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All Journal Jurnal Manajemen Terapan dan Keuangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JIKA: Jurnal Ilmu Keuangan dan Perbankan Journal of Humanities and Social Studies JESI (Jurnal Ekonomi Syariah Indonesia) Competitive Jurnal Akuntansi dan Keuangan Informatika Ilomata International Journal of Management Cakrawala Repositori Imwi Ilomata International Journal of Management Quantitative Economics and Management Studies JURNAL MANAJEMEN AKUNTANSI (JUMSI) Humantech : Jurnal Ilmiah Multidisiplin Indonesia Journal of Computer Science and Information Systems (JCoInS) Balance : Jurnal Akuntansi dan Manajemen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Mamangan Social Science Journal Jurnal Informatika Ekonomi Bisnis GEMAH RIPAH: Jurnal Bisnis
Rahmani, Nur Ahmadi Bi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Journal : JIKA: Jurnal Ilmu Keuangan dan Perbankan

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Globalization & Development of Sharia Financial Technology in Indonesia Syahputra*, Angga; Kaswinata, Kaswinata; Tanjung, Hendri; Rahmani, Nur Ahmadi Bi; Dzuljastri, Dzuljastri
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 1: December 2023
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i1.11288

Abstract

This research explores the impact of globalization on the development of Sharia Financial Technology (FinTech) in Indonesia. The phenomenon of globalization has spurred the growth of FinTech, including Sharia FinTech, which combines sharia principles with digital technology. This study identifies the factors influencing the growth of Sharia FinTech globally, analyzes its impact on the Muslim community in Indonesia, and explores the challenges and opportunities faced by the industry and financial regulators. This study utilizes descriptive qualitative research method with secondary data sources. The results show that Sharia FinTech has increased the accessibility of financial services in Indonesia, especially for those who were previously unreachable. Innovations in Sharia FinTech products and services create broader financial inclusion and support the growth of the Islamic economy. However, unaligned regulations and licensing complexity are the main challenges. Nonetheless, regulatory harmonization and cooperation between the government, regulators and industry are key steps in optimizing the potential of Islamic FinTech. This research provides insights for policymakers, regulators, and financial industry players to effectively and sustainably manage the development of Islamic FinTech amidst the dynamics of globalization.
Co-Authors Aslami, Nuri Atha, Muhammad Alwan atika Atika Atika Atmaja, Ardi Batubara, Maryam Budi Prianto Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fauzi Arif Lubis Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hendri Tanjung Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Manurung, Nabila Tasya Nurhafifah Marliyah Muhammad Ramadhan Nasution, Juliana Nasution, Rizka Nst, Nurul Hafizah Nurbaiti Nurlaila Nurlaila Qoyum, Muhammad Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Siti Jubaidah, Siti Surbakti, Agung Grafika Syahputra*, Angga Syaputra, Andryan Syarvina, Wahyu Yanti, Nur Santri