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All Journal Jurnal Manajemen Terapan dan Keuangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JIKA: Jurnal Ilmu Keuangan dan Perbankan Journal of Humanities and Social Studies JESI (Jurnal Ekonomi Syariah Indonesia) Competitive Jurnal Akuntansi dan Keuangan Informatika Ilomata International Journal of Management Cakrawala Repositori Imwi Ilomata International Journal of Management Quantitative Economics and Management Studies JURNAL MANAJEMEN AKUNTANSI (JUMSI) Humantech : Jurnal Ilmiah Multidisiplin Indonesia Journal of Computer Science and Information Systems (JCoInS) Balance : Jurnal Akuntansi dan Manajemen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Mamangan Social Science Journal Jurnal Informatika Ekonomi Bisnis GEMAH RIPAH: Jurnal Bisnis
Rahmani, Nur Ahmadi Bi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Journal : Quantitative Economics and Management Studies

 1 
Operational Cost Budget Optimization Analysis to Improve Efficiency of PT Citra Robin Sarana Khairani, Umi; Rahmani, Nur Ahmadi Bi; Atika, Atika
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2813

Abstract

The aim of the study is to assess the company's ability to optimize the operating cost estimates with the data for the period 2021-2023. A quantitative approach with multi-objective analysis is used, collecting data through interviews and analysis of administrative and financial data. The data used are secondary data from annual financial reports and data of operational costs as well as financial production data of the company. The results of the research showed the difference between the cost of budget and the costs of operational realization of the company: Rs. -161.525.511 in 2021, Rs. 1.530.471.758 in 2022, and Rs. 706.742.283 in 2023. Despite an increase from 2022 to 2023, operating costs are still not optimal. Efforts to optimize risk management have been seen, but have not achieved the expected results.
Risk Analysis and Sustainability of Sharia Insurance in Facing the Challenges of the Digital Era Rahmadhani, Layla; Ramadhan, Muhammad; Rahmani, Nur Ahmadi Bi
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2912

Abstract

Digitalization of Islamic finance leverages technology to enable financial transactions anytime and anywhere, removing specific time constraints. This research explores the challenges, opportunities, and risks associated with digitalization in the sharia insurance sector. Utilizing qualitative methods with a descriptive approach, the study reveals that challenges include: a) Upholding sharia principles in technology adoption, b) Ensuring security and compliance, c) Addressing bias in big data and AI, d) Forming strategic partnerships with fintech, and e) Investing in sustainable projects. Opportunities for digitalization in sharia insurance encompass: a) Easier customer reach, b) Enhanced customer education and facilities, c) Streamlined transactions and SOP completion, d) Broader introduction of sharia insurance, e) More effective marketing, and f) Collaborative efforts. Risks associated with digitalization can be mitigated by: a) Providing robust customer protection, b) Enhancing trust and security, and c) Reinforcing justice and sustainability. This research aims to provide a comprehensive understanding of these aspects to better guide the implementation of digital technologies in the sharia insurance sector.
Co-Authors Aslami, Nuri Atha, Muhammad Alwan atika Atika Atika Atmaja, Ardi Batubara, Maryam Budi Prianto Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fauzi Arif Lubis Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hendri Tanjung Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Manurung, Nabila Tasya Nurhafifah Marliyah Muhammad Ramadhan Nasution, Juliana Nasution, Rizka Nst, Nurul Hafizah Nurbaiti Nurlaila Nurlaila Qoyum, Muhammad Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Siti Jubaidah, Siti Surbakti, Agung Grafika Syahputra*, Angga Syaputra, Andryan Syarvina, Wahyu Yanti, Nur Santri