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JOURNAL SECRETARIAT: Building A, Sharia Economic Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry Banda Aceh, Indonesia. Jl. Syeikh Abul Rauf Kopelma Darussalam Banda Aceh, Indonesia, Postal Code 23111 E-mail: almudharabah@ar-raniry.ac.id | website: https://journal.ar-raniry.ac.id/index.php/mudharabah MAPS: https://maps.app.goo.gl/HE1rr2qDD8gdRMSY9
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Al-Mudharabah
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 26550547     EISSN : 28293665     DOI : http://doi.org/10.22373
Core Subject : Religion, Humanities, Social,
Religion Humanities Social Sciences
Mudharabah: Journal of Sharia Economics and Finance is professionally managed and published by the Sharia Economic Law Study Programme, Faculty of Sharia and Law, UIN Ar-Raniry in helping academics, researchers and practitioners to disseminate their research results. Al-Mudharabah: Journal of Islamic Economics and Finance is a blind peer-reviewed journal dedicated to the publication of quality research results related to the field of Islamic Economics and Finance. All publications in Al-Mudharabah journal are open access allowing articles to be freely available without any subscription. THE SCOPE OF AL-MUDHARABAH: Jurnal Ekonomi dan Keuangan Syariah includes all the areas of research activities in all fields of Economics as theoritical and practical, Islamic Business Economics, Business Law, Economic Management, Microeconomics, Macroeconomics, International economics, International Trade, Experimental economics, Fiscal policy, Health Economics, Economics of Innovation and Entrepreneurship, Industrial Economics, Labour Economics, Inflation and monetary policy, Information economics, Environmental economics, and Agricultural economics etc and Finance as Public Finance, Personal finance, Securities and Investment Analysis, Institutional Finance, International Finance, Financial Management, Managerial finance, Corporate finance, Financial planner, Behavioral finance, Financial mathematics, Financial economics, Monetory, etc.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 86 Documents
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PEMBAGIAN SISA HASIL USAHA DALAM BENTUK BARANG MENURUT AKAD SYIRKAH ‘INÂN: STUDI PADA KOPERASI MANDIRI REUKIH DAYAH INDRAPURI, ACEH Muhammad Maulana; Raisha Putri
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4621

Abstract

Syirkah 'inan is a form of cooperation in capital, management and sharing of business results. Conceptually, this syirkah inan tends to be flexible so that it can be implemented in various partnership businesses including cooperatives, which are flexible in mandatory and voluntary savings as well as in the profit-sharing system, as implemented by the management of the Mandiri Gampong Reukih Dayah Cooperative, Indrapuri District, which is the object of this research. The problem that is the focus of the aim of this research is how to calculate the remaining business results in the form of consumer goods at the Mandiri Cooperative, Indrapuri District, the pattern of conversion of profit sharing value from SHU on consumer goods and a review of the syirkah 'inan contract regarding the distribution of the remaining business results in the form of consumer goods carried out by the management of the Mandiri Cooperative. This research uses a normative sociological approach with descriptive analytical research and data collection techniques through interviews and documentation. The results of the research are that the SHU calculations carried out by the Mandiri Cooperative are calculated every financial year, and the calculations are carried out by the Mandiri Cooperative management in a transparent and accountable manner. The distribution of SHU for members after being allocated the following year's capital and management operational costs is 60% and 40% into SHU which is converted by the Mandiri Cooperative in the form of goods based on the nominal value of the money received by members. Conversion in the form of goods is carried out to make it easier for members to obtain consumer goods more easily and cheaper because the cooperative management buys wholesale so it is cheaper than market prices. Based on a review of the syirkah inan concept, the SHU distribution system in the form of consumer goods is permissible because this pattern is the result of a mutual agreement made by fellow members, while the management only facilitates the members' wishes to make it easier to fulfill family needs in a more practical and cheaper manner. Agreement is the substance of this syirkah inan contract, because in fiqhiyyah the profits are shared based on the agreement.
ANALISIS KEABSAHAN TRANSAKSI JUAL BELI DENGAN SISTEM CASH ON DELIVERY MENURUT HUKUM EKONOMI SYARIAH Putri Rahmatillah
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4688

Abstract

This article aims to analyze the validity of buying and selling transactions with the Cash on Delivery (COD) system according to the perspective of khiyar 'aib. The research method uses qualitative research, which is a type of juridical approach where data is obtained from primary materials in the form of laws and fiqh books. The results of this study conclude that one of the risks in buying and selling transactions with the COD system is the incompatibility of the goods delivered or the goods are damaged. Therefore, the importance of khiyar rights in buying and selling transactions, especially khiyar 'aib. According to the review of muamalah fiqh, it can be concluded that the sale and purchase transaction with the COD system is valid because it has fulfilled the pillars and conditions of sale and purchase and with the enactment of khiyar in the transaction. With the existence of khiyar 'aib in buying and selling transactions, it can minimize the occurrence of losses to one of the parties.
PERAN PEMERINTAH DALAM MENJAGA KETERSEDIAAN BERAS DI PASARAN DI ACEH, INDONESIA: KAJIAN TEORI TAS'IR AL-JABARI Fadhlur Rahmat Muhammad
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4699

