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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam International Journal of Artificial Intelligence Research INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI Syntax Literate : Jurnal Ilmiah Indonesia JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) SEIKO : Journal of Management & Business Owner : Riset dan Jurnal Akuntansi At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Jurnal Pendidikan Ekonomi (JURKAMI) YUME : Journal of Management Inovasi: Jurnal Ilmiah Ilmu Manajemen Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Akubis: Jurnal Akuntansi dan Bisnis RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Inovasi Penelitian Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Economics and Digital Business Review El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Bisnis Net : Jurnal Ekonomi dan Bisnis International Journal on Social Science, Economics and Art El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik juremi: jurnal riset ekonomi Journal of Vision and Ideas (VISA) Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review EKSYA: Jurnal Ekonomi Syariah Journal of Management and Business Jurnal Ekonomika Dan Bisnis Economic Reviews Journal As-Syirkah: Islamic Economic & Financial Journal Jurnal Ekonomi dan Manajemen (JEKMA) J-Reb: Journal- Research of Economics and Bussiness Jurnal Trisna Riset Gemilang: Jurnal Manajemen dan Akuntansi Transformasi: Journal of Economics and Business Management Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research Jurnal Riset Ekonomi dan Akuntansi Gudang Jurnal Multidisiplin Ilmu Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) Jurnal Akuntan Publik Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance Proceeding of International Conference on Multidisciplinary Research Jurnal Ekonomi
Fauzi Arif Lubis
Universitas Islam Negeri Sumatera Utara
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Pengaruh Lingkungan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan Bagian Data Manajemen pada PT. Telkom Akses Medan Rawani, Ginie Aulia; Lubis, Fauzi Arif
Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh lingkungan kerja dan motivasi kerja terhadap kinerja karyawan bagian data manajemen pada PT. Telkom Akses Medan, sampel dalam penelitian ini berjumlah 35 orang. Data yang diikumpulkan menggunakan metode kuesioner. Dengan menggunakan analisa regresi melalui perangkat lunak SPSS 16,0. Didapatkan hasil bahwa variable lingkungan kerja dan motivasi kerja berpengaruh terhadap kinerja karyawan. Lingkungan kerja yang baik, kerja sama tim yang dibangun serta motivasi dari setiap elemen sehingga mampu menciptakan kinerja karyawan membaik, Lingkungan kerja merupakan suatu kondisi pekerjaan untuk memberikan suasana dan situasi kerja karyawan yang nyaman dalam pencapaian tujuan yang diinginkan oleh suatu perusahaan.
Peran DPRD dalam Pengawasan dan Kendala-Kendala terhadap Pelaksanaan Anggaran Pendapatan dan Belanja Daerah (APBD) di Provinsi Sumatera Utara Kota Medan Azahra, Alma; Lubis, Fauzi Arif
Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Dewan Perwakilan Rakyat Daerah (DPRD) merupakan salah satu lembaga yang mewakili seluruh lapisan masyarakat dalam pemerintahan, namun kenyataannya selama ini dalam menjalankan peran dan fungsinya sebagai wakil rakyat belum mampu memberikan kontribusi yang maksimal untuk kepentingan. dari komunitas. Hal ini terlihat dari seringkali kebijakan yang telah ditetapkan atau diputuskan oleh pemerintah bersama DPRD sama sekali tidak berpihak pada kepentingan masyarakat atau tidak sesuai dengan aspirasi masyarakat. