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Sirajuddin
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laamaisyir@uin-alauddin.ac.id
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Laa Maisyir Jurnal Ekonomi Islam
Published by Universitas Islam Negeri Alauddin Makassar
ISSN : 24769371     EISSN : lamaisyir     DOI : https://doi.org/10.24252/laamaisyir
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Laa Maisyir adalah jurnal ekonomi Islam yang fokus kajian tentang pemikiran ekonomi syariah yang mencakup beberapa bidang kajian seperti jual beli, sewa, gadai, bagi hasil, serta perkembangan transaksi ekonomi seperti jual beli e-commers. Sehingga jurnal ini diharapkan mampu memberikan khasanah pemikiran ekonomi Islam yang uptudate atau kekinian.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Search results for , issue "Vol 9 No 2 (2022)" : 10 Documents clear
Islamic Philantrophy: The fulfilment Of orphan's Needs in Islamic Philantrophy Institution Muh Ruslan Abdullah; Fasiha; Muhammad Saleh Ridwan
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.31818

Abstract

Panti asuhan menjadi sorotan dalam pengelolaan dan pembinaan anak sebab terdapat beberapa anak panti yang memohon bantuan dari rumah kerumah, setiap sudut jalan perkotaan dan terdapat eksplotasi anak. Penelitian ini bertujuan untuk menganalisa pola pemenuhan anak panti di lembaga panti asuhan. Menggunakan pendekatan kualitatif, sumber data diperoleh dari wawancara kepada ketua dan pengurus dari 8 lembaga panti asuhan yang ada di kota Palopo dan melakukan observasi secara langsung terkait aktivitas anak panti. Analisis data dengan cara melakukan verifikasi data, reduksi, display data. Hasil penelitian menemukan 2 model pemenuhan kebutuhan. Pertama, pemenuhan kebutuhan yang mengintegrasi pendidikan sekolah, keagamaan, kegiatan asrama, bakat anak panti, masuk dalam data base pesantren dan pendidikan integrasi keagamaan dengan pendidikan nasional yang ditunjang sarana dan prasana yang baik. Kedua, pengelolaan yang hanya menyiapkan tempat tinggal, makan sedangkan aktivitas Pendidikan dilakukan diluar panti. Artikel ini berimplikasi terhadap perbaikan pengelolaan, pengembangan dan pembinaan anak panti di Lembaga Islamic philantropi.
Marketing Mix: Costumer Decisions in Choosing Simpeda Savings at Sulselbar Bank Amir Mahmud; Nurmiati
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32582

Abstract

This study departs from the problem that whether the marketing mix has a simultaneous and partial effect on customer decisions to use the simpeda product. The aim is to find out and analyze how much influence the marketing mix (7P) has on customer decisions in choosing SIMPEDA products at PT. Bank Sulselbar Mamuju Main Branch and the most dominant variable. This research approach is quantitative. The sampling technique is incidental sampling with a total of 100 respondents. The results showed that the product, price, place, promotion, people, physical evidence and process variables simultaneously had a positive and significant effect on customer decisions in choosing SIMPEDA Savings at PT. Bank Sulselbar Mamuju Main Branch. Meanwhile, the T-test results show that the product, price, promotion and process variables partially have a positive and significant effect. While the variables of place, person and physical evidence partially have no effect and are not significant. The dominating variable is promotion has a positive and significant effect in choosing SIMPEDA Savings at PT. Bank Sulselbar Mamuju Main Branch.
Predicting The Intention to Invest in Equity Crowdfunding in Indonesia Abdurrahman Mansyur; Engku Muhammad Tajuddin bin Engku Ali
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32681

Abstract

in press
Performance Of Islamic Rural Banks Pre and During Pandemic By Maqashid Sharia Index Rahmi Amalia; Asmaul Husna; Sarwo Edi
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32742

Abstract

This study attempted to reveal the performance of the Islamic Rural Bank (BPRS) in North Sumatra during the pre and post-covid-19 pandemic. The method used in this study uses descriptive quantitative research with secondary data sources, namely the financial statements of BPRS in North Sumatra published on the site of Otoritas Jasa Keuangan (OJK) for 2019-2021. The data were selected by purposive sampling and obtained 7 BPRS according to the research criteria. This study used the Maqashid Syariah Index as a performance measurement method, based on the definition of Abu Zahrah maqasid shariah model. The findings in this study are, during 2019-2021, the average performance level of BPRS Gebu Prima in Medan city was the highest at 37.5%, and BPRS al-Washliyah was the lowest at 22.55%. The results showed some elements are negatively affected by the covid-19 pandemic, such as very low levels of profitability. This research contributed to providing information to BPRS stakeholders in North Sumatra to continuously improve performance in the Maqashid Sharia dimension.
Urf In The Charity Culture Perspective In Bima Mega Oktaviany; Nadhirah Nordin; Rahimah Embong
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.33730