Abstract

Availability of rice at a certain time can experience shortages due to various problems. Perum Bulog has the authority to address this by intervening. One of the interventions is in the availability of rice at the market. The way to stabilize the level of rice availability and price is by providing the intended rice and adjusting it to market demand, therefore the government has the right to determine the price according to the concept of tas'ir al-jabari. The concept of tas'ir al-jabari can be carried out by Bulog in handling rice shortages. The research used in this study is qualitative descriptive. Qualitative research is a method of research that aims to understand phenomena about what is experienced by the research subject, Bulog is a state-owned company that operates in the food logistics sector. This company has various businesses including logistics and storage, surveys and pest control, plastic bag provision, transportation, food commodity trading, and retail sales. As a company with a public duty from the government, Bulog continues to carry out activities such as maintaining the basic purchase price of paddy, stabilizing prices, especially the cost price, and distributing rice to the poor and managing food stocks. Bulog's intervention in the food sector, particularly rice, involves routine agency involvement in handling various problems that arise, including rice shortages. Bulog's intervention against rice shortages can only be carried out after receiving direct orders from Bulog's central office and the Ministry of Trade. One of the interventions carried out is by cooperating with the Agriculture Office, the Central Bureau of Statistics, and the Industrial and Trade Office to conduct market operations aimed at stabilizing the market condition and preventing rice shortages from occurring.
ANALISIS FIQH MUAMALAH DAN FATWA DSN MUI NO. 145 TAHUN 2021 TERHADAP PRAKTIK JUAL BELI ONLINE DROPSHIPPING DI KOTA BANDA ACEH, INDONESIA Teuku Agam Iskandar
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4704

Abstract

The majority of scholars are of the opinion that the practice of dropship is haram because of this form of buying and selling, where the goods sold do not belong to the drop shipper (seller). This research aims to find out about the law of online drop shipping according to DSN-MUI Fatwa No.145 of 2021. This research uses the juridical-normative method, where the main data is obtained from a number of laws and regulations, fatwas of scholars and other secondary data. The results show that drop shipping is permissible as long as it does not conflict with the provisions of Islamic law: first, the drop shipper must first buy goods from the supplier before the goods are sold to the buyer; second, the drop shipper and the supplier have worked together so that the drop shipper has been authorized to sell the goods; third, there is a sighat ijab-kabul or contract that has been regulated in the fatwa; fourth, there is clarity about the goods, both in form, quality, cost and delivery time; fifth, there is a dispute resolution mechanism between drop shipper, supplier and consumer.
PEMBIAYAAN QARDHUL HASAN PADA PRODUK SUPER MIKRO BANK ACEH SYARIAH CABANG BANDA ACEH: STUDI FIQH MUAMALAH Qaulan Maisura; Edi Yuhermansyah; Husni Abdul Jalil
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.5419

Abstract

This research aims to examine the implementation of the qardhul hasan contract at Bank Aceh Syariah. To obtain data, the author used a qualitative research method, with an empirical juridical approach where the main source was obtained from interviews with stakeholders. Meanwhile, secondary data was obtained from reading sources such as books, journals, articles and other sources related to this research topic. The research results show that one of the financing schemes with a qardhul hasan agreement is intended for super micro businesses, where the maximum financing amount is IDR 10,000,000.00. Super micro financing is different from other financing schemes, where the creditor does not require collateral (collateral) for the debtor. Apart from that, Bank Aceh Syariah Banda Aceh Branch with a maximum financing agreement period of 3 years. In qardhul hasan financing, the administration fee charged to the customer is 1% of the financing amount. In general, the author can conclude that this financing scheme is in accordance with DSN-MUI Fatwa No.19/DSN-MUI/IX/2001, however based on Muamalah Fiqh it is permissible because the use of non-halal fund income is one of the sources of funds in its implementation.
PENERAPAN BAGI-HASIL PADA SEVEN BARBERSHOP ACEH BESAR DAN RELEVANSINYA DENGAN SISTEM EKONOMI ISLAM Rizki Maulizar; Husni Mubarrak; Riza Mustaqim
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol 5 No 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.5429

Abstract

Trust is crucial in a business like Seven Barbershop; the two sides work together as funders and managers. As a result, the Seven Barbershop business gained proportionally, 50:50. The purpose of this research is to identify the system for the outcomes in the Seven Barbershop business, which operates under the accreditation. The researchers used observation and interview methods to gather data; inductive data analysis techniques were used, and the researchers viewed the system for the outcome at Seven Barbersho as part of the overall scheme, so that researchers could draw conclusions as a whole. The results of the research show that the practice of bsgi results is already in line with the theory, as demonstrated by the fact that Taufik Agustia owns the business of Seven Barbershop, which is a shohibul mall. Where the owner of the capital gave the space and equipment to the researchers, Taufik Agustia. In a partnership at Seven Barbershop, capital owners and managers share profits proportionately. This means that the profits from monthly turnover are deducted from operating costs, such as the purchase of silets, strawberries, hair oil, electricity, and charges, then the net profit is divided between the capital owner and the managers.

Page 9 of 9 | Total Record : 86

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