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian deskriptif dengan pendekatan kualitatif melalui observasi. Penelitian deskriptif adalah metode penelitian yang bertujuan untuk membuat gambaran, gambaran atau lukisan yang sistematis, faktual, dan akurat tentang fakta-fakta, ciri-ciri dan hubungan antara fenomena yang diselidiki. Pengawasan Dewan Perwakilan Rakyat Daerah (DPRD) juga dapat dilakukan di berbagai tingkat kebijakan, program, proyek maupun di daerah. Tingkat ini ditentukan oleh kepentingan strategis politiknya. Seperti fungsi pengawasan pada umumnya, fungsi Dewan Perwakilan Rakyat Daerah (DPRD) didasarkan pada rencana yang dilengkapi dengan standar atau ukuran yang jelas untuk menentukan apakah suatu kegiatan lembaga atau kebijakan publik “berhasil”, “gagal”, atau “menyimpang” dalam pelaksanaan rencana atau kebijakan tersebut. aktivitas. Fungsi pengawasan ini menunjukkan terwujudnya dalam tata pemerintahan. Dimana DPRD sebagai unsur penyelenggara pemerintahan daerah telah menjalankan tugas pengawasan. Salah satu indikator keberhasilan dalam pengawasan ini adalah adanya peningkatan Pendapatan Asli Daerah (PAD) dari tahun ke tahun.
Perancangan dan Pengaplikasian Sistem Informasi Administrasi Kependudukan pada Dinas Kependudukan dan Pencatatan Sipil Kabupaten Aceh Tenggara Mubarak, M. Asidikki; Lubis, Fauzi Arif
Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Rencana Kerja Akhir (Renja Akhir) Dinas Kependudukan dan Kedudukan Pemerintah Pusat Aceh memiliki kedudukan yang strategis, yaitu menciptakan keterkaitan antara Rencana Kependudukan dan Pelayanan Rumah Tangga . Pemerintah Pusat Aceh dan Pembangunan Daerah Rencana Kerja (RKPD), seperti pelaksanaan strategis jangka panjang Rencana Pembangunan Jangka Menengah Daerah (RPJM) dan SKPK strategis menjadi sebagai unit pendukung dalam mencapai visi dan misi daerah. Sistem Informasi Administrasi Kependudukan Kabupaten Aceh Tenggara adalah sistem informasi dengan pemanfaatan teknologi informasi dan komunikasi untuk memfasilitasi pengelolaan informasi Administrasi Kependudukan di tingkat penyelenggara dan instansi pelaksana sebagai satu kesatuan.
Pengaruh Dana Perimbangan dan Dana Sisa Lebih Perhitungan Anggaran (SILPA) Terhadap Belanja Modal pada Badan Pengelola Keuangan dan Aset Daerah Kota Medan Lubis, Fauzi Arif; Ritonga, Salfianti
Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh Dana Perimbangan yang merupakan transfer dari pemerintah pusat dan Sisa Lebiherhitungan Anggaran (SiLPA) yang merupakan selisih lebih realisasi penerimaan dan pengeluaran anggaran dalam satu periode anggaran terhadap Belanja Modal Pemerintah Kota Medan. Metode penelitian ini adalah deskriptif kuantitatif yang bersumber dari dokumentasi yang diambil dari Badan Pengelolaan Keuangan dan Aset Daerah Pemerintah Kota Medan berupa Laporan Realisasi Anggaran Tahun 2015-2019. Sedangkan teknik analisis yang digunakan adalah Uji hipotesis yaitu Uji t dan Uji F. Berdasarkan hasil uji parsial (Uji t) menunjukkan bahwa nilai t-hitung lebih besar dari t-tabel yaitu 4,190 > 2,00247 hal ini dapat disimpulkan bahwa variabel Dana Perimbangan berpengaruh signifikan terhadap Belanja Modal. Variabel Sisa Lebih Perhitungan Anggaran (SiLPA) diketahui t-hitung lebih kecil dari t-tabel yaitu 0,973 < 2,00247 hal ini disimpulkan Sisa Lebih Perhitungan Anggaran (SiLPA) tidak berpengaruh terhadap Belanja Modal. Selanjutnya, Berdasarkan Uji Simultan (Uji F), diketahui bahwa F-hitung > F-tabel (8,893 > 3,16) jadi dapat disimpulkan bahwa variabel Dana Perimbangan dan Sisa Lebih Perhitungan Anggaran (SiLPA) secara simultan berpengaruh dan signifikan terhadap pengalokasian Belanja Modal.
Pengaruh Pengambilan Keputusan Nasabah Melalui Loyalitas Pada Asuransi Takaful Keluarga Sumatera Utara Zulfa Aliyah; Nurlaila Nurlaila; Fauzi Arif Lubis
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4425

