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All Journal IJTIHAD Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Abdi Masyarakat Saburai (JAMS) Dikmas: Jurnal Pendidikan Masyarakat dan Pengabdian Az Zarqa': Jurnal Hukum Bisnis Islam Journal of Islamic Law Studies
Ledy Famulia
Universitas Sang Bumi Ruwa Jurai
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Journal of Islamic Law Studies

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ANALISIS PRAKTIK AKAD IJARAH MUNTAHIYAH BI AL-TAMLIK DALAM LEMBAGA PEMBIAYAAN SYARIAH DI INDONESIA Rodliyah, Nunung; Famulia, Ledy; K, Ade Oktariatas
Journal of Islamic Law Studies Vol. 3, No. 2
Publisher : UI Scholars Hub

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Abstract

Awareness of muslims as a people the majority of the population to behave in islamic is one reason the development of syariah banking in indonesia. Significantly, in defending its existence, islamic banking industry continued to innovation for shariah products, in accordance with society development one of the Islamic banking products is ijarah muntahiyah bi al-tamlik. The ijarah muntahiyah bi al-tamlik contract is one of the relatively new contracts, because it combines several types of contracts in a contract. For some of these reasons, the authors are interested in discussing more about the legal aspects of the ijarah muntahiyah bi al-tamlik and how they are practiced in Islamic finance institutions. The research method used is a qualitative method with a type of normative juridical research. The conclusion obtained is that the contract of the ijarah muntahiyah bi al-tamlik which is a lease agreement that ends with ownership is permissible in Islam. This was confirmed by the DSN-MUI fatwa No. 27 / DSN-MUI / III / 2002 concerning the Ijarah muntahiyah bi al-tamlik. Even in practice, there have been several rules from Bank Indonesia and the Financial Services Authority which specifically regulate the implementation of the ijarah muntahiyah bi al-tamlik contract.
Co-Authors Abel Ivani Fitri Salsabila Diasti Rastosari Irwan Jaya Diwirya K, Ade Oktariatas Lina Maulidiana Nunung Rodliyah Ratna Kumala Sari Rendi Renaldi Satrya Surya Pratama