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All Journal IQTISHODUNA Jurnal Keuangan dan Perbankan Local Wisdom : Jurnal Ilmiah Kajian Kearifan Lokal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Ilmiah Wahana Akuntansi Management and Economics Journal (MEC-J) JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS JURISMA: Jurnal Riset Bisnis & Manajemen Jurnal Samudra Ekonomi dan Bisnis
Prajawati, Maretha Ika
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Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Journal : IQTISHODUNA

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Membangun Hubungan Berkelanjutan Sektor UMKM dan Perbankan S, Basir; Prajawati, Maretha Ika
IQTISHODUNA IQTISHODUNA (VOL.16, No.2, 2020)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (691.952 KB) | DOI: 10.18860/iq.v16i2.7876

Abstract

SMEs hope that their relationship with banks will provide them with ease in accessing capital and financing accordingly, with reasonable costs and conditions, where they expect a mutually beneficial and sustainable relationship in the future. The loyalty of SMEs in using banking services, the length of their relationship and reciprocal relationship shows that SMEs benefit from this relationship. One key element in their relationship is mutual trust. The results of the research show that trust affects effective commitment (affective commitment). Social bonding to affective commitment has a positive and significant effect on affective commitment. Affective commitment has a positive impact on behavioral intention. Attractive alternatives in their role of affective commitment and behavioral intention show that the variable attractive of alternative can strengthen the relationship of affective commitment and behavioral intention.
Co-Authors Agus Indiyanto Agustine, Siti Revina Damayanti, Alvina Devika, Ferdiya Esy Nur Aisyah Indah Yuliana Muis, Ikhza Syafa Pratiwi, Novita Rahayu S, Basir Sahrian Putra*, Muhammad Rafli Yusuf, Mirna