secondary data obtained from dissertations, literature, articles, journals, and internet sites. The research is qualitative and descriptive. The results of this study indicate that the contract used in the Rumahku Surgaku program is legally valid through the DSN MUI fatwa. The dynamics that occur include consumer literacy issues, sharia marketing needs, risk analysis needs, defaults, payment delays, sale and purchase cancellations, and fines that overlap with applicable law. As an action, a draft contract is made, educating consumers, conducting studies and training for employees, and implementing deliberation, and as a solution, sanctions are imposed for breach of promise, applying compensation for cancellation of sale and purchase, giving consumers the right to complain about product discrepancies, establishing Islamic estate management, and the right to seek assistance from legal institutions if there are problems that cannot be resolved by deliberation.
PENGARUH PEMBERDAYAAN DANA ZAKAT PRODUKTIF SEBAGAI MODAL USAHA UMKM TERHADAP KINERJA UMKM (Studi pada BAZNAS) Fikri Charfian Hadi Pratama Kusuma; Iswan Noor
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.05

Abstract

This study aims to determine the factors that influence the performance of MSMEs in Tanah Abang, Central Jakarta in 2022. The research data was obtained by distributing questionnaires to mustahiq productive zakat recipients. Human Resources performance variable in MSMEs as the dependent variable. The variable Provision of Productive Zakat Funds, Productive Zakat Fund Management System, and Productive Zakat Fund Utilization System as independent variables. This study uses data analysis methods in the form of Classical Assumption Tests and Multiple Linear Regression Tests. The results of this study indicate that partially, the variables X1, X2, and X3 have no significant effect on Y. Meanwhile, simultaneously, the variables X1, X2, and X3 significantly affect Y.
ANALISIS PENGARUH JUB, INFLASI, KURS, DAN IHSG TERHADAP KINERJA REKSA DANA SYARIAH DI INDONESIA PADA TAHUN 2015 HINGGA 2020 Ayunata, Nabila; Iswan Noor
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.13

Abstract

This study aims to determine the factors that influence the performance of Islamic Mutual Funds in Indonesia from 2015 to 2020. The research data were obtained from official publications of the Financial Services Authority and the official website of state data providers. This study uses 5 variables consisting of 1 dependent variable and 4 independent variables. Sharia Mutual Funds performance variable is measured by Net Asset Value (NAV) as the dependent variable. Money Supply, Inflation, Exchange Rate, and Indonesia Composite Index variables as independent variables. This study used the VAR/VECM method with Stata14 software. The results of this study indicate that in the short term, the Indonesia Composite Index variable and the NAV variable itself have a negative and significant effect. Meanwhile, in the long run, only the Indonesia Composite Index variable affects NAV. Meanwhile, the variables of Money Supply, Inflation, and Exchange Rates do not significantly influence the performance of Islamic Mutual Funds in Indonesia from 2015 to 2020.
ANALISIS PENGARUH PENDAPATAN, HARGA, DAN TINGKAT KONSUMSI ISLAMI TERHADAP PEMBELIAN DI MINIMARKET AL-KHAIBAR MASJID ROIS DAHLAN Mujahid, Muhammad Azzam; Muljaningsih, Sri
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.11

Abstract

In Indonesia, traditional markets are expected to shift to modern markets such as minimarkets, as evidenced by the number of minimarkets in Indonesia. Product availability, income, and comparing product prices in stores are things that can influence the increase in consumers in making purchases at mini markets. The development that occurs in minimarkets can also be known through the number of consumers who make purchases. The purpose of this research is to find out how the variables of income, price, and Islamic consumption level affect purchases at the Rois Dahlan Mosque minimarket. The data obtained is primary data sourced from the results of questionnaires that have been distributed to respondents, namely 30 consumers who shop at the Al-Khaibar minimarket of the Rois Dahlan Mosque. This study uses logistic regression analysis using the SPSS 27 program. The results showed that income, price and Islamic consumption levels simultaneously affect the chances of increasing purchases. From the partial test results, it is found that the price variable and the level of Islamic consumption have a significant effect on the opportunity to increase purchases. While the income variable does not have a significant effect on the opportunity to increase purchases.
PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, EFEKTIVITAS, DAN RISIKO PENGGUNAAN DIGITAL FUNDRAISING TERHADAP MINAT PEMBAYARAN DANA ZAKAT, INFAQ, DAN SHODAQOH (ZIS) PADA LEMBAGA ZAKAT Fauzi Ilham Akbar; Burhan, M. Umar
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.08

Abstract

The current economic condition of Indonesian society can be considered uneven. With the majority of the population being Muslims, the guidance and Islamic principles in addressing the problems of poverty within the community become important to implement. ZIS stands for Zakat, Infaq, and Shodaqoh, which refer to activities carried out by Muslims to share with those in need. In this digital era, people tend to transform their behaviors into digital lifestyles in every activity and transaction they engage in. This also extends to the community in terms of increasing the collection of ZIS funds. This study aims to determine the effects of the perceived ease of use, perceived effectiveness, and the perceived risk of digital fundraising usage on the intention to pay ZIS funds. The population of this research consists of the residents of Malang City who use digital fundraising to pay ZIS. A sample of 123 respondents was selected using purposive sampling technique. Data collection was conducted by distributing questionnaires to the respondents. The data were analyzed using Structural Equation Modeling with SmartPLS software. The results of the study indicate that the perceived ease of use significantly effect on the intention to pay ZIS using digital fundraising (online), the effectiveness variable significantly effect on the intention to pay ZIS using digital fundraising (online), and the risk variable does not significantly effect on the intention to pay ZIS using digital fundraising (online).
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS BANK SYARIAH DI INDONESIA Ramadhan, Muhammad Rizky; Widiyanti, Dwi Retno
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.13

Abstract

This study aims to examine the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Cost divided by Operating Income (BOPO), and Non Performing Financing (NPF) to profitability proxied by Return on Assets (ROA) at Sharia Commercial Bank in the period of 2017-2021. The data used in the research was obtained from financial report data. This study population is the Sharia Commercial Banks. The sample selection technique used was purposive sampling and obtained 8 Sharia Commercial Bank with research period of 2017-2021 quarterly. The method of analysis in this research is the panel data regression using the Stata 17 software. The results shows that all independent variables (CAR, FDR, BOPO, NPF) affect the dependent variable profitability proxied by (ROA). Partially, it was found that CAR positively and significantly affects ROA, while FDR negatively and significantly affects ROA. Similarly, BOPO has a significant negative impact on ROA, as does NPF, which also has a significant negative impact on ROA.

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