Abstract

The decision to choose sharia insurance is a customer's behavior after consideration has been carried out by studying the conditions in choosing sharia insurance products. The purpose of this study was to determine the direct and indirect effect of product, service, promotion, and religiosity variables on customer decision making through loyalty to takaful insurance in North Sumatra. This research method uses a quantitative approach with path analysis and uses the help of the SPSS program. From the results of the significance test, the product has a significant and significant effect on customer decision making to choose family takaful insurance in North Sumatra through loyalty as an intervening variable. Service, promotion and religiosity have no significant and significant effect on customer decision making to choose family takaful insurance in North Sumatra through loyalty as an intervening variable with a 95% confidence level or an error rate of 5%
FACTORS AFFECTING THE AL WASHLIYAH COMMUNITY IN CHOOSING ISLAMIC INSURANCE IN NORTH SUMATRA Fauzi Arif Lubis; HM. Yasir Nasution; Andri Soemitra
INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Vol 4, No 2 (2020): Language, Research, and Education
Publisher : State Islamic University of North Sumatra Indonesia

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Abstract

This study aims to reveal the Al Washliyah community's preference for sharia insurance in North Sumatra, which is focused on aspects: How far do the cultural and personality significantly affect their preference for sharia insurance in North Sumatra. This study uses a quantitative approach by looking at latent variables and manifest variables together against Al Washliyah's community preferences for sharia insurance. Data were collected using a Likert scale model questionnaire taken from a sample of 374 peoples. Data analysis using Structural Equation Modelling (combined factor analysis with regression analysis) with the help of Lisrel Program. The results revealed that variable factors culture, subculture, and social class are valid and reliable in shaping latent Culture variables. Life cycle factors, economic environment, self-concept, and lifestyle are valid and reliable in forming latent variables of Personality. Preference is significantly related to Culture by 0.67, while the influence / coefficient of determination (R2) is = 0.45 and Contribution by 45%. Preference is significantly related to Personality of 0.33, the influence/coefficient of determination (R2) of = 0.11 and its contribution of 11%. Based on these findings, it is expected that institutions that have sharia insurance products in order to be able to pay attention to factors that make people choose sharia insurance products such as: culture and personality so that sharia insurance products can be in demand, especially for the peoples/residents of Al Washliyah. Keywords: Al Washliyah Community, Islamic insurance
Economic Empowerment of Women Costumers Through the Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District Dea Lora Veni; Fauzi Arif Lubis; Aqwa Naser Daulay
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.646 KB) | DOI: 10.30829/jombi.v3i01.9432

Abstract

Paket Masa Depan (PMD) financing product is provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life with Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of PMD at BTPN Syariah MMS, Tanjung Balai Selatan District. Second, to determine the impact on customers in Tanjung Balai Selatan District with PMD at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The study results conclude that the first 90% of BTPN Syariah Bank has carried out the stages of financing requirements per the provisions. However, a less-than-optimal role of the companion is given by Bank BTPN Syariah (maintenance). Second, PMD has 80% positively impacts female customers' welfare in Tanjung Balai Selatan District to improve the economy of both families and communities. The Future Package program helps those who want to open a business and increase business capital. However, some customers have not felt the impact of PMD because of the less-than-optimal role of the companion given to them.Keyword: Community economic empowerment, murabahah, Paket Masa Depan (PMD), wakalah
Aplikasi Sistem Keuangan Perbankan Syariah Fauzi Arif Lubis
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 5 | No. 2 | 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Islamic banks are based on the principles of partnership, justice, transparency and universality and conduct banking business activities based on sharia principles. Sharia bank activities are an implementation of Islamic economic principles. Islamic banks also operate on the basis of the concept of profit sharing, and do not use interest as a tool to earn income or charge interest on the use of funds and loans. The research aims to find out the meaning of the application of Islamic banking systems. The approach in this study uses a descriptive approach by reducing data, presenting and concluding data. The results of this study are Islamic banks must remain guided by the values of sharia in carrying out its business, the principle of which is guided by the Qur'an and Hadith, the principles applied to Islamic financial institutions include the prohibition on applying interest and forbid usury.
POTENSI ASURANSI SYARIAH DI SUMATERA UTARA Y Yusrizal; Fauzi Arif Lubis
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 7 │ No. 2 │ 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v7i2.8851

Abstract

This study aims to analyze the influence of product development variables, market expansion and market share on the potential of sharia insurance in North Sumatra Province, and also to establish a development strategy model in the Sharia insurance industry. This research uses quantitative descriptive statistic research approach and also strategy development approach with SWOT analysis model. The population in this study is the people of North Sumatra with the model of withdrawal of stratfikasi samples by taking several districts / cities in the Province of North Sumatra, namely Medan, Binjai, Deli Serdang, Sibolga, Pematang Siantar and Padangsidempuan. Product development variable regression coefficient of 0.469; this means that if the insurance company develops the product will experience an increase of one unit, then the potential of sharia insurance will increase by 0.469 units The coefficient of variable regression of market expansion is 0.892; this means that if the market share increases by one unit, the potential meal of Sharia insurance will increase by 0.892 units The coefficient of variable regression of market share is 0.048; this means that if the market share increases by one unit, The Potential meal will increase by 0.048 units assuming other independent variables of fixed value. Sharia insurance product development strategy model in North Sumatra with SWOT analysis approach is located in Quadrant 1 (Aggressive). Where it has a good value weight in the internal environment at the position of strength (Strength) and the weight of value in the external environment is good at the position of opportunity (Opportunity). It can be concluded that if the SWOT diagram is in quadrant 1 (Aggressive), it shows sharia insurance companies in northern Sumaetra Province have opportunities and many forces that encourage the use of these opportunities. Quadrant 1 supports an aggressive (growth oriented strategy).
PERANAN BMT DALAM PEMBERDAYAAN EKONOMI NASABAH DI KECAMATAN BERASTAGI-KABANJAHE KABUPATEN KARO (STUDI KASUS BMT MITRA SIMALEM AL KAROMAH) Fauzi Arif Lubis
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 3 | No. 2 | 2016
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