Abstract

The alms culture is an important phenomenon in improving the economic order in people's lives. Because, theoretically talking about almsgiving, will broaden the meaning because it has a law that is permissible, what is done is rewarded and what is not done has no impact whatsoever. However, when it is made into a culture, it will have a big impact, not only for individuals, but also for the whole society. The purpose of this study is to look at the practice of alms that is cultivated using the lens of Islamic law, namely 'urf. This type of research is descriptive qualitative, that is, apart from interviewing informants in the field, also from historical documents of the Bima kingdom. The result of this research is that there are four forms of almsgiving practices in Bima, namely sadaqa tara ne'e, alms tola bala, alms kaneo arujiki (facilitating sustenance), and alms ntadi rontedi (agricultural business). The practice of helping and mutual cooperation in Bima is a culture of alms including to 'urf which is valid and the law is permissible, because it fulfills the terms and conditions of 'urf.
Musyarakah Financing Risk Management at Bank Syariah Indonesia Muhammad Nasri Katman; Muh. Furqan Arajab; Idris Parakkasi
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32074

Abstract

This study discusses the risk management of musyarakah contract financing at Indonesian Sharia Banks. The purpose of this study is to find out how the implementation of musyarakah financing risk management is carried out by BSI. The research approach used is a qualitative approach, with a qualitative descriptive method. The data sources used in this study are primary data obtained from the field through the process of collecting data using observation, interview and documentation methods and secondary data in the form of literature such as books, scientific journals and previous research to serve as reference material and also considerations in the preparation of this study. . The data analysis technique used is the method of data collection, data reduction, data presentation and data validity test. The results of this study indicate that Bank Syariah Indonesia has implemented a risk management process starting from identifying risks and taking preventive actions as early as possible such as submitting document requirements, examining financial reports and customer backgrounds to prevent these risks from occurring in the future, carrying out supervision in the activity reporting mechanism. customer business that is carried out every month as well as the restructuring process for customer financing that is experiencing problems, up to the mechanism for the final stage of financing settlement which must be clear and communicative to avoid misinformation that might occur.
Islamic Financial Literacy Level in Jayapura City Muhamad Zainal Abidin; Fachrudin Fiqri Affandy; Ira Eka Pratiwi; Abd. Karman
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32283

Abstract

Complete and credible information is of course very much needed by the community. This will affect people's attitudes in making decisions about financial institutions. This study aims to determine the level of financial literacy of the people of Jayapura City, Papua Province. The object of this research is the people of Jayapura City and the subject of research is public knowledge of Islamic financial institutions, financial management, and public confidence in managing finances. The data used in this study is primary data through a questionnaire. A sample of 230 respondents. Data processing with SPSS with a percentage descriptive analysis approach. The results showed that the level of Islamic financial literacy in the Jayapura city community was still low, namely only 41%. This is due to the lack of education about finance to the public, as well as the lack of public interest in using sharia products. The underlying factors are due to gender, income level, education, and occupation. This research is expected to be the basis of reference for policy making by policy makers in the city of Jayapura.
Study of Student Islamic Financial Literacy Levels At Islamic College Muhammad Subhan; Amrullah; Rafidah
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32731

Abstract

The low literacy of Islamic finance in several semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi really needs attention because it is in the 50% - 59% category. in understanding mudharabah contracts, Islamic insurance related to Islamic insurance products, benefits and risk concepts, as well as understanding Islamic investment. This will affect Islamic financial inclusion and have an impact on the development of Islamic finance in the long term. This study used a quantitative descriptive method, a population of 577 people and a sample of 100 people. Data collection was carried out by distributing research questionnaires to semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, while the results of the research indicated financial literacy for aspects of basic Islamic finance knowledge, namely 81%, indicating a good understanding of the basics of Islamic finance. However, for the aspect of understanding about savings and loans, Islamic insurance, Islamic investment is still in the medium category because it is still at 68.8% - 77.8%. This shows that there is still a great need to increase knowledge and understanding of Islamic financial institutions in this case regarding Islamic banking, Islamic insurance and Islamic capital markets. Efforts to increase Islamic financial literacy with several activities such as: Socialization of Islamic Banking and Islamic insurance, holding workshops or seminars, competitions on Islamic Financial Institutions.
Hisbah and Bulog: Food Price Stability In Indonesia Muh. Arafah; Syaakir Sofyan
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32956

Abstract

in press
Islamic Economics and Sustainable Development Goals In Jeneponto Regency Juardi; Aulia Rahman B; Baso Iwang; Isra Nurul Utama; Ahmad Kafrawi Mahmud
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.33346

Abstract

The purpose of this study is to analyze the achievement of sustainable development goals (SDGs) in Jeneponto Regency as part of the parameters of the progress of Islamic civilization. This research is a quantitative research using path analysis (path analysis). The research results show that PAD has a negative effect on economic growth, but a positive effect on unemployment. While DAU has a positive effect on economic growth, it has a negative effect on unemployment. The DAK variable has a negative effect on economic growth and unemployment, both directly and through economic growth. The implication of the findings of this research is that the formulation of development policies and strategies has not been maximized in this area, so the impact on the achievement of the SDGs is still low. The implementation of the SDGs in Jeneponto Regency has deviated from the path of Islamic values, as in Islam it is explained that economic development aims to achieve people's welfare and prosperity which is called the Falah concept. Without justice and fairness to humans and nature, Falah will never be achieved, especially in creating inclusive economic growth.

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