The problem in this research focused on the three aspects, that is: (1) how the customers characteristics which is the empowerment object of BMT Mitra Simalem Al Karomah, (2 empowering forms of what is being done by BMT Mitra Simalem Al Karomah, and (3) how the results of such empowerment. This research is a field research with qualitative approach. The results of this research shows that the customers characteristics of BMT Mitra Simalem Al Karomah can be seen in three aspects, that is: (1) aspects of religion, (2) aspects of business and other work groups, and (3) aspects of the economic level. The economic empowerment that BMT Mitra Simalem Al Karomah done through the realization of financing. Other forms of empowerment that supports are: founding, training and social activities. The research shows that empowerment is successfully done with an indicator of economic development clients and customers active participation which is the object of empowerment. So Empowerment on the social aspects has made the existence of this BMT is quite popular among the public, especially in the District Berastagi and Kabanjahe. Empowerment that performed by BMT Mitra Simalem Al Karomah deemed successful characterized by an increased level of customers economy and the active participation of customers.
Co-Authors Adinda Rizki Fadilah Ahmad Syauqi Aisha Alvia Aisyah Aisyah Ananda Putri Azni MTD Andi Soemitra Andri Soemitra Andri Soemitra Annisa Namira Annisa Thaharah Annisa Zahra Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Mutiah Atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Ayu Ashara Harahap Ayu Lestari Ayyub Ramadhan Azahra, Alma Azhari Akmal Tarigan Azmi Rinaldi Nasution Chairani A Br Nasution Cut Nurul Azizah Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desti Ramadayanti Dharma, Budi Dinda Delfi Permata Rambe Dira Azzahra Putri Dwi Selfiani Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadillatunnisa Fadillatunnisa Fadya Hanin Fajar Dwi Ramadhan Sipa Fauziah Sarah Fitri Diani Fitri Yani Fitria Hanum Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap, Muhammad Ikhsan Hasanah Azizi Hendra Harmain Illiyyin Hanifah Maruhawa Imamah Khairiyah Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Intan Sakina Br. Nasution Irma Rahmayani Marpaung Irma Yunita Irna Permata Sari Ismu Hartarto Isna Nurul Ain Juliana Nasution Juliana Nasution3 Kahfita Ardana Khairina Tambunan Khairun Nisa Khairunnisa Azzahra Kurnia Utami Pasi Laksono Trisnantoro Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Liza Mutia M. Lathief Ilhamy Nasution M. Yasir Nasution Manna Wassalwa Mardelia - Desfrida Marlya Fatira AK Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Yusuf Muhammadharris Suwandi Multamuddin Multamuddin Mutiara Sawitri Pane Nabilahpurba Nabilahpurba Nelsi Agustina Siburian Niken Rahmadyah Nila Rosdiana Novita Tanjung Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nuri Aslami Nurlaila Nurlaila Nurlaila NURSANTRI YANTI Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurwani Nurwani Nurwani Ongku Indramora Siregar Pratista Andanitya Siregar Rahmah Sari Lubis Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Roslinda Harahap Ruli Abror Saparuddin Siregar Sekar Sari Selvia Selvia Septia Sakinah Rizki Utama Silvia Retri Aldona Tampubolon Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Siti Aisa Siti Saleha Sovianum Sovianum Suci Citra Pratiwi Daulay Tamarindika Manja Putri Titis Budi Prihatin Tri Azmi Ramadhani Tuti Fitri Ani Siregar Wahyu Syarvina Wahyu Syarvina Widy Tri Sianuri Y Yusrizal Yohana Ariska Putri Nasution Yuki Dian Imawanti Yusnita Ulfah Munthe Zulfa Aliyah